Treasury Analyst Yale UniversityTreasury AnalystNew Haven, CT$68,000–$120,500 / yearThe Treasury Analyst converts financial data into useful information that guides University and/or unit leadership to make informed decisions The Treasury Analyst supports the strategic and operational goals of the Treasury Department by ensuring accurate financial reporting, maintaining strong internal controls, and driving process improvements. Financial Analysis and Reporting: Analyzes and synthesizes information and designs and creates accurate and timely reports that add value to the management of University and Treasury operations including the daily cash position, reporting to the Investments Office and analyze reports for fraud.
Senior SAP S4 Hana R2R Treasury Analyst (Remote) RTX CorpSenior SAP S4 Hana R2R Treasury Analyst (Remote)CTRemoteThis position is responsible for supporting the treasury operations, including cash management and positioning, cash movement, investment operations, Treasury Risk Management, bank administration, bank accounts and services, bank connectivity, bank file testing, technical issues, bank fee analysis, bank account services, and support bank regulatory compliance. This role is responsible for supporting the successful delivery within each phase of the program for the Corp Enterprise Hub and the ongoing support there after: Build - collaborate with an integrated team of external resources and internal RTX team members in the configuration and development of the Corporate Enterprise Hub system capabilities.
Junior Treasury Analyst Louis Dreyfus Company B.V.Junior Treasury AnalystWilton, CTAdministrative Responsibilities: Accountable for and/or assigns responsibilities for the administration of the following: Monitor daily cash balances, determine short-term capital needs and borrow accordingly, and execute wire transfers or ACH payments. Our activities span the entire value chain from farm to fork, across a broad range of business lines, we leverage our global reach and extensive asset network to serve our customers and consumers around the world.
Financial Analyst Treasury Ledgent Finance & AccountingFinancial Analyst TreasuryBloomfield, Connecticut$35–$43 / hourThe Financial Analyst supports treasury, accounting, and financial operations by managing cash activity, overseeing investments, analyzing financial data, and supporting accounting processes. Our client, a nonprofit organization in the Hartford area is seeking a Temp-To-Hire Financial Analyst (Treasury).
Treasury Analysis Senior Analyst - Unclaimed Property - Hybrid The Cigna GroupTreasury Analysis Senior Analyst - Unclaimed Property - HybridBloomfield, CT$61,300–$102,100 / yearThese states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.
Senior Consultant - SAP Treasury Transformation Deloitte Touche Tohmatsu LtdSenior Consultant - SAP Treasury TransformationStamford, CT$107,600–$198,400 / yearDemonstrated hands-on expertise in at least two SAP Treasury core components (e.g., Cash Management, Transaction Manager, In-House Cash, Risk Analyzers, Liquidity Planner, Hedge Management and Accounting, SWIFT Integration, BCM, or integration with financial accounting). The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs.
Consulting Manager - SAP Treasury Deloitte Touche Tohmatsu LtdConsulting Manager - SAP TreasuryHartford, CT$130,800–$241,000 / yearJoin us to empower clients to become strategic business partners, manage risk, and unlock new levels of financial and operational excellence.\n \nRecruiting for this role ends on 6/1/26\n \nWork you'll do:\n \nAs an SAP Treasury Manager, you'll take a leadership role in guiding clients through treasury transformation initiatives, driving business value, and expanding Deloitte's market presence. \nInformation for applicants with a need for accommodation: https://www2.deloitte.com/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html\n \nThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs.
Director, Treasury Talcott Financial Group LtdDirector, TreasuryHartford, CTThis role partners closely with Finance, Investments, Risk Management, Actuarial, Corporate Development, and Executive Leadership to ensure efficient deployment of capital, effective liquidity management, and alignment of treasury strategies with the companys long-term financial objectives. Talcott Financial Group has a proven track record of well-executed transactions, and the enterprise benefits from its strong financial position with over $127 billion in assets under management, its investment-grade financial strength ratings, and its partnership with Sixth Street, a leading global investment firm.
Treasury Operations Analyst First American Financial CorpTreasury Operations AnalystHartford, CTFirst American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment: handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements. This position offers the opportunity to support critical Treasury Operations, contribute to process improvement initiatives, participate in technology and automation projects, support development efforts, help build the future of a growing Treasury organization, and develop skills that support future leadership opportunities.
Treasury Coordinator J. MorrisseyTreasury CoordinatorFarmington, CT$30–$45 / hourThis temporary opportunity is ideal for a finance professional with 2+ years of experience in hands-on cash management, bank account support, reconciliations, and general accounting administration. We are seeking a detail-oriented Cash & Treasury Coordinator to support daily cash operations, banking activities, and treasury-related administrative functions.
Kyriba Treasury Transformation Senior Consultant Deloitte Touche Tohmatsu LtdKyriba Treasury Transformation Senior ConsultantCT$110,700–$218,300 / yearSupport engagements involving treasury information technology strategy, bank connectivity, Society for Worldwide Interbank Financial Telecommunications (SWIFT), multibank reporting, process enhancements, vendor selection, and treasury management system implementation. As a Kyriba Treasury Transformation Senior Consultant on the Controllership and Treasury Transformation team, you will be responsible for supporting treasury transformation engagements and delivering Kyriba-enabled solutions for clients.
SAP Treasury Transformation Manager Deloitte Touche Tohmatsu LtdSAP Treasury Transformation ManagerCT$134,500–$265,100 / yearExperience with SAP Treasury components, including Cash Management, Transaction Manager, In-House Cash, Risk Analyzers, Liquidity Planning, Hedge Management and Accounting, SWIFT integration, Bank Communication Management, and integration with financial accounting and other applications. Lead the strategy, design, and implementation of SAP Treasury solutions, including Cash Management, Transaction Management, Hedge Management and Accounting, Liquidity Planning, Risk Analyzers, In-House Cash, SWIFT integration, and Bank Communication Management.
Treasury Transformation Manager - Kyriba Deloitte Touche Tohmatsu LtdTreasury Transformation Manager - KyribaCT$134,100–$265,100 / yearAs a Kyriba Treasury Manager on the Controllership and Treasury Transformation team, you will be responsible for leading treasury transformation engagements, advising clients on treasury technology strategy, and delivering Kyriba-enabled solutions. Lead teams delivering treasury technology services, including treasury information technology strategy, bank connectivity strategy, vendor selection, process design, and treasury management system implementation.
SAP Treasury Senior Consultant Deloitte Touche Tohmatsu LtdSAP Treasury Senior ConsultantCT$110,700–$218,300 / yearHands-on experience in at least 2 SAP Treasury components, including Cash Management, Transaction Manager, In-House Cash, Risk Analyzers, Liquidity Planner, Hedge Management and Accounting, SWIFT integration, Bank Communication Management, or integration with financial accounting. Leveraging Deloitte's unmatched resources and deep industry insights, you'll deliver innovative, market-driven solutions that modernize finance functions, elevate performance, and drive meaningful organizational change.
Treasury & Instant Payments - Product Analyst I #607 Connecticut On-Line Computer Center, Inc.Treasury & Instant Payments - Product Analyst I #607Southington, CTThis role is ideal for a motivated, analytical professional who enjoys collaborating across teams, supporting product enhancements and implementations, and contributing to the successful delivery of products that meet customer and business needs. Accessibility - If you're a job seeker with a disability and require accessibility assistance or an accommodation to apply for one of our jobs, please let us know by calling 860-678-0444 or emailing TalentManagement@cocc.com.
VP, Senior Treasury Management Officer Patriot Bank NAVP, Senior Treasury Management OfficerStamford, CTThis role partners closely with Relationship Managers and other lines of business to deepen client relationships by identifying and delivering treasury management solutions that help clients optimize their working capital and payment operations. This role serves as the TM resource for the broader banking team, bringing specialized expertise to joint client engagements and ensuring clients receive solutions tailored to their financial needs.
Treasury Management Sales Manager Washington Trust Bancorp IncTreasury Management Sales ManagerCT$130,000–$150,000 / yearThe Treasury Management Sales Manager is responsible for leading and executing the Bank's Treasury Management sales strategy, overseeing Treasury Management Advisors. This role drives deposit growth, fee income, and client engagement while aligning with Commercial Banking partners and reinforcing Washington Trust's consultative sales approach.
Project Delivery Specialist II - Fund Reporting and Treasury Specialist II Deloitte Touche Tohmatsu LtdProject Delivery Specialist II - Fund Reporting and Treasury Specialist IIHartford, CT$86,700–$170,900 / yearOur purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs.
Treasury Advisory Manager/ Senior Manager Accenture PlcTreasury Advisory Manager/ Senior ManagerHartford, CTAs a Manager or Senior Manager within Treasury Advisory, you will lead and support client engagements focused on liquidity management, cash flow forecasting, treasury organizational design, treasury governance, risk management, treasury transformation, and finance modernization initiatives. Our Treasury Advisory team works closely with leading banks, insurers, fintechs, payments organizations, and capital markets clients to solve complex treasury and finance challenges while helping shape the future of treasury transformation.
Treasury Technology & Digital Innovation - Mgmt Consulting Principal Director Accenture PlcTreasury Technology & Digital Innovation - Mgmt Consulting Principal DirectorHartford, CTThis role combines strategic advisory leadership, enterprise treasury technology expertise, and innovation-focused execution to deliver transformative outcomes for leading banks, insurers, payments firms, fintechs, and capital markets clients. As a Principal Director you will lead complex treasury transformation programs, advise C-suite stakeholders, help expand Accenture's Treasury market presence, and contribute to the development of next-generation AI-enabled treasury capabilities.
Treasury Technology, AI & Digital Innovation Manager Accenture PlcTreasury Technology, AI & Digital Innovation ManagerHartford, CTAccenture's Financial Services Practice is expanding its Treasury transformation capabilities and is seeking motivated Consultants and Managers to help deliver the next generation of digital treasury solutions. You will work closely with senior client stakeholders, alliance partners, and cross-functional Accenture teams to help clients modernize treasury operations and improve decision-making.
Kyriba TMS Treasury Transformation Manager Deloitte Touche Tohmatsu LtdKyriba TMS Treasury Transformation ManagerStamford, CT$130,800–$241,000 / yearLead and develop teams delivering treasury technology transformation services to Fortune 500 corporations, spanning treasury IT strategy, bank connectivity strategies (e.g., SWIFT, multibank reporting), vendor selections, organizational and process enhancements, and TMS implementations. Leveraging Deloittes unmatched resources and deep industry insights, youll deliver innovative, market-driven solutions that modernize finance functions, elevate performance, and drive meaningful organizational change.
Regulatory Reporting Data Analyst Artech LLCRegulatory Reporting Data AnalystStamford CT, CT$50–$60 / hourRoles and responsibilities: Own and execute daily / monthly production of FR 2052a, FRY14, FRY15 liquidity reports, ensuring completeness, accuracy, and timeliness. Overview: We are seeking candidates with Regulatory Reporting production experience who have worked on daily/monthly production of FR 2052a liquidity reports.
Regulatory Reporting 14Q Analyst Artech LLCRegulatory Reporting 14Q AnalystStamford, CT$60–$68 / hourCollaborate with Treasury, Liquidity Risk, Finance, and IT teams to ensure proper interpretation of reporting rules and data lineage. Job Overview: Own and execute daily / monthly production 14Q reports, ensuring completeness, accuracy, and timeliness.
NewFinance Manager - Banking Michael Page InternationalFinance Manager - BankingGreenwich, Connecticut$140,000–$165,000 / yearFull timeCombining the financial strength and governance of a traditional banking platform with the agility of a growth-focused organization, the company continues to expand its capabilities while maintaining a strong focus on risk management, regulatory compliance and operational excellence. Reporting to the Financial Controller, the successful candidate will play a key role in ensuring the accuracy and integrity of the bank's financial reporting, maintaining a robust control framework, and supporting statutory and audit requirements.
Credit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job description for potential work locations) M&T Bank CorpCredit Risk Model Development Quantitative Analyst II - Consumer Portfolio (Hybrid - see job description for potential work locations)CT$71,600–$119,300 / yearRun regressions (including time series and logistic regression), programming routines and other econometric analyses to specify models using appropriate statistical software; communicate results, including graphic and tabular forms, to fellow team members, Treasury management and Bank-wide stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. With experienced skillset, assist in researching and developing quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models and financial instrument valuation methods.
Senior Credit Model Development Analyst - Consumer Portfolio (Hybrid - see description for potential locations) M&T Bank CorpSenior Credit Model Development Analyst - Consumer Portfolio (Hybrid - see description for potential locations)Bridgeport, CT$85,800–$143,000 / yearRun regressions (including time series and logistic regression), programming routines and other econometric analyses to specify models using appropriate statistical software; communicate results, including graphic and tabular forms, to fellow team members, Treasury management and Bank-wide stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. Primary Responsibilities: Research and develop quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models and financial instrument valuation methods.
Credit Model Development Quantitative Analyst I- HELOC & Residential Mortgage (Hybrid - see description for potential locations) M&T Bank CorpCredit Model Development Quantitative Analyst I- HELOC & Residential Mortgage (Hybrid - see description for potential locations)Bridgeport, CT$62,200–$103,600 / yearProduce and run regressions (including time series and logistic regression), programming routines and other econometric analyses to specify models using appropriate statistical software; communicate results, including graphic and tabular forms of model development activities to fellow team members, Treasury management and Bank-wide stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. Primary Responsibilities: Assist in researching and developing quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models and financial instrument valuation methods.
Analyst, BB TM Implementation Webster Financial CorpAnalyst, BB TM ImplementationSouthington, CT$67,000–$75,000 / yearManage a dynamic pipeline of implementation and service tasks, swiftly addressing escalated issues and efficiently supporting daily operations, with continuous monitoring and resolution tracking in Salesforce. This role is responsible for providing service, maintenance, and implementation support for a wide range of treasury management products, ensuring a smooth onboarding experience and ongoing client satisfaction.
Director, Finance Transformation KayakDirector, Finance TransformationNorwalk, ConnecticutBy moving beyond feature delivery, this leader focuses on strategic outcomes; such as accelerated financial closes, reduced manual effort, and strengthened controls to ensure the finance tech stack acts as a high-leverage asset for the entire organization. Lead the development of KAYAK's finance AI and automation roadmap, identifying high-impact opportunities to reduce manual work — and champion AI-driven solutions across forecasting, variance analysis, close coordination, and workforce planning.
NewEquity Compensation Analyst Stanley Black & Decker IncEquity Compensation AnalystNew Britain, CT$51,700–$83,300 / yearLearning & Development: Our lifelong learning philosophy means you'll have access to a wealth of state-of-the-art learning resources, including our Lean Academy and online university (where you can get certificates and specializations from renowned colleges and universities). Join our top-notch team of approximately 43,500 diverse and high-performing professionals globally who are making their mark on some of the world's most beloved brands, including DEWALT, BLACK+DECKER, CRAFTSMAN, STANLEY, CUB CADET, and HUSTLER.
NewBank Administration Analyst Stanley Black & Decker IncBank Administration AnalystNew Britain, CT$62,200–$100,200 / yearLearning & Development: Our lifelong learning philosophy means you'll have access to a wealth of state-of-the-art learning resources, including our Lean Academy and online university (where you can get certificates and specializations from renowned colleges and universities). Join our top-notch team of approximately 43,500 diverse and high-performing professionals globally who are making their mark on some of the world's most beloved brands, including DEWALT, BLACK+DECKER, CRAFTSMAN, STANLEY, CUB CADET, and HUSTLER.
Sr. Mgr R2R Functional Analyst RTX CorpSr. Mgr R2R Functional AnalystWindsor Locks, CT10+ years' Finance Acumen: Strong understanding of finance processes including but not limited to: Finance Master Data, Allocations, FP&A, Financial Reporting, Tax, Treasury, G/L, Fixed Assets, Payroll, Period Close & Consolidation, Costing, Project Accounting, 7+ years' experience in SAP configuration and implementation in the following FI/CO modules - general ledger, treasury, banking, asset accounting, AR, AP, Tax integrations, Intercompany Accounting, profit center accounting, and controlling modules. Familiarity with SAP S/4 universal allocations, including assessments and distributions, as well as overhead application via costing sheets to multiple types of cost objects (NWAs/WBS, production orders, service orders, cost centers, sales order line items) in an advanced manufacturing environment.
Analyst, Business Banking TM Implementation Webster BankAnalyst, Business Banking TM ImplementationConnecticutManage a dynamic pipeline of implementation and service tasks, swiftly addressing escalated issues and efficiently supporting daily operations, with continuous monitoring and resolution tracking in Salesforce. This role is responsible for providing service, maintenance, and implementation support for a wide range of treasury management products, ensuring a smooth onboarding experience and ongoing client satisfaction.
Senior Deposit Operations Analyst Bankwell Financial Group IncSenior Deposit Operations AnalystNew Canaan, CT$33.65–$40.87 / hourKey Responsibilities: Exception Item Handling: Review and process Exception Items, including non-posted, NSF, stop payments, positive pay items, and Fed adjustments, ensuring timely resolution, compliance with regulations, and minimal impact to customer accounts. Key duties include managing exception items, resolving disputes, reviewing new accounts, performing reconciliations, supporting legal and compliance documentation, handling customer research requests, and enhancing procedures across departments.
NewSenior Operations Analyst Elite Placement GroupSenior Operations AnalystWest Hartford, Connecticut2+ years of experience in banking, commercial lending, asset-based lending, commercial finance, loan operations, or a related financial services environment. This individual will support the day-to-day administration of lending operations, collateral reporting, loan servicing, and portfolio analysis.
Financial Analyst Patriot Bank NAFinancial AnalystStamford, CTCollaborate with C-level executives on strategic initiatives, developing reporting frameworks, and tracking key performance indicators (KPIs) and key risk indicators (KRIs). You will develop reports using Power BI, create presentations, and work closely with C-level executives to track performance metrics and support strategic initiatives.
Product Specialist II - Credit Bank of AmericaProduct Specialist II - CreditHartford, ConnecticutMust work closely with Treasury Sales Officers, Client Managers and Credit Officers to ensure the ABL requirements are implemented in the treasury relationship and to approve account structures, services and the opening/closing of accounts. Responsible for the day-to-day resolution of complex client-related issues and the management of risks related to treasury accounts and services tied to an Asset Based Lending (ABL) credit facility.
Regulatory Reporting Data Analyst Delan Associates, IncRegulatory Reporting Data AnalystStamford, CTPrepare and validate FDIC regulatory reports (12 CFR 369 & 12 CFR 370). Collaborate with Treasury, Liquidity Risk, Finance, and IT teams.
Director, Finance Transformation Kayak Software CorpDirector, Finance TransformationNorwalk, CTBy moving beyond feature delivery, this leader focuses on strategic outcomes; such as accelerated financial closes, reduced manual effort, and strengthened controls to ensure the finance tech stack acts as a high-leverage asset for the entire organization. Lead the development of KAYAKs finance AI and automation roadmap, identifying high-impact opportunities to reduce manual work - and champion AI-driven solutions across forecasting, variance analysis, close coordination, and workforce planning.
Assistant Treasurer Talcott Financial Group LtdAssistant TreasurerCTTalcott Financial Group has a proven track record of well-executed transactions, and the enterprise benefits from its strong financial position with over $127 billion in assets under management, its investment-grade financial strength ratings, and its partnership with Sixth Street, a leading global investment firm. The role requires the ability to work effectively across multiple organizational functions-including Finance, Tax, Legal, Investments, Operations, Actuarial, and Risk-to execute complex funding and capital initiatives in a regulated life insurance environment.
Tax Director Assa Abloy ABTax DirectorNew Haven, CTThe Tax Director will serve as a strategic business partner responsible for leading U.S. and international tax planning, compliance, reporting, and risk management activities, while supporting cross-border transactions, financing structures, cash repatriation, treasury initiatives, mergers and acquisitions, insurance arrangements, and other key business operations. ASSA ABLOY Opening Solutions Americas is a market-leading division of ASSA ABLOY, the global leader in access solutions, providing innovative products and services that help people feel safe, secure, and experience a more open world.
NewFinance Managed Services Manager - Controllership & Record-to-Report | Life Sciences & Healthcare (LSHC) Industry Deloitte Touche Tohmatsu LtdFinance Managed Services Manager - Controllership & Record-to-Report | Life Sciences & Healthcare (LSHC) IndustryHartford, CT$122,000–$240,500 / yearThis role combines accounting domain expertise, managed services solutioning, Life Sciences & Health Care Industry experience, commercial acumen, and strong client leadership. Our professionals combine finance domain expertise, operational discipline, technology-enabled delivery, and deep industry experiences to help clients achieve sustainable outcomes at scale.
Regulatory Reporting FRA Analyst Tata Consultancy Services LtdRegulatory Reporting FRA AnalystStamford, CT$100,000–$130,000 / yearCollaborate with Treasury, Liquidity Risk, Finance, and IT teams to ensure proper interpretation of reporting rules and data lineage. Own and execute daily / monthly production BEA and TIC reports, ensuring completeness, accuracy, and timeliness.
NewFinancial Analyst - Corporate Accounting Linde plcFinancial Analyst - Corporate AccountingDanbury, CTCollaborate cross-functionally with treasury, tax, financial planning and analysis, technical accounting, and business units to enhance process efficiency and reduce risk. You will assist in preparing quarterly and annual external financial reports in accordance with US GAAP and Modified GAAP.
Credit Model Development Quantitative Lead - Commercial Real Estate Portfolio(Hybrid) M&T Bank CorpCredit Model Development Quantitative Lead - Commercial Real Estate Portfolio(Hybrid)Bridgeport, CT$103,000–$171,600 / yearRun regressions (including time series and logistic regression), programming routines and other econometric analyses to specify models using appropriate statistical software; communicate results, including graphic and tabular forms, to fellow team members, Treasury management and Bank-wide stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. Primary Responsibilities: Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models and financial instrument valuation methods.
Credit Model Development Quantitative Expert M&T Bank CorpCredit Model Development Quantitative ExpertBridgeport, CT$123,600–$206,000 / yearRun regressions (including time series and logistic regression), programming routines and other econometric analyses to specify models using appropriate statistical software; communicate results, including graphic and tabular forms, to fellow team members, Treasury management and Bank-wide stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. Primary Responsibilities: Lead research and development of quantitative behavioral models used for credit risk, interest rate risk and liquidity risk management, as well as balance sheet and capital planning, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models, and financial instrument valuation methods.