Paid Sick Days

Prescription Drug Coverage

Professional Development

401K

Flexible Spending Accounts

Retirement / Pension Plans

Life Insurance

OTHER

FEED

UNKNOWN

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. Loan Operations - Provides ongoing communication to associates and management regarding loan status, conversations with applicants, and outstanding issues.

Overview:
This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office. This position processes mortgage loans, loan applications, and all associated documentation at a higher level of complexity. Validates application information for underwriting purposes and updates department systems accordingly. Prepares approved loans for closing submission, and notifies appropriate parties for action on declined loans. Contributes to protecting the Bank from fraud, misrepresentation, and mortgage loan default through compliance with federal regulations, department policy, and standard procedures. May provide guidance for less experienced associates in the work group.

Responsibilities:
<ul><li>Mortgage Processing - Verifies the accuracy and completion of all documentation or information necessary for loan closings. Assists in scheduling loan closings and answers questions regarding the mortgage loan process. Places closing conditions on the file and prepares approved loans for the Closing Department. Submits loans recommended for decline to second level review and issues adverse action notices.</li><li>Loan Operations - Provides ongoing communication to associates and management regarding loan status, conversations with applicants, and outstanding issues. Conveys deficiencies in loan documentation with the necessary parties. Ensures compliance in all operations with applicable guidelines and regulations. May assist management with more complex matters and projects.</li><li>Collateral Appraisal - Secures a property appraisal and completes the initial review against established checklists.</li><li>Business Support - Performs a variety of administrative support tasks during the course of mortgage processing.</li><li>Pipeline Management - Manages a pipeline of active loans by updating and prioritizing activities based on projected loan closing date. Ensures that loans close prior to approval expiration and rate lock expiration.</li></ul>

Qualifications:
Bachelor's Degree and 0 years of experience in Mortgage processing OR High School Diploma or GED and 3 years of experience in Mortgage processing Preferred Qualificatoins: Mortgage processing experience and experience working with Encompass Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. As the largest family-controlled bank in the United States, First Citizens is continuing a unique legacy of strength, stability, and long-term thinking that has spanned generations. Founded in 1898 and headquartered in Raleigh, N.C., First Citizens also operates a nationwide direct bank and a network over 550 branches in 22 states. Industry specialists bring a depth of expertise that helps businesses and individuals meet their specific goals at every stage of their financial journey. First Citizens Bank brings together personal service and powerful tools to help customers do more with their money – and make more of their future.  
 
Looking for a career with CIT? CIT is now a division of First Citizens Bank.
First Citizens Bank. Forever First®

First Citizens Bank

Mortgage Processor II

Administrative Skills

Business Support

Compensation and Benefits

Documentation

Establish Priorities

High School Diploma

Loan Approval

Loan Closing

Loan Denial

Loan Operations

Loan Submission

Loans

Maintain Compliance

Mortgage

Mortgage Lending

Operations Guidelines

People Management

Regulations

Sales Pipeline

[AW]-iCims

Job Description: As a Licensed Mortgage Loan Officer at ANS Residential Mortgage, you will be responsible for originating mortgage loans by guiding customers through the entire loan process from application to closing. Educate clients on the various loan programs available, including conventional, FHA, VA, USDA and Non QM loan options, explaining terms, rates, and costs associated with each option.

***Please note this is a commission only position and requires an active NMLS NC Mortgage Loan Officer LicenseCompany Overview:ANS Residential Mortgage is a leading provider of mortgage lending services committed to delivering exceptional customer experiences across North Carolina. We specialize in personalized mortgage solutions tailored to meet the unique needs of our clients, offering competitive rates and a seamless loan process. As we expand our team, we are seeking a licensed Mortgage Loan Officer to join us in helping clients achieve their homeownership dreams.Job Description:As a Licensed Mortgage Loan Officer at ANS Residential Mortgage, you will be responsible for originating mortgage loans by guiding customers through the entire loan process from application to closing. You will work closely with clients to understand their financial situations and goals, providing them with suitable mortgage options and assisting them in selecting the best product for their needs. Your expertise in mortgage products, strong customer service skills, and adherence to regulatory guidelines will contribute to our mission of delivering outstanding service and exceeding client expectations.Key Responsibilities:<ul><li>Conduct thorough assessments of prospective borrowers' financial circumstances to determine eligibility and advise on appropriate mortgage products.</li><li>Educate clients on the various loan programs available, including conventional, FHA, VA, USDA and Non QM loan options, explaining terms, rates, and costs associated with each option.</li><li>Guide clients through the loan application process, ensuring accuracy and completeness of all documentation.</li><li>Collaborate with underwriters, processors, and closing teams to facilitate a smooth and timely loan approval and closing process.</li><li>Maintain regular communication with clients, real estate agents, and referral partners to provide updates on loan status and address any concerns.</li><li>Meet or exceed production goals while maintaining high levels of customer satisfaction and compliance with all regulatory requirements.</li><li>Stay informed about industry trends, market conditions, and changes in lending guidelines.</li></ul>Requirements:<ul><li>Current and valid NMLS (Nationwide Mortgage Licensing System) license in North Carolina.</li><li>Proven experience as a Mortgage Loan Officer or similar role, with a successful track record of loan originations.</li><li>In-depth knowledge of mortgage loan products and guidelines, including compliance requirements.</li><li>Strong interpersonal and communication skills, with the ability to build rapport and trust with clients.</li><li>Detail-oriented with strong analytical skills to evaluate financial information and determine suitability for loan programs.</li><li>Ability to thrive in a fast-paced, deadline-driven environment.</li></ul>Benefits:<ul><li>Competitive commission compensation package</li><li>Comprehensive benefits package including health insurance, retirement plans, and paid time off.</li><li>Opportunities for professional development and advancement within the company.</li><li>Supportive team environment focused on collaboration and success.</li></ul>Location: This position is based in Holly Springs, NC. Remote work options may be available based on performance and company policy.Application Process: To apply, please submit a resume and cover letter outlining your qualifications and experience in mortgage lending. We look forward to reviewing your application and discussing how you can contribute to our team at ANS Residential Mortgage.

ANS Residential Mortgage LLC

NC Loan Officer

Accounting Close

Analysis Skills

Communication Skills

Corporate Policies

Customer Experience

Customer Satisfaction

Customer Support/Service

Customer Training

Detail Oriented

Exceeded Sales Goal

Federal Housing Administration (FHA)

Industry/Trade Analysis

Interpersonal Skills

Licensing

Loan Origination

Market Trend Analysis

Real Estate Sales

Regulatory Compliance

Regulatory Requirements

Residential Mortgages

Service Delivery

Team Player

Time Management

Underwriting

United States Department of Agriculture (USDA)

Work From Home

Trinet ATS Feed

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