OTHER

FEED

Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. Basic knowledge of regulatory disclosures with prior experience in a Farm Credit branch, financial institution, residential mortgage firm, or real estate practice strongly preferred.

JOB DESCRIPTION We are seeking a Compliance Processor to join our Farm Credit family! This position serves as a primary compliance contact for portfolio consumer loans and prepares disclosures for covered transactions subject to TILA-RESPA Integrated Disclosures (TRID). This position may be located in any branch across our territory. Responsibilities: <ul><li>Consumer Disclosure Processing: Ensures timely and accurate preparation of consumer loan disclosures. Handles changes of circumstances timely as needed. Certifies intent to proceed has been established. Archives consumer packages and supporting documentation timely. Maintains an acceptable credit administration/internal audit on loans processed. Maintains an acceptable level of tolerance cures and average days to close on the Association's portfolio consumer loans. </li><li>Compliance Customer Service Support: Provides exceptional high touch customer service to branch staff and customers. Keeps branch staff abreast of loan pipeline status. Assists Association staff with consumer compliance related questions to ensure proper compliance. Remains current on all compliance (legal and regulatory) changes, best practices, and new developments. Attends external compliance training as may be required to remain current on all compliance changes and new developments. </li><li>Report Monitoring and System Maintenance: Monitors reports as deemed by the Senior Director of Compliance. *Position location is flexible, where space is available at one of our branch locations. </li></ul>Requirements: <ul><li>Education and/or experience equivalent to an associate degree in business, accounting, or finance</li><li>3-5 years of loan processing experience</li><li>Basic knowledge of regulatory disclosures with prior experience in a Farm Credit branch, financial institution, residential mortgage firm, or real estate practice strongly preferred</li><li>Good working knowledge of applicable regulations</li><li>Ability to communicate effectively with team and branch contacts</li><li>Ability to adapt to changing environments and situations</li><li>Ability to establish priorities and take initiative</li><li>Maintain a high degree of accuracy and efficiency in processing loans and loan origination systems</li><li>Excellent computer skills</li></ul>Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family! What can we offer you? <ul><li>Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering</li><li>Corporate incentive plan with spot bonuses for top-notch work</li><li>Medical, dental and vision insurance, as well as life and disability insurance</li><li>Flexible spending and health savings accounts</li><li>Generous 401(k) matching contributions, as well as additional employer contributions</li><li>Reimbursement for approved higher education pursuits</li><li>A wellness program for employees, which includes resources for a healthier lifestyle</li><li>Corporate learning programs for professional development</li><li>Other perks, such as employee discounts on select cell phone providers, computers, etc.</li></ul> ABOUT US ABOUT US We are an Equal Employment/Affirmative Action employer, including veterans and individuals with disabilities. We do not discriminate in hiring on the basis of age, race, color, national origin, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), religion, disability, protected veteran status, or any other characteristic protected by federal, state or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at AGSHR@agsouthfc.com or by phone at (912) 764-9091 and let us know the nature of your request and your contact information. Requests

AgSouth Farm Credit, ACA

Compliance Processor (Location Flexible)

Accounting

Agricultural Equipment

Agriculture

Best Practices

Cellular Telephone

Communication Skills

Computer Skills

Consumer Loans

Customer Support/Service

Documentation

Establish Priorities

Finance

Higher Education

Insurance

Internal Audit

Leasing

Legal

Loan Origination

Loan Portfolio

Loan Processing

Loans

Maintain Compliance

Real Estate

Regulations

Reimbursement

Residential Mortgages

Systems Maintenance

Time Management

Truth in Lending Act (TILA)

Broadbean

UNKNOWN

Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents. The Mortgage Loan Underwriter is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers and ensure compliance with lending policies and investor guidelines.

Job Description:The Mortgage Loan Underwriter is responsible for evaluating and analyzing loan applications to determine the creditworthiness of borrowers and ensure compliance with lending policies and investor guidelines. This position plays a critical role in the mortgage process by making informed decisions that balance risk and customer service. <ul><li>Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents.</li><li>Determine whether borrowers qualify for loan products based on investor and regulatory guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, etc.).</li><li>Review and assess risk on conventional and government-backed loans, ensuring sound underwriting judgment and adherence to underwriting standards.</li><li>Issue loan approvals, counteroffers, suspensions, or denials and document underwriting rationale.</li><li>Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation.</li><li>Maintain current knowledge of loan program guidelines, compliance requirements, and market trends.</li><li>Ensure loans meet applicable federal and state regulations (e.g., TRID, RESPA, ECOA).</li><li>Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary.</li><li>Maintain productivity, quality, and turn-time standards as defined by management.</li><li>Participate in internal and external audits by providing documentation and responses as requested.</li></ul>Qualifications:<ul><li>High school diploma or equivalent required; bachelor's degree in finance, business, or related field preferred.</li><li>3+ years of experience underwriting residential mortgage loans.</li><li>Proficiency with loan origination systems (e.g., Encompass) and automated underwriting systems (DU, LP).</li><li>In-depth knowledge of mortgage lending regulations and underwriting guidelines.</li><li>Strong analytical and decision-making skills with a high level of accuracy and attention to detail.</li><li>Excellent written and verbal communication skills.</li><li>Ability to work independently and manage a high volume of files in a fast-paced environment.</li><li>DE (Direct Endorsement) certification for FHA loans.</li><li>SAR/LAPP approval for VA loans (Preferred).</li></ul>Standard Benefits Include:<ul><li>Group health insurance, including long-term disability with optional dental, vision, and short-term disability</li><li>Bank-sponsored retirement program</li><li>Paid vacation</li></ul>First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information.  We know that the sky is the limit with the right team in place.

First Palmetto Bank

Mortgage Loan Underwriter

Analysis Skills

Credit Analysis

Credit Risk

Detail Oriented

Equal Credit Opportunity Act (ECOA)

External Audit

Federal Housing Administration (FHA)

Federal Laws and Regulations

Government

Health Insurance

High School Diploma

Loan Approval

Loan Closing

Loan Policy

Loan Underwriting

Market Trend Analysis

Mortgage Lending

Mortgage Regulations

Presentation/Verbal Skills

Quality Management

Regulatory Compliance

Risk Analysis

Standards Development

State Laws and Regulations

Underwriting

Veteran Loans

Writing Skills

BreezyHR

This role works closely with loan officers, processors, underwriters, and attorneys to coordinate and facilitate the timely and accurate closing of mortgage transactions. The Mortgage Loan Closer is responsible for preparing, reviewing, and ensuring the accuracy of closing documents for residential and/or commercial mortgage loans.

Job Description:The Mortgage Loan Closer is responsible for preparing, reviewing, and ensuring the accuracy of closing documents for residential and/or commercial mortgage loans. This role works closely with loan officers, processors, underwriters, and attorneys to coordinate and facilitate the timely and accurate closing of mortgage transactions. Key Responsibilities:<ul><li>Review loan documents and ensure compliance with federal, state, and investor guidelines.</li><li>Prepare closing packages including Closing Disclosures (CDs), promissory notes, deeds of trust, and other related documents.</li><li>Coordinate loan closings with attorneys.</li><li>Ensure that all loan conditions are satisfied prior to funding.</li><li>Communicate with borrowers, processors, underwriters, and external parties to resolve issues and answer questions.</li><li>Verify that fees and charges are accurate and match the Loan Estimate (LE) and final CD.</li><li>Confirm wire instructions and arrange for disbursement of loan funds.</li><li>Review signed closing documents for accuracy and completeness before loan funding.</li><li>Stay updated on current mortgage regulations, policies, and procedures.</li></ul>Qualifications:<ul><li>High school diploma or equivalent required; associate or bachelor's degree in business or finance preferred.</li><li>3+ years of experience in mortgage loan closing or a related field.</li><li>Strong understanding of mortgage documentation, compliance regulations, and TRID guidelines.</li><li>Excellent attention to detail and organizational skills.</li><li>Proficient in loan origination systems (e.g., Encompass) and Microsoft Office Suite.</li><li>Strong communication and interpersonal skills.</li><li>Ability to manage multiple files and deadlines in a fast-paced environment.</li><li>Experience with FHA, VA, USDA, and conventional loans.</li></ul>Standard Benefits Include:<ul><li>Group health insurance, including long-term disability with optional dental, vision, and short-term disability</li><li>Bank-sponsored retirement program</li><li>Paid vacation</li></ul>First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information.  We know that the sky is the limit with the right team in place.

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Processor Jobs in Mauldin, SC

Compliance Processor (Location Flexible) AgSouth Farm Credit, ACA

Mortgage Loan Underwriter First Palmetto Bank

Mortgage Loan Closer First Palmetto Bank

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