Provide full credit memos containing accurate and complete credit analysis of the loan applicantAnalyze applicant's business operations, historical cash flow, balance sheet and financial condition, management structure, collateral, projections, and compare these elements to RMAPrepare approval lettersKnowledge, Skills, and Abilities:Minimum of seven (7) years experience with underwriting ABL/ Factoring transactions. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions.