Credit Card subject matter expertise is a plus • Ability to effectively present and communicate information both written & verbal to business and technical groups • Detail oriented, ability to work on multiple items and keep track of tasks and details as move from one item to another • Analysis features such as feasibility, associated costs, time, and the compatibility of new programs with existing programs Core Competencies Manages Risk - Working Experience • Assesses and effectively manages all of the risks associated with business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework. **Preferred Skills** Application Development, Business Management, COBOL, Customer Solutions, Design, Group Problem Solving, IBM Mainframes, Job Control Language (JCL), Process Improvements, Release Management, Software Solutions, User Experience (UX) Design, Virtual Storage Access Method (VSAM) **Competencies** Application Delivery Process, Application Design, Architecture, Application Development Tools, Application Testing, Packaged Application Integration, System Development Life Cycle, Technical Troubleshooting **Work Experience** Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience.