Knoxville, TN30+ days ago
Performs risk rating analysis and spreading of financials Assists in team in compiling credit package for approval Supports Portfolio Managers in managing a portfolio of healthcare clients Monitors financial statement reporting requirements, track and review quarterly and annual statements for covenant compliance, exceptions, and trends Performs covenant testing and document results accurately and timely Tracks credit collateral, insurance, entity, and reporting exceptions, assist with remediation, and follow-up with clients or internal partners Maintains comprehensive and accurate credit files in accordance with bank policy Identify early warning indicators and help recommend risk-mitigation strategies Participates in client calls, site visits, and due-diligence sessions to better understand operations and risks Collaborates with internal partners, Loan Operations, Treasury Compliance, Legal, on documentation, closing, and ongoing monitoring Maintains working knowledge of healthcare industry dynamics, including reimbursement changes, regulatory environment, labor and staffing trends, and payer mix considerations Provides support in preparing internal sector reports, portfolio analytics, and trend summaries. SUMMARY Supports the Healthcare team with financial analysis, covenant and exception monitoring, and assistance in preparation of credit approval materials for healthcare borrowers such as hospitals, senior living, skilled nursing, not-for-profit physician groups, and other healthcare organizations.