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Jobholder will provide primary support for the Chief Credit Officer, Director of Commercial Banking and Commercial Loan Officers and other business development staff by assisting through numerous tasks such as authoring loan documents for loan closing, issuing lending checks to customers, completing post-closing checklists to ensure all documents are properly executed, perfecting collateral liens through recording of documents, and submitting completed documents to Loan Servicing for entry into the loan data system. Compiling, processing, and preparing loan closing document packages for commercial real estate and non-real estate loans in accordance with loan approval conditions and sending them to attorneyâ€s office or respective lender.

<table border="0" style="width:616.95pt"><tbody><tr><td style="width:1.25in;padding:0.75pt 0.75pt 0.75pt 0.75pt">Job Title:</td><td>Commercial Loan Processor</td></tr><tr><td style="padding:0.75pt 0.75pt 0.75pt 0.75pt">Job Location:</td><td>Dunn, NC</td></tr><tr><td style="padding:0.75pt 0.75pt 0.75pt 0.75pt">Job Category:</td><td>Banking / Investing</td></tr><tr><td style="padding:0.75pt 0.75pt 0.75pt 0.75pt">Description:</td><td>Job Title:  Commercial Loan ProcessorDivision/Department: Credit AdministrationReports To: Chief Credit OfficerWork Location: Corporate Office or as assignedWork Station/Office ID Number: 23Supervises: N/AJob/Benefits Eligible Classification: Full-time, 40+ hours, full company benefitsFLSA Classification: Non-Exempt, 40+ hours Job Summary and Primary Job ObjectiveJobholder will provide primary support for the Chief Credit Officer, Director of Commercial Banking and Commercial Loan Officers and other business development staff by assisting through numerous tasks such as authoring loan documents for loan closing, issuing lending checks to customers, completing post-closing checklists to ensure all documents are properly executed, perfecting collateral liens through recording of documents, and submitting completed documents to Loan Servicing for entry into the loan data system.Functional Time Apportionment: Processing/Closing Commercial Loans and AdministrativeESSENTIAL FUNCTIONS, DUTIES AND RESPONSIBILITIESPerforms Commercial Lending processing, closing and administrative duties including:1.     Obtaining necessary information and documents to process approved commercial loans, loan renewals, and modifications. Such documents might include, CIP information, MLA and SCRA status, operating agreements or by laws, insurance, UCC searches, and bill of sale, and all other necessary documents.2.     Preparing commitment letters for commercial loans.3.     Ordering flood hazard determinations and Equiguard Insurance Policies via ESA. Ordering and maintaining log for appraisal and evaluation requests.4.     Sending title requests to attorneyâ€s, scheduling closings, resolving closing related issues, and corresponding with attorneyâ€s and borrowers.5.     Reviewing and approving HUD Settlement Statements and Title Commitments.6.     Creating portfolios in FISERV system for non-existing customers and guarantors related to a loan closing.7.     Compiling, processing, and preparing loan closing document packages for commercial real estate and non-real estate loans in accordance with loan approval conditions and sending them to attorneyâ€s office or respective lender.8.     Compiling, processing, and preparing loan closing document packages for consumer real estate loans in accordance with loan approval conditions and sending them to attorneyâ€s office or respective lender.9.     Reviewing all signed closing documents to fund closings via check, wire, or TMS transfer and expensing bank-paid fees through TMS.10.  Assembling loan packages post-closing according to checklist and completing routing sheet to forward to Loan Servicing for uploading.11.  Preparing loan renewal or modification documents and coordinating the signing of documents and collection of fees with lending officers and attorneyâ€s offices when needed.12.  Completing loan file documentation reviews on all commercial loans and real estate secured consumer loans and prepare follow-up, pending â€ticklerâ€ reminders for pending items.13.  Maintaining Pending Report that includes items outstanding from loan file documentation review.  Update status of ticklers and image, index and file items as they are received.14.  Organizing and imaging of credit file documentation from approved and booked loans.15.  Completing reports as needed to maintain records for appraisals and evaluations. 16.  Reconciling and remitting invoices on the Appraisal Log as received from Dart, Integration 4.0, SiteTech / Streamline Evaluations, and Equiguard.17.  Completing collateral release worksheets as requested based on previously approved terms and fees.18.  Servicing commercial loan and deposit accounts. Such duties may involve pulling and managing the NSF report and matured CD accounts daily. Other servicing items or handled as requested or needed.19.  Reviewing and packing commercial loan payment, past due, and matured statements.20.  Contacting overdrawn or delinquent customers.21.  Assisting with consumer processing and underwriting upon request.22.  Composing and typing memorandums, letters, forms, reports, etc.23.  Ensuring that all procedures and activities are done in conjunction with appropriate regulatory, compliance and internal policies (as applicable).24.  Assisting with compliance efforts as appropriate and designated.25.  Providing exemplary customer service in support of Bank lending objectives.26.  Regularly communicating with Manager in the manner and time frame required by the Manager27.  Providing information and performing additional duties as requested.28.  Answering telephone; taking and relaying messages; directing caller to appropriate individual.REQUIRED KNOWLEDGE, SKILLS, EXPERIENCE AND PERFORMANCE BEHAVIORS1.       Prior experience in a lending or credit administration environment (experience processing and reading/understanding loan documentation) required.2.       Ability to interact with clients to obtain information required for loan documentation as well as obtains routine financial data.3.       Ability to meet strict deadlines, multi-task, and work with other departments as well as external customers to achieve required results.4.       Excellent communication and writing skills.5.       Proficient computer and system navigation skills.6.       Knowledge of and moderate proficiency in Microsoft Windows, Word and Excel computer application programs.7.       Good understanding of office procedures and equipment.8.       Excellent attention to details.  9.       High level of accuracy and production.10.    Excellent written and oral communication skills.11.    Excellent organizational, prioritization and follow-through skills.12.    Demonstrates trustworthiness, dependability, reliability, stability, accountability, adaptability to change.13.    Adheres to Bank personnel policies and practices. PREFERRED KNOWLEDGE/SKILLS/EXPERIENCE<ul><li>Previous experience in  processing and closing commercial loans</li><li>Minimum of three (3) years relevant work experience preferred</li></ul> ADDITIONAL REQUIRED JOB QUALIFICATIONS:1.       Confirmation of a good employment history.2.       Confirmation of no criminal convictions.3.       Good credit status for prior two years.4.       Capable of communicating on multi-line telephone, composing short memos, reading, writing, hearing, bending, standing, speaking, reaching, sitting for long periods of time.Lifting and carrying objects up to 20 pounds, turning full range of motion above head.5.       Researching, gathering, compiling data, proficiently entering data in preparation of spreadsheets, text or graph reports.6.       Understanding manuals, policies and procedures.7.       Learning in a reasonable amount of time and accurately applying that knowledge.8.       Completing tasks with numerous interruptions.9.       Performing job duties and responsibilities without direct supervision at the level permitted or authorized in accordance with job responsibilities.EQUAL OPPORTUNITY EMPLOYER</td></tr></tbody></table>

First Federal Bank

Commercial Loan Processor

Administrative Skills

Attorney

Billing

Commercial Loans

Communication Skills

Computer Workstations

Consumer Loans

Credit Reports

Credit and Collections

Customer Relations

Customer Support/Service

Detail Oriented

Documentation

Documentation Review

Establish Priorities

Follow Through

Insurance

Insurance Regulations

Lift/Move 20 Pounds

Loan Approval

Loan Closing

Loan Conditions

Loan Documents

Loan Processing

Loan Review

Loan Servicing

Loans

Material Moving

Microsoft Excel

Microsoft Windows Operating System

Microsoft Word

Mortgage Lending

Multitasking

NSF Audio Formats

Organizational Skills

Past Due Accounts

Presentation/Verbal Skills

Problem Solving Skills

Real Estate

Record Keeping

Regulatory Compliance

Sales

Staff Policies

Telephone Skills

Time Management

Typing

Underwriting

Writing Skills

Gethired

Job Description: As a Licensed Mortgage Loan Officer at ANS Residential Mortgage, you will be responsible for originating mortgage loans by guiding customers through the entire loan process from application to closing. Educate clients on the various loan programs available, including conventional, FHA, VA, USDA and Non QM loan options, explaining terms, rates, and costs associated with each option.

***Please note this is a commission only position and requires an active NMLS NC Mortgage Loan Officer LicenseCompany Overview:ANS Residential Mortgage is a leading provider of mortgage lending services committed to delivering exceptional customer experiences across North Carolina. We specialize in personalized mortgage solutions tailored to meet the unique needs of our clients, offering competitive rates and a seamless loan process. As we expand our team, we are seeking a licensed Mortgage Loan Officer to join us in helping clients achieve their homeownership dreams.Job Description:As a Licensed Mortgage Loan Officer at ANS Residential Mortgage, you will be responsible for originating mortgage loans by guiding customers through the entire loan process from application to closing. You will work closely with clients to understand their financial situations and goals, providing them with suitable mortgage options and assisting them in selecting the best product for their needs. Your expertise in mortgage products, strong customer service skills, and adherence to regulatory guidelines will contribute to our mission of delivering outstanding service and exceeding client expectations.Key Responsibilities:<ul><li>Conduct thorough assessments of prospective borrowers' financial circumstances to determine eligibility and advise on appropriate mortgage products.</li><li>Educate clients on the various loan programs available, including conventional, FHA, VA, USDA and Non QM loan options, explaining terms, rates, and costs associated with each option.</li><li>Guide clients through the loan application process, ensuring accuracy and completeness of all documentation.</li><li>Collaborate with underwriters, processors, and closing teams to facilitate a smooth and timely loan approval and closing process.</li><li>Maintain regular communication with clients, real estate agents, and referral partners to provide updates on loan status and address any concerns.</li><li>Meet or exceed production goals while maintaining high levels of customer satisfaction and compliance with all regulatory requirements.</li><li>Stay informed about industry trends, market conditions, and changes in lending guidelines.</li></ul>Requirements:<ul><li>Current and valid NMLS (Nationwide Mortgage Licensing System) license in North Carolina.</li><li>Proven experience as a Mortgage Loan Officer or similar role, with a successful track record of loan originations.</li><li>In-depth knowledge of mortgage loan products and guidelines, including compliance requirements.</li><li>Strong interpersonal and communication skills, with the ability to build rapport and trust with clients.</li><li>Detail-oriented with strong analytical skills to evaluate financial information and determine suitability for loan programs.</li><li>Ability to thrive in a fast-paced, deadline-driven environment.</li></ul>Benefits:<ul><li>Competitive commission compensation package</li><li>Comprehensive benefits package including health insurance, retirement plans, and paid time off.</li><li>Opportunities for professional development and advancement within the company.</li><li>Supportive team environment focused on collaboration and success.</li></ul>Location: This position is based in Holly Springs, NC. Remote work options may be available based on performance and company policy.Application Process: To apply, please submit a resume and cover letter outlining your qualifications and experience in mortgage lending. We look forward to reviewing your application and discussing how you can contribute to our team at ANS Residential Mortgage.

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Commercial Loan Processor First Federal Bank

NC Loan Officer ANS Residential Mortgage LLC

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