The Principal Credit Risk & Pricing Analyst will serve as a senior individual contributor within the Home Equity Credit Risk organization, responsible for developing and optimizing credit risk, pricing, portfolio, policy, and process strategies for Home Equity products across both on-balance sheet and off-balance sheet channels. The individual will partner closely with Product, Finance, Operations, Technology, Compliance, Credit Policy, and Risk teams to translate analytical insights into actionable underwriting strategies, decision rules, business processes, and portfolio initiatives.