Specialists may work in a phone‑based role, handling inbound and outbound bankruptcy calls and ensuring effective communication between internal departments, attorneys, trustees, and customers, or Specialists may work in an off‑phone processing role, working various reports, reviewing bankruptcy documents, and processing correspondence. A wholly owned subsidiary of CardWorks Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers, offering credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses.