This role owns advanced analytics across direct mail, prequalified offers, digital and affiliate leads, and customer lifecycle programs; builds reliable data products and measurement frameworks; and partners with Credit Risk, Finance, Operations, Compliance, and Technology to improve acquisition economics, credit quality, customer experience, and return on capital. Own end-to-end measurement and optimization of direct-mail, prequalified, digital, affiliate, email, and retention campaigns using response, conversion, booked volume, cost per booked loan, lifetime value, net credit loss, contribution margin, and return-on-capital metrics.