FULL_TIME

FEED

OTHER

Follow procedures to process home loan products efficiently and accurately in a quality consistent with established FNMA, Private Mortgage Insurance, and internal Credit Union guidelines as well as meeting all regulatory requirements including NCUA and CFPB. Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack.

We are seeking a Loan Processor - Home Loans for the NOLA Home Loan Processing Department. Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack. Buying and maintaining a home is a source of slack and stability for families. The Home Loan Processor serves an integral role in our mission and the tangible impact on our members.The role of the Home Loan Processor is to follow policies, procedures, and guidelines for Credit Human Home Loans in accordance with Credit Human lending guidelines, secondary market guidelines, and state, and federal regulations. The incumbent must stay abreast of internal lending policies, practices, guidelines, lending systems, and products, as well as the external regulatory and economic environment.If you have financial industry experience working with loan applications, you should apply right away! Highlights:<ul><li>Follow procedures to process home loan products efficiently and accurately in a quality consistent with established FNMA, Private Mortgage Insurance, and internal Credit Union guidelines as well as meeting all regulatory requirements including NCUA and CFPB</li><li>Maintain a pipeline of loans and be responsible for the compliant and timely flow of such loans through the process</li><li>Review loan files for completeness upon receipt and update data in the system of record as needed</li><li>Verify the accuracy of all information provided by borrowers at the time of loan application including but not limited to income, assets, employment, liabilities, and residence</li><li>Actively implement an annual individual learning plan for personal and professional growth</li></ul>Experience:    Required<ul><li>Minimum 1 year of financial industry experience working with loan applications.</li><li>Desire and ability to work in a production environment processing mortgage loans.</li><li>Experience with managing a loan pipeline. </li><li>Knowledge of credit and collateral underwriting guidelines and rules and regulations governed by state and federal agencies.</li><li>Knowledgeable in real estate origination, processing, underwriting, and closing principles to include secondary marketing automated underwriting engines.</li><li>Working knowledge of Fannie Mae Guidelines, DU® guidelines and risk assessment tools used to decision mortgage loans.</li></ul>    Preferred<ul><li>Mortgage processing experience including conventional underwriting a plus.</li><li>Fannie Mae processing experience a plus.</li><li>Basic knowledge of mortgage.</li></ul>Education:    Required<ul><li>High school diploma or equivalent</li></ul>    Preferred<ul><li>Bachelor’s degree in business or related field</li></ul>Licenses & Certifications:    Required<ul><li>Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry.</li></ul>    Preferred<ul><li>NMLS registered</li></ul>Skills & Knowledge:    Required<ul><li>Computer skills to include automated underwriting systems, MS Word, MS Outlook, MS Excel, and Fannie Mae’s Desktop Underwriter - DU®.</li><li>Ability to use sound judgment and possess strong decision-making skills.</li><li>Strong analytical, problem solving and audit skills.</li><li>Strong organization skills and results orientation.</li><li>Ability to effectively communicate.</li><li>A strong sense of urgency about solving problems, meeting challenging deadlines and achieving critical goals. </li></ul>    Preferred<ul><li>Encompass Software knowledge</li></ul>Schedule: Monday-Friday, 8:30 am-5:30 pm Flexibility: In office, on site; not remote or hybridLevel of Work: 1CCredit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.To get to know Credit Human and learn more about our benefits, visit our careers page at<a href="http://www.credithuman.com/careers" rel="nofollow">www.credithuman.com/careers</a>.Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. 
For further information, please review the <a href="https://www.eeoc.gov/poster" rel="nofollow">Know Your Rights</a> notice from the Department of Labor.

Lending

<img alt=" " height="1" src="https://ars2.equest.com/?response_id=b9ffdd9a2192d91f58e63a6e9f7773e6&view" width="1"/>

Credit Human

Loan Processor - Home Loans (NOLA)

Analysis Skills

Auditing

Background Investigation

Communication Skills

Computer Skills

Credit Union

Data Quality

Desktop PC

Fannie Mae (FNMA)

Federal Government

Federal Laws and Regulations

Finance

Licensing

Loan Origination

Loan Processing

Loans

Marketing

Microsoft Excel

Microsoft Outlook

Microsoft Word

Mortgage

Mortgage Insurance

Mortgage Lending

Organizational Skills

Problem Solving Skills

Production Systems

Real Estate

Regulatory Requirements

Residential Mortgages

Risk Analysis

Sales Pipeline

Secondary Markets

Slack

State Laws and Regulations

Time Management

Underwriting

equestftpin

UNKNOWN

This position reports to the Loan Administration Manager and is responsible for reviewing and preparing loan papers to ensure completeness and is responsible for the functions required to complete transactions between the loan establishment and borrowers for consumer, commercial and real estate transactions. Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

RESOURCE BANKSenior Loan Administration Processor  Position Summary: This position reports to the Loan Administration Manager and is responsible for reviewing and preparing loan papers to ensure completeness and is responsible for the functions required to complete transactions between the loan establishment and borrowers for consumer, commercial and real estate transactions.  Essential Functions:<ul><li>Verify and examine information and accuracy in loan approval package. </li><li><ul><li>Must be within Loan Policy Guidelines</li><li>In Compliance with different Regulations</li><li><ul><li>HMDA</li><li>HOEPA</li><li>Reg B</li><li>Reg Z</li><li>TRID</li></ul></li><li>Verify Property Taxes</li><li>Set up Escrow accounts</li></ul></li><li>Prepare loan documents within Laser Pro both application disclosures and closing packages. </li><li>Prepare loan documents for Home Equity Lines of Credit (HELOC) and maybe responsible for having the mortgage recorded.</li><li>Board loans into the core system including building out collateral for each loan.</li><li>Set up loans (if needed) on Auto Debit from internal accounts or external accounts.</li><li>Prepare loan file to be scanned into the electronic imaging system. </li><li>Assists with correcting exceptions found in loan files by Loan Review.</li><li>Assist with payment corrections and payment research.</li><li>Waive Late Charges approved by the Officer.</li><li>May be responsible for setting up One-Time ACH payments.</li><li>May be responsible for posting and/or verifying Electronic Loan Payments.</li><li>May be responsible for reviewing daily reports and process corrections as needed. </li><li>Uses independent judgment and decision making in carrying out the essential functions of the position.</li><li>Conduct UCC searches and file UCC Statements.</li><li>Type and book letters of credit.</li><li>Prepare Title work for DMV.</li><li>Orders title work from attorney’s office or title companies.</li><li>Request flood certificates.</li><li>May have the authority to sign official checks.</li><li>Must be able to multi-task and prioritize your workload.  </li><li>All other duties assigned.</li></ul> Skills and Abilities:<ul><li>Reading Comprehension - Understanding written sentences and paragraphs in work- related documents.</li><li>Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.</li><li>Time Management - Managing one's own time.</li><li>Speaking - Talking to others to convey information effectively.</li><li>Mathematics - Using mathematics to solve problems.</li><li>Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.</li><li>Regulations – A full understanding and knowledge of TRID, HOEPA, HMDA, Reg B and Reg Z.</li></ul> Competencies:<ul><li>Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.</li><li>Written Comprehension - The ability to read and understand information and ideas presented in writing.</li><li>Oral Expression - The ability to communicate information and ideas in speaking so others will understand.</li><li>Speech Clarity - The ability to speak clearly so others can understand you.</li><li>Speech Recognition - The ability to identify and understand the speech of another person.</li><li>Written Expression - The ability to communicate information and ideas in writing so others will understand.</li></ul> Working Conditions:The work for this position is conducted in a back office of our bank and the requirement for travel is limited to travel for training and meetings.  This position could require working extended hours in the evenings or weekends, depending on workload.     Experience and Education:Associate's Degree (or other 2-year degree) and/ or equivalent loan administration experience. Five (5) years of experience in consumer and commercial loan processing preferred.  Experience in Laser-Pro preferred.  Resource Bank strives to be the employer of choice - EEO\Minority\Female\Vets\Disabled

RESOURCE BANK

Senior Loan Administration Processor

Administrative Skills

Attorney

Commercial Loans

Commercial Real Estate

Consumer Loans

Escrow

Establish Priorities

Loan Approval

Loan Collateral

Loan Documents

Loan Policy

Loan Review

Mathematics

Multitasking

Property Tax

Regulations

Regulatory Compliance

Speech Recognition

Willing to Travel

Gethired

Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close. - Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing.

At <a href="https://www.ffbf.com/" rel="noopener nofollow noreferrer" target="_blank">First Federal Bank,</a>core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.  Offering a dynamic benefit package that includes but is not limited to:<ul><li class="MsoNormal">Four Medical Plan Offerings to choose from</li><li class="MsoNormal">Employer HSA Contributions (Coverage/Plan exclusions)</li><li class="MsoNormal">Employer Provided Life Insurance Policy</li><li class="MsoNormal">Annual Health Incentive</li><li class="MsoNormal">Annual Wellness Reimbursement</li><li class="MsoNormal">Tuition Reimbursement program</li><li class="MsoNormal">Generous Match 401k Retirement Plan</li><li class="MsoNormal">Paid Sick Leave</li><li class="MsoNormal">Paid Vacation Leave</li><li class="MsoNormal">11 Paid Holidays based on the Federal Reserve Calendar</li></ul>If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.ESSENTIAL FUNCTIONS: - Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close. - Responsible for the proficient use of closing software. - Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff. - Assure that all underwriting conditions are met prior to sending out closing packages. - Timely delivery of closing packages to settlement agent. - Must interact with settlement agents, customers, loan officers and processors daily. - Responsible for preparing the Closing Disclosure (CD) and insuring it meets the Underwriting guidelines. - Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing. - Responsible for completing a pre-funding audit on each file prior to disbursement. - Responsible for knowing and understanding how to fund loans. - Provides the best service to our customers with innovative and creative solutions. Minimum Qualifications - High school diploma or equivalent required. - Minimum 2 years mortgage closing experience. - Good organizational and time management skills. - Excellent written and verbal communication skills. - Basic knowledge of agency and underwriting guidelines. - Strong analytical and problem solving skills. - Basic knowledge of accounting principles such as debiting and crediting. - Knowledge of FHA, USDA, VA, FNMA and FHLMC guidelines. - Must have the ability to meet sudden deadlines. - Must be multi-task oriented. - Must have excellent PC Skills. - Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities. - Some formal Underwriting or Processing experience is a plus. - Knowledge of lending guidelines for all states is a plus. - Knowledge of how to use MSP.  Extended hours sitting and performing computer tasks may be required.-Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.Bilingual candidates encouraged to apply. EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITYE-VERIFY EMPLOYERPowered by ExactHire: 198456

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Loan Processor - Home Loans (NOLA) Credit Human

Senior Loan Administration Processor RESOURCE BANK

Closer First Federal Bank

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