Spencer Gifts - Spirit HalloweenSales Associate - Spirit Spencer Gifts - Spirit HalloweenSales Associate - SpiritChicago, IL$17.05–$17.30 / hourThe Sales Associate will support the Store Management Team by generating sales, sign waving, general housekeeping, merchandising, signing, pricing, POS operations and loss prevention. The physical demands of the job require climbing ladders, setting up fixtures, lifting/moving up to 50 pounds and may require 8 hours of standing/walking.
Spencer Gifts - Spirit HalloweenSales Associate - Spencer's Spencer Gifts - Spirit HalloweenSales Associate - Spencer'sOrland Park, IL$15–$15.25 / hourPart timeThe Sales Associate will support the Store Management Team by generating sales, conducting housekeeping, merchandising, signing, pricing, POS operations and loss prevention in adherence to all Company policies and procedures. The physical demands of the job require climbing ladders, lifting up to 50 pounds and may require 8 hours of standing/walking.
VertivNewHVM-Sr. Sales Engineer - Technical - Midwest VertivHVM-Sr. Sales Engineer - Technical - MidwestChicago, IL$121,767–$152,205The Senior Sales Engineer - Technical will be asked to mentor Associate Sales Engineers, Inside Sales Engineers or Sales Engineers in the technical aspects, sales skills, marketing functions, business related activities and other skill sets required of field Sales Engineers. Customer Focus – Is dedicated to meeting the expectations and requirements of internal and external customer; Gets first-hand customer information and uses it for improvements in products and services; Acts with customers in mind; Establishes and maintains effective relationships with customers and gains their trust and respect.
Herc Rentals IncProSales Associate (Early Sales Career Program) Herc Rentals IncProSales Associate (Early Sales Career Program)Joliet, ILProSales Associates participate in Herc Rentals' exclusive Black and Gold Academy, an immersive sales training and development program that prepares individuals for possible placement into a Territory Sales Representative role upon completion of the 12 month program. Gain visibility with leadership teams and receive coaching toward long term career opportunities including sales management, regional leadership, National Accounts, and other advanced roles.
Herc Rentals IncProSales Associate (Early Career Sales Program) Herc Rentals IncProSales Associate (Early Career Sales Program)Chicago, ILProSales Associates participate in Herc Rentals' exclusive Black and Gold Academy, an immersive sales training and development program that prepares individuals for possible placement into a Territory Sales Representative role upon completion of the 12 month program. Gain visibility with leadership teams and receive coaching toward long term career opportunities including sales management, regional leadership, National Accounts, and other advanced roles.
Company ConfidentialAssociate National Account Manager Company ConfidentialAssociate National Account ManagerChicago, ILFull timeBuild and maintain strong working relationships with 7-Eleven Field Operations Advisors (FOAs) and field leadership teams to support executional alignment and account objectives. The Associate assists in customer engagement, internal alignment, and day-to-day account operations to help drive volume, revenue, and overall account performance.
US Tech SolutionsNewAssociate Account Executive – Entertainment Sales # 26-12809 US Tech SolutionsAssociate Account Executive – Entertainment Sales # 26-12809Chicago, IL$55–$58.57 / hourContractorFull timeAs the right hand of the AE, the AAE focus is to grow revenue by generating new business, retaining existing clients, and growing business across both multimedia and addressable products in the portfolio of properties including, and domestic broadcast television networks. As a rising sales lead, the AAE is expected to understand key sales drivers for the total business (multimedia & addressable) and will drive accountability & clarity of account ownership within allocated customer relationship management platforms (ex.
TruckPro LLCNewAccount Manager / Outside Sales - Aftermarket Heavy Duty Truck Parts TruckPro LLCAccount Manager / Outside Sales - Aftermarket Heavy Duty Truck Parts080 Countryside, IL$60,000–$70,000Reasonable accommodations may be made to enable individuals with disabilities to perform the primary duties: Walk for extended periods, stand for long stretches on various surfaces, lift moderate weight with occasional frequency, reach, bend, and drive for long distances. TruckPro is seeking an Account Manager - Outside Sales for Aftermarket Truck & Trailer Parts who is responsible for promoting and selling heavy-duty truck and trailer parts to customers in a designated territory.
IntuitNewTax Support Associate – Retail IntuitTax Support Associate – RetailChicago, IL$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
IntuitNewSeasonal Tax Associate – Retail IntuitSeasonal Tax Associate – RetailChicago, IL$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
JobotNewAssociate, Transaction Advisory Services JobotAssociate, Transaction Advisory ServicesChicago, IL$120,000–$150,000 / yearEstablished over 50 years ago with billions in assets, we have expertise in a wide array of strategic advisory services our Transaction Advisory Services practice assists private equity and corporate clients with financial, IT and tax due diligence, business analytics and technical accounting matters associated with corporate mergers, divestitures and acquisitions (M&A). Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
CarmaxNewsales consultant trainee Carmaxsales consultant traineeHillside, IL$15.01–$20Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For® and are committed to helping our communities thrive.
CarmaxNewSales Consultant trainee - Full Time CarmaxSales Consultant trainee - Full TimeOak Lawn, IL$15.01–$20Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For® and are committed to helping our communities thrive.
IntuitNewSeasonal Tax Associate - In-Store IntuitSeasonal Tax Associate - In-StoreChicago, IL$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
JobotNewEstate Planning Associate Attorney JobotEstate Planning Associate AttorneyChicago, IL$120,000–$180,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The successful candidate will be responsible for managing and overseeing all aspects of estate planning, including drafting wills, trusts, powers of attorney, and healthcare directives.
JobotNewSenior Tax Associate Attorney (M&A/UHNW) JobotSenior Tax Associate Attorney (M&A/UHNW)Chicago, IL$150,000–$300,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Boutique law firm specializing in legal services for private clients, including estate planning, business and corporate representation, taxation, litigation, sports law, entertainment, real estate, and health law.
JobotNewSenior Tax Associate Attorney JobotSenior Tax Associate AttorneyChicago, IL$200,000–$250,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. 2. Private client focused (generally closely held businesses and their owners, with a heavy focus on partnerships).
HomeGoodsMerchandise Associate HomeGoodsMerchandise AssociateWheaton, IL$15–$15.50 / hourResponsible for delivering a highly satisfied customer experience proven by engaging and interacting with all customers, embodying customer experience principles and philosophy, and maintaining a clean and organized store environment. HomeGoodsAt TJX Companies, every day brings new opportunities for growth, exploration, and achievement.
TJ MaxxNewPart Time Associate TJ MaxxPart Time AssociateWheaton, IL$15–$15.50 / hourResponsible for delivering a highly satisfied customer experience proven by engaging and interacting with all customers, embodying customer experience principles and philosophy, and maintaining a clean and organized store environment. TJ MaxxAt TJX Companies, every day brings new opportunities for growth, exploration, and achievement.
AFCNewOutside Sales Representative AFCOutside Sales RepresentativeTinley Park, IL$24–$26Focused on Elevating Relationships: you believe integrity and honesty build long-lasting relationships; connecting with your customers as well as your peers, celebrating their wins, and supporting them through their struggles. Vision-Driven: you focus on understanding your customers’ future needs and are dedicated to continuous improvement; making it easier for customers to do business while preparing for what’s to come.
AFCNewJunior Sales Representative AFCJunior Sales RepresentativeTinley Park, IL$24–$26Focused on Elevating Relationships: you believe integrity and honesty build long-lasting relationships; connecting with your customers as well as your peers, celebrating their wins, and supporting them through their struggles. Vision-Driven: you focus on understanding your customers’ future needs and are dedicated to continuous improvement; making it easier for customers to do business while preparing for what’s to come.
FedExRetail Customer Service Associate FedExRetail Customer Service AssociateChicago, Illinois$18.35–$21.57 / hourPart timeThe Store Consultant will operate and maintain a wide variety of equipment, move boxes and equipment, stock materials, manage the production queue and output, manage complex projects, manage retail supply, and complete assigned tasks based on priority. POSITION SUMMARY: The Store Consultant consistently delivers a positive customer experience to all customers, utilizing consultative skills to anticipate customer needs, suggest alternatives and provide solutions.
Vaco LLCNewAssociate Attorney - Finance Vaco LLCAssociate Attorney - FinanceChicago, IL$260,000–$400,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
FedExLead Retail Customer Service Associate FedExLead Retail Customer Service AssociateChicago, Illinois$19.15–$22.52 / hourFull timeThe Lead Consultant’s time will be spent taking customer orders; coordinating store activities; providing pricing information; recommending the appropriate FedEx Office products and services; producing complex orders; operating equipment that requires advanced operational knowledge and expertise; managing, monitoring and facilitating all production processes. Adoption Assistance Program (regular part-time/full-time employees with 12 months continuous service), LTD & STD Disability (regular full-time employees after completing 180 days of active employment), Life Insurance (part-time/full-time employees are eligible for basic and supplemental life insurance and accidental death and dismemberment (AD&D) on date of hire.
GuidehouseNewAI & Data Associate Director - Energy Providers EM&V GuidehouseAI & Data Associate Director - Energy Providers EM&VChicago, IL$135,000–$225,000 / yearThe Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through cutting-edge evaluation of program including of load management and demand response, energy efficiency, renewable, EV, energy storage, decarbonization, and electrification. We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on Evaluation, Measurement & Verification (EM&V) of utility energy efficiency and demand side management (DSM) programs for commercial energy providers.
PetSmartNewRetail Operations Lead PetSmartRetail Operations LeadChicago, ILPetSmart’s Process Lead (Retail Operations Lead) has shared responsibility to drive operational excellence in our stores while upholding the company’s vision, mission, values, and strategy. This role is responsible for merchandising and inventory management, pet care operations, opening and/or closing the store, overseeing associates, and maintaining a safe and organized environment.
AFCNewRelationship Associate AFCRelationship AssociateTinley Park, IL$24–$26Focused on Elevating Relationships: you believe integrity and honesty build long-lasting relationships; connecting with your customers as well as your peers, celebrating their wins, and supporting them through their struggles. Vision-Driven: you focus on understanding your customers’ future needs and are dedicated to continuous improvement; making it easier for customers to do business while preparing for what’s to come.
PetSmartNewRetail Customer Service Lead PetSmartRetail Customer Service LeadMokena, ILPetSmart’s Experience Lead (Retail Customer Service Lead) provides exceptional pet parent service to Pet Parents while upholding the company’s vision, mission, values, and strategy. Every associate plays a vital role in creating meaningful experiences for pets and their families, and we empower our teams with the tools, resources, and opportunities to grow and succeed.
HomeGoodsFull Time Engagement Coordinator HomeGoodsFull Time Engagement CoordinatorWheaton, IL$16–$16.50 / hourHelps develop high-performing teams through training and mentoring of Associates on frontline execution of all register transactions. HomeGoodsAt TJX Companies, every day brings new opportunities for growth, exploration, and achievement.
TJ MaxxBackroom Coordinator- FT TJ MaxxBackroom Coordinator- FTDowners Grove, IL$16–$16.50 / hourCommunicates accurately and effectively with management and Associates when setting and addressing priorities; provides progress updates. Ensures an excellent customer experience by engaging and interacting with all customers, and maintaining a clean and organized store.
TJ MaxxMerchandise Coordinator- FT TJ MaxxMerchandise Coordinator- FTDowners Grove, IL$16–$16.50 / hourCommunicates accurately and effectively with management and Associates when setting and addressing priorities; provides progress updates. Ensures an excellent customer experience by engaging and interacting with all customers, and maintaining a clean and organized store.
Kimberly-ClarkNewBrand Manager Kimberly-ClarkBrand ManagerCicero, IL$37.50–$45 / hourFor Kimberly-Clark to grow and prosper, we must be an inclusive organization that applies the diverse experiences and passions of its team members to brands that make life better for people all around the world, which is why we seek to build a workforce that encompasses the experiences of our consumers. You will provide work direction and leadership to Associate Brand Managers while also influencing cross-functional partners in a matrix organization to include R&E, Supply Chain, Finance, Insights & Analytics, and Sales.
Amazing Lash StudioNewRetail Sales Associate / Customer Service Amazing Lash StudioRetail Sales Associate / Customer ServiceChicago, ILConsistently create a friendly environment for guests by welcoming and assisting as well as quickly responding to customer questions and needs . Franchise owners are solely responsible for all employment decisions and matters regarding their independently owned and operated studios.
First Cash, Inc.NewRetail Sales Associate - Part Time - 2385 First Cash, Inc.Retail Sales Associate - Part Time - 2385Franklin Park, IL$2–$8 / hourA Pawnbroker/Retail Sales Associate greets, engages, and interacts with customers in a positive and professional manner to process sales, loans, and other transactions. • Must be willing and able to perform duties and tasks for extended periods of time (in accordance with federal, state, local law), some of which include, but are not limited to, standing, stooping, walking, climbing, pushing, pulling, and lifting.
First Cash, Inc.NewRetail Sales Associate - 2385 First Cash, Inc.Retail Sales Associate - 2385Franklin Park, IL$2–$8 / hourEligible employees are provided an additional week (40 hours) of vacation after completing one (1) year of active employment and two (2) weeks (80 hours) of vacation on each anniversary date thereafter (*if applicable, the PTO/Vacation grant is adjusted in accordance with state/local municipality requirements). • SICK/PERSONAL: Eligible employees are granted 8 hours (after 6 months of employment) to be used before their first (1st) anniversary and granted 16 hours each anniversary thereafter (years 2-5) (if applicable, sick time is adjusted and granted in accordance with state/local municipality requirements).
First Cash, Inc.Retail Sales Associate - 2397 First Cash, Inc.Retail Sales Associate - 2397Oak Park, IL$2–$8 / hourEligible employees are provided an additional week (40 hours) of vacation after completing one (1) year of active employment and two (2) weeks (80 hours) of vacation on each anniversary date thereafter (*if applicable, the PTO/Vacation grant is adjusted in accordance with state/local municipality requirements). • SICK/PERSONAL: Eligible employees are granted 8 hours (after 6 months of employment) to be used before their first (1st) anniversary and granted 16 hours each anniversary thereafter (years 2-5) (if applicable, sick time is adjusted and granted in accordance with state/local municipality requirements).
First Cash, Inc.NewRetail Sales Associate - Part Time - 2397 First Cash, Inc.Retail Sales Associate - Part Time - 2397Oak Park, IL$2–$8 / hourA Pawnbroker/Retail Sales Associate greets, engages, and interacts with customers in a positive and professional manner to process sales, loans, and other transactions. • Must be willing and able to perform duties and tasks for extended periods of time (in accordance with federal, state, local law), some of which include, but are not limited to, standing, stooping, walking, climbing, pushing, pulling, and lifting.
First Cash, Inc.Retail Sales Associate - 2399 First Cash, Inc.Retail Sales Associate - 2399Chicago, IL$2–$8 / hourEligible employees are provided an additional week (40 hours) of vacation after completing one (1) year of active employment and two (2) weeks (80 hours) of vacation on each anniversary date thereafter (*if applicable, the PTO/Vacation grant is adjusted in accordance with state/local municipality requirements). • SICK/PERSONAL: Eligible employees are granted 8 hours (after 6 months of employment) to be used before their first (1st) anniversary and granted 16 hours each anniversary thereafter (years 2-5) (if applicable, sick time is adjusted and granted in accordance with state/local municipality requirements).
First Cash, Inc.Retail Sales Associate - 2381 First Cash, Inc.Retail Sales Associate - 2381Chicago, IL$2–$8 / hourEligible employees are provided an additional week (40 hours) of vacation after completing one (1) year of active employment and two (2) weeks (80 hours) of vacation on each anniversary date thereafter (*if applicable, the PTO/Vacation grant is adjusted in accordance with state/local municipality requirements). • SICK/PERSONAL: Eligible employees are granted 8 hours (after 6 months of employment) to be used before their first (1st) anniversary and granted 16 hours each anniversary thereafter (years 2-5) (if applicable, sick time is adjusted and granted in accordance with state/local municipality requirements).
Field Audit Services Team, LLC. DBA ScanScapeRetail Scan Associate (WASHINGTON MO 63090) Field Audit Services Team, LLC. DBA ScanScapeRetail Scan Associate (WASHINGTON MO 63090)Chicago, ILFull timeScanScape Retail Scan Associates visit a designated selection of stores each week to scan all product barcodes on displays and in aisle locations, including aisle end caps throughout the store. We are hiring part-time Retail Scan Associates to perform in-store data collections at assigned local retailers every week for 52 weeks a year, including holiday weeks.
CuraleafRetail Sales Associate - Part Time CuraleafRetail Sales Associate - Part TimeWorth, ILAs a high-growth cannabis company known for quality, expertise and reliability, the Company, and its brands, including Curaleaf, Select, Grassroots, Find, and Anthem provide industry-leading service, product selection and accessibility across the medical and adult-use markets. Curaleaf Holdings, Inc. (TSX: CURA) (OTCQX: CURLF) ("Curaleaf") is a leading international provider of consumer products in cannabis with a mission to enhance lives by cultivating, sharing, and celebrating the power of the plant.
Burlington Stores IncRetail Sales Associate - Part Time Burlington Stores IncRetail Sales Associate - Part TimeCrestwood, ILIf you. are excited to deliver great values to customers every day; take a sense of pride and ownership in helping drive positive results for a team; are committed to treating colleagues and customers with respect; believe in the power of diversity and inclusion; want to participate in initiatives that positively impact the world around you; Come join our team. Base Pay: $15.00 per hour Location: 00765 - Crestwood Posting Number: P1-1073272-9 Address: 4971 Cal Sag Road Zip Code: 60445 Position Type: Regular Part-Time Career Site Category: Store Associate Position Category: Retail Store Base Pay: $15.00 - $15.00 per hour.
Verizon Communications IncRetail Sales Associate Spanish Bilingual Verizon Communications IncRetail Sales Associate Spanish BilingualAddison, IL$16–$21 / hourFrom health and wellness benefit options including: medical, dental, vision, short and long term disability, basic life insurance, supplemental life insurance, AD&D insurance, identity theft protection, pet insurance and group home & auto insurance. Whether you're just starting out or have years of sales experience, you can earn $16.00 to $21.00 per hour in base pay, plus up to $18,000 a year in individual-based commissions if you hit all your sales goals.
Verizon Communications IncRetail Sales Associate Verizon Communications IncRetail Sales AssociateValparaiso, IN$16–$21 / hourWhether youre just starting out or have years of sales experience, you can earn $16.00 to $21.00 per hour in base pay, plus up to $16,000 a year in individual-based commissions if you hit all your sales goals. Potential to grow your customer base by placing outbound calls and sending text messages to current Verizon customers who are interested in our products and services.
GapNewRetail Sales Associate - Marshfield Plaza GapRetail Sales Associate - Marshfield PlazaChicago, IL$16.20–$17 / hourMerchandise discount for our brands: 50% off regular-priced merchandise at Old Navy, Gap, Banana Republic and Athleta, and 30% off at Outlet for all employees. Our teams make style accessible to everyone, creating high-quality, must-have fashion essentials for the whole family, with love, season after season.
GapNewRetail Sales Associate - Milwaukee Ave GapRetail Sales Associate - Milwaukee AveChicago, IL$16.60–$17.50 / hourMerchandise discount for our brands: 50% off regular-priced merchandise at Old Navy, Gap, Banana Republic and Athleta, and 30% off at Outlet for all employees. Starting with our very first store on Ocean Avenue in San Francisco, opened almost 50 years ago by Doris and Don Fisher.
GapNewSeasonal Retail Sales Associate - 17 N State Street GapSeasonal Retail Sales Associate - 17 N State StreetChicago, IL$16.60–$17.50 / hourThrough collaboration with your leadership team, you'll deliver a best-in-class customer experience using an omni-channel approach. A customer-focused service provider both on and off the sales floor to help deliver an exceptional experience for our customers.
The Dufresne Spencer Group LLCRETAIL SALES ASSOCIATE The Dufresne Spencer Group LLCRETAIL SALES ASSOCIATEromeoville, ILCompensation: Minimum annualized pay is $31,200 for full-time employees (who receive only hourly pay their first two weeks), plus biweekly incentive pay based on attainment of written sales, with no maximum earnings, and bonus potential for attainment of specified sales goals. After an initial two-week training period, eligible employees can earn commissions and incentives on sales, bonuses, and other weekly and monthly incentives based on sales performance, with no maximum earnings.
Firstcash Holdings IncRetail Sales Associate - 2784 Firstcash Holdings IncRetail Sales Associate - 2784harvey, IL$2–$8 / hourEligible employees are provided an additional week (40 hours) of vacation after completing one (1) year of active employment and two (2) weeks (80 hours) of vacation on each anniversary date thereafter (*if applicable, the PTO/Vacation grant is adjusted in accordance with state/local municipality requirements). SICK/PERSONAL: Eligible employees are granted 8 hours (after 6 months of employment) to be used before their first (1st) anniversary and granted 16 hours each anniversary thereafter (years 2-5) (if applicable, sick time is adjusted and granted in accordance with state/local municipality requirements).
Firstcash Holdings IncRetail Sales Associate - Part Time - 2385 Firstcash Holdings IncRetail Sales Associate - Part Time - 2385franklin park, IL$2–$8 / hourResponsibilities of a Part-Time Pawnbroker / Retail Sales Associate are: (This is a representative list of the general duties the Part-Time Pawnbroker / Retail Sales Associate position may be asked to perform and is not all-inclusive; other duties may be assigned as needed.). A Pawnbroker/Retail Sales Associate greets, engages, and interacts with customers in a positive and professional manner to process sales, loans, and other transactions.