Follow bank policies, IRS and regulatory guidelines to establish new client relationships, verify eligibility and identification of all new account applicants and signers, determine eligibility of IRA contributions and distributions, account agreements, resolutions, and disclosures, evaluate client needs to recommend products and services, establish new deposit accounts, refer to relationship manager as appropriate, and respond to and act on service requests. Under minimal supervision, and in accordance with established policies and procedures and regulatory requirements, the position is responsible for exercising discretion and independent judgment while managing all banking center functions and providing strong managerial leadership to banking center staff, as well as maintaining effective departmental policies and procedures to prevent loss of money, accounts and customer good will.