NewSenior Underwriting Counsel Attorney (CT) Pernini Recruiting CompanySenior Underwriting Counsel Attorney (CT)Stamford, CT$130,000–$215,000 / yearThese hybrid roles offers the opportunity to serve as a trusted legal advisor on complex commercial real estate title insurance matters, providing title insurance underwriting guidance, risk analysis, and transactional support to internal teams, agents, and customers. The positions are ideal for a seasoned attorney who brings deep knowledge of real estate law, title insurance underwriting, and regulatory compliance, along with a collaborative and solutions‑oriented mindset.
NewSenior Underwriting Counsel Attorney (CT) Gables Search GroupSenior Underwriting Counsel Attorney (CT)Stamford, CT$130,000–$215,000 / yearThese hybrid roles offers the opportunity to serve as a trusted legal advisor on complex commercial real estate title insurance matters, providing title insurance underwriting guidance, risk analysis, and transactional support to internal teams, agents, and customers. The positions are ideal for a seasoned attorney who brings deep knowledge of real estate law, title insurance underwriting, and regulatory compliance, along with a collaborative and solutions‑oriented mindset.
Group Underwriting Consultant Elevance Health IncGroup Underwriting ConsultantNY$93,896–$153,648 / yearAnticipated End Date: 2026-05-09 Position Title: Group Underwriting Consultant Job Description: Group Underwriting Consultant Location: This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. The ideal candidate will be adept at underwriting analysis with a creative approach to help us grow the commercial division For candidates working in person or virtually in the below location(s), the salary range for this specific position is $93,896 to $153,648.
Treaty Pricing and Underwriting Actuary General Re CorporationTreaty Pricing and Underwriting ActuaryStamford, CTAs you grow into the role, your responsibilities expand toward those of a Treaty Underwriter, whose primary responsibility is to assess, underwrite, price, and structure new and renewal treaty business consistent with General Re's risk appetite and profit margin. You will engage directly with clients to understand trends, assess pricing adequacy, and solve business problems-developing the judgment and market perspective that underwriting demands.
Middle Market Senior Underwriting Officer- Construction AXA SAMiddle Market Senior Underwriting Officer- ConstructionCT$107,600–$209,100 / yearBy combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business - property, casualty, professional, financial lines and specialty. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs.
Global Underwriting Manager - Liability AXA SAGlobal Underwriting Manager - LiabilityCT$132,200–$257,100 / yearSupport the GCUO with development and review of Insurance contract wordings, in conjunction with Legal and Wordings Lead Underwriting Reviews to identify trends withing portfolios that require remediation Co-ordination and collaboration with the network to ensure that action points are addressed within stipulated timeframes Engage with Governance, AXA XL Risk Management and AXA Group Underwriting Office Co-ordination of training material and support the overall successful delivery of training strategy. As client's' casualty exposures become more sophisticated, new emerging risks present and inflationary legal trends persist, the role of the Global Casualty Underwriting Manager will be critical to driving underwriting excellence across our casualty products and supporting the development of tailored solutions to address their complex risks, validating AXA XL's reputation as a market leader.
Insurance Underwriting Business Analyst Deloitte Touche Tohmatsu LtdInsurance Underwriting Business AnalystCT$128,000–$252,500 / yearAs a Senior Consultant, Strategy, Growth and Transformation on the Insurance Solutions team, you will be responsible for advising clients on commercial and specialty insurance underwriting and policy transformation, operating model design, and business process modernization. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.
Head of Underwriting Insurance Programs PartnerRe Ltd.Head of Underwriting Insurance ProgramsStamford, CTThey will work shoulder to shoulder with our underwriting team to ensure that the quality of our engagement with our MGA clients serves to ensure that we have clear line of sight on all aspects of program management: portfolio reviews, underwriting audits, claims, monitoring bordereau, reinsurance and financial results. Our mission is to continue to be a financially stable and predictable business partner, supporting our clients with solutions tailored to their needs, delivering superior returns to our owner, providing rewarding opportunities for our people and making a positive contribution to society.
NewUnderwriting Professional Development Program, Select - October 2026 The Travelers Companies IncUnderwriting Professional Development Program, Select - October 2026Melville, NY$60,800–$100,300 / yearAnalytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Educational background/ coursework in Business Administration/ Management, Finance/Accounting, Economics, Mathematics/Science, Sales/Marketing/Communications.
Senior Underwriting Counsel (Hybrid) First AmericanSenior Underwriting Counsel (Hybrid)Stamford, ConnecticutOur inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. Provides underwriting support, counsel, and authorization to company personnel, agents, and customer(s), related to the issuance of real estate title insurance commitments and policies.
Regional Underwriting Supervisor MerchantsRegional Underwriting SupervisorMelville, New YorkIn October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America’s Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Merchants was also granted the Ward’s 50® designation as a top-performing property-casualty insurance company for four consecutive years (2021-2024) and has been granted the Ivans Spark Award for innovation (2024-2025).
Property and Casualty Underwriting Coordinator Ryan Specialty GroupProperty and Casualty Underwriting CoordinatorMelville, New YorkDifferences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. • Coordinates with others to manage production activities such as submissions, quotes, declines, binds, issuance, etc. to provide accurate, timely, and quality service to clients.
Chief Underwriting Officer (EVP, SVP, VP) BerkleyChief Underwriting Officer (EVP, SVP, VP)Greenwich, ConnecticutLead, direct, and has management accountability for corporate underwriting team with emphasis on building organizational capability, talent management, and promoting a culture of superior portfolio management and product underwriting. Key functions include but are not limited to: Oversee the development and management of all aspects of underwriting strategy, aligning with the overall strategic plan, and translating the strategy into clear underwriting guidelines and limits of authority.
NewUnderwriting Professional Development Program, Select - October 2026 TravelersUnderwriting Professional Development Program, Select - October 2026Melville, New YorkAnalytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Educational background/ coursework in Business Administration/ Management, Finance/Accounting, Economics, Mathematics/Science, Sales/Marketing/Communications.
Senior Underwriting Analyst Domestic & General Group LtdSenior Underwriting AnalystNorwalk, CTDomestic & General is growing fast across 14 countries, protecting the appliances that keep households running and cutting waste by extending product life. You will forecast and manage performance for both new and existing warranty lines spanning corporate and consumer products, directly influencing the organisation's growth.
Underwriting Associate Ryan Specialty GroupUnderwriting AssociateMelville, New YorkThe Property and Casualty Underwriting Associate is responsible for ensuring the accuracy of existing policy information for renewals, communicating effectively with clients for information gathering, and supporting the underwriting process through precise documentation. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities.
Underwriting Technician Core Specialty Insurance ServicesUnderwriting TechnicianLong Beach, New YorkMulti-state commercial insurance carrier is seeking an Underwriting Technician within the Commercial Auto & Garage department, based in the Long Beach, NY location. The disclosed pay range estimate may also be adjusted for the applicable geographic differential for the location in which the position is filled.
Underwriting Adminstrative Assistant OVATION RISK PLANNERS INCUnderwriting Adminstrative AssistantMelville, NYThe Underwriting Adminstrative Assistant at Ovation Risk Planners, Inc. is responsible for maintaining solid customer relationships by handling customer inquiries and concerns with speed and professionalism through daily interaction with customers, insurance carriers, and fellow employees. Have excellent time management skills with a personal accountability mindset as well as technology and computer proficiency, including agency management systems, rating tools, and carrier website navigation.
Global Head of Underwriting Management (Aerospace & PRCB) and CUO Aviation AXA SAGlobal Head of Underwriting Management (Aerospace & PRCB) and CUO AviationSTAMFORD, CT$175,000–$240,500 / yearGlobal Head of Underwriting Management (Aerospace & PRCB) and CUO Aviation United States | United Kingdom | France | Switzerland | Germany As the Aerospace and PRCB Global Head of Underwriting Management and CUO Aviation, you will play a pivotal role in shaping and implementing underwriting strategies and operational effectiveness for all aerospace products within AXA XL. By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
VP, Merchant Risk Underwriting Synchrony FinancialVP, Merchant Risk UnderwritingStamford, CTThis role will require extensive interaction with cross-functional teams to effectively influence and advance the merchant underwriting framework while ensuring risk controls are documented and enforced. Document and manage operational controls to ensure seamless alignment with the Lines of Defense (2nd Line Risk/Validation, 3rd Line Internal Audit) and Model Risk Management (MRM).
Underwriting Technician AmTrust Financial Services, Inc.Underwriting TechnicianMelville, New YorkFull timeOverview: Responsible for providing E&S Builders Risk underwriters with the information necessary to make sound underwriting decisions, including customer service and administrative support for underwriters and brokers from initial submission through policy issuance. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice.
Underwriting Technician Core Specialty Insurance Services, Inc.Underwriting TechnicianLong Beach, NY$48,000–$52,000 / yearFull timeMulti-state commercial insurance carrier is seeking an Underwriting Technician to support underwriting operations within the car rental department, based in the Long Beach, NY location. Applicant will gain exposure to the commercial and specialty insurance industries while setting the groundwork for a successful career with a well-established and respected market leader.
First Mortgage Underwriter Bethpage Federal Credit UnionFirst Mortgage UnderwriterBethpage, NYRemote$40.42–$48.50 / hourSome of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. Review and underwrite residential mortgage loan applications, including government, conventional, equity, and portfolio loans, in accordance with investor, regulatory, and Credit Unions guidelines.
Mortgage Underwriter Teachers Federal Credit UnionMortgage UnderwriterHauppauge, NY$36–$43.25 / hourSummary: The Mortgage Underwriter reviews and evaluates residential mortgage loan applications to determine borrower eligibility, repayment ability, collateral acceptability, and overall credit risk. Recognized by Forbes Magazine as one of America's Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation's leading credit unions.
ReinsuranceTreaty Underwriter General Placement ServiceReinsuranceTreaty UnderwriterStamford, CTThey seek to hire a Property Underwriter to assess, underwrite, and price new & renewal business. Asses and price property business including both commercial and personal lines risks.
Property Treaty Underwriter General Re CorporationProperty Treaty UnderwriterStamford, CTHands-on experience assessing and pricing per-risk property business, including personal, commercial, and industrial risks, with the ability to assess large risks and attritional loss exposure. The Treaty Underwriter's primary responsibility is to assess, underwrite, price and structure new and renewal treaty business consistent with General Re's risk appetite and profit margin expectations.
Senior Property Treaty Underwriter, US Globals Swiss Re LtdSenior Property Treaty Underwriter, US GlobalsNY$156,000–$234,000 / yearYou will collaborate closely with internal and external stakeholders - including clients, brokers, actuaries, client managers, reserving teams, and senior leadership - to evaluate individual treaties, steer client portfolios, and negotiate price and terms while shaping the market dynamics. The role combines technical treaty underwriting expertise, actuarial analysis, portfolio steering, and market-facing leadership, with a strong focus on risk quality, capital efficiency, and long-term profitability across the reinsurance cycle.
Real Estate Underwriter ABConsulting BK NYCReal Estate UnderwriterLawrence, New YorkThis individual will evaluate commercial real estate investment opportunities, build financial models, analyze deals, and help guide investment decisions across hospitality, retail, industrial, and structured credit transactions. Our client is seeking an experienced Real Estate Underwriter to join their growing acquisitions and capital markets team.
Real Estate Lending Underwriter SimpleCITIReal Estate Lending UnderwriterGarden City South, NYWe focus on core business-purpose lending including DSCR, residential transition, bridge, fix-and-flip, ground-up construction, multi-property and blanket structures, and small development projects, backed by institutional capital, with plans to continue expanding our product and capital access. SimpleCREDIT is a growing private lender, based in Garden City, NY, built for credit professionals who want to underwrite real deals across the investment property and transitional lending space.
AVP, Property Facultative Underwriter Sompo International Holdings LimitedAVP, Property Facultative UnderwriterNY$165,000–$220,000 / yearOur business, your impact, our opportunity: As an Assistant Vice President (AVP), Property Facultative Underwriter, you will support an assigned Region in the development, core client management, and underwriting in accordance with the overall strategic business plan (capacity, underwriting appetite, business planning for growth and renewal opportunities) for SompoRe's U.S. Property Facultative business. SompoRe operates in key markets worldwide, bringing to each account our specialized capabilities for a wide range of reinsurance products and a depth of understanding of local cultures.
Specialty Finance Senior Underwriter - Healthcare Lending Dime Community Bancshares, Inc.Specialty Finance Senior Underwriter - Healthcare LendingHauppauge, NY$170,000–$190,000 / yearResponsibilities: Provide unbiased, objective, and thorough underwriting analysis for new and existing credit proposals, including owner-occupied commercial real estate, business term loans and acquisitions, debt consolidation, lines of credit, standby letters of credit and loan participations/syndications for healthcare clients. The role also determines the Borrower's ability to repay loans and lines of credit including those used to provide working capital for businesses, owner-occupied mortgages, term financing for business and/or equipment acquisition as well as letters of credit.
Commercial Real Estate Underwriter/ Credit Products Portfolio Manager Sr. Flagstar Bank NACommercial Real Estate Underwriter/ Credit Products Portfolio Manager Sr.Hicksville, NY$106,024–$165,862 / yearAs relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.
NewSenior Commercial Underwriter Bethpage Federal Credit UnionSenior Commercial UnderwriterBethpage, NY$106,391–$127,669 / yearSome of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune's Best Workplaces in Financial Services & Insurance 2024. Prepare detailed credit approval memos (CAMs) to be reviewed by department AVP and FourLeaf credit committee, ensuring adherence to FourLeaf lending guidelines and including full analysis of property occupancy, cash flow, market outlook, guarantor strength, potential risks and mitigating factors.
NewSmall CL Senior Field Underwriter (NY) The Hanover Insurance Group IncSmall CL Senior Field Underwriter (NY)Melville, NYRemoteKnowledge of competition and current marketplace; apply to all aspects of performing the role responsiveness and willingness to bring appropriate level of understanding to each opportunity ranging from exception to only underwriting on the small BOP to more thorough review on the larger or more complex accounts. Instill confidence with agents in their decision to place new business with The Hanover mainly SCSMs UTs and Renewal UW colleagues to communicate difficult messages most effectively with Agent partners and on overall agency management.
VP, Professional Liability Treaty Underwriter PartnerRe Ltd.VP, Professional Liability Treaty UnderwriterStamford, CTOur mission is to continue to be a financially stable and predictable business partner, supporting our clients with solutions tailored to their needs, delivering superior returns to our owner, providing rewarding opportunities for our people and making a positive contribution to society. Role Summary: The Vice President Underwriter, Professional Liability Treaty is responsible for underwriting, managing and growing a portfolio of professional liability treaty reinsurance business, while delivering sustainable profitability across the market cycle.
Casualty Treaty Underwriter General Re CorporationCasualty Treaty UnderwriterStamford, CTThe Treaty Underwriter's primary responsibility is to assess, underwrite, price and structure new and renewal treaty business consistent with General Re's risk appetite and profit margin expectations. Sound judgment on casualty loss trend, including the impact of social inflation, nuclear verdicts, third-party litigation funding, and potential mass-tort exposures (e.g., PFAS).
Senior Underwriter Seneca Specialty Package NYBO Crum & Forster Holdings Corp.Senior Underwriter Seneca Specialty Package NYBONYSalary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. • Manage assigned agents efficiently including: Regular production visits, Quarterly review of assigned brokers' profitability, Identification to Profit Center Manager of potential broker conflicts & successes.
Business Development Underwriter W. R. Berkley CorpBusiness Development UnderwriterGreenwich, CTRemoteThe E&S Business Development Underwriter can be located in CT, MA or RI and will manage an assigned underwriting territory to achieve profitable growth, including underwriting new business, identifying new business opportunities and managing agency relationships. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - its like a VIP pass to fun.
Sr. Affordable LIHTC Underwriter Regions Financial CorpSr. Affordable LIHTC UnderwriterNYManages the due diligence checklist, gathers all required documents, reviews the documents, and notes any issues as appropriate; reviews tax credit and project due diligence including tax credit documents, real estate documents, market studies, appraisals, environmental reports, project approvals, and construction documents. This position will also work directly with teammates in Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure, and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents.
Director, Excess Casualty E&S Underwriter W. R. Berkley CorpDirector, Excess Casualty E&S UnderwriterStamford, CTOur key differentiators include the following: EXCLUSIVE WHOLESALE MARKET - We are committed to the wholesale brokerage community and continually build upon long established relationships with a passion for superior service for our appointed producers. The Director, Excess Casualty E&S Underwriter is responsible for analyses of potential and existing customers by gathering and reviewing information on the companies' financial condition, loss and exposure history, and other relevant information to determine underwriting acceptability.
Senior Underwriter, Environmental Ascot Group LtdSenior Underwriter, EnvironmentalCT$120,000–$140,000 / yearThe Company provides a competitive benefits package that includes the following (eligibility requirements apply): Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more. All official communication comes from @ascotgroup.com email addresses, if you receive a job offer or recruitment communication from Ascot Group that you suspect might be fraudulent, do not hesitate to contact us directly to verify its legitimacy.
Senior Underwriter Assistant Sompo International Holdings LimitedSenior Underwriter AssistantGarden City, NY$90,000–$150,000 / yearWe partner closely with brokers, underwriters, and cross-functional teams to deliver accurate, timely underwriting execution through technical contract expertise, disciplined data management, and operational excellence. Working alongside underwriting, claims, finance, actuarial, legal, IT, and operations, you'll play a key role in supporting deal execution, renewals, and portfolio management.
Business Development Underwriter BerkleyBusiness Development UnderwriterGreenwich, ConnecticutRemote$90,000–$130,000 / yearThe E&S Senior Business Development Underwriter can be located in CT, MA, RI or ME and will work from remote to manage an assigned underwriting territory to achieve profitable growth, including underwriting new business, identifying new business opportunities and managing agency relationships. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include: • Base Salary Range: $90,000 – $130,000 • Eligible to participate in annual discretionary bonus.
Director, Excess Casualty E&S Underwriter BerkleyDirector, Excess Casualty E&S UnderwriterStamford, ConnecticutOur key differentiators include the following: EXCLUSIVE WHOLESALE MARKET – We are committed to the wholesale brokerage community and continually build upon long established relationships with a passion for superior service for our appointed producers. Responsibilities: The Director, Excess Casualty E&S Underwriter is responsible for analyses of potential and existing customers by gathering and reviewing information on the companies’ financial condition, loss and exposure history, and other relevant information to determine underwriting acceptability.
Senior Underwriter, Technology Chubb LtdSenior Underwriter, TechnologyNY$100,000–$165,000 / yearThe company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. Predominately responsible for account solicitation, risk selection and analysis (including documentation), pricing and sales of technology products and services for new and existing customers.
AVP, Casualty Underwriter PartnerRe Ltd.AVP, Casualty UnderwriterStamford, CTOur mission is to continue to be a financially stable and predictable business partner, supporting our clients with solutions tailored to their needs, delivering superior returns to our owner, providing rewarding opportunities for our people and making a positive contribution to society. Role Summary: The Assistant Vice President, Casualty Treaty Underwriter is responsible for underwriting and managing a portfolio of U.S. casualty treaty reinsurance business in line with approved underwriting authority, risk appetite, and business plan objectives.
Senior Underwriter, Life Sciences Chubb LtdSenior Underwriter, Life SciencesNY$100,000–$165,000 / yearPredominately responsible for account solicitation, risk selection and analysis (including documentation), pricing and sales of Life Sciences products and services for new and existing customers. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Commercial Lines Underwriter MerchantsCommercial Lines UnderwriterMelville, New YorkThe Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York.
NewMortgage Loan Officer- Long Island/ Westchester NY TD BankMortgage Loan Officer- Long Island/ Westchester NYMelville, New YorkThis position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
NewMortgage Loan Officer- Westport CT TD BankMortgage Loan Officer- Westport CTWestport, ConnecticutThis position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.