UNKNOWN

FEED

Overview: Preparation of timely and accurate loan documents for Real Estate and Non-Real Estate loans including but not limited to, purchases, refinances, home equity, construction loans, secured and unsecured consumer loans using bank provided software. Employee may experience the following physical demands for extended periods of time: view computer monitors, keyboarding, sitting, motion of fingers/hands/wrists, and standing/walking; occasional lifting, carrying, pushing or pulling up to 20 pounds.

Overview:
Preparation of timely and accurate loan documents for Real Estate and Non-Real Estate loans including but not limited to, purchases, refinances, home equity, construction loans, secured and unsecured consumer loans using bank provided software. Communicate with relationship managers, attorneys, and underwriters to ensure accurate processing and closings.

Responsibilities:
<ul><li style="margin:0in 0in 0in 0.5in">Utilizes bank provided Software to prepare loan documents required for each specific loan type, including but not limited to car loans, mortgage loans, HELOCs, and Construction loans</li><li style="margin:0in 0in 0in 0.5in">Adheres to all related compliance regulations including but not limited to TRID, Flood and HMDA</li><li style="margin:0in 0in 0in 0.5in">Works with RMs, underwriting and closing agents to obtain required information for complete and accurate loan documents </li><li style="margin:0in 0in 0in 0.5in">loan operations contact for RMs with questions about the Bank’s consumer, mortgage and construction loan documentation processes</li><li style="margin:0in 0in 0in 0.5in">Preparation of Loan Estimates and Closing Disclosure for real estate loan packages</li><li style="margin:0in 0in 0in 0.5in">Updates loan pipeline activity and status </li><li style="margin:0in 0in 0in 0.5in">Ensures that closing documents are prepared and reviewed within the guidelines set forth in the approved Credit Memorandum</li><li style="margin:0in 0in 0in 0.5in">Prepares loan files for post-closing and booking, including document imaging preparation </li><li style="margin:0in 0in 0in 0.5in">Answers inquiries in a friendly and professional manner</li><li style="margin:0in 0in 0in 0.5in">Responds to inquiries/contacts branch employees, lenders, and third parties in a courteous and timely manner </li><li style="margin:0in 0in 0in 0.5in">Adheres to all Bank policies and procedures</li><li style="margin:0in 0in 0in 0.5in">Assists in updating policies and procedures when appropriate, including making suggestions for process improvements</li><li style="margin:0in 0in 0in 0.5in">Regularly reviews and complies with Consumer Loan regulations</li><li style="margin:0in 0in 0in 0.5in">Monitors all loan documents for compliance purposes</li><li style="margin:0in 0in 0in 0.5in">Attends meetings as needed/required</li><li style="margin:0in 0in 0in 0.5in">Assists with special projects and other duties as assigned</li><li style="margin:0in 0in 0in 0.5in">Collaborates with processing team on complicated or unique issues</li><li style="margin:0in 0in 0in 0.5in">Update checklists and processes, as needed</li></ul>

Qualifications:
Knowledge<ul><li>1 + years of related experience required, preferably in consumer and mortgage (including construction) loan processing and documentation. </li><li>Demonstrated knowledge in loan processing and consumer lending regulations required. </li></ul> Skills<ul><li>Excellent communication, interpersonal, organizational, and PC skills are required.  </li><li>Must be detail-oriented. Strong rapport-building, decision-making, and problem-solving skills are essential.</li></ul>Abilities<ul><li>Ability to balance meeting daily objectives while promptly responding to telephone and email inquiries.  </li><li>Must be able to manage time wisely, yet have the flexibility to step outside of a typical routine to handle unexpected situations.</li></ul>Education<ul><li>High School diploma or GED required. Associate’s degree preferred. </li></ul>Physical demands<ul><li>Employee may experience the following physical demands for extended periods of time: <ul><li>view computer monitors, keyboarding, sitting, motion of fingers/hands/wrists, and standing/walking; </li><li>occasional lifting, carrying, pushing or pulling up to 20 pounds.</li></ul></li></ul>Work Environment<ul><li>Work is performed primarily in an operational office environment.</li></ul> This job description contains the essential functions, duties, and responsibilities of the position in accordance with the Americans with Disabilities Act (ADA).  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. C&F Bank reserves the right to make future revisions to this job description and the inherent responsibilities of the position based on the needs of the organization. Equal Employment Opportunity Statement -- C&F is committed to providing equal employment opportunity to all qualified persons and reaffirms in policy and practice that it shall not discriminate against applicants or employees because of race, color, religion, gender, age (over 40), disability, genetic information, veteran status (disabled veterans, recently separated veterans, active duty wartime or campaign badge veterans, Armed Forces service medal veterans, and Vietnam era veterans), national origin, or any other consideration protected by applicable federal, state, or local law. This applies to all areas of employment, including promotion, transfer, layoff, termination, compensation, benefits, recruitment advertising, recruitment, and selection for training.

C&F Bank

Consumer Loan Processor I- Bank

Automotive Financing

Communication Skills

Computer Skills

Construction

Consumer Loans

Consumer Regulations

Detail Oriented

Document Imaging

Home Equity Line of Credit (HELOC)

Home Equity Loans

Interpersonal Skills

Lift/Move 20 Pounds

Loan Closing

Loan Documents

Loan Operations

Loan Processing

Loan Regulations

Loans

Mortgage

Mortgage Lending

Organizational Skills

Physical Demands

Post Closing

Problem Solving Skills

Process Improvement

Regulatory Compliance

Time Management

Underwriting

[AW]-iCims

ADAPTED_NOW

Obtains and reviews preliminary site plan, survey, plat, or portion of recorded subdivision plat, building permit to include mechanics lien agent, well and/or septic construction permits, and road maintenance agreements. Communicates with builders, borrowers, attorneys, title companies, real estate agents, relationship managers, branch personnel, and mortgage loan officers.

<h2>Overview</h2>Primarily responsible for the management of a portfolio of loans, underwriting of construction documents, project review and approval, overseeing the funding of construction loan and conversion from construction financing to perm financing.  Ensuring compliance with all Bank policies and government regulations while providing excellent customer service. This role requires a strong understanding of construction lending, risk assessment, and financial analysis.<h2>Responsibilities</h2>Project Review and Approval (70%)<ul><li>Reviews construction documents in accordance with established procedures</li><li>Ensures all appropriate documentation is maintained and updated in each file</li><li>Communicates with builders, borrowers, attorneys, title companies, real estate agents, relationship managers, branch personnel, and mortgage loan officers</li><li>Reviews contracts, plans, and specifications</li><li>Provides direction to the Loan Processor/Closer to order the appraisal and title work</li><li>Obtains and reviews lot purchase contract or copy of the deed and settlement statement or closing disclosure</li><li>Obtains and reviews preliminary site plan, survey, plat, or portion of recorded subdivision plat, building permit to include mechanics lien agent, well and/or septic construction permits, and road maintenance agreements</li><li>Obtains and reviews builders risk or homeowners insurance to include proper coverage, additional insured, property listed, theft of material, and mortgagee clause</li><li>Reviews appraisal to ensure the information provided and value meet the program guidelines </li><li>Reviews the title commitment to ensure the information is correct; reviews the legal description, requirements, exceptions, endorsements, and requests documents as needed</li><li>Uploads documents to Bank and Mortgage OS as necessary</li><li>Provides direction to the Loan Processor/Closer to issue closing disclosures</li><li>Provides project approval and advises the Processor/Closer when the loan can close </li><li>Provides the file and communicates the project details to the Construction Loan Draw Administrator after loan closing</li></ul> Other Duties (20%)§  Assists Construction Lending Manager, Relationship Manager. Loan Officer, and Construction Loan Specialist as needed §  Assists and oversees loan funding/draw process in accordance with bank standards §  Oversees and manages loan conversions from construction financing to perm financing§  Assists with builder reviews and approvals§  Attends team meetings, updates loan in process pipelines and provides updates for construction projects Builder Communications (10%)Initiates a meeting either by phone or in-person with new builders to communicate the construction project approval process, documentation requirements prior to and after loan closing; discusses the draw process and requirements in accordance with established procedures Special Projects§  Assists with special projects as assigned   <h2>Qualifications</h2>Qualifications:Education and Experience:  Bachelor’s degree required. Degree in a business a related field preferred. A combination of education and experience will be considered. General knowledge of accounting principles required. Basic knowledge of bank operations and banking regulations is required. Basic knowledge of residential real estate new home construction and loan portfolio management is preferred.  See below for desired years of experience, preferably in a construction lending, financial services, credit, or banking environment. Relevant certifications (e.g., DE, SAR, FHA, LAPP) are a plus.<ul><li>1+ years of experience in credit, draw admin, or construction experience required. </li></ul>Knowledge, Skills, and Abilities:  Excellent communication, organizational, and analytical and financial skills are required to perform successfully in this role. Must be able to effectively utilize technology tools, such as PC and MS Office-specifically, Microsoft Excel. Able to communicate effectively with people at all levels is required. Must be effective with time management and be detail oriented. Related experience with associated lending software programs (Encompass, nCino, Baker Hill Products) strongly preferred. Precision in evaluating documents, financial statements, and legal contracts. Ability to negotiate terms and conditions with borrowers and other stakeholders. Ability to work independently and as part of a team.TravelMust be able to travel to all Bank locations, including subsidiaries. Must be able to travel to meet builders, lenders, and attend meetings throughout the NE North Carolina Market Area, Hampton Roads, Williamsburg and Richmond. Physical demands:  Employee may experience the following physical demands for extended periods of time: view computer monitors, keyboarding, sitting, motion of fingers/hands/wrists, and standing/walking.  Work Environment:Work is performed onsite in an operational office environment. Note:This job description contains the essential functions, duties, and responsibilities of the position in accordance with the Americans with Disabilities Act (ADA).  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. C&F Bank reserves the right to make future revisions to this job description and the inherent responsibilities of the position based on the needs of the organization.  Equal Employment Opportunity Statement -- C&F is committed to providing equal employment opportunity to all qualified persons and reaffirms in policy and practice that it shall not discriminate against applicants or employees because of race, color, religion, gender, age (over 40), disability, genetic information, veteran status (disabled veterans, recently separated veterans, active duty wartime or campaign badge veterans, Armed Forces service medal veterans, and Vietnam era veterans), national origin, or any other consideration protected by applicable federal, state, or local law. This applies to all areas of employment, including promotion, transfer, layoff, termination, compensation, benefits, recruitment advertising, recruitment, and selection for training.         <h2>Travel</h2>10%<h2>Education</h2>High School Diploma/GED

Construction Loan Underwriter

Accounting

Analysis Skills

Appraisal Review

Bakery

Banking Operations

Banking Regulations

Banking Services

Building Permits

Construction Document Set

Construction Management

Construction Projects

Contract Review

Customer Support/Service

Documentation

Federal Housing Administration (FHA)

Financial Analysis

Financial Compliance

Financial Services

Government Policies

Government Regulations

Illustrating Ability

Investment Management

Legal

Liens

Loan Draw

Loan Funding

Loan Portfolio

Loan Underwriting

Maintain Compliance

Microsoft Excel

Microsoft Office

Procedure Development

Real Estate

Real Estate Appraisals

Real Estate Sales

Relationship Management

Residential Construction

Residential Real Estate

Risk Analysis

Roadway Construction

Team Player

Willing to Travel

Citizens and Farmers Bank

Processor jobs in Fort Eustis, VA on your radar? Find the best of them right here on Monster.

The Best Processor Jobs in Fort Eustis, VA | Monster

Processor Jobs in Fort Eustis, VA

Resume Resources

Get noticed by top employers!

Processor Jobs in Fort Eustis, VA

Consumer Loan Processor I- Bank C&F Bank

Construction Loan Underwriter C&F Bank

Resume Resources