HighLevelDirector, Strategic Finance (Product & Engineering) - Remote HighLevelDirector, Strategic Finance (Product & Engineering) - RemoteSan Jose, CARemote$189,000–$277,500 / yearYou will partner directly with senior leaders across the business to help inform resource allocation, define operational and financial KPIs, own key inputs to revenue / margin modeling and most importantly, proactively identify opportunities to drive growth or improve profitability. Business Case Development: Build robust operational + financial models for major projects, including ROI, LTV/CAC and payback analysis, to help teams quantify trade-offs between driving growth + profitability / articulate compelling financial narratives.
ZillowNewRemote Mortgage Loan Officer (California) ZillowRemote Mortgage Loan Officer (California)San Jose, CARemote$12–$25These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
BlendClient Sales Executive - Named Accounts - Remote BlendClient Sales Executive - Named Accounts - RemoteSan Jose, CARemote$125,000–$150,000 / yearAccount Strategy & Expansion (50%): Develop and execute account strategies to drive revenue growth, targeting 10-15%annual expansion (e.g., additional licenses, premium modules).Own and Plan Renewal Strategies designed to uplift PFL, drive revenue and encourage Blend usage. ideal candidates have experience selling loan origination software, digital account opening, digital lending, mortgage focused solutions and have experience working with Top 50 Banks and or Credit Unions.
HighLevelSenior Director, Internal Audit - Remote HighLevelSenior Director, Internal Audit - RemoteSan Jose, CARemote$249,000–$316,000 / yearAct as a strategic advisor to the Audit Committee and Senior Leadership on emerging risks, major strategic initiatives (international expansion, new product launches) and the risk implications of significant business model changes. Director, Internal Audit plays a critical role in identifying, assessing and mitigating risks across the organization through creating an enterprise risk assessment and then conducting targeted internal audits based on those risks while also ensuring the company is in compliance with its policies.
MotiveManager, Revenue Accounting - Remote MotiveManager, Revenue Accounting - RemoteSan Jose, CARemote$94,000–$143,000 / yearMotive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector. Conduct technical accounting research in collaboration with the Revenue Accounting Senior Manager, ensure appropriate solutions are implemented with process documentation, and as needed document conclusions in accounting policy format.
CorpayNewSenior Product Manager - Remote CorpaySenior Product Manager - RemoteSan Jose, CARemote$145,000–$180,000 / yearThis leader will operate at the intersection of ecosystem strategy, revenue growth, channel partnerships, and integration platform evolution — serving as the strategic hub between ERP channel partners, sales, marketing, product engineering, and customer success. This is a market-facing, commercially oriented role responsible for shaping how Corpay integrates, competes, and grows within ERP marketplaces — specifically Microsoft Dynamics/Business Central, NetSuite, and Sage Intacct.
BlendSales Engineer - Enterprise - Remote BlendSales Engineer - Enterprise - RemoteSan Jose, CARemote$97,000–$114,000 / yearideal candidates have experience selling loan origination software, digital account opening, digital lending, mortgage focused solutions and have experience working with Top 50 Banks and or Credit Unions with a focus on retail banking. Account Strategy & Expansion (50%): Develop and execute account strategies to drive revenue growth, targeting 10-15%annual expansion (e.g., additional licenses, premium modules).Own and Plan Renewal Strategies designed to uplift PFL, drive revenue and encourage Blend usage.
Included HealthDirector, Compensation - Remote Included HealthDirector, Compensation - RemoteSan Jose, CARemoteStarting base salary for you will depend on several job-related factors, unique to each candidate, which may include education; training; skills; years and depth of experience; certifications and licensure; our needs; internal peer equity; organizational considerations; and understanding of geographic and market data. • Partner with the Benefits team, Recruitment, Finance, and Leadership as it relates to compensation and equity, providing thought leadership and insights that shape the Companys Total Rewards strategy.
BlendSales Executive - New Logo (Named Accounts) - Remote BlendSales Executive - New Logo (Named Accounts) - RemoteSan Jose, CARemote$125,000–$150,000 / yearThis role is a strategic, enterprise sales position focused on originating, developing, and closing complex, multi-stakeholder deals with some of the most sophisticated financial institutions in the U.S. Reporting to the Director of Sales - Named, you will own the full sales cycle - from account targeting and executive engagement through deal negotiation and close - working closely with Product, Solution Engineering, Marketing, and Executive Leadership. The Sales Executive – New Logo (Named Accounts) is responsible for driving net-new customer acquisition across the largest target financial institutions - Banks and Credit Unions with $20B+ in assets under management (AUM).
BlendDirector of Client Sales - Enterprise Accounts - Remote BlendDirector of Client Sales - Enterprise Accounts - RemoteSan Jose, CARemoteThis leader will manage and develop a team of Client Sales Executives responsible for deepening relationships, driving cross-sell and upsell of additional Blend products, and ensuring successful renewals. This role is highly strategic and hands-on, partnering closely with Customer Success, Product, Marketing, and Executive Leadership to maximize customer lifetime value and long-term partnership.
MotiveDirector of Strategic Accounts - Remote MotiveDirector of Strategic Accounts - RemoteSan Jose, CARemote$320,000–$350,000 / yearMotive is one of the fastest-growing software companies in the world, serving more than 120,000 businesses, across a wide range of industries including trucking and logistics, construction, oil and gas, food and beverage, field service, agriculture, passenger transit, and delivery. Motive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.
MotiveSenior Director, Mid-Market Sales & Account Management - Remote MotiveSenior Director, Mid-Market Sales & Account Management - RemoteSan Jose, CARemoteMotive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector. Collaborate with Product, Sales, Onboarding, and Strategy leaders to identify customer needs, influence roadmap decisions, and design cohesive sales programs, incentive plans, and GTM strategies that connect across global functions for a seamless customer journey.
GP Strategies CorporationNewBusiness Development Manager - Remote GP Strategies CorporationBusiness Development Manager - RemoteSan Jose, CARemoteAs we continue accelerating our growth, we are seeking a highperforming enterprise seller who excels at positioning business outcomes, building trusted relationships, and partnering with large, complex client organizations. You will be provided with an established list of enterprise accounts including existing customers with active pipelines and targeted new logos where we have strong brand alignment.
BlendDirector of Sales - New Logo - Remote BlendDirector of Sales - New Logo - RemoteSan Jose, CARemoteOur cloud banking platform is used by Wells Fargo, U.S. Bank, and over 330 other financial services firms to acquire more customers, increase productivity, and deliver end-to-end digital experiences. The ideal candidate is a proven leader who can mentor and manage a team of Sales Executives focused on winning new logo customers.
CircleVP, Global Head of Product Security and Risk - Remote CircleVP, Global Head of Product Security and Risk - RemoteSan Jose, CARemote$317,500–$365,000 / yearThis role requires both strategic vision and operational rigor: you will architect the systems, governance models, and organizational capabilities that ensure Circle’s products are designed, launched, and operated with strong, risk-based controls from inception through global scale. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet.
CirclePrincipal Product Marketing Manager - Remote CirclePrincipal Product Marketing Manager - RemoteSan Jose, CARemote$185,000–$237,500 / yearIn this role, you’ll partner closely with Product, Business Development, Marketing teams, and other cross-functional roles to bring new global payment products and solutions to market by focusing on the intersection of traditional finance and onchain programmable payments - powered by stablecoins. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet.
CircleVentures Director - Remote CircleVentures Director - RemoteSan Jose, CARemote$212,500–$272,500 / yearThis role combines strategy, program design, driving investor influence, venture investing, and ecosystem leadership; defining the brand, systems, and investment theses; sourcing and executing high-conviction investments; and converting portfolio relationships into durable strategic advantage for Circle. Equally important are strong communication skills (written and oral), executive presence, cross-functional influence, and the ability to translate market insight into actionable strategy, building not just a portfolio, but a systematic engine that extends Circle’s reach and impact across the global digital economy.
MotiveDirector, Technical Accounting - Remote MotiveDirector, Technical Accounting - RemoteSan Jose, CARemote$140,000–$200,000 / yearMotive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector. The candidate will own external reporting and help to build and maintain the Company’s accounting policies, lead the preparation of consolidated financial statements (including Form S-1) and address technical accounting issues arising from business transactions or the implementation of new accounting pronouncements.
CircleDirector, IT - Remote CircleDirector, IT - RemoteSan Jose, CARemote$200,000–$257,500 / yearCircle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. As a Director of IT reporting directly to the CIO, you will serve as a strategic individual contributor responsible for driving alignment between the IT function and key partners across Security, Talent, and other cross-functional teams.
Ava LabsSenior Product Manager, Fortary - Remote Ava LabsSenior Product Manager, Fortary - RemoteSan Jose, CARemoteThe ideal candidate brings a strong track record of building and launching products in fintech or crypto, thrives in fast-paced environments, and operates with a high degree of ownership and execution rigor. The company was founded by Cornell computer scientists, who partnered with Wall Street veterans and early Web3 leaders to execute a promising vision for redefining the way people build permissionless networks.
Levi, Ray & ShoupSenior Software Engineer - Remote Levi, Ray & ShoupSenior Software Engineer - RemoteSan Jose, CARemote$125,000–$180,000 / yearOur client is seeking a Senior Software Engineer to support the development of modern, cloud‑based SaaS applications for a technology‑focused financial software client. Codeworks, an LRS company, is seeking a Senior Software Engineer for a direct‑hire, fully remote opportunity supporting one of our client partners.
CircleSenior Business Development Director - Remote CircleSenior Business Development Director - RemoteSan Jose, CARemote$245,000–$307,500 / yearYou will oversee commercial deal execution across a wide range of segments and products, while collaborating cross-functionally to design and scale activation and growth programs that maximize value for Circle and our partners. Reporting to the VP of Business Development, Americas, you will serve as a senior leader responsible for developing, owning, and managing high-profile strategic partnerships that drive Circle’s growth across the region.
MotiveRegional Director, Enterprise East - Remote MotiveRegional Director, Enterprise East - RemoteSan Jose, CARemoteMotive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector. Motive is one of the fastest-growing software companies in the world, serving more than 120,000 businesses, across a wide range of industries including trucking and logistics, construction, oil and gas, food and beverage, field service, agriculture, passenger transit, and delivery.
MotiveDirector, SMB Sales & Account Management - Remote MotiveDirector, SMB Sales & Account Management - RemoteSan Jose, CARemote$198,000–$301,000 / yearMotive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector. Motive is seeking a Director of SMB Expansion Sales & Account Management to drive growth across our existing small and medium-sized customer base through outbound sales, while also reducing churn among escalated accounts at risk of cancellation or contraction.
MotiveDirector, Product Design - Remote MotiveDirector, Product Design - RemoteSan Jose, CARemote$187,000–$286,000 / yearA compelling online portfolio demonstrating a strong understanding of user-centered design principles, strategic thinking, leadership in driving design vision, problem-solving abilities, and the successful delivery of impactful user experiences and business outcomes. Motive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.
Stanford UniversityResearch Finance Specialist (Remote Opportunity) Stanford UniversityResearch Finance Specialist (Remote Opportunity)Stanford, CARemote$110,307–$128,195 / yearIn partnership with the School of Medicine's Research Management Group for pre-award activity and the Office of Sponsored Research for post-award management, the Nephrology Finance Team partners with faculty, clinical fellows, postdoc and research staff to oversee a portfolio of peer-reviewed grants, cooperative agreements, subawards, industry sponsored clinical trials, institutional training grants, and individual fellowships. Under the supervision of the Division's Finance Manager, the Research Finance Specialist (Accountant 2) will perform moderately complex accounting activities and functions, including financial transaction approvals for a given portfolio, expenditure reconciliation and quarterly certification, revenue reporting/accounting, salary distribution and journal entries.
F. Hoffmann-La Roche LtdGlobal Business Process Specialist - Manufacturing Finance & Intercompany (Fixed-term) F. Hoffmann-La Roche LtdGlobal Business Process Specialist - Manufacturing Finance & Intercompany (Fixed-term)San Jose, CARemoteCross-Functional Alignment & Stakeholder Management: Act as a critical link and strive for cross-functional and divisional alignment across Finance, Supply Chain, Operations, Procurement, IT, and Business Process Management to achieve E2E Process Harmonization. Stakeholder & Communication Proficiency: Strong influencing skills and the ability to work effectively in complex global networks and with international teams, complemented by exceptional written and verbal communication skills in English.
Q Analysts LLCNewENABLEMENT - Intern for Finance Q Analysts LLCENABLEMENT - Intern for FinanceSanta Clara, CARemoteReady to advance your career, team up with global thought leaders across industries and make a difference every day? We are seeking students Currently pursuing Degree in Finance or a related field for a paid summer internship.
The Fountain Group LLCSales Planning Analyst - REMOTE The Fountain Group LLCSales Planning Analyst - REMOTESanta Clara, CARemote$55–$66.67 / hourYou will provide analytic data to support annual sales planning, including quota planning, go-to-market modeling, capacity modeling, and optimization. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from and its affiliates, and contracted partners.
Regal Executive SearchNational Accounting & Auditing Director - Remote Regal Executive SearchNational Accounting & Auditing Director - RemoteSan Jose,, CARemoteAdvanced knowledge of technical aspects of auditing, as well as GAAP, GAAS, SEC, GAGAS, Single Audit and PCAOB rules and regulations, as applicable. - Bachelor’s degree in Accounting, Finance, Marketing, Economics or other related field preferred.
Traction Forge FinancialEntry-Level Financial Planning Advisor (Remote) Traction Forge FinancialEntry-Level Financial Planning Advisor (Remote)San Jose, CARemoteBy partnering with leading Fortune 500 companies and top financial institutions, we are able to provide complimentary financial assessments designed to help individuals, families, and business owners identify opportunities to improve their financial position and work toward their long-term goals. At Traction Forge Financial, leveraging the strength of GFI, our mission is centered around helping individuals and families build stronger financial futures through education, guidance, and personalized financial strategies.
Traction Forge FinancialEmerging Financial Services Professional (Remote) Traction Forge FinancialEmerging Financial Services Professional (Remote)San Jose, CARemoteTraction Forge Financial, powered by the strength of Global Financial Impact (GFI), is expanding and seeking motivated, entrepreneurial-minded individuals who want to build a meaningful career in financial services while helping individuals and families create stronger financial futures. Experience in customer service, hospitality, sales, leadership, business, or finance is helpful, but not required.
CBRE Group IncDirector, Scheduling Lead, Remote CBRE Group IncDirector, Scheduling Lead, RemoteSan Jose, CARemoteLead the creation and management of detailed, resource-loaded schedules for multiple construction projects, ensuring timelines are realistic and achievable. Collaborate with project managers, contractors, engineers, and other stakeholders to develop comprehensive project schedules, including milestones, deliverables, and critical paths.
JobotRemote High Net Worth Tax Manager/Senior Manager JobotRemote High Net Worth Tax Manager/Senior ManagerSan Jose, CARemote$150,000–$250,000Full timeInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We invest in our team-members, our technology, and retain our diverse talent which enables us to partner locally and globally to deliver unique and inventive solutions.
Davis Family Financial LLCEntry-Level Financial Planning (Remote) Davis Family Financial LLCEntry-Level Financial Planning (Remote)San Jose, CARemote$60,000–$80,000Through our in-depth training program, you will learn how to sit down with an individual, family, or business owner, have a conversation with them about their financial goals and dreams, and help create a game plan or roadmap, to help them achieve their short-term and long-term financial goals through our financials solutions, products and services we provide (include but are not limited to retirement planning, wealth accumulation, college planning, investments, & insurance) Whether you are looking to start or transition into a new career full-time, or you are looking to develop a new skill or obtain part-time income during these turbulent times, a flexible schedule is available. This is an opportunity for those who are hard-working, have good communication skills and customer service skills, love to help people, and are willing to start a training program as an entry-level financial professional and potentially develop into management and leadership positions.
Melius ConsultingNewRemote Wealth Advisor: Educate, Empower, Earn Melius ConsultingRemote Wealth Advisor: Educate, Empower, EarnSan Jose, CARemoteThe role involves providing financial education and support to clients, requiring strong customer service and management skills. No prior finance experience is necessary as the company offers comprehensive training and resources.
CircleDirector, Solutions Engineering, Capital Markets - Remote CircleDirector, Solutions Engineering, Capital Markets - RemoteSan Jose, CARemote$217,500–$277,500 / yearCircle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. From discovery calls to post sales support and implementation, you will partner with prospects, partners, and customers and guide them along their technical evaluation of Circle’s suite of products and services.
CalyxoNewCustomer Service Specialist - Remote, USA CalyxoCustomer Service Specialist - Remote, USAPleasanton, CARemote$28.46–$33.65 / hourBy managing order workflows, resolving service issues, and supporting related processes such as account setup and equipment tracking, this position plays a critical role in driving operational efficiency and supporting overall business success. This role serves as the primary point of contact between customers, sales, and internal teams, ensuring accurate and timely order fulfillment while maintaining high levels of customer satisfaction.
CircleBusiness Development Director, Arc - Remote CircleBusiness Development Director, Arc - RemoteSan Jose, CARemote$212,500–$272,500 / yearA major component of the role is owning distribution partner development end-to-end with fintechs, neobanks, wallets, and centralized exchanges (CEXs): running structured discovery to identify the right launch partners and constraints, designing the segment-specific GTM motion and deal structures, sourcing and closing partnerships, and then driving integration and post-launch performance to ensure partnerships are working and scaling. This role is ideal for a fintech-native business leader who speaks the language of consumer finance product teams and can bring instant credibility with partners - with strong product instincts, a bias toward action, and the ability to influence cross-functional teams while executing independently.
First American Financial Corp1031 Exchange Sales Representative (Remote- San Jose, CA) First American Financial Corp1031 Exchange Sales Representative (Remote- San Jose, CA)San Jose, CARemoteFirst American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment: handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements. As a member of First Americans family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions.
Eurofins Scientific SENewGlobal Market Access Manager - Remote Eurofins Scientific SEGlobal Market Access Manager - RemoteSanta Clara, CARemote$135,000–$150,000 / yearEurofins is one of the market leaders in certain testing and laboratory services for genomics, discovery pharmacology, forensics, advanced material sciences and in the support of clinical studies, as well as having an emerging global presence in Contract Development and Manufacturing Organisations. From the food you eat, to the water you drink, to the medicines you rely on, Eurofins works with the biggest companies in the world to ensure the products they supply are safe, their ingredients are authentic and labelling is accurate.
CalyxoNewSenior NetSuite System Administrator - Remote USA CalyxoSenior NetSuite System Administrator - Remote USAPleasanton, CARemote$140,000–$160,000 / yearThe ideal candidate brings deep functional knowledge of order‑to‑cash (O2C) and procure‑to‑pay (P2P) processes, strong hands‑on NetSuite administration skills, and the ability to partner closely with Finance, Operations, Supply Chain, Customer Service, Commercial, and IT teams. Provide user training, documentation, and ongoing system support to internal teams (Finance, Customer Service, Supply chain, Commercial, and IT stakeholders) and improve system functionality.
CrowdStrike IncSr. Lead Counsel, Public Sector (Remote) CrowdStrike IncSr. Lead Counsel, Public Sector (Remote)Sunnyvale, CARemote$185,000–$255,000 / year7-12+ years of progressively responsible experience in federal, state, and local government contracting, particularly commercial item acquisitions, with technology companies offering cloud-based software or SaaS solutions and associated professional services. As Senior Lead Counsel, Public Sector, this individual will serve as the primary legal advisor to our Public Sector Sales organization and will play a key role in enabling revenue growth while managing legal and regulatory risk.
SoftBank Investment AdvisersNewAccounting Manager MinIO - Redwood Shores, CA, US Onsite/Remote SoftBank Investment AdvisersAccounting Manager MinIO - Redwood Shores, CA, US Onsite/RemoteRedwood City, CARemoteMinIO is the industry leader in high-performance object storage and the company behind the world's fastest, most widely deployed object store, powering production infrastructure for more than half of the Fortune 500, including 9 of the 10 largest global automakers and all 10 of the largest U.S. banks. Support Sage Intacct maintenance including creating departments and GL accounts, update mapping tables across related systems and processes, and update key reports in Sage Intacct.
MonetizeNow IncSenior Software Engineer, Backend (Remote USA) MonetizeNow IncSenior Software Engineer, Backend (Remote USA)Santa Clara, CARemoteWhat you'll doDesign, architect, and build Java/Kotlin microservices in an API first wayCollaborate with design, product, and other engineers to execute on our product roadmapAssist in setting up testing, pipeline, infrastructure, and deployment pipelines to ensure we can build and deploy fast and predictablyEnsure our software is working correctly and fix any customer issues with passion and dedication. Our core values:Attention to detailExtreme ownershipNo jerks Learning MindsetHaving fun Overview Our team is building a modern microservices-based multi-tenant SaaS platform that needs to be highly scalable and performant.
MotiveDirector of Product Management, AI - Remote MotiveDirector of Product Management, AI - RemoteSan Jose, CARemote$187,000–$260,000 / yearYou will work alongside a star team from engineering, data science, computer vision, research & design, marketing, operations, legal, sales & customer success in a fast-paced, rapidly growing, technology environment to build intelligent experiences to shift behavior and drive ROI-positive impact for customers. Motive serves more than 120,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.
Innowave Marketing Group LLCAccounting Coordinator Innowave Marketing Group LLCAccounting CoordinatorBurlingame, CARemoteFull timeThe Staff Accountant will interact with customers, vendors, and internal departments, including senior leadership, to ensure accurate financial operations and timely reporting. Our experts design effective consumer loyalty programs, engagement programs, sales & channel incentives and consumer promotions.