Develops and solicits mortgage and consumer loans, provides assistance and analysis with direct, home equity and mortgage lending, maintains and develops realtor relationships, helps with difficult loans, approves loan requests, prepares and handles loan closings and assures branch personnel process loans according to established lending limits, policies, procedures and regulations. Solicits new deposit accounts, oversees and coaches managers to ensure branch staff understands bank products, cross-sells and refers customers to products and services that meet financial needs and services customers according to established Bank policies, procedures and deposit regulatory requirements.