Benefits offered to all associates include accident, critical illness, vision, auto, home, and pet insurance programs; associate discount, identity protection, associate purchase program, benefit hub discount mall, employee assistance program and commuter benefits, 401 k (service requirements), employee stock purchase program, ross cares fund, college discounts, sick pay (where legally required) and referral bonuses. In addition, all full-time associates, including ft retail associate, area supervisor, assistant store manager and store manager, are eligible for extended benefits offered including medical/dental/vision health insurance, legal insurance, vacation buy, flexible spending account, health savings account, life/add insurance, long- term disability, enhanced maternity and parental leave benefit, vacation pay accrued at a rate of 15 days/year, 9 personal and company holidays.