Assistant Store Manager Baseball Lifestyle 101Assistant Store ManagerGarden City, NY$22–$24 / hourToday, Baseball Lifestyle has over 200 employees, retail locations in malls and tournament complexes, and can be found in various sporting goods stores around the country, like Dick’s Sporting Goods, Scheels, and Academy. The journey at Baseball Lifestyle has brought our brand around the country to some of the biggest venues has to offer, and we will continue to spread our love of baseball and our brand to not just baseball fans, but everyone that is looking for the best off-field apparel the industry has to offer.
NewRetail Customer Service Associate FedExRetail Customer Service AssociateMassapequa Park, New York$20.75–$24.37 / hourFull timeThe Store Consultant will operate and maintain a wide variety of equipment, move boxes and equipment, stock materials, manage the production queue and output, manage complex projects, manage retail supply, and complete assigned tasks based on priority. POSITION SUMMARY: The Store Consultant consistently delivers a positive customer experience to all customers, utilizing consultative skills to anticipate customer needs, suggest alternatives and provide solutions.
Cash Processor Brink's, IncorporatedCash ProcessorPlainview, NYKey Responsibilities: Check in all work and cash through window Verify cash, perform data input into iTrack, mix and check for all deposit types including check only, CompuSafe, ATM, Recyclers and mixed Process check imaging into FIS system Balance all individual teller sells Validate bulk pull and fill each order by packing slip Complete checklist according to established deadlines for each major function throughout the day Clean off stations at end of day, bundle trash according to specified procedure, sort deposit slips, ensure no work is remaining, print check manifest and make sure deposits match Ensure all imaged work and teller paperwork is delivered to the appropriate areas and/or filed appropriately Follow any direction provided by supervisor and/or manager. The Qualifications You Must Have: • 18 years old or older • Minimum of 3 months experience in any cash handling, inventory control, deposit processing, vault processing, account reconciliation, ATM processing environments or being a Cashier or Teller • Ability to lift 50 lbs • Ability to satisfactorily complete and maintain all required internal training applicable to the position.
Cash Processor BrinksCash ProcessorPlainview, New YorkBrink’s U.S., a division of Brink’s, Incorporated, is the premier provider of armored car transportation, currency and coin processing, ATM servicing and other value added services to financial institutions, retailers and other commercial and government entities. Clean off stations at end of day, bundle trash according to specified procedure, sort deposit slips, ensure no work is remaining, print check manifest and make sure deposits match.
Cash Admin Saks Global Enterprises LLCCash AdminGarden City, NY$19.61–$24.51 / hourSupport with set-up and take down of in-store events and activations Follow all safety procedures on the dock and in all other work areas WHAT YOU WILL BRING: 1+ year of retail experience Demonstrate flexibility with competing tasks with a ""win together"" mentality Basic proficiency with MS Office Product Suite Certain roles may require standing, bending, climbing stairs, and lifting and carrying up to 35 pounds Associates must work a flexible schedule based on business need, which will include evenings, weekends, and holidays YOUR LIFE AND CAREER AT NEIMAN MARCUS: Opportunity to work in a dynamic fast paced environment at a company experiencing growth and transformation Exposure to rewarding career advancement opportunities across the largest multi-brand luxury retailer from retail to distribution, to digital or corporate Comprehensive benefits package for all eligible full-time employees (including medical, vision and dental) An amazing employee discount SALARY AND OTHER BENEFITS: Factors which may affect starting pay within this range may include market, experience and other qualifications of the successful candidate. It is known for creating the Neiman Marcus magic through exceptional customer experiences including the Neiman Marcus Awards, Fantasy Gifts, seasonal campaigns, and Retail-tainment initiatives.
Programs Sales Coordinator The New York Racing Association Inc.Programs Sales CoordinatorNY$21.32–$24.49 / hourThe Analyst provides on-shift guidance to program sellers, addresses routine issues, and escalates more complex matters to the senior operations team. Working under supervision, this role assists in ensuring coverage and customer service, contributes to sales targets, and serves as a frontline seller when needed.
Shift Leader - Butte, MT (2902 Harrison, 59701) City Brew CoffeeShift Leader - Butte, MT (2902 Harrison, 59701)Harrison, New YorkDemonstrated willingness to be trained, coached, learn, and execute job responsibilities, duties, and expectations communicated by Store Managers and other leaders, including DMs and support office. If at any time during your tenure as Shift Leader you are unable to fulfill the responsibilities or if your availability changes, a title change with a corresponding pay adjustment may be considered.
Wholesale Sales & Customer Assistance Team Leader Hicks Nurseries IncWholesale Sales & Customer Assistance Team LeaderWestbury, NYWe are seeking a customer-focused and results-driven Customer Sales & Assistance Team Lead to oversee front-end operations, lead a team of customer service professionals, and drive sales growth through exceptional customer engagement. This role is responsible for supervising daily customer service and point-of-sale activities, ensuring operational excellence, maintaining accurate cash controls, and fostering a positive customer experience.
RETAIL CUSTOMER SERVICE LEADER (FRONT END LEADER) Micro Center Online, Inc.RETAIL CUSTOMER SERVICE LEADER (FRONT END LEADER)Yonkers, NY$17–$20 / hourProvide regular coaching and feedback to associates in regard to customer satisfaction and appropriate sales presentation to ensure desired operations results and metrics are understood and being met. Lead all freight flow and merchandise processing within the department, including regular cycle counts and tracking of company assets through inventory control and loss prevention best practices.
Part-Time Teller (20 Hours) - Cedarhurst Branch Citigroup IncPart-Time Teller (20 Hours) - Cedarhurst BranchNY$41,600–$51,960 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. The Teller is an entry-level position responsible for assisting with the execution of branch activities, including day-to-day delivery of client-facing services and processing transactions, in coordination with the Customer Service function.
Part-Time Teller (20 Hours) - Selden Branch Citigroup IncPart-Time Teller (20 Hours) - Selden BranchSelden, NY$41,600–$51,960 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. The Teller is an entry-level position responsible for assisting with the execution of branch activities, including day-to-day delivery of client-facing services and processing transactions, in coordination with the Customer Service function.
Part Time Teller (20 Hours) Norwalk Citigroup IncPart Time Teller (20 Hours) NorwalkNorwalk, CT$41,600–$51,960 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. The Teller is an entry-level position responsible for assisting with the execution of branch activities, including day-to-day delivery of client-facing services and processing transactions, in coordination with the Customer Service function.
NewFull-Time Bank Teller - Harrison, AR (Downtown) Equity BankFull-Time Bank Teller - Harrison, AR (Downtown)Harrison, New YorkWith a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. Responsibilities and Expectations Accurately Perform Financial Transactions and Functions Accurately process financial transactions including but not limited to deposits, withdrawals, transfers, check cashing, payments, monetary instrument sales, and internal bank transactions.
Bilingual Insurance Customer Service - Spanish Steve Pescetti - State Farm AgencyBilingual Insurance Customer Service - SpanishMASTIC, NEW YORKThe ideal candidate possesses strong communication skills, proficiency in multiple languages, and a passion for delivering outstanding client experiences. This role is ideal for motivated individuals who thrive in fast-paced environments and are committed to delivering exceptional customer service.
Head Teller Suffolk Credit UnionHead TellerIslandia, NYFull timeAdditionally, the Head Teller will assist in establishing new customer accounts and maintaining strong relationships with existing customers by identifying and cultivating referral opportunities across Retail Banking, Consumer Lending, Commercial Lending, Mortgage Lending, and other service channels. Supervise and guide staff, ensuring the accurate completion of Personal Banker tasks, including account opening/closing, debit card servicing, wire transfers, fraud claims, and account maintenance.
Cashier Lead - Eastchester Union Free School District AramarkCashier Lead - Eastchester Union Free School DistrictEastchester, NYThe Lead Cashier is responsible for training other cashiers, maintaining the front of the house, processing transactions, maintaining inventory, and delegating tasks as appropriate to cashiers while providing excellent customer service. So, no matter what youre pursuing - a new challenge, a sense of belonging, or just a great place to work - our focus is helping you reach your full potential.
Retail Store Team Leader (Part-Time) - Westchester, NY Lego ASRetail Store Team Leader (Part-Time) - Westchester, NYNY$23.50–$24.90 / hourLeadership and/or management experience in a retail store environment Delivery of Employee training Cash handling and inventory/sales auditing Point of sale automated systems Merchandise maintenance and visual merchandising Physical specifications: Constant moving, talking, hearing, reaching, grabbing and standing for at least two consecutive hours. Wellbeing - We want you to be your best self, so you'll have access to the Headspace App and lots of wellbeing initiatives and programs run by local teams where you are based Colleague Discount - We know you'll love to build so from day 1 you will qualify for our generous colleague discount.
NewPart Time Floor Leader - Smith Haven Mall Lush Handmade Cosmetics LtdPart Time Floor Leader - Smith Haven MallNYBuilding the Brand: Educate customers on Lush brand values, and articulate our position on Fighting Animal Testing, Freshest Cosmetics, Ethical Buying, 100% Vegetarian, Handmade, and Naked Packaging in the shop and through community engagement, hosting store parties, and other traffic-driving initiatives. Operational Excellence: Cash Handling and Store Opening/Closing: Manage cash handling, including customer transactions, opening/closing the register, reconciling cash drawers, preparing nightly deposits, and securing the store at the end of each day.
Full Time Floor Leader - Roosevelt Field Mall Lush Handmade Cosmetics LtdFull Time Floor Leader - Roosevelt Field MallGarden City, NYBuilding the Brand: Educate customers on Lush brand values, and articulate our position on Fighting Animal Testing, Freshest Cosmetics, Ethical Buying, 100% Vegetarian, Handmade, and Naked Packaging in the shop and through community engagement, hosting store parties, and other traffic-driving initiatives. Operational Excellence: Cash Handling and Store Opening/Closing: Manage cash handling, including customer transactions, opening/closing the register, reconciling cash drawers, preparing nightly deposits, and securing the store at the end of each day.
NewBarista Paradies LagardereBaristaJamaica, NYFrom an inspiring restaurant design or live entertainment that captures a traveler's attention, to the top-notch quality of our culinary offerings and the exceptional hospitality delivered by our teams, we focus on more than just restaurant operations. All Paradies Lagardère positions, including the Barista, require that you embody a positive company image by providing courteous, friendly, and efficient service with a smile to customers and team members.
Starbucks Shift Supervisor Applegreen USA Welcome Centers Central ServicesStarbucks Shift SupervisorMilford, CTConsistently provide friendly customer service by engaging in positive, helpful interactions with customers (travelers) and appropriately resolve customer complaints. Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
NewRelationship Banker - Greater Bridgeport / Trumbull Area Bank of America CorpRelationship Banker - Greater Bridgeport / Trumbull AreaBridgeport, CT$25–$26.77 / hourResponsibilities:• Executes the bank's risk culture and strives for operational excellence• Builds relationships with clients to meet financial needs• Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations• Grows business knowledge and network by partnering with experts in small business, lending, and investments• Manages financial center traffic, appointments, and outbound calls effectively• Drives the client experience• Manages cash responsibilitiesRequired Qualifications:• Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client.• Back to search results Relationship Banker - Greater Bridgeport / Trumbull Area Bridgeport, Connecticut; Trumbull, Connecticut; Bridgeport, Connecticut; Stratford, Connecticut; Fairfield, Connecticut; Fairfield, Connecticut; Shelton, Connecticut Additional locations Apply × To proceed with your application, you must be at least 18 years of age.
Box Office Supervisor Live Nation WorldwideBox Office SupervisorWestbury, New YorkThese businesses allow Live Nation Media & Sponsorship to create strategic music marketing programs that connect more than 1,200 sponsors with the 145 million fans that attend Live Nation Entertainment events each year. As part of its commitment to make reasonable accommodations, Live Nation also wishes to participate in a timely, good faith, interactive process with a disabled applicant to determine effective reasonable accommodations, if any, which can be made in response to a request for accommodations.
Personal Banker I - Teller Suffolk Credit UnionPersonal Banker I - TellerSayville, NYPart timeIn addition to handling teller duties such as processing transactions accurately and efficiently, they are expected to establish and enhance relationships through acquisition, retention, and cross-sell strategies within retail banking. Role Overview: Our Personal Banker I's (Tellers) are responsible for delivering exceptional service to both current and prospective Suffolk Credit Union members.
Full Time Floor Leader - Roosevelt Field Mall Lush Retail LtdFull Time Floor Leader - Roosevelt Field MallGarden City, NYBuilding the Brand: Educate customers on Lush brand values, and articulate our position on Fighting Animal Testing, Freshest Cosmetics, Ethical Buying, 100% Vegetarian, Handmade, and Naked Packaging in the shop and through community engagement, hosting store parties, and other traffic-driving initiatives. Operational Excellence: Cash Handling and Store Opening/Closing: Manage cash handling, including customer transactions, opening/closing the register, reconciling cash drawers, preparing nightly deposits, and securing the store at the end of each day.
Part Time Floor Leader - Smith Haven Mall Lush Retail LtdPart Time Floor Leader - Smith Haven MallNYBuilding the Brand: Educate customers on Lush brand values, and articulate our position on Fighting Animal Testing, Freshest Cosmetics, Ethical Buying, 100% Vegetarian, Handmade, and Naked Packaging in the shop and through community engagement, hosting store parties, and other traffic-driving initiatives. Operational Excellence: Cash Handling and Store Opening/Closing: Manage cash handling, including customer transactions, opening/closing the register, reconciling cash drawers, preparing nightly deposits, and securing the store at the end of each day.
Bookkeeper (PT) Uncle Giuseppe's, IncBookkeeper (PT)Port Washington, NYSupport front-end operations by performing customer service clerk duties, including assisting customers, handling transactions, and providing general store support once daily bookkeeping tasks are completed. This role is essential in maintaining accurate financial records and ensuring the integrity of daily cash handling processes.
Retail Sales Worker - USTA Retail Merchandise AramarkRetail Sales Worker - USTA Retail MerchandiseQueens, NYThe Retail Sales Worker is responsible for stocking and inventorying products as well as maintaining the appearance and cleanliness of the retail location. BENEFITS: Aramark offers comprehensive benefit programs and services for eligible employees including medical, dental, vision, and work/life resources.
Teller Ameris BankTellerRoosevelt, FloridaOperate the teller drawer and perform advanced, specialized teller functions including researching cash discrepancies, and handling complex customer transactions. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.
Service Ops/Cashier CatchAirService Ops/CashierEast Meadow, New YorkCatchAir is seeking energetic and reliable Service Ops team members (Cashiers) to deliver exceptional guest experiences. This role is responsible for handling transactions, assisting guests, and supporting both the front desk and café operations.
Service Associate Patriot Bank NAService AssociateGreenwich, CTPerform daily banking transactions using the TCR such as, but not limited to, deposits, withdrawals, check cashing, maintaining and reloading ATMs, and requests for account information. Cross-sell and up-sell bank products by answering inquiries, inform customers of new services and product promotions, determine customer needs, and refer to platform as appropriate.
Shift Supervisor PLSShift SupervisorFreeport, New YorkPerforming responsibilities of a Customer Service Representative and supervising the team’s activities in the absence of the Store Manager, including but not limited to transaction processing, maintenance of cash drawers, and cash handling procedures. Shift Supervisors are responsible for providing leadership to ensure the store delivers outstanding customer service, meets all operating objectives and financial goals, and follows company policies and procedures.
Customer Service Representative Laz Parking LtdCustomer Service RepresentativeStamford, CTOversee general maintenance of the garage - sweeping, wiping down surfaces and equipment, emptying trash, picking up trash, changing light bulbs, etc. Greet customer by name, be responsive and timely with correspondence and problem resolution, and display a caring attitude, develop a rapport with the customer base.
Self-Checkout Host Sprouts Farmers Market IncSelf-Checkout HostHartsdale, NY$18.15–$23.60 / hourWith a focus on customer service, our neighborhood grocery stores offer high-quality, farm fresh produce, natural meats, plenty of scoop-your-own bulk goods and much more in a fun, friendly, old-fashioned farmer's market setting. If the thought of helping people make healthy choices in one of the fastest growing retailers is up your alley - then we need YOU to join our winning team at Sprouts Farmers Market as a Self-Checkout Host!
Team Member - Dunkin' Applegreen USA Welcome Centers Central ServicesTeam Member - Dunkin'Fairfield, CTAs a Team Member, you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Team Member - Dunkin, Subway' Applegreen USA Welcome Centers Central ServicesTeam Member - Dunkin, Subway'Fairfield, CTAs a Team Member, you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Team Member - Dunkin, Subway, Auntie Anne's' Applegreen USA Welcome Centers Central ServicesTeam Member - Dunkin, Subway, Auntie Anne's'Milford, CTAs a Team Member, you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Team Member - Dunkin, Starbucks, Subway, Auntie Anne's' Applegreen USA Welcome Centers Central ServicesTeam Member - Dunkin, Starbucks, Subway, Auntie Anne's'Darien, CTAs a Team Member, you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Subway Team Member – Part Time Applegreen USA Welcome Centers Central ServicesSubway Team Member – Part TimeDarien, CTAs a Team Member , you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Team Member - Dunkin, Panera, Subway, Auntie Anne's' Applegreen USA Welcome Centers Central ServicesTeam Member - Dunkin, Panera, Subway, Auntie Anne's'Darien, CTAs a Team Member, you will be responsible for providing exceptional customer service, thoroughly cleaning & stocking, processing accurate payment transactions, preparing & serving quality food, and a variety of other duties to assist in meeting the needs of our customers (Travelers). Ensure proper food handling procedures are followed including wrapping, labelling, dating, stocking, storing, rotating, and checking temperature of products.
Cashier / Receptionist Atlantic Auto GroupCashier / ReceptionistWest Islip, NY$18–$20 / hourAtlantic is renowned for offering new opportunities to people with some automotive experience, ambitious workers with skills from other businesses, veterans who have served their country, both men and women, and/or to people of all backgrounds, ages, races, and nationalities. We’re actively recruiting veterans, transitioning military, service members, and their families to bring these attributes to Atlantic and to help us build a better business.
Assistant Store Manager PLSAssistant Store ManagerFreeport, New YorkThe Assistant Manager performs all the duties of a Customer Service Representative plus assists the Store Manager in the store's day-to-day operations, and in the absence of the Store Manager, is responsible for directing the activities of all team members. Assistant Store Managers are responsible for providing leadership to ensure the store delivers outstanding customer service, meets all operating objectives and financial goals, and follows company policies and procedures.
Personal Banker III (Financial Services Representative) Suffolk Federal Credit UnionPersonal Banker III (Financial Services Representative)West Babylon, NYRole Overview: As a Financial Services Representative III (Personal Banker) at Suffolk Credit Union, your primary responsibility is to deliver exceptional member experiences to both current and prospective members. Financial Services Representatives are expected to collaborate with cross-functional teams to achieve departmental and Credit Union goals while maintaining high accuracy and reliability.
Cashier - Eastchester Union Free School District AramarkCashier - Eastchester Union Free School DistrictEastchester, NY$17–$17.50 / hourBENEFITS: Aramark offers comprehensive benefit programs and services for eligible employees, including medical, dental, vision, and work/life resources. So, no matter what youre pursuing - a new challenge, a sense of belonging, or just a great place to work - our focus is helping you reach your full potential.
Front of the House Staff (Full Time & Part Time) BK Franchise Holdings LLCFront of the House Staff (Full Time & Part Time)Queens, NY$17–$19 / hourPart timeThe Front of House Staff is responsible for providing excellent customer service, ensuring a welcoming environment, and supporting day-to-day café operations. Offer suggestions and recommend signature menu items or seasonal promotions to enhance the customer experience.
Shift Leader Insomnia Cookies LLCShift LeaderBabylon, NY$16.50–$17.50 / hourAt least 1 year of working experience in a customer service-focused role • Point of Sale systems experience • Outstanding communication, time management, and people skills • Outgoing, friendly, patient demeanor • Detail-focused and results-oriented • Ability to lead-by-example and motivate others • Ability to lift up to 40 lbs. Your hands-on leadership style should not only include building orders, suggestive selling, baking, and interacting with customers - it will also mean taking pride in knowing that your prowess as a leading Insomniac attributes to a productive and fun night for your store.
Store Supervisor Full Time (Mount Vernon) The Toronto-Dominion BankStore Supervisor Full Time (Mount Vernon)Mount Vernon, NY$25.50–$36 / hourConnects with our Customers/Prospects, provides financial advice, and deepens relationships through lead management activities to include the creation & management of Self-Generated Leads, the management of received Partner/Retail to Retail Referral Leads or Campaign Leads, Customer outreach (Outbound Calls, Relay SMS), setting and/or hosting appointments, and Lead prioritization. OCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007.
Customer Service Supervisor BrinksCustomer Service SupervisorSpringfield Gardens, New York$75,000–$85,000 / yearBrink’s Global Services specializes in the secure transportation and handling of valuable goods throughout the logistic value chain, from raw materials and components to finished products within the mining, banknote, precious metal, jewelry, security, art and pharmaceutical industries The company has a proud history of providing growth and advancement opportunities for its employees. Effectively manage all Commodities Customer Service processes and work closely with Operations, Sales and Security to ensure the right decisions are made at the right time, appropriate communication occurs and that plans are intelligently adjusted to reflect necessary fluctuations in goals and requirements as business needs change.
Customer Service Representative PLSCustomer Service RepresentativeFreeport, New YorkThrough our check cashing stores, we provide consumers with convenient financial products and services to help them manage their day-to-day financial needs. Although many of our customers have banking relationships, we believe that our customers use our financial services because they are convenient, transparent, and frequently more affordable than available traditional alternatives.