NewSenior Accountant JobotSenior AccountantSmyrna, GA$90,000–$100,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The successful candidate will be responsible for managing and executing all aspects of accounting operations, including multi-state tax, sales and use, and maintaining fixed asset schedules.
NewInsurance Defense Attorney JobotInsurance Defense AttorneyAtlanta, GA$140,000–$190,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We believe in fostering an environment where attorneys and staff can thrive both personally and professionally, offering hands-on experience, direct client interaction, and meaningful opportunities to develop courtroom and leadership skills.
NewSenior Vice President of Accounting JobotSenior Vice President of AccountingAtlanta, GA$200,000–$250,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Developing, implementing, and maintaining accounting and administrative policies and procedures for a wide-ranging set of activities including financial accounting and reporting, employee relations (hiring/terminating policies), and other corporate policies.
NewSenior Project Accountant JobotSenior Project AccountantMarietta, GA$80,000–$95,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners.
NewSenior Estimator ( Pre Construction) JobotSenior Estimator ( Pre Construction)Sandy Springs, GA$120,000–$145,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Responsibilities: Lead the pre-construction team in preparing accurate and comprehensive cost estimates for a variety of commercial construction projects, including base buildings and interior projects.
NewSenior Staff Accountant JobotSenior Staff AccountantAtlanta, GA$70,000–$75,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We are actively seeking a dynamic, detail-oriented, and experienced Permanent Senior Staff Accountant to join our rapidly growing team in the Accounting + Finance industry.
NewSenior MEP Manager JobotSenior MEP ManagerSandy Springs, GA$120,000–$190,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This role requires excellent project management skills, a keen eye for detail, and the ability to effectively communicate and collaborate with various teams and stakeholders.
NewSenior Electrical Technician JobotSenior Electrical TechnicianSandy Springs, GA$90,000–$130,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. No Bachelor Degree Needed - Design Engineering firm looking for an Electrical Designer, Technician or Engineer with electrical building design experience - experience in healthcare or education is a huge plus.
NewSenior Public Relations Manager (Law Firm) JobotSenior Public Relations Manager (Law Firm)Atlanta, GA$175,000–$200,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners.
NewSenior Electrical Engineer [Hybrid] JobotSenior Electrical Engineer [Hybrid]Atlanta, GA$90,000–$120,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This is an exciting opportunity for an experienced professional to contribute to a wide variety of high-profile projects and to work with a team of dedicated professionals who are passionate about their work.
Sr. Environmental & Air Permitting Manager SNF Holding CompanySr. Environmental & Air Permitting ManagerMarietta, GeorgiaThey work with Team Members to interpret and process environmental data, make strategic decisions based on sound engineering judgement, produce quality deliverables, provide excellent customer service and project management for our clients, and maintain good working relationships with State regulatory agencies on environmental compliance and permit issues. The Manager will have deep technical experience in air quality permitting and emissions inventories, excellent regulatory interpretation skills, and a strong ability to solve complex problems and challenges, develop and organize effective plans, and make decisions in a fast-paced, sometimes unpredictable environment.
NewAttorney - Insurance Defense JobotAttorney - Insurance DefenseAtlanta, GA$100,000–$170,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our ideal candidate should possess an in-depth knowledge of insurance defense law, products liability, and premises liability defense, and have a proven track record of successful defense litigation.
NewSr. Engineering Tech Lead JobotSr. Engineering Tech LeadAvondale Estates, GA$135,000–$170,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Role Overview The Senior Engineering Tech Lead is responsible for leading the end-to-end application system development and maintenance on large, complex, enterprise-wide technology platforms.
NewSenior Customer Service Manager UlineSenior Customer Service ManagerBraselton, GAAs a Senior Customer Service Manager, continue this legacy by empowering our teams to deliver the exceptional experience our customers love. Uline, a family-owned company, is North America’s leading distributor of shipping, industrial, and packaging materials with over 9,800 employees across 14 locations.
Senior Scrum Master (with Project Management & Use Case Engineering) CartikTechSenior Scrum Master (with Project Management & Use Case Engineering)Atlanta, GA$80,000–$90,000 / yearContractorThe successful candidate will act as the principal facilitator for multi-disciplinary software engineering squads, managing project scopes, authoring highly structured use cases, and coaching teams to higher levels of Scrum maturity. We are urgently seeking a high-caliber Senior Scrum Master / Project Manager, supporting an enterprise transformation initiative within the Banking, Financial Services, and Insurance (BFSI) domain.
Digital Sales Enablement Sr. Analyst Visa Technology and Operations LLCDigital Sales Enablement Sr. AnalystAtlanta, GA$109,800–$206,700 / yearMasters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD • Proven experience in digital sales, campaign operations and activation, enablement, or related field • Proficiency in using CRM and sales enablement platforms, specifically Microsoft Dynamics and Highspot. Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Senior Manager - B2B Acceptance Solutions, Global Product - GTM Visa Technology and Operations LLCSenior Manager - B2B Acceptance Solutions, Global Product - GTMAtlanta, GA$143,700–$230,200 / yearThis role will be at the forefront of transforming how businesses accept virtual card payments through Visa AR Manager—a cutting-edge solution that automates payment processing and reconciliation for card-accepting merchants. Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Sr Project Manager - Atlanta, GA Ceco Concrete Construction, LLCSr Project Manager - Atlanta, GAAtlanta, GAFounded in 1912, Ceco has more than 100 years of experience serving the commercial construction industry as a client-centric, single source solution for concrete structures. The Senior Project Manager is responsible for the execution and oversight of concrete formwork projects and ensures productivity, quality, cost control, and safety.
NewNurse Practitioner or Physician Assistant (Senior Health) One MedicalNurse Practitioner or Physician Assistant (Senior Health)ATLANTA, GA$143,900–$153,000 / yearOur seamless in-office and 24/7 virtual care services, on-site labs, and programs for preventive care, chronic care management, common illnesses and mental health concerns have been delighting people for the past fifteen years. Subject to applicable law, proof of COVID 19 vaccination is required for employees and contractors who interact with patients, access a shared office space or engage with other team members, except where a medical or religious accommodation applies.
NewLicensed Property & Casualty Insurance Agent - Remote USA TTECLicensed Property & Casualty Insurance Agent - Remote USAWaleska, GARemoteWebcam participation is expected during all instructor‑led TTEC and client‑required training, either throughout the session or at designated times, and is encouraged during coaching sessions to support meaningful connection and collaboration. Whether it’s getting answers for customers quickly, consulting on products with compassion or resolving their issues with a smile, you’ll be the difference between their customer experience being just average or an exceptional one.
Senior DevOps Platform Engineer Kforce Inc.Senior DevOps Platform EngineerAtlanta, GA$48.45–$65.55Overview: We are seeking a highly skilled Senior DevOps Platform Engineer to design, build, and support scalable, secure, and reliable cloud platforms across Azure (primary) and AWS environments. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs.
Senior Software Engineer Kforce Inc.Senior Software EngineerAtlanta, GARemote$35–$45Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs. By clicking “Apply Today” you agree to receive calls, AI-generated calls, text messages or emails from Kforce and its affiliates, and service providers.
NewSenior Controls Engineer Kforce Inc.Senior Controls EngineerAtlanta, GARemote$40–$50Roles and Responsibilities: Project support and control system design: The Controls Engineer is responsible for on-site commissioning, reviewing vendor specifications, creating sequence of operations documents, designing system layouts and schematics, and maintaining project schedules to ensure control systems meet project requirements. Summary: This Controls Engineer within the Supply Chain Engineering department will focus on the design, development, optimization, and maintenance of automated material handling equipment and warehouse control systems in Distribution Centers.
Sr. Manager, VCA - Consulting Services Visa Technology and Operations LLCSr. Manager, VCA - Consulting ServicesAtlanta, GA$130,600–$209,300 / yearContribute to consulting project work, which involves playing a lead role and/or contributor role: Playing a leadership role to identify required timelines, resources, SME’s, etc. to align with key elements as defined in a Business Initiative Addendum/Statement of Work. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and managing risk.
NewSenior Commercial Client Specialist First Horizon BankSenior Commercial Client SpecialistAtlanta, GAHeadquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. Work closely with Bankers, Underwriters, Loan Closers, Loan processing and legal documentation areas to ensure satisfactory closing of loans to clients with supervision .
Sr Administrative Specialist Primetals TechnologiesSr Administrative SpecialistAlpharetta, GACome join the 7,000 employees worldwide—including 1,000 team members across 14 U.S. locations—at Primetals Technologies, a Group Company of Mitsubishi Heavy Industries. Primetals Technologies USA, LLC is a leading partner for engineering, plant construction and lifecycle services in the metal industry.
Sr Systems Engineer Primetals TechnologiesSr Systems EngineerAlpharetta, GAOur manufacturing teams build products our customers depend on for producing steel plants, and our service teams are ensuring that our customers are operating at the highest level. Primetals Technologies USA, LLC is a leading partner for engineering, plant construction and lifecycle services in the metal industry.
Traveling Senior Superintendent - Cold Storage Facilities Michael Page USATraveling Senior Superintendent - Cold Storage FacilitiesAtlanta, GA$110,000–$210,000 / yearFull timeThis is an opportunity for an experienced Senior Superintendent to join one of the country's leading general contractors for cold storage facilities, manufacturing facilities, data centers, and other light industrial projects. Our client is an industry leading general contractor focused on light industrial construction including cold storage, distribution centers, manufacturing facilities, and data centers.
Insurance Agent HealthMarketsInsurance AgentAtlanta, GAHealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses.
NewBilingual Claims Customer Service Representative Vaco LLCBilingual Claims Customer Service RepresentativeBrookhaven, GA$45,000–$50,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Bilingual (Spanish) Insurance Agent - Gainesville, GA American Family InsuranceBilingual (Spanish) Insurance Agent - Gainesville, GAGainesville, GAFrom our CEO to our agency force, we're committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers' dreams in ways never imagined. At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment.
NewInsurance Agent - Georgia American Family InsuranceInsurance Agent - GeorgiaLawrenceville, GAFrom our CEO to our agency force, we're committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers' dreams in ways never imagined. Financially Fit: with nearly $8 billion in policyholder equity, American Family has the financial security to protect the dreams of your policyholders.
NewProperty Adjuster Specialist - Field CAT Claims USAAProperty Adjuster Specialist - Field CAT ClaimsAtlanta, GARemote$72,080–$129,740 / yearProactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability. 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
Claims Adjuster MedMal Diedre Moire Corp.Claims Adjuster MedMalRoswell, GA$100,000–$140,000 / yearFull timeCONSIDERED EXPERIENCE INCLUDES: Insurance Claims Examiner Adjuster Specialist Professional Liability Medical Malpractice MedMal Allied Healthcare #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers.
Property & Casualty Insurance Claims Operations Consultant, Sr. Associate PricewaterhouseCoopers LLPProperty & Casualty Insurance Claims Operations Consultant, Sr. AssociateGA$77,000–$202,000 / yearPwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members.
Senior Analyst, Insurance and Risk - Construction QTS Realty Trust LLCSenior Analyst, Insurance and Risk - ConstructionDuluth, GACollaborate with internal teams such as Real Estate Program Management, Legal, Finance, Accounting, Development, EHS, and Procurement to execute on the coordinated approach to insurance management during the development cycle of campus infrastructure and ongoing operation of data center assets. Who You Are: The Senior Analyst, Insurance and Risk Management - Construction will serve as a key leader in executing corporate and risk management strategies for the development of large-scale data center campuses.
NewInsurance Associate Senior - Midland The PNC Financial Services Group IncInsurance Associate Senior - MidlandAtlanta, GA$52,500–$127,500 / yearAccuracy and Attention to Detail, Decision Making and Critical Thinking, Effective Communications, Insurance Legal and Regulatory Environment, Loan Review, Managing Multiple Priorities, Negotiating, Problem Solving, Process Management, Real Estate Property Data Analysis, Regulatory Environment - Financial Services, Risk Assessment. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
Sr. Counsel - Insurance Defense The Travelers Companies IncSr. Counsel - Insurance DefenseAlpharetta, GA$132,800–$219,100 / yearAs a Senior Counsel with Travelers you will be responsible for high quality, proactive case handling and will have the opportunity to use your legal expertise and litigation skills to independently handle a caseload of higher exposure cases and more complex litigation matters, including Major Case and Complex Claim matters depending on line of business. Strong aptitude for trying cases to a jury; proven track record of litigating jury trials, with a history of successful courtroom outcomes Demonstrates strong technical knowledge in the practice area(s) and the ability to effectively communicate complex information on litigated matters to diverse audiences.
Finance Transformation, Insurance Consulting - Senior Associate PricewaterhouseCoopers LLPFinance Transformation, Insurance Consulting - Senior AssociateGA$77,000–$202,000 / yearOur team helps clients transform their finance function by executing strategies to reduce functional and operational complexity through streamlined processes, optimise d use of technology, and efficient use of resources to deliver cost effective, high quality services to all stakeholders. You focus on building client relationships and developing a deeper understanding of the business context, while navigating increasingly complex situations and growing your personal brand and technical knowledge.
Insurance Solutions Technical Senior Manager Deloitte Touche Tohmatsu LtdInsurance Solutions Technical Senior ManagerAtlanta, GA$158,900–$292,900 / yearBuild and sustain senior client relationships as a trusted advisor with deep P&C industry knowledge; facilitate roadmap definition across PolicyCenter, BillingCenter, and ClaimCenter to achieve measurable business outcomes. Build and manage blended (onshore/offshore) delivery teams, estimates, roadmaps, and budgets; drive risk/issue management, dependency resolution, and executive stakeholder communications.
Senior Business Analyst (Insurance, Fintech & BI/Analytics) EPAM Systems IncSenior Business Analyst (Insurance, Fintech & BI/Analytics)GACollaborate with other units to analyze complex business problems using data from internal and external sources, providing actionable insights for decision-making. Gather, analyze, and document business requirements from stakeholders, ensuring clear communication between business and technical teams.
Senior Client Manager, Business Insurance Marsh & McLennan Companies IncSenior Client Manager, Business InsuranceAtlanta, GAAs our Senior Client Manager on the Business Insurance team, you will manage relationships with clients, prospects, client teams and producers to provide best in class service and drive growth. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law.
Senior Underwriter, Commercial Insurance Specialty Chubb LtdSenior Underwriter, Commercial Insurance SpecialtyGA$100,000–$165,000 / yearStrong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Sr. Director, Insurance Data Analytics Jackson Healthcare LLCSr. Director, Insurance Data AnalyticsAlpharetta, GAJackson Healthcare and our family of companies provide healthcare systems, hospitals and medical facilities of all sizes with the skilled and specialized labor and technologies they need to deliver high quality patient care and achieve the best possible outcomes - while connecting healthcare professionals to the temporary engagements, contract assignments and permanent placement employment opportunities they desire. Build and maintain a close working partnership with Jackson Healthcare's internal data and IT teams - collaborating to define reporting logic, validate data pipelines, and ensure that risk analytics are fully integrated into the broader enterprise data environment and trusted without caveats.
FS Insurance Management Consultant - Senior Associate PricewaterhouseCoopers LLPFS Insurance Management Consultant - Senior AssociateGAPreferred Degree in Actuarial Science, Banking and Insurance, Banking and Finance, Business Administration/Management, Economics, Economics and Finance, Economics and Finance & Technology, Finance, Finance & Technology, Management Information Systems, Organizational Management, Operations Management/Research preferred. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future.
Insurance Tax Senior Associate - United States PricewaterhouseCoopers LLPInsurance Tax Senior Associate - United StatesGA$77,000–$214,000 / yearPwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy. You shall focus on building client relationships and developing a deeper understanding of the business context, navigating increasingly complex situations, and growing your personal brand and technical proficiency.
Senior Marketer, Pro-Buyer and Insurance Marketing InvescoSenior Marketer, Pro-Buyer and Insurance MarketingAtlanta, GeorgiaPursuant to Invesco’s Workplace Policy, employees are expected to comply with the firm’s most current workplace model, which as of October 1, 2025, includes spending at least four full days each week working in an Invesco office. Working closely with the Director, fellow marketers, and cross‑functional partners, you will help deliver a differentiated marketing program that drives business growth and enhances the client experience.
Senior Manager, Insurance Growth Strategic Implementation Oscar HealthSenior Manager, Insurance Growth Strategic ImplementationAtlanta, GARemote$134,136–$176,053 / yearDefine the parameters for implementation completion and facilitate a structured handoff to operational teams, ensuring clear run-state accountability once the strategic implementation phase is complete. The Senior Manager, Insurance Growth Strategic Implementation is responsible for leading the end-to-end execution of high-priority insurance growth initiatives- from concept through go-live and transition to steady-state ownership.
Senior Client Manager, Business Insurance Marsh McLennanSenior Client Manager, Business InsuranceAtlanta, GeorgiaAs our SeniorClient Manager on the Business Insurance team, you will manage relationships with clients, prospects, client teams and producers to provide best in class service and drive growth. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law.