11717 Senior Claim Representative | Flexible Hours Metro Public Adjustment11717 Senior Claim Representative | Flexible HoursPhiladelphia, PA$30,000–$110,000 / yearFull timeLocal Opportunities – Serve homeowners across Philadelphia, Bucks County, Montgomery County, and nearby parts of South Jersey. Whether you’re looking for a new career or supplemental income, you’ll find success here if you bring a positive attitude, professionalism, and the drive to help others.
Accounts Receivable Lead SarnovaAccounts Receivable LeadPhiladelphia, PAThe A/R Management Lead also serves as a subject matter expert, identifying process improvements to increase efficiency within the A/R Management team, and acting as a resource to help team members resolve issues. Since its founding in 1984, Digitech has refined its software platform to create a cloud-based billing and business intelligence solution that monitors and automates the entire EMS revenue lifecycle.
NewProperty Adjuster Specialist - Field USAAProperty Adjuster Specialist - FieldCamden, NJ$69,920–$133,620 / yearProactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
Claims Processor Redeemer HealthClaims ProcessorPhiladelphia, PennsylvaniaFull timeResponsible to reconcile daily import, acceptance and rejection reports and collaborates with Billing Manager on all issues causing claim delays and achieving the HRHS CBO clean claims targets established by Senior Leadership. The Corporate Finance Department strives to contribute to this mission by working with the entire organization to provide the most positive financial climate possible, for continued caring, comforting and healing for all in need.
Claims Processor Holy Redeemer Health System IncClaims ProcessorPhiladelphia, PAResponsible to reconcile daily import, acceptance and rejection reports and collaborates with Billing Manager on all issues causing claim delays and achieving the HRHS CBO clean claims targets established by Senior Leadership. The Corporate Finance Department strives to contribute to this mission by working with the entire organization to provide the most positive financial climate possible, for continued caring, comforting and healing for all in need.
Claims Specialist Medical Malpractice Diedre Moire Corp.Claims Specialist Medical MalpracticeBrooklawn, NJ$100,000–$140,000 / yearFull timeCONSIDERED EXPERIENCE INCLUDES: Insurance Claims Examiner Adjuster Specialist Professional Liability Medical Malpractice MedMal Allied Healthcare #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers.
Supv Claims Operations Blue Cross and Blue Shield AssociationSupv Claims OperationsPhiladelphia, PAThe Supervisor serves as the primary operational liaison between Independence and the offshore vendors, providing direction, guidance, issue escalation, and continuous improvement oversight to ensure service levels and customer experience expectations are consistently met. The Supervisor of Operations - Offshore Vendor Oversight is responsible for the day-to-day operational oversight, performance management, and quality assurance of an offshore claims processing vendor supporting Independence's Claims Processing operations.
Retailer Claims Support Manager - Operations Subaru of America IncRetailer Claims Support Manager - OperationsCamden, NJ$94,800–$120,000 / yearAddresses questions relating to claims functions from the field staff, Customer Advocacy Department (CAD), Parts, Field Quality Assurance (FQA), and other Subaru of America (SOA) groups along with North American Subaru, Inc. (NASI) and Subaru Corporation (SBR). Clearly presents information through the spoken or written word, reads and interprets complex information, and communicates effectively with retailers, field staff, other department teams, and external contacts as needed relating to the functions of claims operations.
Provider Claims Svcs Spec Blue Cross and Blue Shield AssociationProvider Claims Svcs SpecPhiladelphia, PAThis role acts as a liaison between providers and internal claims operations teams to ensure accurate, timely resolution and a high level of service in a fast-paced environment. The Provider Claims Service Specialist is responsible for responding to provider inquiries and resolving issues related to claims processing, reimbursement, and pricing.
NewProvider Claims Svcs Spec Independence Blue CrossProvider Claims Svcs SpecPhiladelphia, PAThis role acts as a liaison between providers and internal claims operations teams to ensure accurate, timely resolution and a high level of service in a fast-paced environment. The Provider Claims Service Specialist is responsible for responding to provider inquiries and resolving issues related to claims processing, reimbursement, and pricing.
Claims Examiner - Jefferson Health Plan Thomas Jefferson UniversityClaims Examiner - Jefferson Health PlanPhiladelphia, PAJefferson is more than 65,000 people strong, dedicated to providing the highest-quality, compassionate clinical care for patients; making our communities healthier and stronger; preparing tomorrow's professional leaders for 21st-century careers; and creating new knowledge through basic/programmatic, clinical and applied research. Thomas Jefferson University, home of Sidney Kimmel Medical College, Jefferson College of Nursing, and the Kanbar College of Design, Engineering and Commerce, dates back to 1824 and today comprises 10 colleges and three schools offering 200+ undergraduate and graduate programs to more than 8,300 students.
Stop Loss Claims Specialist Marsh & McLennan Companies IncStop Loss Claims SpecialistConshohocken, PA$57,738–$65,000 / yearThe primary role of the Stop Loss Claims Analyst role is to manage the stop loss claims process for the MMA Stop Loss Center of Excellence including establishing the claims submission process in accordance with vendor processes, overall tracking and auditing to assure timely payment of eligible stop loss claims managed by the Center of Excellence. REQUIRED EDUCATION AND EXPERIENCE: Minimal of High School Graduate with Associate's Degree in Risk Management & Insurance, Actuarial Science, Mathematics and/or other related field is preferred or equivalent experience preferred; Minimum of two years prior work experience the Benefits Brokerage, Consulting, or Insurance industry; Strong background in self-funding, stop loss or claims administration required.
Cyber Claims Advocate Marsh & McLennan Companies IncCyber Claims AdvocatePA$84,700–$180,300 / yearLiaises with clients, and third parties as necessary such as attorneys and technology forensic firms, for claim/events-related issues or client service concerns to resolve complex issues with insurers on claims notifications, updates, information requests, the hiring of professionals, queries, acknowledgements or other issues, payment issues, keeping all relevant parties informed, as appropriate, of any potential problems, contentious claims or general claims trends. Reviews incoming documentation and new claims notifications of a complex nature or for large and/or complex clients, informs all relevant parties of any potential problems or contentious claims, and refers to Claims Advocates as needed.
Liability Claims Specialist MSIG HoldingsLiability Claims SpecialistPhiladelphia, PennsylvaniaServices the claim needs of our customers including insureds, claimants, brokers, etc., in accordance with company policy and procedures, and attends client visitations with underwriters and other parties to conduct presentations and reviews. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Claims Reconsideration Specialist - JHP Thomas Jefferson UniversityClaims Reconsideration Specialist - JHPPhiladelphia, PAJefferson is more than 65,000 people strong, dedicated to providing the highest-quality, compassionate clinical care for patients; making our communities healthier and stronger; preparing tomorrow's professional leaders for 21st-century careers; and creating new knowledge through basic/programmatic, clinical and applied research. Thomas Jefferson University, home of Sidney Kimmel Medical College, Jefferson College of Nursing, and the Kanbar College of Design, Engineering and Commerce, dates back to 1824 and today comprises 10 colleges and three schools offering 200+ undergraduate and graduate programs to more than 8,300 students.
Claims Repricer Blue Cross and Blue Shield AssociationClaims RepricerPhiladelphia, PAThe position plays a critical role in maintaining pricing integrity, minimizing rework, and supporting operational efficiency in a high-volume claims environment. This role ensures claims are priced in accordance with provider contracts, fee schedules, and benefit structures.
Claims Specialist, Property AXA SAClaims Specialist, PropertyEXTON, PAThe Claims Specialist's main focus is General Property, with other property losses included to balance the workload As claim file owner, collaborate with the Claims Manager on large and complex losses to achieve an optimal outcome for the client and AXA XL; determine if and which external vendors to engage, establish a strategic plan with vendors, identify Large Losses, and ensure all steps are taken to achieve the best outcome for the client and AXA XL (including those claims within authority level). Claims Specialist, Property Exton, PA; Hartford, CT; New York, NY The Claims Specialist will be responsible for the evaluation/handling of complex insurance claims and litigation management duties within AXA XL's Property division, including, but not limited to General Property, Energy, Equipment Breakdown, TPA Program, Construction, Middle Market and E&S losses.
Casualty Claims Specialist First Chicago Insurance CompanyCasualty Claims SpecialistPhiladelphia, PAThey will settle complex liability claims which require greater investigation and verification, as well as casualty claims including severe injuries which may result in extended disability or bodily injury as well as coverage related litigation. The Casualty Claims Specialist will have the following duties and responsibilities: Review & determine course of action on each file assigned, utilizing technical knowledge & experience for the purpose of supporting final disposition of a loss.
Associate Claims Consultant Marsh & McLennan Companies IncAssociate Claims ConsultantPhiladelphia, PA$64,300–$75,000 / yearWe aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. For claims with higher potential impact or coverage issues, consult with Claims Consultant regarding coverage and overall management/direction and diary as appropriate to monitor.
Senior Claims Examiner (Virtual) Prudential FinancialSenior Claims Examiner (Virtual)Fort Washington, PennsylvaniaThe U.S. Back Office Customer Service (BOCS) organization is seeking a Claims Examiner to join our Group Life Claim Team of Beneficiary Fulfillment on our Specialized Client Concierge Team. Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
Medical Claims Analyst - OPS - ACAS CVS Health CorpMedical Claims Analyst - OPS - ACASPA$18.50–$35.29 / hour2+ years claim ACAS Medical claim processing experience and demonstrated ability to handle multiple assignments competently, accurately and efficiently. Supports cost management programs to reduce medical claim expenses and identify and recover medical claim expense dollars from liable parties.
Claims Specialist Sovereign Insurance GroupClaims SpecialistBerwyn, PennsylvaniaTrack and review large claims, maintaining consistent claim awareness, and ensuring insured is continuously informed of claim status from initial notification to claim closure. Required Skills/Abilities A valid resident Property & Casualty insurance license is required; or the ability to obtain and maintain a valid state insurance license (agency may assist).
NewCrop Insurance Area Claims Supervisor Sompo International Holdings LimitedCrop Insurance Area Claims SupervisorPA$85,000–$95,000 / yearOur business, your impact, our opportunity: What you'll be doing: Build and maintain professional relationships with the Regional Leadership team (Regional Vice President, Regional Claims Manager, Regional Operations Manager and Regional Marketing Manager) and other departments (Compliance, Underwriting, Accounting, Agents, etc.) to ensure open and effective communication between departments in order to process claims efficiently and correctly. As one of the leading writers of Federal Crop Insurance, AgriSompo North America combines industry experience, resources, capital and talent to deliver both traditional and innovative crop insurance and productivity tools to farmers, ranchers, insurers and agribusinesses in the United States.
Property Adjuster Insurance Claims Elevate Claims SolutionsProperty Adjuster Insurance ClaimsPhiladelphia, PennsylvaniaElevate Claims Solutions is founded on the belief that human experience and claim quality are the essence of profitable growth and retention for our adjuster partners, our clients, and ourselves. Elevate Claims Solutions is seeking an Independent Adjuster adjusters with commercial and residential property claims in Duluth, MN and surrounding area.
Claims Specialist, Environmental P&C AXA SAClaims Specialist, Environmental P&CEXTON, PA$98,300–$154,900 / yearBy combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs.
NewClaims – Workers’ Compensation TEEMA GroupClaims – Workers’ CompensationPhiladelphia, PA$85,000–$90,000The position requires strong analytical judgment, excellent communication skills, and consistent collaboration with clients, claimants, vendors, legal counsel, and internal teams. This role handles highly complex claims and plays a critical part in ensuring compliance with state regulations, timely investigations, accurate reserving, and effective claim resolution.
NewPharmacy Claims & Operations Specialist Nju MsoPharmacy Claims & Operations SpecialistCherry Hill, New JerseyThis role serves as a key member of the Pharmacy Operations team, partnering with pharmacy leadership, cancer operations leadership, finance, contracting, and external payer/PBM partners to ensure claims accuracy, identify reimbursement opportunities, support operational decision-making, and drive continuous process improvement. Through Central Ohio Urology Group, Associated Medical Professionals of NY, Urology of Indiana, and Florida Urology Center, the U.S. Urology Partners clinical network now consists of more than 50 offices throughout the East Coast and Midwest, including a state-of-the-art, urology-specific ambulatory surgery center that is one of the first in the country to offer robotic surgery.
Claims Specialist, Multinational Casualty AXA SAClaims Specialist, Multinational CasualtyEXTON, PABy combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty. Stakeholder collaboration: coordinate and communicate with internal and external stakeholders (underwriting, brokers, reinsurers, external vendors, clients); participate in new account and renewal meetings as needed.
Senior Claims Specialist - TPA Liability AXA SASenior Claims Specialist - TPA LiabilityEXTON, PA$117,000–$184,400 / yearEffective teamwork/collaboration skills in order to effectively collaborative with Regional Practice Leads, Claim Legal, TPA and clients to produce desired outcomes, as well as with other internal and external stakeholders such as, brokers, actuarial, reinsurance and business partners to communicate regarding claim results, experience and trends. By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
Claims Consultant - Surety (Hybrid) Onebeacon Professional Insurance IncClaims Consultant - Surety (Hybrid)Blue Bell, PA$143,000–$167,000 / yearFor candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $143,000 - $167,000. In return, we promise you support, opportunities and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society.
Senior Claims Specialist CorVel Enterprise Claims, Inc.Senior Claims SpecialistNorristown, PARemote$61,053–$98,334 / yearPart timePay rates are established taking into account the following factors: federal, state, and local minimum wage requirements, the geographic location differential, job-related skills, experience, qualifications, internal employee equity, and market conditions. CorVel, a certified Great Place to Work® Company, is a national provider of industry-leading risk management solutions for the workers’ compensation, auto, health and disability management industries.
Claims Consultant (Hybrid) Patriot Growth Insurance ServicesClaims Consultant (Hybrid)Media, PAAbout Patriot Growth Insurance Services: Founded in 2019, Patriot is a growth-focused national insurance services firm that partners with employee benefits and property and casualty agencies across the United States. This role supports the organization’s claims advocacy practices while helping ensure accurate documentation, timely follow-ups, and responsive client service.
Claims Advocate GallagherClaims AdvocateMedia, PennsylvaniaFull timeThe actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. Gallagher's Claims and Risk Consulting team includes more than 100 safety and risk control professionals across the country with in-depth knowledge of current and emerging regulations, safety and health management, and operational exposures.
Director of Property Claims Berkshire Hathaway GUARD Insurance CompaniesDirector of Property ClaimsConshohocken, PAOversee the end-to-end claim lifecycle of non-litigated property claims, including catastrophe (CAT) events, ensuring timely, accurate, compliant and customer-focused resolution. The Director will play a critical role in ensuring claim quality, cycle time efficiency, indemnity accuracy, and expense control through KPIs and continuous process improvement.
Claims Appraiser - Auto Estimatics State FarmClaims Appraiser - Auto EstimaticsPhiladelphia, PA$64,965.62–$91,000 / yearWith the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you! Additional Details: Employees must successfully complete all required training, including applicable proficiency, licensing exam(s), Motor Vehicle Record (MVR) checks, and background checks required of various state(s).
Senior Claims Audit Analyst Blue Cross and Blue Shield AssociationSenior Claims Audit AnalystPhiladelphia, PAFive (5) or more years of healthcare claims audit or progressively more responsible experience in Customer Service, Enrollment, Claims, Provider Services, Medicare, Quality, or related administrative activities. Have familiarity and Acquire Working Knowledge Working with BCBSA guidelines for Member Touchpoint Measures (MTM), BCBSA Line Desk Level Audit (LDLA), and Multi-State Plan (MSP).
Liability Claims Examiner Vanguard Claims AdministrationLiability Claims ExaminerWoodbury, New JerseyHandling liability and construction defect claims from inception until completion; reviewing liability claims, litigated by counsel or insurance adjuster managed; maintaining a point person role reporting to the proper client and ensuring all time lines are properly followed; resolving claims by denial, settlement or referral to another insurance company. The role of Vanguard’s Liability Examiner is to investigate and evaluate insurance claims, determining liability, handling construction defect and managing the claims process, often including litigation and settlement negotiations, to ensure timely and cost-effective resolutions for our clients.
NewLiability Claims Examiner (Contract to hire) Vanguard Claims AdministrationLiability Claims Examiner (Contract to hire)Woodbury, New JerseyHandling liability and construction defect claims from inception until completion; reviewing liability claims, litigated by counsel or insurance adjuster managed; maintaining a point person role reporting to the proper client and ensuring all time lines are properly followed; resolving claims by denial, settlement or referral to another insurance company. The role of Vanguard's Liability Examiner is to investigate and evaluate insurance claims, determining liability, handling construction defect and managing the claims process, often including litigation and settlement negotiations, to ensure timely and cost-effective resolutions for our clients.
Claims Specialist, Design Professional AXA SAClaims Specialist, Design ProfessionalPA$88,500–$154,900 / yearEnsuring all documentation is present in the claim file and ensuring that Claims Handler Guidelines and protocols are followed Maintaining high-quality relationships with insureds and brokers through frequent contact and responsiveness to their needs, including promptly reviewing contracts for insurability when requested. Proactively managing Design Professional liability claims across multiple jurisdictions, including initial review, coverage evaluation, developing resolution strategies, and ensuring ongoing communication with stakeholders and claims management to achieve the best outcome for the insured and AXA XL.
Claims Specialist - Medical Professional Liability ProAssurance CorpClaims Specialist - Medical Professional LiabilityPARemote$76,208–$125,756 / yearThe Claims Specialist directs the management of claims including claims investigation, coverage analysis, monitoring of defense counsel activities, control of legal expenses, reserving, and providing technical expertise throughout the life of the claim file. For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style.
Senior Trucking Liability Claims Adjuster (JD Required) Berkshire Hathaway GUARD Insurance CompaniesSenior Trucking Liability Claims Adjuster (JD Required)PA$130,000–$170,000 / yearThis role may be based out of any of our office locations, including: New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.
Senior Liability Claims Adjuster Major Case Unit Berkshire Hathaway GUARD Insurance CompaniesSenior Liability Claims Adjuster Major Case UnitConshohocken, PA$100,000–$150,000 / yearThe Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses.
Senior Liability Claims Adjuster - Maryland & Deleware STRUCTION SOLUTIONSSenior Liability Claims Adjuster - Maryland & DelewareWilmington, DEThe Senior Liability Claims Adjuster will investigate, evaluate, negotiate, and resolve liability claims involving bodily injury, property damage, general liability, premises liability, commercial liability, transportation losses, and related exposures. We are expanding our liability claims operations and seeking a highly experienced, credible, and professional Liability Claims Adjuster to manage liability investigations and claims throughout Maryland and Delaware.
Senior Claims Adjuster Workers Compensation GallagherSenior Claims Adjuster Workers CompensationNewark, DelawareRemoteFull timeThe actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. About you : As a key member of our experienced Claims Adjuster team, you will: Investigate, evaluate, and resolve complex workers compensation claims applying your analytical skills to make informed decisions and bring claims to resolution.
Casualty Claims Specialist First Chicago Insurance Company (FCIC)Casualty Claims SpecialistPhiladelphia, PAThey will settle complex liability claims which require greater investigation and verification, as well as casualty claims including severe injuries which may result in extended disability or bodily injury as well as coverage related litigation. Conduct thorough investigations and keep accurate and relevant documentation of file activity on each claim assigned including coverage, liability status, and damages that are applicable for each claim.
Claims Advocate Alera GroupClaims AdvocateBerwyn, PennsylvaniaPartner with insurance carriers and adjusters to investigate, monitor, and resolve complex property, general liability, automobile, and workers' compensation claims, following established tracking and payment processes. Proactively address client concerns, coordinate with internal teams as needed, and escalate issues appropriately to ensure timely resolution and manager awareness.
Senior Claims Adjuster - Casualty (Public Risk Group) HCC Life Insurance CompanySenior Claims Adjuster - Casualty (Public Risk Group)PARemoteThe Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Our package policy provides a variety of coverages to support our insureds needs, including Law Enforcement Liability, Public Officials liability, Employment Practices Liability, Commercial General Liability, Property, First and Third-Party Auto, Inland Marine, Equipment Breakdown and more.
Senior Claims Consultant (Hybrid) Patriot Growth Insurance ServicesSenior Claims Consultant (Hybrid)Media, PAThis role provides advanced claims advocacy, leads claim strategy for large or litigated matters, and collaborates with clients, carriers, and internal teams to drive optimal claim outcomes and long-term risk management improvements. Position Overview : The Senior Claims Consultant serves as a strategic advisor and technical expert, managing complex and high-severity claims while supporting sophisticated client risk portfolios.
Fulfillment Processor CSC GroupFulfillment ProcessorWilmington, DEIf this sounds like the right fit for you, read on to learn more about how we support our employees as they transition into Digital Brand Services: Professional, engaging, and comprehensive training to introduce our business and the industry, supplemented with on-the-job training. CSC is a global business, legal, and financial services company based in Wilmington, Delaware, USA, providing knowledge-based solutions to clients worldwide.
VP, Claims Transformation Initiative Lead Chubb LtdVP, Claims Transformation Initiative LeadPhiladelphia, PA$220,000–$260,000 / yearThey will serve as the primary bridge between business stakeholders, technology partners, and international claims operations, ensuring solutions are grounded in Chubb's operating realities and deliver tangible outcomes for employees and customers alike. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.