Des Peres, MO30+ days ago
Originates mortgage loan applications Negotiates terms and rates of the loans Obtains customers' vital information and provides expert advice relative to product options Provides all required disclosures and notices to customers in compliance with all mortgage related regulations Secures interest rate lock-ins with investors Manages pipeline so as to protect the bank from interest rate risk Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies, and procedures as applicable to this position, including completion of required compliance training. • Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals or government regulations • Ability to read, analyze, and interpret financial reports and/or legal documents • Ability to write routine reports and business correspondence • Ability to respond in writing to customer complaints, regulatory agencies, or members of the business community • Ability to effectively present information in one-on-one and small group situations, to customers, clients, and other employees in the organization.