Senior Finance Real Estate Attorney (Private Lenders) JobotSenior Finance Real Estate Attorney (Private Lenders)Marlboro, NJ$175,000–$200,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This is a permanent position where we are looking for someone with a background real estate finance, someone who is familiar with working with New York banks/clients, and heavy volume with loan documents and closing statements.
Senior Underwriter - Agency | Non-Agency JobotSenior Underwriter - Agency | Non-AgencyQueens, NY$100,000–$120,000 / yearWe are a fast-growing, nationwide residential direct mortgage lender licensed in 49 states, specializing in a broad range of mortgage solutions including Prime Jumbo, Non-QM, DSCR (rental cash flow), and Agency loans. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
Sales Development Representative CrossCountry MortgageSales Development RepresentativeHoboken, NJ$60,000–$80,000 / yearFind new customers using a variety of channels, including in-person meetings, phone calls, texts, and emails. Our ideal applicant is a great dealmaker, enjoys talking to people on the phone and in person, and has previous experience in customer service or sales.
NewCustomer Service Associate CrossCountry MortgageCustomer Service AssociateHoboken, NJWe have been recognized nine times on Inc. 5000’s Fastest-Growing Private Companies list and have received countless awards for our standout culture. You’ll be responsible for responding to customer inquiries, mitigating service problems, and providing an exemplary customer experience.
Mortgage Loan Officer | National Lender - NJ LeadlingMortgage Loan Officer | National Lender - NJNewark, NJRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Sr. Mortgage Loan Officer | National Lender - NJ LeadlingSr. Mortgage Loan Officer | National Lender - NJJersey City, NJRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Entry Level | Mortgage Loan Officer | National Lender - NJ LeadlingEntry Level | Mortgage Loan Officer | National Lender - NJEdison, NJRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Mortgage Loan Officer | National Lender- CT LeadlingMortgage Loan Officer | National Lender- CTStamford, CTRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
National Sales Executive - Lenders One Altisource Portfolio Solutions S.A.National Sales Executive - Lenders OneNYRemoteThis role will focus on developing new client relationships, expanding strategic accounts, and delivering consultative solutions to mortgage lenders, banks, credit unions, wealth management firms, institutional investors, and other financial services organizations. Lenders One is seeking a highly motivated and results-driven National Sales Executive to lead business development efforts and drive revenue growth across our expanding portfolio of mortgage, lending, credit, fulfillment, title, due diligence, and risk management solutions.
Assistant Vice President, Portfolio Manager- Lender Finance Western Alliance BancorpAssistant Vice President, Portfolio Manager- Lender FinanceNew York, NY$107,395–$132,661 / yearCoordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio. What you'll do: As Assistant Vice President, Portfolio Manager - Lender Finance you''ll be responsible for analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank''s lending policies and procedures.
NewTemporary Mortgage Underwriter- Correspondent Loans - REMOTE Quorum Federal Credit UnionTemporary Mortgage Underwriter- Correspondent Loans - REMOTEPurchase, New YorkRemoteComply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you.
NewMortgage Processor- Broker- In Office National Mortgage StaffingMortgage Processor- Broker- In OfficeQueens Village, New YorkCompensation: $60,000-$65,000 base for candidates with 2-4 years of recent experience; $70,000 base for candidates with approximately 5+ years of experience; per file bonus and increased bonus for 21 day clear to close loans. This is a high-trust, high-visibility role working closely with ownership and helping keep the pipeline moving through strong judgment, proactive communication, and organized file management.
Enterprise Account Executive, Lender Built Technologies IncEnterprise Account Executive, LenderNY$120,000–$140,000 / yearStrong understanding of lending, real estate finance, or construction lending Demonstrated knowledge/experience regarding back-office operations Proven record of exceeding revenue targets and managing complex buying processes Excellent written, verbal, and presentation skills, able to simplify complexity for executive audiences Strong business acumen and comfort with ROI modeling and analysis Comfortable working in a high-growth environment Willingness to travel as needed up to 25% of the year Bachelor's degree required Built's salary range for this position is a base of $120,000 - 140,000 USD per year, plus commission. As an Enterprise Account Executive within our Lender team, you'll help executives at top banks, credit unions, and private lenders modernize their portfolios through Built's AI-driven workflow automation, compliance, and risk-management solutions.
Vice President - Private Banking Lender Emigrant BankVice President - Private Banking LenderNew York, NY$150,000–$200,000 / yearStrong written and verbal communication skills including significant experience making presentations to senior management and financially sophisticated clients. Emigrant Savings Bank and its Subsidiaries retains and reserves any and all rights to change, modify, amend, add to or delete from any section of this document as it deems, in its judgment, to be proper.
Commercial Mortgage Processor / Junior Underwriter Blackbird RecruitingCommercial Mortgage Processor / Junior UnderwriterBrooklyn, New YorkA growing commercial mortgage brokerage in Williamsburg is seeking a strong Processor / Underwriter hybrid to support deal flow from application through closing. We’re looking for someone who understands commercial real estate financing and can think through a file — not just push paper.
NewStrategic Account Executive, Mortgage Technology & Services Place Real Estate IncStrategic Account Executive, Mortgage Technology & ServicesNY$130,000–$150,000 / yearAs our Strategic Account Executive, Mortgage Technology & Services, you''ll partner with founders and executives to drive new revenue across both software and fulfillment/services opportunities, and to shape how PLACE positions its broader platform in the market. Own complex sales cycles with independent mortgage banks, banks, credit unions, and other mortgage lending organizations, typically involving multiple executive and operational stakeholders.
NewRemote Mortgage Underwriter- AI Implementation National Mortgage StaffingRemote Mortgage Underwriter- AI ImplementationParsippany, New JerseyRemoteThis role is ideal for a conventional mortgage underwriter who can independently evaluate loan risk, complete income calculations, validate assets, review collateral, and communicate loan decisions clearly with processors and originators. A mortgage company is hiring a fully remote Mortgage Underwriter Tech and AI savvy to support increased loan volume.
NewHybrid Non-QM Mortgage Transaction Manager National Mortgage StaffingHybrid Non-QM Mortgage Transaction ManagerNew York City, New YorkA technology-driven mortgage lender based in New York City is hiring a Non-QM Mortgage Transaction Manager to support closing, funding, investor coordination, vendor review, and collateral document management for Non-QM and other mortgage loan products. This role is a strong fit for someone with mortgage closing or transaction management experience who understands Non-QM lending, commercial mortgage products, TRID requirements, and the coordination needed to move loans efficiently through closing and funding.
First Mortgage Underwriter Bethpage Federal Credit UnionFirst Mortgage UnderwriterBethpage, NYRemote$40.42–$48.50 / hourSome of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. Review and underwrite residential mortgage loan applications, including government, conventional, equity, and portfolio loans, in accordance with investor, regulatory, and Credit Unions guidelines.
Inside Licensed Mortgage Loan Officer CrossCountry Mortgage LLCInside Licensed Mortgage Loan OfficerNJPosition Overview: The Inside Licensed Mortgage Loan Officer engages a flow of daily leads, including inbound calls, internal transfers, and call lists, to support consistent production and pipeline growth. The Inside Licensed Mortgage Loan Officer contributes to overall sales performance by maintaining organized communication, conducting proactive outreach, and supporting the client experience.
Mortgage Loan Processor - 1883501 Blackbird RecruitingMortgage Loan Processor - 1883501Montebello, New YorkAs a Loan Processor, you will play a crucial role in ensuring smooth and timely loan processing, from application submission to loan approval. The ideal candidate will be responsible for managing and processing loan applications efficiently and accurately.
Commercial Mortgage Loan Processor - 1729832 Hire SolutionsCommercial Mortgage Loan Processor - 1729832Monsey, New YorkYou’ll gain exposure to complex loan files, work closely with experienced professionals, and play a key role in ensuring smooth and accurate loan execution. They are confident working in a fast-paced environment, able to manage multiple files simultaneously, and committed to maintaining accuracy, compliance, and strong client service throughout the process.
Mortgage Forward Deployed Engineer Ocrolus IncMortgage Forward Deployed EngineerNY$150,000–$170,000 / yearTrusted by more than 400 customers-including industry leaders like Better Mortgage, Brex, Enova, Nova Credit, PayPal, Plaid, SoFi, and Square-Ocrolus stands at the forefront of AI innovation in fintech. Thanks to our advanced fraud detection and comprehensive cash flow and income analytics, our customers achieve greater efficiency in risk management, and provide expanded access to credit-ultimately creating a more inclusive financial system.
Residential Mortgage Closer, Program Manager Center for NYC NeighborhoodsResidential Mortgage Closer, Program ManagerNew York, NYFull timeThe candidate we seek to fill this position will play an integral role in processing publicly and privately funded grant and residential mortgage closings, tracking the mortgage closing pipeline, ensuring that the required loan closing documents are prepared correctly, and adhering to the compliance and QC audits of the recently closed pipeline. In addition to facilitating the residential mortgage loan closing process, the ideal candidate will also be driven to support the mission of helping homeowners successfully navigate through a broad range of homeownership affordability issues including, but not limited to, foreclosure prevention, scam prevention, coastal recovery, and resiliency.
Mortgage Loan Officer - 180 BPS - 104 Investors - Remote - W-2 or 1099 Tag Lending GroupMortgage Loan Officer - 180 BPS - 104 Investors - Remote - W-2 or 1099Jersey City, New JerseyRemoteWe're a Non-Delegated Correspondent Wholesale Mortgage Lender with access to 104+ investors , AI-powered technology, dedicated operations, and a proprietary mortgage platform designed to help you grow your business faster. From lead nurturing to borrower updates, our automated workflows keep clients engaged and files moving, allowing MLOs to focus on production, not follow-ups.
Mortgage Loan Originator Jet Direct MortgageMortgage Loan OriginatorNewark, NJWe believe in empowering our originators, which is why weve implemented cutting-edge tools, including: World-Class Origination Software & CRM Intuitive Mobile Mortgage Application Technology Advanced Marketing Automation Platform Comprehensive Data Reporting & Analytic Software. Your Role and What Youll Bring to Our Team We are looking for experienced, ethical, and passionate professionals ready to join us as Mortgage Loan Officers/Originators (MLOs).
Mortgage Loan Processor - Brick City Capital Leverage CompaniesMortgage Loan Processor - Brick City CapitalNewark, New JerseyThe Mortgage Loan Processor is responsible for independently managing a pipeline of mortgage loan files, including the review, verification, and validation of financial, credit, and property documentation to ensure accuracy, completeness, and compliance with company policies and investor guidelines. This role handles more complex loan scenarios and serves as a key contributor to maintaining efficient loan progression in a fast-paced environment This is not just a typical processing, paper gathering position.
NewOfficer - Senior Underwriter 4 - Mortgages Citigroup IncOfficer - Senior Underwriter 4 - MortgagesNY$89,010–$124,190 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Interfaces directly with all levels of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/integrity of loans purchased/underwritten by CMI.
Mortgage Underwriter Workers Credit UnionMortgage UnderwriterNYRemote$72,072.62–$90,090.83 / yearActual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. Today, as a $2.5B organization serving over 120,000 members, we continue to evolve, thoughtfully blending personal connection with modern capabilities to better support our members in the moments that matter most.
Commercial Mortgage Broker Bisnow LLCCommercial Mortgage BrokerNew York City, NYRemote$120,000–$300,000 / yearWith a steady pipeline of company-generated opportunities, the opportunity to work your own leads, a strong digital and social media presence driving inbound activity, and an AI-powered lender matching system connecting you to thousands of capital sources, youll be positioned to execute efficiently and deliver highly competitive financing solutions. Our esteemed SelectLeaders client is a fast-growing, tech-enabled capital advisory platform seeking experienced Commercial Mortgage Brokers to join its nationwide, fully remote team.
Sr. Mortgage Loan Processor Ridgewood Savings BankSr. Mortgage Loan ProcessorUniondale, New YorkEnsure a quality loan portfolio by a thorough review and analysis of processed applications and documentation by verifying consistency and accuracy of prepared and broker submitted documents and making the necessary corrections where errors are found; also interact with staff as well as applicants, brokers and attorneys regarding resolution of outstanding issues prior to closing. · A minimum of three years related mortgage and consumer loan experience is required, including a minimum of two years experience processing/underwriting federal and/or state government-sponsored mortgage loan applications to include SONYMA.
Mortgage Originator TrustCo Bank Corp NYMortgage OriginatorNYWith consistently some of the lowest mortgage rates in the area and a long history of exceptional service, Trustco gives you a unique competitive edge to grow your business, expand your network, and build lifelong client relationships. Develop strong partnerships with real estate agents, builders, and local professionals to generate high-quality mortgage leads and elevate Trustco's presence as the go-to lender.
Mortgage Originator Trustco BankMortgage OriginatorBronxville, NYWith consistently some of the lowest mortgage rates in the area and a long history of exceptional service, Trustco gives you a unique competitive edge to grow your business, expand your network, and build lifelong client relationships. Develop strong partnerships with real estate agents, builders, and local professionals to generate high-quality mortgage leads and elevate Trustco’s presence as the go-to lender.
Mortgage Insurance Administrator ConnectOne Bancorp, Inc.Mortgage Insurance AdministratorUnion, NJ$55,000–$60,000 / yearIn this role you will: Support the Bank's "People First" focus and rules of engagement-maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB "A Better Place to Be". Reviews and monitors the insurance tracking process, and regularly explores options for more tracking with Van Wagenen (VW) Insurance Services or other vendors as needed.
Mortgage Loan Officer- US East Coast The Toronto-Dominion BankMortgage Loan Officer- US East CoastNY$11.54–$17.95 / hourOCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Mortgage Lending Officer SAFE Act - UNIONDALE Citigroup IncMortgage Lending Officer SAFE Act - UNIONDALEUniondale, NY$60,000–$175,000 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Mortgage Lending Officer SAFE Act - BROOKLYN Citigroup IncMortgage Lending Officer SAFE Act - BROOKLYNNY$60,000–$175,000 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Director/Sr. Director, Commercial Mortgage Originations New York Life Insurance CoDirector/Sr. Director, Commercial Mortgage OriginationsNew York, NY$170,000–$260,000 / yearOver the past five years, the Northeastern Regional Office has originated nearly $8 billion of fixed and floating rate mortgages on a variety of properties, working with top tier owners, developers, investment advisors, pension funds, private equity firms, and mortgage brokers. Leveraging more than a century of real estate investment experience, New York Life Real Estate Investors ("REI") believes that investment principles which incorporate sustainability best practices promote favorable relative returns for our clients over the long term.
Senior Loan Processor Kwik Mortgage CorporationSenior Loan ProcessorParsippany, NJ$55,000–$60,000 / yearIn this role, you will work closely with Loan Officers, Underwriters, and the operations team to maintain compliance, meet closing deadlines, and provide an outstanding borrower experience. The Senior Loan Processor plays a critical role in ensuring loan files are complete, accurate, and processed efficiently from submission to closing.
Jr. Corporate Loan Processor CrossCountry Mortgage LLCJr. Corporate Loan ProcessorNY$20–$22 / hourCorporate Loan Processor is responsible for providing quality customer service by verifying necessary documentation to underwrite the loan and ordering third-party documentation by communicating directly with the customer, loan officer, junior processor, senior processor, and/or underwriter. CrossCountry Mortgage (CCM) is the nations number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C., and Puerto Rico.
New Jersey / New York Loan Processor CrossCountry Mortgage LLCNew Jersey / New York Loan ProcessorUnion, NJPosition Overview: The New Jersey / New York Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Loan Processor CrossCountry Mortgage LLCLoan ProcessorMontvale, NJPrepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer.
Non-QM Branch Loan Processor CrossCountry Mortgage LLCNon-QM Branch Loan ProcessorNY$27–$33 / hourPosition Overview: The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Sr. Corporate Loan Processor CrossCountry Mortgage LLCSr. Corporate Loan ProcessorNY$24–$29 / hourCorporate Loan Processor is responsible for obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer and/or Loan Officer to obtain documentation for final loan approval. CrossCountry Mortgage (CCM) is the nations number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Sr. Loan Processor Magyar BankSr. Loan ProcessorNew Brunswick, NJFull timeMagyar Bank, a leader in the community banking sector, is searching for qualified candidates to join our Residential Lending team in the Central New Jersey area as. Loan Processor will be responsible for processing first mortgage applications and consumer loans in accordance with all applicable federal and state guidelines.
Construction Underwriter CrossCountry Mortgage LLCConstruction UnderwriterNY$43.26–$48.07 / hourCrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation.
Non-Agency Underwriter CrossCountry Mortgage LLCNon-Agency UnderwriterNY$43.26–$48.07 / hourCommunicate and engage proactively with loan originators, processors, branch managers, funders and post-closers in regard to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenarios. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Loan Support Specialist CrossCountry Mortgage LLCLoan Support SpecialistNY$21–$24 / hourCrossCountry Mortgage (CCM) is the nations number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C., and Puerto Rico. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation.
Branch Operations Manager CrossCountry Mortgage LLCBranch Operations ManagerNY$120,000–$175,000 / yearExperience with New Yorkspecific lending nuances, including co-op and condominium structures, New York title and attorney-state practices, CEMA transactions and mortgage tax considerations, insurance and closing requirements unique to the state, and property types common in New York City and surrounding markets. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Non-QM Income Scenario Specialist (Wholesale) CrossCountry Mortgage LLCNon-QM Income Scenario Specialist (Wholesale)NY$44.23–$45.67 / hourAssist Loan Officers and Loan Processors in calculating income per investor guidelines and specifications; types of income to be calculated will be from sources including, but not limited to, self-employment, asset depletion, bank statement qualification, debt-service-ratios, wage earners, other income sources (capital gains, rental income, etc.). Review, analyze, and calculate income using complex income documentation, including personal and business tax returns, bank statements, audited/unaudited profit and loss statements, balance sheets, rental income documentation, etc. and provide calculations to be used for qualifying purposes.