Home Loan Consultant - Financial Services Background Preferred Generations Home LoansHome Loan Consultant - Financial Services Background PreferredMilton-Freewater, OR$100,000–$300,000 / yearYou will advise borrowers on loan options, affordability, qualification steps, and the broader financing process while working closely with agents and internal lending teams. This role is built around helping clients make informed home financing decisions while developing strong referral relationships in the real estate community.
NewMortgage Loan Officer - Escrow and Closing Background Welcome Generations Home LoansMortgage Loan Officer - Escrow and Closing Background WelcomeSalem, OR$100,000–$300,000 / yearDESCRIPTION: Generations Home Loans is seeking mortgage and real estate transaction professionals with escrow, title, or closing experience who are ready to move into a production-focused Mortgage Loan Officer role. You will work directly with buyers and real estate partners to provide financing guidance, manage loan opportunities, and support clients from early consultation through successful closing.
Program Manager – Loan Servicing / Capital Markets Systems (Consulting) SolomonEdwardsProgram Manager – Loan Servicing / Capital Markets Systems (Consulting)Salem, ORRemote$80–$90 / hourThis role will lead complex system implementation efforts across loan servicing, capital markets, and investor/loan accounting functions while partnering with business, technology, and integration leaders to drive execution, manage risk, and maintain alignment across workstreams. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, and collaborative individuals who can help us deliver exceptional client service.
Loan Servicing Support Specialist Columbia BankLoan Servicing Support SpecialistRoseburg, OR$18–$30 / hourStaffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team. This role focuses on learning and performing core loan servicing tasks, following established procedures, and building knowledge of loan products, documentation, and regulations.
Loan Servicing Support Specialist Columbia Banking System IncLoan Servicing Support SpecialistRoseburg, OR$18–$30 / hourStaffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team. This role focuses on learning and performing core loan servicing tasks, following established procedures, and building knowledge of loan products, documentation, and regulations.
Loan Operations Specialist – Commercial Loan Documentation and Servicing - Banking First FederalLoan Operations Specialist – Commercial Loan Documentation and Servicing - BankingMcMinnville, ORFull timeKey Concepts: Banking and Financial Services; loan operations; loan documentation; consumer loans; mortgage loans; commercial loans; banking jobs; financial services jobs; Onsite in McMinnville, Oregon. If you need assistance with completion of an application for employment, please contact the Human Resources Department at 503-435-3241 or email humanresources@firstfedweb.com.
VP, Consumer Loan Servicing First Tech Federal Credit UnionVP, Consumer Loan ServicingHillsboro, OR$200,000–$240,000 / yearProvide oversight of ancillary consumer loan products, including Guaranteed Asset Protection (GAP) with responsibility for GAP refunds, and administration of the Mechanical Breakdown Insurance (MBI) and Debt Protection (DP) programs, ensuring strong vendor management, regulatory compliance, and member experience. Partner with Direct Consumer Lending, Consumer Loan Business Support, Cards, Third Party Lending, Collections, Technology, Risk/Compliance, Legal, Experience/Marketing, and Accounting/Finance leaders to improve servicing efficiency, member experience, and operational scalability.
VP, Consumer Loan Servicing First Technology Federal Credit UnionVP, Consumer Loan ServicingHillsboro, OR$200,000–$240,000 / yearFull timeProvide oversight of ancillary consumer loan products, including Guaranteed Asset Protection (GAP) with responsibility for GAP refunds, and administration of the Mechanical Breakdown Insurance (MBI) and Debt Protection (DP) programs, ensuring strong vendor management, regulatory compliance, and member experience. Partner with Direct Consumer Lending, Consumer Loan Business Support, Cards, Third Party Lending, Collections, Technology, Risk/Compliance, Legal, Experience/Marketing, and Accounting/Finance leaders to improve servicing efficiency, member experience, and operational scalability.
Commercial Loan Servicing Specialist II-III Washington Trust Bank Wealth ManagementCommercial Loan Servicing Specialist II-IIIPortland, ORThis role is primarily responsible for the servicing of Commercial loans including but not limited to preparing commercial loan documentation, loan boarding, collateral perfection - including but not limited to; real estate, UCC and titled vehicle secured, processing of related financial transactions, and loan reconciliation functions. Effectively communicate with other departments in the Bank, collaborating with internal and external customers to ensure a successful customer experience.
Loan Support Services Manager Columbia BankLoan Support Services ManagerRoseburg, OR$69,991–$120,000 / yearStaffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team. Maintain accurate accounting processes and ensure loan files are perfected and maintained in a manner consistent with bank policy, as well as safe and sound banking practices.
Loan Support Services Manager Columbia Banking System IncLoan Support Services ManagerRoseburg, OR$69,991–$120,000 / yearStaffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team. Maintain accurate accounting processes and ensure loan files are perfected and maintained in a manner consistent with bank policy, as well as safe and sound banking practices.
Mortgage Loan Servicer II Oregon State Credit UnionMortgage Loan Servicer IICorvallis, ORYou will play a critical role in post-funding loan operations, reporting, and portfolio support, while acting as a resource to team members and helping drive operational efficiency. This role leverages advanced servicing knowledge to ensure loans are accurately maintained, compliant with regulations, and delivered with exceptional member service.
Loan Support Specialist Team Lead Columbia BankLoan Support Specialist Team LeadRoseburg, OR$22–$30 / hourMaintains oversight for the transaction and processing of moderate to highly complex and specialized consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist II Columbia BankLoan Support Specialist IIRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of moderately complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with theorganizationsworkflow, ensuringregulation, policy, and procedures practices are followed. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist III Columbia BankLoan Support Specialist IIIRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with theorganizationsworkflow, ensuringregulation, policy, and procedures practices are followed. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Consumer Loan Support Specialist Columbia BankConsumer Loan Support SpecialistRoseburg, OR$18–$30 / hourIn this role you will be responsible for monitoring highly complex retail loan servicing workflow, assisting other loan support specialists as needed and keeping leadership informed of department activities within an environment of high work volumes and established deadlines. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist IV Columbia BankLoan Support Specialist IVRoseburg, OR$18–$30 / hourMaintains oversight for the transaction and processing of moderate to highly complex and specialized consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with theorganizationsworkflow, ensuring regulation, policy, and procedures practices are followed. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist- Centralized Flood Compliance Columbia BankLoan Support Specialist- Centralized Flood ComplianceRoseburg, OregonResponsible for the transaction and processing of complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist II Columbia Banking System IncLoan Support Specialist IIRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of moderately complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist Team Lead Columbia Banking System IncLoan Support Specialist Team LeadRoseburg, OR$22–$30 / hourMaintains oversight for the transaction and processing of moderate to highly complex and specialized consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Consumer Loan Support Specialist Columbia Banking System IncConsumer Loan Support SpecialistRoseburg, OR$18–$30 / hourAbout the Role: In this role you will be responsible for monitoring highly complex retail loan servicing workflow, assisting other loan support specialists as needed and keeping leadership informed of department activities within an environment of high work volumes and established deadlines. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist III Columbia Banking System IncLoan Support Specialist IIIRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist I Columbia BankLoan Support Specialist IRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of moderate to complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with theorganizationsworkflow, ensuringregulation, policy, and procedures practices are followed. + Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist- Centralized Flood Compliance Columbia Banking System IncLoan Support Specialist- Centralized Flood ComplianceRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist IV Columbia Banking System IncLoan Support Specialist IVRoseburg, OR$18–$30 / hourMaintains oversight for the transaction and processing of moderate to highly complex and specialized consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Loan Support Specialist I Columbia Banking System IncLoan Support Specialist IRoseburg, OR$18–$30 / hourResponsible for the transaction and processing of moderate to complex consumer, small business, SBA and commercial/business loan products, required documentation, in accordance with the organizations workflow, ensuring regulation, policy, and procedures practices are followed. Perform loan servicing activities such as general loan maintenance, processing loan payments, data entry, loan document creation, lien perfection, escrow/tax support, flood review or general ledger reconciliation.
Business Loan Administrator (Post‑Approval) Columbia Banking System IncBusiness Loan Administrator (Post‑Approval)Roseburg, OR$18.19–$30 / hourIndividuals with experience in loan operations, documentation review, escrow, title, or financial services will find this role especially well aligned, as it requires both technical expertise and the ability to collaborate, communicate, and problem-solve in a fast-paced environment. The ideal candidate builds strong working relationships with bankers, underwriting partners, and external stakeholders such as escrow and title teams-helping guide each transaction to a smooth and successful close.
Mortgage Loan Officer Wells Fargo & CoMortgage Loan OfficerSalem, ORThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
Loan Officer Assistant CrossCountry MortgageLoan Officer AssistantPortland, OregonThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Mortgage Loan Officer Columbia BankMortgage Loan OfficerThe Dalles, ORThis position requires you to act as a Bank MLO, which is defined as an individual authorized by the Bank to take mortgage loan applications, offer a mortgage, arrange a mortgage, assist a consumer in obtaining or applying to obtain a mortgage, negotiate a mortgage, otherwise obtain or make a mortgage for another person, represent to the public (through advertising or other means of communication) that such person can or will perform any of these activities, or refer a consumer to a loan originator (Note:Except those employees of the Bank who do not discuss particular credit terms available and do not refer the consumer, based on the employee's assessment of the consumer's financial characteristics to a particular Bank MLO) for compensation or gain. + This position is authorized to act as a Bank Closed-End MLO, which is defined as any position designated to perform the activities of a Bank MLO for closed-endtransactions, and thus subject to specific Truth-in-Lending Act and Regulation Z Loan Originator requirements.
Mortgage Loan Officer Washington Trust Bank Wealth ManagementMortgage Loan OfficerPortland, OR$16.30–$35 / hourAs the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. For Washington Trust Bank, ideal candidates demonstrate a can-do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success.
Loan Processor CrossCountry MortgageLoan ProcessorPortland, OregonPrepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer.
Mortgage Loan Originator U.S. BancorpMortgage Loan OriginatorORIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Mortgage Loan Officer Columbia Banking System IncMortgage Loan OfficerORThis position requires you to act as a Bank MLO, which is defined as an individual authorized by the Bank to take mortgage loan applications, offer a mortgage, arrange a mortgage, assist a consumer in obtaining or applying to obtain a mortgage, negotiate a mortgage, otherwise obtain or make a mortgage for another person, represent to the public (through advertising or other means of communication) that such person can or will perform any of these activities, or refer a consumer to a loan originator (Note: Except those employees of the Bank who do not discuss particular credit terms available and do not refer the consumer, based on the employee's assessment of the consumer's financial characteristics to a particular Bank MLO) for compensation or gain. This position is authorized to act as a Bank Closed-End MLO, which is defined as any position designated to perform the activities of a Bank MLO for closed-end transactions, and thus subject to specific Truth-in-Lending Act and Regulation Z Loan Originator requirements.
Mortgage Loan Originator U.S. BankMortgage Loan OriginatorPortland, OregonIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
NewLoan Specialist AgWest Farm CreditLoan SpecialistRoseburg, OregonAgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. Perform required due diligence investigations of loan applicants, including entity certification of formation documents, trusts, public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.
Mortgage Loan Officer Washington Trust BankMortgage Loan OfficerPortland, OR$16.30–$35 / hourPart timeAs the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. For Washington Trust Bank, ideal candidates demonstrate a can-do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success.
Mortgage Loan Processor – Remote (OR, WA, ID) Oregon Community Credit UnionMortgage Loan Processor – Remote (OR, WA, ID)Eugene, ORRemote$23–$27 / hourResponsibilities include reviewing documentation, preparing files for underwriting, coordinating with members and third-party partners, and supporting an efficient mortgage lending workflow. Success in this position requires strong attention to detail, clear communication, and the ability to manage multiple loan files in a fast-paced environment.
SBA Loan Specialist Washington Trust Bank Wealth ManagementSBA Loan SpecialistBend, OR$66,850–$100,276 / yearExcellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict, negotiating for results and developing working relationships with potential and current clients. Responsible for marketing SBA products/services to identified clients/referrals at the direction of department managers including preparing for joint client meetings and follow-up as necessary.
Licensed Mortgage Loan Originator - REMOTE AmeriSave Mortgage CorpLicensed Mortgage Loan Originator - REMOTEPortland, ORRemote$10–$15 / hourAmeriSave offers top-tier tech, aggressive commissions, and the ability to delight your clients with our streamlined processes and speedy turn times. Why AmeriSave: As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence.
Licensed Mortgage Loan Officer - REMOTE AmeriSave Mortgage CorpLicensed Mortgage Loan Officer - REMOTEPortland, ORRemote$10–$15 / hourAmeriSave offers top-tier tech, aggressive commissions, and the ability to delight your clients with our streamlined processes and speedy turn times. Why AmeriSave: As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence.
Senior Mortgage Loan Officer-HLC SIT The PNC Financial Services Group IncSenior Mortgage Loan Officer-HLC SITOR$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Senior Mortgage Loan Officer-Home Lending Center relocation The PNC Financial Services Group IncSenior Mortgage Loan Officer-Home Lending Center relocationOR$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Remote Mortgage Loan Officer - Entry Level (SAFE Passed Required) AmeriSave Mortgage CorpRemote Mortgage Loan Officer - Entry Level (SAFE Passed Required)Portland, ORRemote$12–$16.50 / hourAfter the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Originating Loan Officer Assistant Guild Mortgage CompanyOriginating Loan Officer AssistantSalem, OR$17.47–$21.63 / hourOur goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Commercial Loan Administrator Columbia BankCommercial Loan AdministratorLake Oswego, OregonPartners with the Commercial Relationship Team to obtain and review information required for underwriting, documentation and closing of C&I (Commercial and Industrial), construction and term loans from moderate to complex in nature, as well as all deposit accounts and other services. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
Commercial Loan Portfolio Manager Columbia BankCommercial Loan Portfolio ManagerLake Oswego, OregonAttends meetings with customers; expands existing relationships by assessing customer needs and proactively promotes and cross markets bank products and services, and keeps client informed of special promotions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.
Business Loan Broker, Portland Planet Green SearchBusiness Loan Broker, PortlandPortland, OregonWe are seeking driven and entrepreneurial Business Loan Brokers to introduce our funding solutions to business owners and earn commission on successful placements. Our partner is a premier business funding platform dedicated to empowering small and medium-sized enterprises by providing streamlined access to capital.
Commercial Loan Assistant 1 Pacific Crest Federal Credit UnionCommercial Loan Assistant 1Klamath Falls, OR$21.27–$31 / hourInvests time and effort into personal development; learning and maintaining a current working knowledge that the team can depend on and furthers the efforts of the team to ensure a Crest experience for members, and the fulfillment of Sage Credit Union's mission. The Commercial Loan Assistant uses their organizational and decision-making skills to prioritize and complete tasks on business loans to ensure the development, maintenance, and deepening relationships with business members.
NewHealthcare Loan Closer U.S. BancorpHealthcare Loan CloserPortland, OR$41.41–$50.61 / hourThe Healthcare Loan Closer is a lending support role working directly with loans, customer accounts, inquiries, and items directly related to client satisfaction with the U.S. Bank relationship while working under the direction of Healthcare Relationship Managers and the Healthcare Business Development Officer. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.