BMO FinancialNewSenior Private Banker BMO FinancialSenior Private BankerDenver, CO$102,000–$190,000 / yearAdheres to all policies and procedures, guidelines, legal and ethical requirements and regulations including individual accountability as it relates to potential conflicts of interest, safeguarding of customer information, trading in securities, anti-money laundering, privacy, and disclosure of outside business activities. The ideal candidate will have a proven track record of building and maintaining relationships with High-Net-Worth (HNW) and/or Ultra-High-Net-Worth (UHNW) clients in the region.
Lennar HomesLoan Officer Associate Lennar HomesLoan Officer AssociateEnglewood, CO$15.16–$20 / hourFull timeLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds.
First WesternNewMortgage Loan Originator (Loveland) First WesternMortgage Loan Originator (Loveland)Loveland, COProvide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners. On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
First WesternNewMortgage Loan Originator (Greenwood Village, CO) First WesternMortgage Loan Originator (Greenwood Village, CO)Greenwood Village, COProvide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners. On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
Motto Mortgage Legacy groupNewMortgage Loan Originator Colorado Motto Mortgage Legacy groupMortgage Loan Originator ColoradoGreeley, CO$60,000–$250,000 / yearWe provide access to a wide range of loan options by comparing offerings from multiple lenders nationwide while maintaining a strong focus on responsible lending and compliance. This role involves helping clients understand their financing options, guiding them through applications, and ensuring files move smoothly from start to finish.
Motto Mortgage Legacy groupSenior Mortgage Loan Originator Colorado/Team Lead Motto Mortgage Legacy groupSenior Mortgage Loan Originator Colorado/Team LeadGreeley, CO$60,000–$250,000 / yearWe provide access to a wide range of loan options by comparing offerings from multiple lenders nationwide while maintaining a strong focus on responsible lending and compliance. This role involves helping clients understand their financing options, guiding them through applications, and ensuring files move smoothly from start to finish.
AmeriSave Mortgage CorpLicensed Mortgage Loan Originator - REMOTE AmeriSave Mortgage CorpLicensed Mortgage Loan Originator - REMOTEDenver, CORemote$10–$15 / hourAmeriSave offers top-tier tech, aggressive commissions, and the ability to delight your clients with our streamlined processes and speedy turn times. Why AmeriSave: As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence.
Elevations Credit UnionMortgage Loan Originator Elevations Credit UnionMortgage Loan Originatordenver, COSummary/Objective: Originates mortgage loans in an assigned territory; develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit business and conduct sales-related activities, in order to meet specific loan volume origination goals. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado.
First Western MortgageNewMortgage Loan Originator (Greenwood Village, CO) First Western MortgageMortgage Loan Originator (Greenwood Village, CO)Greenwood Village, COProvide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners. On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
First Western MortgageNewMortgage Loan Originator (Loveland) First Western MortgageMortgage Loan Originator (Loveland)Loveland, COProvide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners. On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
AmeriSave Mortgage CorpRemote Mortgage Loan Officer - Entry Level (SAFE Passed Required) AmeriSave Mortgage CorpRemote Mortgage Loan Officer - Entry Level (SAFE Passed Required)Denver, CORemote$12–$16.50 / hourAfter the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Pinnacle Bank/Bank of ColoradoMortgage Originator Pinnacle Bank/Bank of ColoradoMortgage OriginatorBoulder, ColoradoThese duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness. Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
1st Financial Bank USASenior Loan Officer (Remote for CO) 1st Financial Bank USASenior Loan Officer (Remote for CO)Denver, CORemote$65,000–$300,000 / yearOngoing performance is required to maintain your employment, including but not limited meeting minimum origination targets; avoiding meaningful client or loan buyer issues (e.g. a forced repurchase); and maintaining accurate, up-to-date information in our CRM (Hubspot). If you currently originate $60+ million per year, we can speak about dedicated, flexible balance sheet to help you originate loans that you can't easily do today.
M2 Lending SolutionsMortgage Loan Partner M2 Lending SolutionsMortgage Loan PartnerDenver, CO$45,000–$115,000Successful Loan Partners will be experts at solution selling, have an in-depth knowledge of appropriate mortgage products, understand and abide by all mortgage regulations, and support the operations team in all aspects of mortgage solution delivery. Use internal software systems and processes to ensure efficient loan support to MLO and operations team, positively impacting customer service and funded loans.
CrossCountry Mortgage LLCLoan Advisor CrossCountry Mortgage LLCLoan AdvisorGreenwood Village, COThe Loan Advisor leads with insight and clear direction rather than pressure, aiming for a smooth experience; when challenges arise, the Loan Advisor drives the recovery through proactive communication and solution-focused support. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation.
Affidian Credit UnionLoan Officer - Consumer Loans Affidian Credit UnionLoan Officer - Consumer LoansAurora, Colorado$24–$36Work Environment:Essential duties are performed in a general office work environment and regularly require sitting at a workstation or desk while completing paperwork or using a computer, calculator, copier, fax machine, and other office machines and equipment. Must have a thorough understanding of AML/BSA/REG B/TRUTH IN LENDING regulations to ensure self-compliance in carrying out related policies and procedures and filling out proper reports in a timely and accurate method.
Ent Credit UnionNewMortgage Loan Officer Ent Credit UnionMortgage Loan OfficerLongmont, COThe primary purpose of this position is to work with Ent''s members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. The loan officer will collect and analyze the member''s financial information and assess the member''s financing circumstances to determine which mortgage product might best fit their needs.
Lennar CorporationLoan Officer Associate Lennar CorporationLoan Officer AssociateEnglewood, CO$15.16–$20 / hourLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds.
Mutual of Omaha MortgageReverse Mortgage Inside Sales Loan Officer Mutual of Omaha MortgageReverse Mortgage Inside Sales Loan OfficerDenver, CORemoteFull timeAt Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen and build rapport, in addition to understanding and analyzing the full financial situations of our customers. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in the home as a means to assist a peaceful and secure transition to one’s retirement years.
American Financing CorpMortgage Loan Processor - Refinance American Financing CorpMortgage Loan Processor - RefinanceAurora, CO$40,000 / yearPart timeManage loan pipeline effectively to ensure timely closings, maintaining a 90% or higher COE (Close of Escrow) success ratio. Additionally, the Employee will provide guidance and training to new or underperforming processors, supporting their understanding of systems, workflows, and best practices.
Satori MortgageExperienced Mortgage Loan Officer Satori MortgageExperienced Mortgage Loan OfficerGreenwood VIllage, CORemoteI’m deep in the trenches: running pipelines, snagging leads, building relationships, and coaching. I’m Niko Kramer, and I’ll be your wingman in building a team that’s UNSTOPPABLE!
The Employee ConnectCommercial Loan Officer The Employee ConnectCommercial Loan OfficerDenver, Colorado$85,380–$106,725 / yearThe region continues to attract businesses across technology, healthcare, real estate, and professional services sectors, creating consistent and growing demand for commercial financing solutions. This role offers a clear and well-supported path for career advancement, including opportunities to grow into senior lending or portfolio management positions as you demonstrate results and deepen your expertise in commercial finance.
FirsTier BankCommercial Loan Officer FirsTier BankCommercial Loan OfficerGreeley, CO$120,000–$180,000This position represents the bank in the local community through active participation in community affairs and participates in marketing all the bank's products and services. Support the bank's strong relationship banking culture through ongoing customer contact, quality customer service, excellent product knowledge, and community involvement.
LeadlingNewMortgage Loan Officer | National Lender LeadlingMortgage Loan Officer | National LenderDenver, CORemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Satori MortgageMortgage Loan Officer Elite Live Transfer Division Satori MortgageMortgage Loan Officer Elite Live Transfer DivisionLafayette, CORemoteBuild Realtor Relationships – Every purchase deal is an opportunity to connect with realtors on the transaction, turning one closed loan into a potential ongoing partnership. You’ll be joining a team that doesn’t just sit back; we’re right there with you, providing leads and the support you need to take each call across the finish line.
MRINetwork JobsCommercial Real Estate Loan Officer MRINetwork JobsCommercial Real Estate Loan OfficerDenver, ColoradoWill provide service to prospective commercial loan customers and interview applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commercial loan business development and to act as the bank’s contact with commercial loan clients, brokers, and contractors.
Satori MortgageMortgage Loan Officer Satori MortgageMortgage Loan OfficerLouisville, CORemoteWe're on the hunt for charismatic, outgoing hustlers with massive spheres of influence who are natural-born relationship builders and lead-generating machines. With over 20 years in the game, Satori Mortgage has funded tens of thousands of loans and created a legion of happy homeowners.
Westerra Credit UnionMortgage Loan Officer - Denver Metro Westerra Credit UnionMortgage Loan Officer - Denver MetroLittleton, COThe primary responsibility is to attract new business through referral relationships and community presence, while also acting on member referrals, credit-union-generated leads, and a limited number of inbound calls. The Retail Mortgage Loan Officer (MLO) is responsible for generating mortgage production through proactive outside sales while also assisting members and prospective members with their mortgage needs.
Pinnacle Bank/Bank of ColoradoLoan Officer Pinnacle Bank/Bank of ColoradoLoan OfficerLittleton, Colorado$90,000–$140,000 / yearPrepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. Participates in civic and community organizations, representing the bank, but following personal interests.
Pinnacle Bank/Bank of ColoradoNewCOMM LOAN OFFICER Pinnacle Bank/Bank of ColoradoCOMM LOAN OFFICERLongmont, Colorado$110,000–$150,000 / yearPrepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. Participates in civic and community organizations, representing the bank, but following personal interests.
Macpower Digital Assets Edge Private LimitedCommercial Loan Officer Macpower Digital Assets Edge Private LimitedCommercial Loan OfficerBroomfield, CO$90,000–$110,000 / yearJob Summary: The Commercial Loan Officer is responsible for originating, evaluating, and managing commercial loans while building and maintaining strong relationships with business clients. The ideal candidate will have an existing commercial loan portfolio, a deep understanding of commercial lending products, and a proven track record in sales and production within the financial services industry.
Pinnacle Bank/Bank of ColoradoMORTG UNDERWRITER Pinnacle Bank/Bank of ColoradoMORTG UNDERWRITERGreeley, Colorado$30–$40 / hourPHYSICAL REQUIREMENTS:Seeing: 75-100% Must be able to read reports, use computerHearing: 75-100% Must be able to communicate with customers and co-workers in personand on the telephoneStanding/Walking: 25-49% Must be able to visit with the loan officer, go to areas of the office to use copier & fax machines, etc. Responsible for keeping updated and informed of all changes that occur with loan agencies and investors; informs Senior Underwriter of any changes.
JPMorgan Chase & CoSenior Home Lending Advisor- Arvada, CO JPMorgan Chase & CoSenior Home Lending Advisor- Arvada, COArvada, CORequired Qualifications, Capabilities, and Skills: • Bachelors degree or equivalent work experience in sales and/or real estate • 3+ years of mortgage lending and proven sales experience in retail banking • Knowledge of real estate market in local area • Excellent written and oral communication skills • Knowledge of FHA, VA, FNMA, and FHLMC guidelines. Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports you by sharing demonstrated knowledge in this area of specialization.
Wells FargoNewBranch Manager - SE Denver District Wells FargoBranch Manager - SE Denver DistrictAurora, CO$34.62–$62.50 / hourAs a Branch Manager, you will serve as the sales leader of the branch, accountable for acquiring, deepening and retaining customer relationships to drive consistent growth in primary checking, deposits, lending, credit cards and investments through disciplined execution, strong coaching, and effective performance management. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
Wells Fargo & CoNewBranch Manager - Colorado North Wells Fargo & CoBranch Manager - Colorado NorthLoveland, CO$31.25–$62.50 / hourAs a Branch Manager, you will serve as the sales leader of the branch, accountable for acquiring, deepening and retaining customer relationships to drive consistent growth in primary checking, deposits, lending, credit cards and investments through disciplined execution, strong coaching, and effective performance management. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
Asteris Lending LLCVice President of Sales Asteris Lending LLCVice President of SalesDenver, COAs a Loan Originator, you will play a key role in driving loan volume and building relationships with real estate investors across the U.S. This role is ideal for individuals who have a deep understanding of residential CRE and business-purpose lending, and who are hungry to grow in a high-performance, investor-focused environment. Key Responsibilities: Originate loans for real estate investors, including Fix & Flip, New Construction, DSCR, and Build-to-Rent projects.
JPMorgan Chase & CoNewBranch Manager - Arvada/Westminster/Wheat Ridge/Golden - CO METRO NORTH JPMorgan Chase & CoBranch Manager - Arvada/Westminster/Wheat Ridge/Golden - CO METRO NORTHArvada, COYou will represent our brand and culture with the utmost hospitality, delivering the latest banking solutions and cutting-edge financial technology, as well as collaborating with our team of experts to help with specialized financial needs for clients. You have outstanding leadership skills that shine through your proven track record of coaching and empowering employees, helping them achieve remarkable results and grow in their roles.
JPMorgan Chase & CoNewBranch Manager - Metro Southwest Market, Lakewood CO JPMorgan Chase & CoBranch Manager - Metro Southwest Market, Lakewood COLakewood, COYou will represent our brand and culture with the utmost hospitality, delivering the latest banking solutions and cutting-edge financial technology, as well as collaborating with our team of experts to help with specialized financial needs for clients. You have outstanding leadership skills that shine through your proven track record of coaching and empowering employees, helping them achieve remarkable results and grow in their roles.
JPMorgan Chase & CoNewAssociate Relationship Banker - CO METRO NORTH JPMorgan Chase & CoAssociate Relationship Banker - CO METRO NORTHArvada, COYou will represent our brand and culture with the utmost hospitality, delivering the latest banking solutions and cutting-edge financial technology, as well as collaborating with our team of experts to help with specialized financial needs for clients. You have outstanding leadership skills that shine through your proven track record of coaching and empowering employees, helping them achieve remarkable results and grow in their roles.
Wells FargoPersonal Banker, Longmont South Branch, Boulder, CO Wells FargoPersonal Banker, Longmont South Branch, Boulder, COLONGMONT, CO$21–$28 / hourThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
JPMorgan Chase Bank, N.A.Private Client Banker - Metro Southwest, Englewood CO JPMorgan Chase Bank, N.A.Private Client Banker - Metro Southwest, Englewood COEnglewood, COFull timeBeginning Oct. 1, 2018, if you are not currently registered, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required) and Life licenses are required - or must be successfully completed within 180 days of starting the role. You have a passion for taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations and having a strong commitment to diversity and inclusion.
JPMorgan Chase Bank, N.A.Private Client Banker - Saddle Rock, Aurora CO - Metro Southeast JPMorgan Chase Bank, N.A.Private Client Banker - Saddle Rock, Aurora CO - Metro SoutheastAurora, COFull timeBeginning Oct. 1, 2018, if you are not currently registered, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required) and Life licenses are required - or must be successfully completed within 180 days of starting the role. You have a passion for taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships, doing the right thing, exceeding expectations and having a strong commitment to diversity and inclusion.
Wells Fargo & CoPersonal Banker- Winter Park Colorado Wells Fargo & CoPersonal Banker- Winter Park ColoradoWinter Park, CO$21–$28 / hourThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. In this role you will: Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially.
JPMorgan Chase Bank, N.A.Associate Relationship Banker - Mississippi and Buckley, Aurora CO, Metro Southeast JPMorgan Chase Bank, N.A.Associate Relationship Banker - Mississippi and Buckley, Aurora CO, Metro SoutheastAurora, COFull timeYou will welcome and assist clients that walk into our branches using your financial knowledge to offer thoughtful solutions to help address their financial needs and make their lives easier, contributing to the success of the branch. Your continued employment in this position with JPMorganChase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.
JPMorgan Chase Bank, N.A.Branch Manager - Metro Southeast Market, Aurora CO JPMorgan Chase Bank, N.A.Branch Manager - Metro Southeast Market, Aurora COAurora, COFull timeYou will represent our brand and culture with the utmost hospitality, delivering the latest banking solutions and cutting-edge financial technology, as well as collaborating with our team of experts to help with specialized financial needs for clients. You have outstanding leadership skills that shine through your proven track record of coaching and empowering employees, helping them achieve remarkable results and grow in their roles.
JPMorgan Chase Bank, N.A.Branch Manager - Metro Southwest, Lakewood CO JPMorgan Chase Bank, N.A.Branch Manager - Metro Southwest, Lakewood COLakewood, COFull timeYou will represent our brand and culture with the utmost hospitality, delivering the latest banking solutions and cutting-edge financial technology, as well as collaborating with our team of experts to help with specialized financial needs for clients. You have outstanding leadership skills that shine through your proven track record of coaching and empowering employees, helping them achieve remarkable results and grow in their roles.
JPMorgan Chase Bank, N.A.Assoc Relationship Banker - Candelas Pkwy and Indiana - Arvada, CO - CO METRO NORTH JPMorgan Chase Bank, N.A.Assoc Relationship Banker - Candelas Pkwy and Indiana - Arvada, CO - CO METRO NORTHArvada, COFull timeYou will welcome and assist clients that walk into our branches using your financial knowledge to offer thoughtful solutions to help address their financial needs and make their lives easier, contributing to the success of the branch. Your continued employment in this position with JPMorganChase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.
Wells Fargo & CoNewSenior Premier Banker- NE Denver District Wells Fargo & CoSenior Premier Banker- NE Denver DistrictCommerce City, CO$34–$60 / hourThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. This role grows, deepens, and manages relationships with affluent customers and those with more complex financial needs, serving as their primary point of contact for banking products and services through scheduled appointments, lobby engagement, and proactive outreach.
Wells FargoNewBranch Manager - NW Denver District Wells FargoBranch Manager - NW Denver DistrictArvada, CO$34.62–$62.50 / hourAs a Branch Manager, you will serve as the sales leader of the branch, accountable for acquiring, deepening and retaining customer relationships to drive consistent growth in primary checking, deposits, lending, credit cards and investments through disciplined execution, strong coaching, and effective performance management. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
Wells Fargo & CoNewPersonal Banker Central Denver District Wells Fargo & CoPersonal Banker Central Denver DistrictDenver, CO$21–$30 / hourThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.