11717 Senior Claim Representative | Flexible Hours Metro Public Adjustment11717 Senior Claim Representative | Flexible HoursPhiladelphia, PA$30,000–$110,000 / yearFull timeLocal Opportunities – Serve homeowners across Philadelphia, Bucks County, Montgomery County, and nearby parts of South Jersey. Whether you’re looking for a new career or supplemental income, you’ll find success here if you bring a positive attitude, professionalism, and the drive to help others.
11717 Public Adjuster Sales Representative Metro Public Adjustment11717 Public Adjuster Sales RepresentativeWest Chester, PA$65,000–$250,000 / yearFull timeStep 1: Submit your resume and schedule a Job Overview Session using this link: https://linktr.ee/metrointerview . We help homeowners and businesses maximize insurance settlements after storms, fire, water damage, and other property losses.
11717 Business Development Representative – Public Adjusting Services Metro Public Adjustment11717 Business Development Representative – Public Adjusting ServicesPhiladelphia, PA$65,000–$250,000 / yearFull timeAbout Metro Public Adjusting: Metro Public Adjusting helps property owners maximize insurance settlements after storm, water, fire, or other property damage. We are seeking a motivated Outside Sales Representative to generate new business, build client relationships, and partner with our claims team.
NewProperty Adjuster Specialist - Field USAAProperty Adjuster Specialist - FieldPhiladelphia, PA$69,920–$133,620 / yearProactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
Public Adjuster | Flexible hours Metro Public AdjustmentPublic Adjuster | Flexible hoursTrenton, NJ$35,000–$145,000 / yearFull timePart timeWe provide ongoing training, mentorship, and professional development opportunities to help ensure you gain the skills, knowledge, and confidence needed to succeed in this role. Our Public Adjusters enjoy the flexibility to create their own schedules.
Attorney Diedre Moire Corp.AttorneyMerion Station, PA$200,000–$300,000 / yearFull timeCONSIDERED EXPERIENCE INCLUDES: Attorney Lawyer Insurance Company Litigation Policy Development Transaction #DiedreMoire #InsuranceJobs #AttorneyJobs #LitigationJobs #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting. Attorney Counsel Insurance Claims Lawyer VP Vice President Complex Catastrophic Losses Long Tail Subrogation Policy Interpretation Research Discovery Litigation Arbitration Negotiation Settlement Agreements Mass Tort _.
613829 Remote Claim Representative Metro Public Adjustment613829 Remote Claim RepresentativeBensalem, PARemote$60,000–$100,000 / yearFull timePart timeMetro Public Adjustment is looking for people who are interested in helping homeowners and businesses receive the maximum amount they are entitled to from their insurance claim. We provide ongoing training and development opportunities to ensure that you will have the skills and knowledge needed to succeed.
Senior Claims Adjuster - Casualty (Public Risk Group) HCC Life Insurance CompanySenior Claims Adjuster - Casualty (Public Risk Group)PARemoteThe Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Our package policy provides a variety of coverages to support our insureds needs, including Law Enforcement Liability, Public Officials liability, Employment Practices Liability, Commercial General Liability, Property, First and Third-Party Auto, Inland Marine, Equipment Breakdown and more.
TEMP-Workers'''' Compensation Claims Adjuster Argo Group International Holdings IncTEMP-Workers'''' Compensation Claims AdjusterPARemote$37.66–$44.33 / hourBoston metro area, California outside of Los Angeles & San Francisco metro area, Connecticut, Chicago metro area, Denver metro area, New Jersey (outside of New York City metro area), New York State (outside of New York City metro area), Washington, D. C. Clearing the error involves researching to obtain the missing or misaligned information (sometimes requiring communication with the claimant or insured) and entering or correcting data in various fields in either our claims system or the state's reporting site.
Multi-line Senior Claims Adjuster - Water Districts Program HCC Life Insurance CompanyMulti-line Senior Claims Adjuster - Water Districts ProgramPARemoteThe Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. This role involves handling complex, high-value liability, property, and automobile claims nationwide-engaging with attorneys, attending settlement conferences, and managing litigation from start to finish.
Property Adjuster Insurance Claims Elevate Claims SolutionsProperty Adjuster Insurance ClaimsPhiladelphia, PennsylvaniaElevate Claims Solutions is founded on the belief that human experience and claim quality are the essence of profitable growth and retention for our adjuster partners, our clients, and ourselves. Valuing our partnerships with our carrier clients; recognizing and maximizing the ways in which our Elevated Claims Handling can support them and their policyholders.
Claims Adjuster II U-HaulClaims Adjuster IIIvyland, PAThe states in which U-Haul will decline to hire nicotine users are: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Pennsylvania, Texas, Utah, Vermont, Virginia, and Washington. Under the general direction of the Claims Manager, Repwest Insurance, responsible for the investigation, evaluation and settlement (either by denial, compromise or payment) of claims arising from physical damages to vehicles, property of customers (higher and more complex cases) and third parties (medium to high exposure bodily injury claims).
Senior Trucking Liability Claims Adjuster (JD Required) Berkshire Hathaway GUARD Insurance CompaniesSenior Trucking Liability Claims Adjuster (JD Required)PA$130,000–$170,000 / yearThis role may be based out of any of our office locations, including: New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.
Senior Liability Claims Adjuster Major Case Unit Berkshire Hathaway GUARD Insurance CompaniesSenior Liability Claims Adjuster Major Case UnitConshohocken, PA$100,000–$150,000 / yearThe Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses.
Senior Claims Adjuster - Casualty Coverage and Mass Tort American International Group Inc (AIG)Senior Claims Adjuster - Casualty Coverage and Mass TortPhiladelphia, PA$86,000–$106,000 / yearAs an experienced professional, in this role you'll deal with sophisticated litigation and coverage issues, including long-tail bodily injury and property damage exposures, claims arising under Coverage B of Primary/Excess CGL policies, construction defect, as well as environmental and toxic tort claims. You'll work with some of the best claims and underwriting minds in the industry addressing challenging claims and sophisticated coverage issues, and helping our businesses develop products to address the rapidly evolving risk environment.
Sr. Work Comp Claims Adjuster (PA & NJ) EliteSr. Work Comp Claims Adjuster (PA & NJ)Philadelphia, PennsylvaniaExcellent written and verbal communication skills, including ability to convey technical details to claimants, clients and staff. Education/Experience : Bachelor’s degree in related field (preferred); three (3) or more years related experience; or equivalent combination of education and experience.
NewMass Tort and Complex Casualty - Senior Claims Adjuster American International Group Inc (AIG)Mass Tort and Complex Casualty - Senior Claims AdjusterPhiladelphia, PA$76,000–$100,000 / yearAs an experienced professional, in this role you'll deal with sophisticated litigation and coverage issues, including long-tail bodily injury and property damage exposures, claims arising under Coverage B of Primary/Excess CGL policies, construction defect, as well as environmental and toxic tort claims. Our Claims teams are the proven problem solvers of choice for clients, delivering consistent technical excellence and showcasing our service differentiation to create an unparalleled global claims handling experience.
Workers Compensation Claims Adjuster | NY Jurisdictional Knowledge & NY Licensing Required | Dedicated Public Entity Client & Capped Caseloads Sedgwick Claims Management Services, Inc.Workers Compensation Claims Adjuster | NY Jurisdictional Knowledge & NY Licensing Required | Dedicated Public Entity Client & Capped CaseloadsPARemote$80,000–$90,000 / yearPRIMARY PURPOSE OF THE ROLE To analyze New York Workers Compensation Lost-Time claims on behalf of our valued clients to determine benefits due, while ensuring ongoing adjudication of claims within service expectations, industry best practices, and specific client service requirements. Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
NewLiability Claims Adjuster | General Liability & Auto Liability Property Damage | Dedicated Client Sedgwick Claims Management Services, Inc.Liability Claims Adjuster | General Liability & Auto Liability Property Damage | Dedicated ClientMarlton, NJRemote$70,000–$80,000 / yearPRIMARY PURPOSE OF THE ROLE To analyze General Liability & Auto Liability Property Damage claims on behalf of our valued clients to determine benefits due, while ensuring ongoing adjudication of claims within service expectations, industry best practices, and specific client service requirements. Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
Claims Adjuster Trainee The Progressive CorpClaims Adjuster TraineeMt Laurel, NJ$59,300–$63,200 / yearFor ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://www.progressive.com/careers/how-we-hire/faq/job-scams/ . This is a hybrid role, which means you'll work in-office two days that are selected by local leadership and choose where you want to work the other three days, whether that's at home or in the office, for a period of 12 months.
Casualty Claims Specialist First Chicago Insurance CompanyCasualty Claims SpecialistPhiladelphia, PAThey will settle complex liability claims which require greater investigation and verification, as well as casualty claims including severe injuries which may result in extended disability or bodily injury as well as coverage related litigation. The Casualty Claims Specialist will have the following duties and responsibilities: Review & determine course of action on each file assigned, utilizing technical knowledge & experience for the purpose of supporting final disposition of a loss.
Senior Complex Commercial Property Claims Adjuster ICW GroupSenior Complex Commercial Property Claims AdjusterPhiladelphia, PARemote$90,559.93–$152,723.07 / yearHeadquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. This role does not have supervisory responsibilities but may provide claim examiners with training and guidance on the handling of cases; address complaints and resolve problems; coach team members to further their skills and knowledge; promote/encourage adherence to department policies and procedures.
Claims Superintendent Professional Liability W. R. Berkley CorpClaims Superintendent Professional LiabilityMoorestown, NJ$120,000–$130,000 / yearThe company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Base Salary Range: $120,000 - $130,000 The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. The position requires close collaboration with defense counsel, internal stakeholders, and external partners to ensure effective claim outcomes, adherence to policy terms, and alignment with best practices for high‑severity loss management.
Auto Damage Claims Adjuster The Progressive CorpAuto Damage Claims AdjusterTrenton, NJ$80,100–$97,900 / yearFor ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://careers.progressive.com/pages/how-we-hire-faq-job-scams/ . Individual will work in the field, office, body shop, network shop, or service center environment and at time be expected to lift, bend stretch, walk, crouch, twist and/or lay on floor.
Crop Insurance Area Claims Supervisor Sompo International Holdings LimitedCrop Insurance Area Claims SupervisorPA$85,000–$95,000 / yearOur business, your impact, our opportunity: What you'll be doing: Build and maintain professional relationships with the Regional Leadership team (Regional Vice President, Regional Claims Manager, Regional Operations Manager and Regional Marketing Manager) and other departments (Compliance, Underwriting, Accounting, Agents, etc.) to ensure open and effective communication between departments in order to process claims efficiently and correctly. As one of the leading writers of Federal Crop Insurance, AgriSompo North America combines industry experience, resources, capital and talent to deliver both traditional and innovative crop insurance and productivity tools to farmers, ranchers, insurers and agribusinesses in the United States.
TEMP-Workers' Compensation Claims Adjuster Argo Group International Holdings IncTEMP-Workers' Compensation Claims AdjusterPA$37.66–$44.33 / hourBoston metro area, California outside of Los Angeles & San Francisco metro area, Connecticut, Chicago metro area, Denver metro area, New Jersey (outside of New York City metro area), New York State (outside of New York City metro area), Washington, D. C. Rockwood has become a leading underwriter of workers' compensation for the mining industry by offering workers' compensation insurance with a commitment to providing the best service on loss control and claims, collaborating across all departments with this common goal.
TEMP-Senior Workers' Compensation Claims Adjuster Argo Group International Holdings IncTEMP-Senior Workers' Compensation Claims AdjusterPA$48.65–$57.59 / hourBoston metro area, California outside of Los Angeles & San Francisco metro area, Connecticut, Chicago metro area, Denver metro area, New Jersey (outside of New York City metro area), New York State (outside of New York City metro area), Washington, D. C. Essential Responsibilities: Working under limited technical direction and within broad limits and authority, adjudicate highly complex indemnity workers' compensation claims on assignments reflecting potentially with significant impact on departmental results.
Senior Liability Claims Adjuster - Maryland & Deleware STRUCTION SOLUTIONSSenior Liability Claims Adjuster - Maryland & DelewareWilmington, DEThe Senior Liability Claims Adjuster will investigate, evaluate, negotiate, and resolve liability claims involving bodily injury, property damage, general liability, premises liability, commercial liability, transportation losses, and related exposures. We are expanding our liability claims operations and seeking a highly experienced, credible, and professional Liability Claims Adjuster to manage liability investigations and claims throughout Maryland and Delaware.
NewESIS Claims Representative, AGL Chubb LtdESIS Claims Representative, AGLPhiladelphia, PAContact, interview, and obtain statements (recorded or in person) from insured individuals, claimants, witnesses, medical professionals, legal representatives, law enforcement, and other relevant parties to gather necessary claim information. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Field Property Claims Adjuster Liberty Mutual Holding Company IncField Property Claims AdjusterWoodbury, NJThe full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. This is a role where people who love every day to be new, different and exciting, can thrive - you'll be traveling on the road to meet customers in person, providing hands-on assessment of damage and empathetic support.
Claims Superintendent - Professional Liability BerkleyClaims Superintendent - Professional LiabilityMoorestown, New Jersey$120,000–$140,000 / yearThe company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Base Salary Range: $120,000 - $140,000 The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. The position requires close collaboration with defense counsel, internal stakeholders, and external partners to ensure effective claim outcomes, adherence to policy terms, and alignment with best practices for high‑severity loss management.
NewSenior Claims Specialist CorVel Enterprise Claims, Inc.Senior Claims SpecialistNorristown, PA$61,053–$98,334 / yearPart timePay rates are established taking into account the following factors: federal, state, and local minimum wage requirements, the geographic location differential, job-related skills, experience, qualifications, internal employee equity, and market conditions. CorVel, a certified Great Place to Work® Company, is a national provider of industry-leading risk management solutions for the workers’ compensation, auto, health and disability management industries.
Claims Advocate Alera GroupClaims AdvocateBerwyn, PennsylvaniaPartner with insurance carriers and adjusters to investigate, monitor, and resolve complex property, general liability, automobile, and workers' compensation claims, following established tracking and payment processes. Proactively address client concerns, coordinate with internal teams as needed, and escalate issues appropriately to ensure timely resolution and manager awareness.
Casualty Claims Specialist First Chicago Insurance Company (FCIC)Casualty Claims SpecialistPhiladelphia, PAThey will settle complex liability claims which require greater investigation and verification, as well as casualty claims including severe injuries which may result in extended disability or bodily injury as well as coverage related litigation. Conduct thorough investigations and keep accurate and relevant documentation of file activity on each claim assigned including coverage, liability status, and damages that are applicable for each claim.
NewComplex Liability Adjuster - Litigated CGL & BOP Claims Berkshire Hathaway GUARD Insurance CompaniesComplex Liability Adjuster - Litigated CGL & BOP ClaimsConshohocken, PA$70,000–$115,000 / yearBerkshire Hathaway GUARD Insurance Companies is seeking a Complex Liability Adjuster to handle Commercial General Liability (CGL) and Business Owners Policy (BOP) claims from initial investigation through resolution This role focuses on litigated and in-suit files, including complex liability exposures involving tow yards, automotive-related operations, and other general liability risks. Experience handling complex liability exposures, including tow yards, vehicle storage facilities, automotive-related, transportation, or premises liability claims preferred.
Workers Compensation Claims Examiner (PA & NJ Jurisdictions) EliteWorkers Compensation Claims Examiner (PA & NJ Jurisdictions)Philadelphia, PennsylvaniaExcellent written and verbal communication skills, including ability to convey technical details to claimants, clients and staff. Education/Experience : Bachelor’s degree in related field (preferred); three (3) or more years related experience; or equivalent combination of education and experience.
NewSenior Claims Analyst EnlyteSenior Claims AnalystEgg Harbor Township, New Jersey$59,200–$81,000 / yearFull timeSpecialist is expected to assist Supervisor with tasks as assigned which could include; Supervision of files, Performing monthly SCORE audits, Internal claim reviews, Performing1:1 performance meetings with staff, New claim set up and documentation, Review and approve reserves, Training, Attend client meetings. Qualifications: Education : Associates or Bachelor’s degree, or five or more years of equivalent work experience required in an insurance/TPA or related industry; Experience : •At least 5-6 years of experience handling workers' compensation claims required; more experience may be required depending upon complexity of claim pending.
NewRemote Claims Representative - 592211 Metro Public AdjustmentRemote Claims Representative - 592211Blue Bell, PARemoteMotivated individuals who want more than a job — they want to build a rewarding business with unlimited income potential while making a real difference in their communities. Metro Public Adjustment is looking for people who are interested in helping homeowners receive the maximum amount they are entitled from their insurance claim.
Director of Property Claims Berkshire Hathaway GUARD Insurance CompaniesDirector of Property ClaimsConshohocken, PAOversee the end-to-end claim lifecycle of non-litigated property claims, including catastrophe (CAT) events, ensuring timely, accurate, compliant and customer-focused resolution. The Director will play a critical role in ensuring claim quality, cycle time efficiency, indemnity accuracy, and expense control through KPIs and continuous process improvement.
Professional Liability Claims Examiner Western International StaffProfessional Liability Claims ExaminerPhiladelphia, PennsylvaniaRemoteMust have a minimum of 5 years experience directly handling and settling commercial professional liability claims in an insurance carrier environment. Apply today to Western International Staff, your insurance staffing specialists since 1996.
ESIS Senior Claims Representative, WC Chubb LtdESIS Senior Claims Representative, WCPhiladelphia, PA$78,100–$109,400 / yearAbility to plan, organize, and implement general business and people management practices, supported by management and technical training, a business or legal college-level curriculum, or equivalent practical experience. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
ESIS Claims Associate Chubb LtdESIS Claims AssociatePhiladelphia, PAThe company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. Contact, interview, and obtain statements (recorded or in person) from insureds, claimants, witnesses, physicians, attorneys, police officers, etc., to secure necessary claim information.
ESIS Senior Claims Representative, AGL Chubb LtdESIS Senior Claims Representative, AGLPhiladelphia, PAStrong communication and interpersonal skills to be capable of dealing with claimants, customers, insureds, brokers, attorneys etc. in a positive manner concerning losses. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Claims Supervisor CorVel CorpClaims SupervisorNorristown, PA$73,345–$113,247 / yearPay rates are established taking into account the following factors: federal, state, and local minimum wage requirements, the geographic location differential, job-related skills, experience, qualifications, internal employee equity, and market conditions. CorVel, a certified Great Place to Work Company, is a national provider of industry-leading risk management solutions for the workers' compensation, auto, health and disability management industries.
Senior Claims Representative Liberty Mutual Holding Company IncSenior Claims RepresentativeMarlton, NJResponsibilities: Investigates claim using internal and external resources including speaking with the insured or other involved parties, analysis of reports, researching past claim activity, utilizing evaluation tools to make damage and loss assessments. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.
Workers Compensation Claims Adjuster - DE, PA, NJ GallagherWorkers Compensation Claims Adjuster - DE, PA, NJMount Laurel, New JerseyRemoteFull timeHow you'll make an impact : Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence.
Senior Workers Compensation Claims Adjuster - NJ/PA GallagherSenior Workers Compensation Claims Adjuster - NJ/PAMount Laurel, New JerseyRemoteFull timeHow you'll make an impact : Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence.
Claims Representative II - REMOTE Ryder System IncClaims Representative II - REMOTETrenton, NJRemoteCompensation Information: The compensation offered to a candidate may be influenced by a variety of factors, including the candidate's relevant experience; education, including relevant degrees or certifications; work location; market data/ranges; internal equity; internal salary ranges; etc. Current Employees: If you are a current employee at Ryder, please click here ( http://wd5.myworkday.com/ryder/d/task/1422$3.htmld ) to log in to Workday to apply using the internal application process.
NewClaims Analyst - REMOTE Ryder System IncClaims Analyst - REMOTETrenton, NJRemoteCompensation Information: The compensation offered to a candidate may be influenced by a variety of factors, including the candidate's relevant experience; education, including relevant degrees or certifications; work location; market data/ranges; internal equity; internal salary ranges; etc. Current Employees: If you are a current employee at Ryder, please click here ( https://wd5.myworkday.com/ryder/d/task/2998$46522.htmld ) to log in to Workday to apply using the internal application process.
Claims Adjuster II, Field Property - National Catastrophe Nationwide Mutual Insurance CoClaims Adjuster II, Field Property - National CatastropheTrenton, NJ$62,500–$115,500 / yearNationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. In this role, you'll conduct on-site inspections, evaluate property damages, determine policy coverage, and make timely, accurate decisions using a variety of tools and resources, including vendor estimates, independent adjusters, and self-written assessments.