Consumer Loan Underwriter - Indirect Lending - To 85K - Milwaukee, WI - Job 3774 The Symicor GroupConsumer Loan Underwriter - Indirect Lending - To 85K - Milwaukee, WI - Job 3774Milwaukee, WI$85,000The successful candidate will be responsible for delivering outstanding member experiences by matching customer needs with the Bank’s lending solutions including auto, personal, home equity loans, as well as ancillary loan products. Consumer Loan Underwriter - Indirect Lending responsibilities include: Applies proper risk management, fair lending and regulatory compliance to be consistent with the organization's credit policy for all credit decisions.
LEAN/MAP (HUD) Loan Underwriter NuvoLogic ConsultingLEAN/MAP (HUD) Loan UnderwriterMcLean, VARemoteReview, analyze, or conduct underwriting due diligence for residential healthcare facilities to include review of: Appraisals of residential healthcare facilities, Physical condition reports of residential healthcare facilities, Credit histories and determining credit worthiness of multifamily borrowers, operators, and/or management agents, Financial statements of properties and participants, Quality of care issues/professional liability insurance in residential healthcare facilities. Our services include risk management; business analytics and data science to help management make insightful decisions; quantitative analysis developing financial and predictive models; internal controls, compliance and governance to ensure processes align with regulatory guidance; and process modernization to enhance, streamline and optimize processes.
NewConsumer Loan Underwriter The Andover BankConsumer Loan UnderwriterAndover, OHComputer Skills: Ability to perform strong computer skills and operate computer programs. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear.
Mortgage Loan Underwriter Education First FCUMortgage Loan UnderwriterBeaumont, TXFull timeIs responsible for a width of information including but not limited to: the organizations current mortgage loan interest rates, commitment/rate lock/relock fee procedures, consumer loan products/rates/guidelines that are used in conjunction with Mortgage Lending (Execulines, second mortgage products, swing loans, land loans, etc.), any loan origination software system. Responsible to grant or deny loans within limits assigned and to provide the highest quality of service to members by finding ways to maximize the number of service relationships the member has with the organization.
Consumer Loan Underwriter - Edwardsville, IL BritePros Medical StaffingConsumer Loan Underwriter - Edwardsville, ILEdwardsville, Illinois$20The successful candidate will be responsible for underwriting and processing loan applications from car dealers of the Indirect Program and making the determination to approve or deny indirect loans within authorized limits. Consumer Loan Underwriter - Indirect Lending responsibilities include: Underwrites and makes a determination to approve or deny indirect loans within authorized limits.
Consumer Loan Underwriter - Indirect Lending – Job # 3774-147012 BritePros Medical StaffingConsumer Loan Underwriter - Indirect Lending – Job # 3774-147012Milwaukee, Wisconsin$85,000The successful candidate will be responsible for delivering outstanding member experiences by matching customer needs with the Bank’s lending solutions including auto, personal, home equity loans, as well as ancillary loan products. Consumer Loan Underwriter - Indirect Lending responsibilities include: Applies proper risk management, fair lending and regulatory compliance to be consistent with the organization's credit policy for all credit decisions.
Commercial Loan Underwriter – Job # 3779-149790 BritePros Medical StaffingCommercial Loan Underwriter – Job # 3779-149790Aurora, Illinois$105,000Conducting a thorough review of balance sheets, income statements, cash flow statements, tax returns, business plans, and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt. Collecting and analyzing financial data, financial condition, and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio, and industry analysis.
Jr. Consumer Loan Underwriter Horizon BancorpJr. Consumer Loan UnderwriterMichigan City, INThis entry-level role assists in the evaluation of secured and unsecured Consumer Lending products (HELOCs, HE term loans, direct auto/vehicle loans, mobile home loans, unsecured loans, lines of credit and other approved products) under the guidance of experienced underwriters. This position is designed to provide individuals with banking or financial services experience the opportunity to learn consumer underwriting from the ground up, including credit analysis, loan structuring, regulatory compliance, and operational processes.
Small Business Loan Underwriter First National Bank (FNB Corp.)Small Business Loan UnderwriterPittsburgh, PAPays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit-related information including repayment capacity, collateral valuations, credit histories, other banking relationships, and regulatory impact in reaching final credit decisions. Pays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions.
Small Business Loan Underwriter First National Bank Of PennsylvaniaSmall Business Loan UnderwriterPittsburgh, PennsylvaniaPays appropriate attention to proper ordering of documentation to lessen the Bank’s potential risk of loss considering a broad array of credit-related information including repayment capacity, collateral valuations, credit histories, other banking relationships, and regulatory impact in reaching final credit decisions. Pays appropriate attention to proper ordering of documentation to lessen the Bank’s potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions.
Consumer Loan Underwriter Andover BankConsumer Loan UnderwriterOHComputer Skills: Ability to perform strong computer skills and operate computer programs. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear.
Mortgage Loan Underwriter, South Bend, IN 1st Source BankMortgage Loan Underwriter, South Bend, INSouth Bend, INWhile performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. Ability to understand and calculate a wide variety of income and asset holdings, including analyzing tax returns and other complex financial documentation.
Consumer Loan Underwriter - To 20/Hr - Edwardsville, IL - Job # 3781-148889 The Symicor GroupConsumer Loan Underwriter - To 20/Hr - Edwardsville, IL - Job # 3781-148889Edwardsville, ILThe successful candidate will be responsible for underwriting and processing loan applications from car dealers of the Indirect Program and making the determination to approve or deny indirect loans within authorized limits. Consumer Loan Underwriter - Indirect Lending responsibilities include: Underwrites and makes a determination to approve or deny indirect loans within authorized limits.
Commercial Loan Underwriter - To 105K - Aurora, IL - Job 3779-149790 The Symicor GroupCommercial Loan Underwriter - To 105K - Aurora, IL - Job 3779-149790Aurora, ILConducting a thorough review of balance sheets, income statements, cash flow statements, tax returns, business plans, and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt. Collecting and analyzing financial data, financial condition, and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio, and industry analysis.
Lean/Map (Hud) Loan Underwriter NuvoLogic ConsultingLean/Map (Hud) Loan UnderwriterMcLean, VAReview, analyze, or conduct underwriting due diligence for residential healthcare facilities to include review of: Appraisals of residential healthcare facilities, Physical condition reports of residential healthcare facilities, Credit histories and determining credit worthiness of multifamily borrowers, operators, and/or management agents, Financial statements of properties and participants, Quality of care issues/professional liability insurance in residential healthcare facilities. Our services include risk management; business analytics and data science to help management make insightful decisions; quantitative analysis developing financial and predictive models; internal controls, compliance and governance to ensure processes align with regulatory guidance; and process modernization to enhance, streamline and optimize processes.
Mortgage Loan Underwriter Seacoast National BankMortgage Loan UnderwriterNaples, FLJOB SUMMARY: The Mortgage Underwriter is responsible for independently assessing and underwriting conventional and government residential mortgage loan applications to evaluate credit risk and determine loan acceptability in accordance with agency, investor, and regulatory guidelines. ESSENTIAL DUTIES AND RESPONSIBILITIES: Underwrite conventional and government loan products (FNMA, Freddie Mac, FHA, VA, USDA/Rural Development, and applicable portfolio or specialty programs) with a focus on investment‑quality and salable loans.
Senior Commercial Loan Underwriter Coastal States BankSenior Commercial Loan UnderwriterAtlanta, GAThe Senior Commercial Loan Underwriter will underwrite/analyze financial and other credit information of borrowers and guarantors and write credit memos and periodic loan reviews for use by Directors, Bank Management, Regulators and Loan Review in making decisions about: the extension of new or renewal credit to borrowers and ongoing management of credit risk within the bank's loan portfolio. Essential Functions: To assess and determine the financial condition, repayment capacity and character of borrowers and guarantors through the review and analysis of financial information including: accountant or internally prepared financial statements, tax returns, personal financial statements, liquidity statements and business and personal credit reports in conformance with the bank's loan policies and underwriting guidelines.
Commercial Loan Underwriter Telhio Credit UnionCommercial Loan UnderwriterColumbus, OHPosition Summary: The Commercial Loan Underwriter evaluates the credit worthiness of businesses and determines their ability to repay loans and lines of credit, including those used to purchase equipment, real estate and other goods. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement.
Loan Officer/Underwriter Commercial Bank (Michigan)Loan Officer/UnderwriterOkemos, MIThe Loan Officer and Underwriter is responsible for evaluating, approving, and underwriting a broad range of consumer and residential loan products, including consumer installment loans, lines of credit, home equity lines of credit (HELOCs), construction loans, and land loans. Word, Excel, PowerPoint, Adobe Reader, Rocket Pro platform, Mortgage Bot LOS, Jupiter, Credit Info, Outlook, Scanning Sites, FHLBI Sites, Private Mortgage Insurance websites.
Loan Underwriter 1st Financial Bank USALoan UnderwriterSioux Falls, SDFull timeOne potential path of progression is to a sales/originations role, working with existing and potential clients to originate loans. Key job responsibilities include: underwriting real estate; underwriting borrowers; and helping to process, fulfill, and service loans.
NewSenior Portfolio Manager / Commercial Loan Underwriter Salal Credit UnionSenior Portfolio Manager / Commercial Loan UnderwriterSeattle, WA$114,166.67–$159,833.33 / yearPrepare concise, high‑quality credit approval narratives, including financial spreading and cash flow analysis, risk rating, collateral evaluation (LTV and property characteristics), and assessment of market, legal, and structural risks. This is an ideal role for an experienced commercial underwriter or portfolio manager who enjoys balancing analytical rigor with strategic decision‑making and who wants to make a visible impact within a collaborative credit union culture.
NewRetail Loan Underwriter I Farmers & Merchants BancorpRetail Loan Underwriter IHicksville, OHCompliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. COMPLIANCE: As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
Small Business Loan Underwriter FNB CorpSmall Business Loan UnderwriterPittsburgh, PAPays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit-related information including repayment capacity, collateral valuations, credit histories, other banking relationships, and regulatory impact in reaching final credit decisions. Pays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions.
SENIOR COMMERCIAL LOAN UNDERWRITER CoastalSouth Bancshares IncSENIOR COMMERCIAL LOAN UNDERWRITERAlpharetta, GAEssential Functions: To assess and determine the financial condition, repayment capacity and character of borrowers and guarantors through the review and analysis of financial information including: accountant or internally prepared financial statements, tax returns, personal financial statements, liquidity statements and business and personal credit reports in conformance with the bank's loan policies and underwriting guidelines. The Senior Commercial Loan Underwriter will underwrite/analyze financial and other credit information of borrowers and guarantors and write credit memos and periodic loan reviews for use by Directors, Bank Management, Regulators and Loan Review in making decisions about: the extension of new or renewal credit to borrowers and ongoing management of credit risk within the bank's loan portfolio.
Loan Officer/Underwriter Commercial Bank, MichiganLoan Officer/UnderwriterOkemos, MIThe Loan Officer and Underwriter is responsible for evaluating, approving, and underwriting a broad range of consumer and residential loan products, including consumer installment loans, lines of credit, home equity lines of credit (HELOCs), construction loans, and land loans. Word, Excel, PowerPoint, Adobe Reader, Rocket Pro platform, Mortgage Bot LOS, Jupiter, Credit Info, Outlook, Scanning Sites, FHLBI Sites, Private Mortgage Insurance websites.
Commercial Loan Underwriter MRINetwork JobsCommercial Loan UnderwriterLos Angeles, CaliforniaKnowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover. Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
Commercial Loan Underwriter II Community West BancsharesCommercial Loan Underwriter IIFresno, CA$84,881–$125,332 / yearFor Agricultural loans: Prepare and analyze ag budgets, and interpret profitability/crop margins, water management issues, cash flow, credit reports and financial ratios to determine if they meet guidelines for adequate repayment capacity. Three years of experience underwriting complex commercial credits including asset-based lines of credit, contractor lending, participations, construction lending and non-owner occupied commercial real estate.
Mortgage Loan Underwriter Seacoast BankMortgage Loan UnderwriterMiami, FLPart timeThe Mortgage Underwriter is responsible for independently assessing and underwriting conventional and government residential mortgage loan applications to evaluate credit risk and determine loan acceptability in accordance with agency, investor, and regulatory guidelines. Underwrite conventional and government loan products (FNMA, Freddie Mac, FHA, VA, USDA/Rural Development, and applicable portfolio or specialty programs) with a focus on investment‑quality and salable loans.
(Korean Bilingual) Senior Commercial Loan Officer / Underwriter Harmonious Hiring LLC(Korean Bilingual) Senior Commercial Loan Officer / UnderwriterDuluth, GAThis role supports the Loan Center Manager with day-to-day loan center operations, underwrites and reviews commercial credits, monitors the existing portfolio for compliance and risk, supports lending staff, and helps implement marketing strategies to meet customer needs and loan center goals. Support lending staff on lending-related matters, including underwriting, customer service, decision-making, loan structuring, and loan monitoring.
Commercial Loan Underwriter First Commerce Credit UnionCommercial Loan UnderwriterPanama City, FLAt First Commerce Credit Union, we're committed to being our members' financial partner for life - and our commercial underwriters play a critical role in supporting local businesses and strengthening our communities. You'll perform in-depth analysis of commercial loan requests - reviewing financial statements, tax returns, cash flow, and credit reports to determine repayment ability and overall creditworthiness.
Commercial Loan Underwriter TelhioCommercial Loan UnderwriterPosition Summary: The Commercial Loan Underwriter evaluates the credit worthiness of businesses and determines their ability to repay loans and lines of credit, including those used to purchase equipment, real estate and other goods. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement.
Retail Lending Loan Underwriter First National Bank Of PennsylvaniaRetail Lending Loan UnderwriterPittsburgh, PennsylvaniaPays appropriate attention to proper ordering of documentation to lessen the Bank’s potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Position Title: Retail Lending Loan Underwriter 1 Business Unit: Retail Lending Reports To: Varies Based on Assignment Position Overview: This position description covers underwriting positions for Direct, Indirect or Small Business Lending.
Retail Lending Loan Underwriter First National Bank (FNB Corp.)Retail Lending Loan UnderwriterPittsburgh, PAPays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Primary Responsibilities: Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications.
NewSr. Consumer Loan Underwriter OneAZ Credit UnionSr. Consumer Loan UnderwriterPhoenix, Arizona$27.32–$34.15 / hourAs volume dictates, assumes responsibilities and duties throughout all areas of Consumer Loan Fulfillment, including and not limited to taking inbound phone calls from branches, dealers and members; following up with members regarding loan decisions; setting loan closing appointments and equity loan processing. Responsible for underwriting consumer direct loans including vehicle loans, recreational loans, indirect loans, unsecured loans, share secured loans, credit cards, and home equity products.
Underwriter Iii, Specialty Loans (Condo) Guild Holdings CompanyUnderwriter Iii, Specialty Loans (Condo)WFHME - Maine, ME$37.22–$55.83 / hourInteraction/Supervision: Work is monitored under general supervision of supervisor and by following established, specific procedures described by supervisor; May act as a guide to less experienced staff in similar role and/or student employees; generally, does not have formal responsibility for overseeing others. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Underwriter III, Specialty Loans (Condo) Guild Mortgage CompanyUnderwriter III, Specialty Loans (Condo)Maine, ME$37.22–$55.83 / hourInteraction/Supervision: Work is monitored under general supervision of supervisor and by following established, specific procedures described by supervisor; May act as a guide to less experienced staff in similar role and/or student employees; generally, does not have formal responsibility for overseeing others. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Loan Underwriter III Wintrust Financial CorpLoan Underwriter IIIRosemont, ILRemote$71,000–$92,000 / yearAs a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market.
NewRetail Loan Underwriter I Farmers & Merchants Bancorp, Inc.Retail Loan Underwriter IHicksville, OHCompliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. COMPLIANCE: As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
Underwriter / Loan Processor F2 FinanceUnderwriter / Loan ProcessorSanta Monica, CAThis is a hands on role for someone who wants to learn private credit underwriting end to end, working files from initial intake through to closing, and supporting the broader credit and portfolio function. Experience: 2 to 4 years in private lending, hard money, residential bridge lending, mortgage operations, loan processing, or real estate finance.
Branch Loan Underwriter - Birmingham America's First Federal Credit UnionBranch Loan Underwriter - BirminghamBirmingham, ALEssential Functions & Responsibilities: Assists members and non-members with general to intermediate financial transactions and loan inquiries, including but not limited to business accounts and loans, consumer lending, real estate, credit cards, and other specialty accounts. Role: Assists members and potential members with their financial needs, opens new accounts, processes account transactions and loan requests, resolves problems, and provides assistance and information regarding products and services.
NewBranch Loan Underwriter - Birmingham Americas First Federal Credit UnionBranch Loan Underwriter - BirminghamBirmingham, ALPart timeRole: Assists members and potential members with their financial needs, opens new accounts, processes account transactions and loan requests, resolves problems, and provides assistance and information regarding products and services. Assists members and non-members with general to intermediate financial transactions and loan inquiries, including but not limited to business accounts and loans, consumer lending, real estate, credit cards, and other specialty accounts.
Branch Loan Underwriter America's First Federal Credit UnionBranch Loan UnderwriterBirmingham, ALEssential Functions & Responsibilities: Assists members and non-members with general to intermediate financial transactions and loan inquiries, including but not limited to business accounts and loans, consumer lending, real estate, credit cards, and other specialty accounts. Role: Assists members and potential members with their financial needs, opens new accounts, processes account transactions and loan requests, resolves problems, and provides assistance and information regarding products and services.
Retail Lending Loan Underwriter FNB CorpRetail Lending Loan UnderwriterPittsburgh, PAPays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Primary Responsibilities: Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications.
Part-Time - Indirect Loan Underwriter - Chubbuck Idaho Central Credit UnionPart-Time - Indirect Loan Underwriter - ChubbuckChubbuck, IDPerform functions related to credit granting, including interviewing applicants, accepting loan applications, making credit granting decisions, performing credit analysis, reviewing, and analyzing loan applications, loading loan applications on the computer system, loan closings, and similar duties. Ability to resolve sensitive issues/concerns with dealers, members and team members with equity and using the decision-making hierarchy.
Indirect Loan Underwriter - Chubbuck Idaho Central Credit UnionIndirect Loan Underwriter - ChubbuckChubbuck, IDPerform functions related to credit granting, including interviewing applicants, accepting loan applications, making credit granting decisions, performing credit analysis, reviewing, and analyzing loan applications, loading loan applications on the computer system, loan closings, and similar duties. Ability to resolve sensitive issues/concerns with dealers, members and team members with equity and using the decision-making hierarchy.
Part-Time - Indirect Loan Underwriter - Chubbuck ICCUPart-Time - Indirect Loan Underwriter - ChubbuckChubbuck, IdahoPerform functions related to credit granting, including interviewing applicants, accepting loan applications, making credit granting decisions, performing credit analysis, reviewing, and analyzing loan applications, loading loan applications on the computer system, loan closings, and similar duties. Ability to resolve sensitive issues/concerns with dealers, members and team members with equity and using the decision-making hierarchy.
NewCommercial Loan Underwriter Community West BancsharesCommercial Loan UnderwriterGoleta, CA$77,164–$113,528 / yearFor Agricultural loans: Prepare and analyze ag budgets, and interpret profitability/crop margins, water management issues, cash flow, credit reports and financial ratios to determine if they meet guidelines for adequate repayment capacity. Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines for adequate repayment capacity.
Home Lending Loan Underwriter NBT BankHome Lending Loan UnderwriterSyracuse, NY$27.18–$36.25 / hourAt NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community - because your success drives our success. Education and Experience: 3 years of underwriting experience with satisfactory performance or equivalent experience 4 Year degree in business orequivalent education and experience desired.
Credit Underwriter - Loan Review/Risk Governance Centier BankCredit Underwriter - Loan Review/Risk GovernanceMerrillville, IndianaJob Summary: The Underwriter III plays a key role in strengthening the quality of the bank’s commercial credit portfolio by preparing written credit review analyses and recommending appropriate risk ratings for relationships ranging from $1MM to the bank’s legal lending limit. Minimum Requirements: Working knowledge of underwriting principles for moderately complex Commercial & Industrial or Commercial Real Estate loans, as well as certain specialty lending types such as land acquisition and development, contractor, hotel, senior housing, municipal, or nonprofit lending.
Consumer Loan Processor Underwriter Baker Boyer BankConsumer Loan Processor UnderwriterWalla Walla, WAAbout the Consumer Loan Processor / Underwriter Role: The Consumer Loan Processor / Underwriter plays a key supporting role in the lending team, working closely with the Consumer Loan Advisors to deliver positive and timely experience to our clients. 10 days* of Vacation time - The annual Vacation accrual increases by a day each year for the first 10 years, and an additional half day each year for the next 10 years, reaching the maximum Vacation accrual of 25 days at year 20.