Epitec, IncNewClaims Analyst Epitec, IncClaims AnalystHouston, TXThis role acts as a key liaison between the organization and healthcare providers—ensuring strong relationships, resolving issues, and improving overall provider experience. We’re seeking a Provider Relations Analyst to support provider services, operations, and data processes within a managed care environment.
USAANewProperty Adjuster Specialist - Field USAAProperty Adjuster Specialist - FieldHouston, TX$69,920–$133,620 / yearProactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
USAAInside Senior Property Adjuster - Houston, TX USAAInside Senior Property Adjuster - Houston, TXHouston, TX$63,590–$121,530 / yearProactively manage assigned claims caseload comprised of claims with moderate complexity damages that require commensurate knowledge and understanding of claims coverage. Apply proficient knowledge of estimating technology platforms and virtual inspection tools; Utilize platforms and tools to prepare claims estimates to manage moderate complexity property insurance claims.
Restoration RecruitersBusiness Developer / Ops Manager Restoration RecruitersBusiness Developer / Ops ManagerGalveston, TX$50,000–$70,000 / yearIf you value autonomy, relationship-driven sales, and building a territory with real operational support behind you, this role offers the opportunity to lead growth in a market and build lasting partnerships - without being buried in day-to-day operations. As a growing organization for contents restoration services, they specialize in textile, electronics, art, and general contents cleaning, along with professional pack-outs and pack-backs.
System OneNewProject Controls Specialist System OneProject Controls SpecialistHouston, TX$124,400–$150,138 / yearDevelop and maintain Work Breakdown Structures (WBS) and project control hierarchies, building and managing schedules in Primavera (P6) including resource loading and milestones. Bachelor’s degree in Engineering, Construction Management, Project Management, Accounting, Business, or related field; advanced degree or AACE certification preferred.
Sentry InsuranceNewSenior Trial Attorney - Staff Counsel Sentry InsuranceSenior Trial Attorney - Staff CounselHouston, TX7+ years of related work experience with experience as a licensed attorney in at least one state with some insurance defense litigation, and including experience taking/defending depositions, court appearances, handling dispositive motions, retaining expert witnesses, and trial experience as first chair or solo trial counsel. See Sentry Insurance Terms & Conditions at https://www.sentry.com/terms-and-conditions and Privacy Policy at https://www.sentry.com/privacy and SonicJobs Privacy Policy at https://www.sonicjobs.com/us/privacy-policy and Terms of Use at https://www.sonicjobs.com/us/terms-conditions.
Dane StreetPain Management Physician Dane StreetPain Management PhysicianHouston, TXDane Street is a national leader in Independent Medical Examinations (IMEs) and peer review services, trusted by insurance carriers and organizations across the country for objective, high-quality medical evaluations. We are seeking a skilled and board-certified Pain Medicine in TX to join our team for Independent Medical Examinations (IMEs).
The Crash Team - The Galvan Law FirmNewPersonal Injury Litigation Attorney The Crash Team - The Galvan Law FirmPersonal Injury Litigation AttorneySugar Land, TXWe represent people involved in Auto Crashes, 18-wheeler Crashes, Commercial Crashes, Wrongful Death, Slip and Fall, Dog Bite, and Other Catastrophic Injury Cases. 5 years of experience in a personal injury litigation or trial experience in medical malpractice, personal injury, wrongful death, or civil litigation practice areas needed.
MindriftSenior Auto Claims Adjuster - Freelance AI Trainer MindriftSenior Auto Claims Adjuster - Freelance AI TrainerHouston, TXcontributory) and assess likelihood of recovery; Develop supervisor-escalation scenarios that test whether the agent correctly recognizes authority-limit thresholds ($25,000) and stops short of auto-approving; Draft and evaluate reservation-of-rights letter scenarios, verifying language stays within the bad-faith line; Validate coverage-limits math when multiple endorsements (OEM, rideshare, extended rental) stack on a single claim; Document test cases clearly with correct answers, policy citations, and payout calculations. Ideally, contributors will have: Degree in Finance, Business, Insurance, or related field — or equivalent professional experience; no specific degree is required if AIC, CPCU, or comparable credentials are present, or if the candidate has 4+ years of hands-on claims adjusting experience; 3+ years of hands-on auto claims adjusting, examining, or supervisory experience at a U.S. carrier, independent adjusting firm, or SIU team; Ability to make coverage decisions (collision vs.
DPR Construction IncInsurance Claims Specialist (Construction Defects and Property Damage) DPR Construction IncInsurance Claims Specialist (Construction Defects and Property Damage)Houston, TXKey Skills: • Basic working knowledge and familiarity of: • Commercial General Liability • Property Insurance (Including Inland Marine and Builder's Risk) • Pollution Liability • Professional Liability • Controlled Insurance Programs (CCIP/OCIP) • RMIS Systems • Construction Industry Expertise • Strategic thinking • Strong written and oral communication skills • High level of EQ (Soft skills) • Self-Starter • Highly organized and responsive; ability to meet deadlines • Detail Oriented • Contractual risk assessment • Dispute management • Integrity • Ability to mentor and inspire others • Team player • Willingness to understand and advance the DPR Culture • Proactive Learner. Act as a liaison between all parties involved, including but not limited to, carriers, clients, trade partners, brokers, consultants, attorneys and DPR project teams (and DPR-related entities), as it relates to claim progress, strategy, expenses, and settlements.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Channelview, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Channelview, TexasChannelview, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Hitchcock, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Hitchcock, TexasHitchcock, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Lake Jackson, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Lake Jackson, TexasLake Jackson, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Manvel, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Manvel, TexasManvel, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Seabrook, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Seabrook, TexasSeabrook, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Bacliff, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Bacliff, TexasBacliff, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Galveston, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Galveston, TexasGalveston, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Brazoria, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Brazoria, TexasBrazoria, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Deer Park, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Deer Park, TexasDeer Park, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Galena Park, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Galena Park, TexasGalena Park, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Fresno, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Fresno, TexasFresno, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Friendswood, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Friendswood, TexasFriendswood, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Missouri City, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Missouri City, TexasMissouri City, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Santa Fe, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Santa Fe, TexasSanta Fe, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Baytown, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Baytown, TexasBaytown, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Alvin, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Alvin, TexasAlvin, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in La Marque, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in La Marque, TexasLa Marque, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Clute, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Clute, TexasClute, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in La Porte, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in La Porte, TexasLa Porte, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Dickinson, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Dickinson, TexasDickinson, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Angleton, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Angleton, TexasAngleton, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Highlands, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Highlands, TexasHighlands, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Houston, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Houston, TexasHouston, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Pearland, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Pearland, TexasPearland, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in League City, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in League City, TexasLeague City, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Pasadena, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Pasadena, TexasPasadena, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Richmond, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Richmond, TexasRichmond, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in South Houston, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in South Houston, TexasSouth Houston, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Rosharon, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Rosharon, TexasRosharon, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Stafford, Texas MileHigh Adjusters Houston IncIndependent Insurance Claims Adjuster in Stafford, TexasStafford, TXFull timeHow We Can Help You Succeed:At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claims adjusting. Visit our website at www.milehighadjustershouston.com to explore our offerings and view our 375+ Five-Star Google Reviews.
First Chicago Insurance Company (FCIC)NewCasualty Claims Specialist First Chicago Insurance Company (FCIC)Casualty Claims SpecialistHouston, TXThey will settle complex liability claims which require greater investigation and verification, as well as casualty claims including severe injuries which may result in extended disability or bodily injury as well as coverage related litigation. Conduct thorough investigations and keep accurate and relevant documentation of file activity on each claim assigned including coverage, liability status, and damages that are applicable for each claim.
CARS Protection Plus IncClaims Adjuster II CARS Protection Plus IncClaims Adjuster IIHouston, TXPart timeSpeak and write English (Spanish a plus); communicate effectively and build strong relationships with customers, peers, and management. Ability to read and interpret documents such as safety rules, operating and maintenance instructions, parts catalogs, and procedure manuals; ability to write simple correspondence.
W. R. Berkley CorpSr. Technical Claims Specialist W. R. Berkley CorpSr. Technical Claims SpecialistHouston, TXThis includes specialized coverages, risk services that complement existing safety practices, and claims management that reflects our in-depth knowledge of hazards and losses normal to this industry. Technical Claims Specialist position will be responsible for handling, negotiating and resolving third party commercial general liability and automobile bodily injury and property damages claims to conclusion.
GallagherSenior Workers Compensation Claims Adjuster GallagherSenior Workers Compensation Claims AdjusterHouston, TexasRemote
BerkleySr. Technical Claims Specialist BerkleySr. Technical Claims SpecialistHouston, TexasThis includes specialized coverages, risk services that complement existing safety practices, and claims management that reflects our in-depth knowledge of hazards and losses normal to this industry. Technical Claims Specialist position will be responsible for handling, negotiating and resolving third party commercial general liability and automobile bodily injury and property damages claims to conclusion.
XRI WaterContract and Claims Coordinator XRI WaterContract and Claims CoordinatorHouston, TXFull timeThey act as a subject matter expert for other XRI employees and executives to ensure the implementation and management of contracts in the contract management system meets all company and department needs. The Contract and Claims Coordinator plays a vital role in implementing a contract management system; managing and overseeing contracts placed into the system; and organizing, tracking, and managing insurance claims.
GAC Enterprises, LLCClaims Manager - Houston, TX | Full-Time GAC Enterprises, LLCClaims Manager - Houston, TX | Full-TimeHouston, TX$72,000–$80,000You'll ensure claims are investigated, documented, processed, and resolved efficiently — partnering with Operations, Legal, Safety, Fleet, customers, and insurance carriers to mitigate risk and strengthen accountability. We're looking for a Claims Manager to oversee and manage claims related to utility damages, operational incidents, accidents, and service disruptions.
TEEMAWorkers Compensation Claims Examiner TEEMAWorkers Compensation Claims ExaminerHouston, TX$36–$41In this role, you will independently manage a caseload of approximately 110–150 workers’ compensation claims, including complex files requiring advanced investigation, compensability analysis, reserve management, and ongoing medical oversight. You will work closely with claimants, employers, medical providers, attorneys, and internal stakeholders to ensure timely and compliant claim resolution in accordance with Texas workers’ compensation regulations.
American International Group Inc (AIG)Claims Examiner - Federal Workers' Compensation American International Group Inc (AIG)Claims Examiner - Federal Workers' CompensationHouston, TXMake your mark in Claims Our Claims teams are the proven problem solvers of choice for clients, delivering consistent technical excellence and showcasing our service differentiation to create an unparalleled global claims handling experience. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the worlds most far-reaching property casualty networks.
GallagherSenior Claims Specialist - Long Term Care Liability GallagherSenior Claims Specialist - Long Term Care LiabilityHouston, TexasRemoteThe actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. The Senior Claims Specialist within GB Specialty is responsible for managing moderately complex Healthcare Professional Liability claims, with a primary focus on Long Term Care - Medical Malpractice exposures.