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Responsibilities: Material Processors at Carolina Poly - Westminster are responsible for loading and unloading raw plastic and other materials on a daily schedule while monitoring the output and operations of any machines they are assigned to. Carolina Poly – Westminster, a reprocessing facility, is a new addition to an established nationwide manufacturing company that can provide growth and advancement opportunities.

Overview:
Carolina Poly, located in Westminster, SC, is currently seeking Material Processors to join our team.  Carolina Poly – Westminster, a reprocessing facility, is a new addition to an established nationwide manufacturing company that can provide growth and advancement opportunities.

Responsibilities:
Material Processors at Carolina Poly - Westminster are responsible for loading and unloading raw plastic and other materials on a daily schedule while monitoring the output and operations of any machines they are assigned to. They are also required to maintain a clean, safe, and organized work space. The role may involve additional responsibilities and opportunities as they become necessary and/or are assigned by management.

Qualifications:
<ul><li>Entry-Level Position - NO EXPERIENCE REQUIRED.</li><li>Recent experience working an industrial, construction, or general labor job preferred but not required.</li><li>The ability to work in a fast paced environment.</li></ul> Material Processors work a yearly set 2-2-3 schedule with 12 hour shifts. Carolina Poly offers competitive compensation packages including Medical/Dental, paid vacations and holidays, and 401(K). INDPROD

Carolina Poly - Westminster

Material Processor - Westminster

Construction

Loading/Unloading

Machining Operations

Manufacturing

Organizational Skills

Safety/Work Safety

[AW]-iCims

Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents. The Mortgage Loan Underwriter is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers and ensure compliance with lending policies and investor guidelines.

Job Description:The Mortgage Loan Underwriter is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers and ensure compliance with lending policies and investor guidelines. This position plays a critical role in the mortgage process by making informed decisions that balance risk and customer service. <ul><li>Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents.</li><li>Determine whether borrowers qualify for loan products based on investor and regulatory guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, etc.).</li><li>Review and assess risk on conventional and government-backed loans, ensuring sound underwriting judgment and adherence to underwriting standards.</li><li>Issue loan approvals, counteroffers, suspensions, or denials and document underwriting rationale.</li><li>Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation.</li><li>Maintain current knowledge of loan program guidelines, compliance requirements, and market trends.</li><li>Ensure loans meet applicable federal and state regulations (e.g., TRID, RESPA, ECOA).</li><li>Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary.</li><li>Maintain productivity, quality, and turn-time standards as defined by management.</li><li>Participate in internal and external audits by providing documentation and responses as requested.</li></ul>Qualifications:<ul><li>High school diploma or equivalent required; bachelor's degree in finance, business, or related field preferred.</li><li>3+ years of experience underwriting residential mortgage loans.</li><li>Proficiency with loan origination systems (e.g., Encompass) and automated underwriting systems (DU, LP).</li><li>In-depth knowledge of mortgage lending regulations and underwriting guidelines.</li><li>Strong analytical and decision-making skills with a high level of accuracy and attention to detail.</li><li>Excellent written and verbal communication skills.</li><li>Ability to work independently and manage a high volume of files in a fast-paced environment.</li><li>DE (Direct Endorsement) certification for FHA loans.</li><li>SAR/LAPP approval for VA loans (Preferred).</li></ul>Standard Benefits Include:<ul><li>Group health insurance, including long-term disability with optional dental, vision, and short-term disability</li><li>Bank-sponsored retirement program</li><li>Paid vacation</li></ul>First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information.  We know that the sky is the limit with the right team in place.

First Palmetto Bank

Mortgage Loan Underwriter

Analysis Skills

Communication Skills

Credit Analysis

Credit Risk

Detail Oriented

Documentation

Equal Credit Opportunity Act (ECOA)

External Audit

Federal Housing Administration (FHA)

Federal Laws and Regulations

Finance

Government

Health Insurance

High School Diploma

Internal Audit

Loan Approval

Loan Closing

Loan Origination

Loan Policy

Loan Processing

Loan Underwriting

Loans

Maintain Compliance

Market Trend Analysis

Mortgage Lending

Mortgage Regulations

Presentation/Verbal Skills

Quality Management

Regulatory Compliance

Residential Mortgages

Risk Analysis

Standards Development

State Laws and Regulations

Underwriting

Veteran Loans

Writing Skills

BreezyHR

This role works closely with loan officers, processors, underwriters, and attorneys to coordinate and facilitate the timely and accurate closing of mortgage transactions. The Mortgage Loan Closer is responsible for preparing, reviewing, and ensuring the accuracy of closing documents for residential and/or commercial mortgage loans.

Job Description:The Mortgage Loan Closer is responsible for preparing, reviewing, and ensuring the accuracy of closing documents for residential and/or commercial mortgage loans. This role works closely with loan officers, processors, underwriters, and attorneys to coordinate and facilitate the timely and accurate closing of mortgage transactions. Key Responsibilities:<ul><li>Review loan documents and ensure compliance with federal, state, and investor guidelines.</li><li>Prepare closing packages including Closing Disclosures (CDs), promissory notes, deeds of trust, and other related documents.</li><li>Coordinate loan closings with attorneys.</li><li>Ensure that all loan conditions are satisfied prior to funding.</li><li>Communicate with borrowers, processors, underwriters, and external parties to resolve issues and answer questions.</li><li>Verify that fees and charges are accurate and match the Loan Estimate (LE) and final CD.</li><li>Confirm wire instructions and arrange for disbursement of loan funds.</li><li>Review signed closing documents for accuracy and completeness before loan funding.</li><li>Stay updated on current mortgage regulations, policies, and procedures.</li></ul>Qualifications:<ul><li>High school diploma or equivalent required; associate or bachelor's degree in business or finance preferred.</li><li>3+ years of experience in mortgage loan closing or a related field.</li><li>Strong understanding of mortgage documentation, compliance regulations, and TRID guidelines.</li><li>Excellent attention to detail and organizational skills.</li><li>Proficient in loan origination systems (e.g., Encompass) and Microsoft Office Suite.</li><li>Strong communication and interpersonal skills.</li><li>Ability to manage multiple files and deadlines in a fast-paced environment.</li><li>Experience with FHA, VA, USDA, and conventional loans.</li></ul>Standard Benefits Include:<ul><li>Group health insurance, including long-term disability with optional dental, vision, and short-term disability</li><li>Bank-sponsored retirement program</li><li>Paid vacation</li></ul>First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information.  We know that the sky is the limit with the right team in place.

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