Data Collection Specialist II Jones Lang LaSalle IncData Collection Specialist IIJersey City, NJRemoteWhether you've got deep experience in commercial real estate, skilled trades or technology, or you're looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward. Our people at JLL are shaping the future of real estate for a better world by combining world class services, advisory and technology for our clients.
Principal Commercial Data Engineer MGM Resorts InternationalPrincipal Commercial Data EngineerNJ$126,200–$168,300 / yearYou will partner closely with senior leadership, architects, data science, analytics, IT, and business stakeholders to design resilient, scalable, and trusted data systems that support real-time decisioning, advanced analytics, and AI/ML applications. THE DAY-TO-DAY: Define the multi-year architectural vision for MGM's Lakehouse platform, including compute, storage, orchestration, semantic layers, governance, and reliability.
Lead Cybersecurity Architect- Data JPMorgan Chase & CoLead Cybersecurity Architect- DataJersey City, NJAs a Lead Cybersecurity Architect at JPMorganChase within the cyber security and technology controls, you are an integral part of a team that works to develop high-quality cybersecurity solutions for various software applications on modern cloud-based technologies. As a core technical contributor, you are responsible for carrying out critical cybersecurity architecture solutions by identifying, creating, and communicating risk, mitigation options, and solutions across multiple technical areas within various business functions in support of project goals.
Senior Data Engineer First Street Technology IncSenior Data EngineerNew York City, NY$100,000–$150,000 / yearThey will assist in the ingestion of climate risk and ancillary data from First Street modelers and data partners, develop data pipelines, query geospatial databases, calculate applicable statistics, implement Quality Assurance and Quality Control processes, utilize geographical imagery, and ensure that databases and pipelines coordinate and synchronize with APIs, and web services. Our data: We've assembled leading climate scientists and economists to develop transparent, peer-reviewed methodologies to calculate the past, present, and future climate risk for properties and asset classes spanning real estate, infrastructure, and companies.
Senior Data Engineer First StreetSenior Data EngineerNew York City, New YorkThey will assist in the ingestion of climate risk and ancillary data from First Street modelers and data partners, develop data pipelines, query geospatial databases, calculate applicable statistics, implement Quality Assurance and Quality Control processes, utilize geographical imagery, and ensure that databases and pipelines coordinate and synchronize with APIs, and web services. Our data: We’ve assembled leading climate scientists and economists to develop transparent, peer-reviewed methodologies to calculate the past, present, and future climate risk for properties and asset classes spanning real estate, infrastructure, and companies.
Manager, Data Science- PVH Corp. PVHManager, Data Science- PVH Corp.New York, New YorkThe Manager applies deep technical expertise — including predictive modeling, prescriptive analytics, optimization, statistical inference, data engineering, and large‑scale data processing — to translate complex business challenges into structured analytical approaches. In addition to complying with all applicable laws, PVH is also committed to ensuring that all current and future PVH associates are compensated solely on job-related factors such as skill, ability, educational background, work quality, experience and potential.
NewData Engineer Berkshire Hathaway GUARD Insurance CompaniesData EngineerNew York, NY$100,000–$140,000 / yearWhat You''ll Do: Collaborate closely with cross-functional teams; including Underwriting, Product, Claims, Finance, and Distribution/Operations- to transform business questions into clearly documented requirements and actionable data solutions. We are hiring a hands-on senior level Data Engineer to build trustworthy, well governed data products and turn them into insights that drive underwriting, claims, product, distribution, and operations for the organization.
Data Architect CbData ArchitectNew York City, New YorkHands-on experience designing data architectures to support ML workloads, feature engineering and model scoring. Lead the Conceptual Data Model (CDM) development for entities relevant to client's models (Customer, Account, Transaction, Product).
Lead Data Scientist Intercontinental Exchange Holdings, Inc.Lead Data ScientistNew York, New York$130,000–$190,000 / yearFull timeYou will join a fast-paced team of quants and data scientists leveraging state-of-the-art tools tasked with improving precision and scale across millions of bonds. We are looking for individuals with a strong background in statistical modelling and financial engineering to join our research and rapid prototyping team at Intercontinental Exchange.
NewAdobe Transformation - Manager PricewaterhouseCoopers LLPAdobe Transformation - ManagerNew York, NY$99,000–$232,000 / yearPwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . Within our Data and Analytics practice, you will focus on utilizing advanced analytical techniques to extract insights from large datasets and drive data-driven decision-making.
Associate Director, Global Data Management & Standards - Business Operation Merck & Co IncAssociate Director, Global Data Management & Standards - Business OperationRahway, NJThe Associate Director partners with business leaders and key stakeholders to lead change management efforts, develop and execute communication strategies that promote transparency and stakeholder engagement, and champion learning and development initiatives that build organizational capabilities and support adoption of new processes, technologies, and ways of working. Responsibilities: Forecasting, Capacity, & Portfolio Management: Maintain headcount, workload, and demand models for the functional area; run allocation algorithms to help ensure the Book of Business is delivered with quality and timeliness.
Senior Data Science Consultant, Insurance - Remote CSAA Insurance GroupSenior Data Science Consultant, Insurance - RemoteNew York, NYRemote$160,155–$177,950 / yearAlabama - Home Teleworkers, Alabama - Home Teleworkers, Arkansas - Home Teleworkers, California - Home Teleworkers, Colorado - Home Teleworkers, Connecticut - Home Teleworkers, Delaware - Home Teleworker, District of Columbia - Home Teleworkers, Florida - Home Teleworkers, Georgia - Home Teleworkers, Idaho - Home Teleworkers, Illinois - Home Teleworkers, Indiana - Home Teleworkers, Iowa - Home Teleworkers, Kansas - Home Teleworker, Kentucky - Home Teleworkers, Louisiana - Home Teleworkers, Maine Home Teleworkers, Maryland - Home Teleworkers, Massachusetts - Home Teleworkers, Michigan - Home Teleworkers, Minnesota - Home Teleworkers, Mississippi - Home Teleworker, Missouri - Home Teleworker, Montana - Home Teleworkers {+ 21 more}. You will work closely with senior leaders and cross-functional teams to design simulation frameworks, interpret results, communicate assumptions and limitations, and influence decisions that may shape CSAA's long-term strategy.
Associate Director, Clinical Operations - Global Data Management & Standards Academy (Hybrid) Merck & Co IncAssociate Director, Clinical Operations - Global Data Management & Standards Academy (Hybrid)Rahway, NJ$142,400–$224,100 / yearEnterprise Leadership Skills: Business Savviness | Uses organizational and industry insights to identify trends, assesses Data Management operating practices and performance, evaluates process or operating model changes, and anticipates impacts on delivery, resourcing, and stakeholders. Engages with Human Resources, enterprise learning and development, Global Clinical Trial Operations (GCTO), and external partnerships to source curated training and learning material that aligns with organizational priorities.
Principal Scientist, DSCS Digital Technologies-Laboratory Automation, Semantic Technologies & Scientific Data Integration Merck & Co IncPrincipal Scientist, DSCS Digital Technologies-Laboratory Automation, Semantic Technologies & Scientific Data IntegrationRahway, NJ$173,200–$272,600 / yearWorking at the intersection of pharmaceutical science, digital technologies, and data integration, the candidate will support the development of semantic models, ontologies, and knowledge graph frameworks that improve interoperability, traceability, discoverability, and consistency across scientific systems. Through these efforts, the candidate will help enable FAIR, AI-ready scientific data ecosystems that accelerate research, enhance decision making, and improve the way scientific knowledge is generated, managed, and reused across the development lifecycle.
NewData Exchange Analyst - Claim Ops TPA Capital Rx LLCData Exchange Analyst - Claim Ops TPANew York, NY$96,800–$121,000 / yearKey Responsibilities: Data Integration & Mapping: Design, develop, and maintain data mappings and transformations for incoming and outgoing healthcare data files: 837/835 - claims & remittance, 270/271 - eligibility and responses, 278 - Prior Auth, 276/277 - claim status, 999/TA1 - file level acknowledgement as well as proprietary formats. Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including: Judi Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers, Judi Health, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and.
NewAssoc. Dir , Data Analysis Merck & Co IncAssoc. Dir , Data AnalysisRahway, NJ$142,400–$224,100 / yearIn this Associate Director Data Product Management role, you will be part of the HHDDA Commercial Data Solutions team and lead Digital Product Management capabilities role, driving shaping and delivery of impactful solutions that enable data-driven decision-making across our Company's commercial digital marketing division for Global stakeholders. As subject-matter expert in commercial analytics data domains, you will leverage your expertise and apply techno-functional skills to shape and execute digital data products, drive a portfolio of digital data solutions initiatives and partner with delivery teams to enable use cases across the HHDDA portfolio.
Data Scientist Lead - Compliance Analytics M&T Bank CorpData Scientist Lead - Compliance AnalyticsNew York, NY$150,800–$251,300 / yearIDEAL QUALIFICATIONS PREFERRED: Masters' of Science or Doctorate degree in Statistics, Economics, Finance or related field in the quantitative social, physical or engineering sciences, with proven coursework proficiency in statistics, econometrics, economics, computer science, finance or risk management. MINIMUM QUALIFICATIONS REQUIRED: Bachelor's degree and a minimum of 7 years related experience, or in lieu of a degree, a combined minimum of 11 years higher education and/ or work experience, including a minimum of 7 years related experience.
Principal Associate, Data Scientist - LLM Customization Team Capital One Financial CorpPrincipal Associate, Data Scientist - LLM Customization TeamNY$161,800–$184,600 / yearBasic Qualifications: Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelors Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics. In this role, you will: Partner with a cross-functional team of data scientists, applied researchers, software engineers, machine learning engineers and product managers to deliver AI powered products that change how customers interact with their money.
Data Product Manager Fundbox LtdData Product ManagerNew York, NY$150,000–$200,000 / yearIn this role, you will be responsible for independently pulling, validating, and productizing the loan portfolio data we report to our lending partners and investors. Strong product mindset: you write clear requirements, think through edge cases, and communicate data logic precisely to both technical and non-technical stakeholders.
Sr. Director, Data Science & Experimentation Yahoo IncSr. Director, Data Science & ExperimentationNY$180,310–$392,430 / yearWork closely with technical product leadership on agentic growth tooling to embed machine learning signals and model outputs into autonomous marketing workflows, enabling agents to act on high-quality data. You'll partner closely with Performance Marketing, Media Planning, and technical product leadership to integrate machine learning models, experimentation capabilities, and intelligent automation into Yahoo's growth marketing infrastructure.
Research Data Associate NYU Langone Medical CenterResearch Data AssociateNew York, NYReviews data with supervisor and then provides reports to all parties (e.g., data and safety monitoring committee, the principal investigator, sponsoring agency, etc.) on the progress of the study. For 175 years, NYU Grossman School of Medicine has trained thousands of physicians and scientists who have helped to shape the course of medical history and enrich the lives of countless people.
NewResearch Data Associate- Per Diem NYU Langone Medical CenterResearch Data Associate- Per DiemNew York, NY$29.56–$32.14 / hourWorks with clinical research center, CTSI, Beyond Bridges, and other medical center staff, including directors, managers, clinical information systems, research nursing, and regulatory services, and staff in other NYU Langone Health departments as needed. For 175 years, NYU Grossman School of Medicine has trained thousands of physicians and scientists who have helped to shape the course of medical history and enrich the lives of countless people.
Lead DATA ENGINEER - Cloud Migration TechDigitalLead DATA ENGINEER - Cloud MigrationJersey City, NJThis role is part of a multiyear enterprise initiative to modernize data platforms by migrating from legacy and onprem environments to cloudnative, governed, and scalable architectures . Databricks Lakehouse Engineering Design and implement Databricks Lakehouse architecture (Bronze / Silver / Gold).
Data Scientist Valley National BancorpData ScientistMorristown, NJTranslate analysis findings and technical topics, visualize data to explain results to a non-technical business audience and senior management. Drive a strong data-driven culture within the company by mentoring data analysts and increasing data capabilities in other internal functions.
Senior Data Analyst, Business Insights Garner Health Technology IncSenior Data Analyst, Business InsightsNew York City, NY$167,000–$210,000 / yearHands-on with Snowflake (or a comparable cloud warehouse) and SQL at scale; experience with dbt strongly preferred - you''ll partner with Data Management in governed pipelines, not just consume their outputs. Our products are trusted by the most sophisticated employers and providers in the industry, and we are building a team of talented, mission-driven individuals who are motivated to make a meaningful impact on healthcare at scale.
Data Analyst II, Business Insights Garner Health Technology IncData Analyst II, Business InsightsNew York City, NY$131,000–$140,000 / yearHands-on with Snowflake (or a comparable cloud warehouse) and SQL at scale; experience with dbt strongly preferred - you''ll partner with Data Management in governed pipelines, not just consume their outputs. Our products are trusted by the most sophisticated employers and providers in the industry, and we are building a team of talented, mission-driven individuals who are motivated to make a meaningful impact on healthcare at scale.
NewManager, Real-World Data and Analytics (HEOR) Regeneron Pharmaceuticals IncManager, Real-World Data and Analytics (HEOR)sleepy hollow, NY$128,600–$210,000 / yearWe are seeking a Manager, Real-World Data and Analytics (RWDnA) to support the generation of real-world evidence (RWE) in oncology through the analysis of real-world data (RWD). This role requires: Doctoral degree in a quantitative field applying data science to healthcare data, or a Master's in a related field with 3+ years of relevant hands-on programming experience.
NewDirector, Product Management, Bank Marketing Tech, Audience Data & Reporting Capital One Financial CorpDirector, Product Management, Bank Marketing Tech, Audience Data & ReportingNew York, NY$230,400–$263,000 / yearWe deliver on this mission through four core focus areas: Strategic Upskilling: Equipping our PMs with the world-class frameworks needed to drive strategy, make data-backed decisions, and solve the complex customer problems required to meet the Bank's ambitious goals. We are seeking a visionary leader who blends a strong product mindset with deep technical data expertise and a proven track record of managing and mentoring high-achieving teams.
Process Development Engineer III, Data Science Regeneron Pharmaceuticals IncProcess Development Engineer III, Data ScienceTarrytown, NYRegenerons Data Enablement and Analytics (DEA) team within Preclinical Manufacturing and Process Development (PMPD) is seeking a Machine Learning Engineer to develop, build and deploy analyses and machine learning models that support bioprocess development. A Typical Day in the Role Might Look Like: • Partner closely with scientists, engineers, and analysts to understand bioprocess workflows and identify high‑impact data science opportunities.
Data Scientist, Developer Productivity Anthropic PBCData Scientist, Developer ProductivityNew York City, NY$275,000–$370,000 / yearThis research continues many of the directions our team worked on prior to Anthropic, including: GPT-3, Circuit-Based Interpretability, Multimodal Neurons, Scaling Laws, AI & Compute, Concrete Problems in AI Safety, and Learning from Human Preferences. For sales roles, the range provided is the role's On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role.
Senior Data Analyst - Product and Banking Analytics ExlService Holdings IncSenior Data Analyst - Product and Banking AnalyticsNY$100,000–$135,000 / yearEXL harnesses the power of data, analytics, AI, and deep industry knowledge to transform operations for the worlds leading corporations in industries including insurance, healthcare, banking and financial services, media and retail, among others. EXL never requires or asks for fees/payments or credit card or bank details during any phase of the recruitment or hiring process and has not authorized any agencies or partners to collect any fee or payment from prospective candidates.
Data Analytics One Finance, Inc.Data AnalyticsNY$130,000–$170,000 / yearStrong plus: fintech/regulated data, Python automation, Databricks, GitLab/MR workflows, prior tech-lead or lead/senior IC experience on a lean data team. We're backed by Walmart, the world's largest retailer, and Ribbit Capital, one of fintech's most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
Associate, Operations Data Analytics Oscar Health IncAssociate, Operations Data AnalyticsNew York, NYRemote$101,844–$133,670 / yearCollaborate across the organization, including owning stakeholder relationships with managers & senior managers, to identify actions to achieve improvements and monitor initiative impact. Identify opportunities to create models and tools that produce relevant insights to identify healthcare inefficiencies and generate insights to remove inefficiencies.
Process Development Engineer Iii, Data Science Regeneron PharmaceuticalsProcess Development Engineer Iii, Data ScienceTarrytown, NY$109,900–$179,300 / yearThis role requires: Bachelor's or Master's degree in Chemical Engineering, Biomedical Engineering, or a related discipline, with 5-7 years of experience in bioprocess development, pharmaceutical manufacturing, or a closely related domain. You'll develop, build, and deploy analyses and machine learning models that support bioprocess development, working at the intersection of software engineering, data science, and bioprocess domain expertise.
Application and Data Product Manager TSG Risk ManagementApplication and Data Product ManagerNew York City, NY$125,000–$150,000The Data & Applications team supports business-facing systems and develops analytics platforms, AI-driven solutions, and data infrastructure that connect technology, data, and decision-making across the organization. Team members combine financial and business knowledge with expertise in software development, data engineering, and analytics to deliver scalable technology solutions that support both internal operations and client-facing teams.
Senior Data Scientist - Network Value PlaidSenior Data Scientist - Network ValueNew York, NY$190,800–$262,800 / yearYou’ll translate business questions into analytics projects, perform ad-hoc and strategic analysis, improve visibility into core systems through data modeling and dashboarding, create OKRs quantifying progress against business goals, support feature ship decisions through experimentation, and build ML prototypes and causal inference models. We translate ambiguous product questions into tractable analysis, serve as analytical thought partners throughout the org, identify opportunities to build better products, and champion a data-first decision-making approach everywhere we go.
Data Scientist, Platform Product Anthropic PBCData Scientist, Platform ProductNew York City, NY$275,000–$370,000 / yearYou''ll be embedded with teams supporting our Developer Platform the infrastructure that enables developers and enterprise customers to build on Claude via our core API, agent orchestration, tool and MCP integrations, and knowledge management capabilities. This research continues many of the directions our team worked on prior to Anthropic, including: GPT-3, Circuit-Based Interpretability, Multimodal Neurons, Scaling Laws, AI & Compute, Concrete Problems in AI Safety, and Learning from Human Preferences.
Data Scientist, Safeguards Anthropic PBCData Scientist, SafeguardsNew York City, NY$275,000–$370,000 / yearThis research continues many of the directions our team worked on prior to Anthropic, including: GPT-3, Circuit-Based Interpretability, Multimodal Neurons, Scaling Laws, AI & Compute, Concrete Problems in AI Safety, and Learning from Human Preferences. As an early member of our Safeguards Data Science and Analytics team, you will play an instrumental role in our company's mission of building safe and beneficial artificial intelligence by building and scaling a data driven culture from the ground up.
Senior Data Analyst TremendousSenior Data AnalystNew York, New YorkRemoteYou will support multiple business areas (including Product, Finance, and Customer Success) and contribute significantly to the semantic layer and our data model. We're trusted by 20,000 organizations like Atlassian, MIT, and United Way to deliver gift cards and money to millions of recipients worldwide.
Senior Data Analyst, GTM TremendousSenior Data Analyst, GTMNew York, New YorkRemoteWe are hiring an experienced data analyst to partner across our go-to-market teams (Sales, RevOps, Marketing, and Customer Success) and connect the full revenue funnel from acquisition through retention. Apply a range of analytics methods to gain insights across our go-to-market teams (sales, RevOps, marketing, and customer success), such as conversion funnels and attribution.
Data Analyst - Finance ConsultNetData Analyst - FinanceWhite Plains, NYFor over 25 years, we have connected thousands of consultants with meaningful roles through a personal, communication-driven approach, partnering with a diverse client base to build high-performing teams and create lasting impact. The specialist will work directly with the FP&A function to consolidate and restructure financial data from multiple source systems into clean, usable Excel-based models.
Data Engineer RSC SolutionsData EngineerJersey City, NJPython, SQL, cloud data tools experience (e.g., AWS Glue, Azure Data Factory). Develop ETL pipelines, ensure data quality, optimize data storage solutions.
Data Scientist & Engineer NYU Langone Medical CenterData Scientist & EngineerNew York, NY$84,577.92–$110,250 / yearCollaborate with associate data scientists, engineers, and clinically trained professionals to test novel approaches and support the implementation, maintenance, and improvement of predictive models. For 175 years, NYU Grossman School of Medicine has trained thousands of physicians and scientists who have helped to shape the course of medical history and enrich the lives of countless people.
HPC Data Center Operational Lead Jump TradingHPC Data Center Operational LeadNew York, NY$150,000–$200,000 / yearMaintain deep, hands-on knowledge of server hardware architectures including multi-socket platforms, GPU/accelerator configurations, memory subsystems, NVMe/storage controllers, BMC/IPMI management, and firmware lifecycle. This role leads the teams that keep the lights on across Jump's HPC data centers, ensuring maximum uptime through disciplined operations, proactive maintenance, and deep technical expertise in critical facility systems.
Data Analyst II, Business Insights Garner Health Technology, Inc.Data Analyst II, Business InsightsNew York City, NY$131,000–$140,000 / yearHands-on with Snowflake (or a comparable cloud warehouse) and SQL at scale; experience with dbt strongly preferred - you'll partner with Data Management in governed pipelines, not just consume their outputs. Our products are trusted by the most sophisticated employers and providers in the industry, and we are building a team of talented, mission-driven individuals who are motivated to make a meaningful impact on healthcare at scale.
NewManager, Real-World Data And Analytics (Heor) Regeneron PharmaceuticalsManager, Real-World Data And Analytics (Heor)Sleepy Hollow, NY$128,600–$210,000 / yearWe are seeking a Manager, Real-World Data and Analytics (RWDnA) to support the generation of real-world evidence (RWE) in oncology through the analysis of real-world data (RWD). This role requires: Doctoral degree in a quantitative field applying data science to healthcare data, or a Master's in a related field with 3+ years of relevant hands-on programming experience.
Senior Data Analyst, Business Insights Garner Health Technology, Inc.Senior Data Analyst, Business InsightsNew York City, NY$167,000–$210,000 / yearHands-on with Snowflake (or a comparable cloud warehouse) and SQL at scale; experience with dbt strongly preferred - you'll partner with Data Management in governed pipelines, not just consume their outputs. Our products are trusted by the most sophisticated employers and providers in the industry, and we are building a team of talented, mission-driven individuals who are motivated to make a meaningful impact on healthcare at scale.
Data Analyst StratAcuity Staffing Partners IncData AnalystNY$50–$60 / hourIn terms of professional development, Everforth Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. In terms of professional development, Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA.
Senior Data Scientist Point Digital Finance, Inc.Senior Data ScientistNYRemote$179,550–$198,450 / yearEach individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary): Tier 1 | San Francisco Bay Area, New York, and Seattle | $179,550 - $198,450.
Data Integration Group Manager Citibank, N.A.Data Integration Group ManagerLONG ISLAND CITY, NYRequirements: Requires a Masters degree or foreign equivalent, in Economics, Business Administration, Finance or related field and 6 years of experience as Data Management Sr Manager, Financial Accounting Sr Manager, Financial Rep Lead Analyst, Product Control Analyst, Finance Reporting Analyst, Credit Analyst or related position involving data transformation to perform financial regulatory data management and reporting for a global financial institution. 6 years of experience must include: Use wholesale lending critical data elements including accounting, regulatory reporting, and architecture; Analyze and solution data issues raised by regulatory reporting teams; End-to-end lending architecture controls and exception handling; Technical data reporting and regulatory presentation to management.