Serving as a senior subject matter expert and trusted advisor, this role is responsible for developing and enhancing credit risk frameworks, risk measurement methodologies, portfolio analytics, dual risk rating systems, concentration risk management, and executive-level reporting. Develop and maintain risk appetite metrics, KRIs, KPIs, and Early Warning Indicators that provide timely visibility into asset quality, risk rating migration, concentrations, delinquencies, non-performing assets, underwriting quality, portfolio growth, and emerging risks.