Prepare accurate, relevant, and timely credit memos across renewals, internal reviews, amendments, and new transactions;analyze financial statements using both quantitative and qualitative factors to draw independent conclusions on counterparty positioning, historical performance, financial condition, and debt repayment capacity. Coordinate, supervise, and review accuracy and relevance of reports prepared by credit analysts and assistants including regular exposure and credit risk monitoring reports, financial information, covenant tracking, and compliance reporting distributed locally and to Head Office.