The Estimator must be able to safely navigate residential and commercial loss sites, including properties under active restoration or reconstruction; walk, stand, bend, crouch, and work in challenging positions as necessary; climb ladders and inspect accessible building areas when appropriate; navigate attics, crawlspaces, basements, and other areas necessary to evaluate a loss; and carry or use basic inspection, measuring, and documentation equipment. That includes writing the estimate, identifying and obtaining missing information, completing QA, meeting carrier and TPA requirements, communicating directly with adjusters and reviewers, handling revisions and supplements, defending legitimate scope and charges, obtaining approval, and providing a clean handoff back to Operations or Billing.