Springfield, MA17 days ago
Evaluates loan documentation, analyzes the credit history of applicants and determines loan repayment capabilities prior to submission to the Bank's Credit Department; negotiates credit terms such as costs, loan repayment methods, and collateral specifications within Loan Policy guidelines to originate profitable commercial loans; fully underwrites new credits and extensions of, and modifications to existing credit. Manages a commercial loan portfolio ensuring timely handling and processing of upcoming loan maturities, renewals, updated financial statements, advance request, etc. to ensure overall loan compliance and maintain asset quality.