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ADAPTED_NOW

Underwriting Manager

Responsibilities:As an Underwriting Manager, you will lead a core underwriting team and provide oversight and direction to ensure production goals are met, underwriting guidelines are adhered to, and profit and loss goals are achieved. We'll trust you to coach and mentor the team in underwriting theory, sales acumen, and retail agency management with a goal of seeking out and securing opportunities to quote and bind profitable business.

ACTIVE

Company Details: <a href="https://www.berkleynpac.com/%20" rel="noopener nofollow noreferrer" target="_blank">Berkley North Pacific</a> is rooted in the Pacific Northwest offering personalized commercial insurance solutions through collaborative efforts for ultimate customer experience. We do this by empowering our people and being 100% customer obsessed. Additionally, we offer the reassurance to our customers that their insurance investment is sound, as we are backed by the resources of a Fortune 500 company, <a href="http://berkley.com" rel="noopener nofollow noreferrer" target="_blank">W. R. Berkley Corporation</a>. At BNP we believe in our core values of Integrity, Ownership, Collaboration, and Innovation.  We recognize our employees for their outstanding performance in establishing a workplace where employees can thrive, enjoy their work, and help our company grow.  This role will be based in our Meridian, ID office or remotely within one of our footprint states (ID, OR, MT, UT, WA).  We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so.   The Company is an equal employment opportunity employer.    #LI-AV1 #LI-REMOTEResponsibilities:As an Underwriting Manager, you will lead a core underwriting team and provide oversight and direction to ensure production goals are met, underwriting guidelines are adhered to, and profit and loss goals are achieved.  We'll trust you to coach and mentor the team in underwriting theory, sales acumen, and retail agency management with a goal of seeking out and securing opportunities to quote and bind profitable business.    What you can expect:<ul><li>Culture of innovation, teamwork, supportive colleagues, and leaders willing to invest in talent</li><li>Internal mobility opportunities </li><li>Visibility to senior leaders and partnership with cross functional teams</li><li>Opportunity to impact change</li><li>Benefits – competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education</li></ul>We'll count on you for: People Leadership:<ul><li>Lead and coach the underwriting team through an advanced understanding of underwriting guidelines, product filings, and state regulations.</li><li>Determine and lead the delivery of training and development based on individual and unit needs, coaching, developing, and providing feedback to associates.</li></ul>Team Building:<ul><li>Act as a referral point for underwriters on more complex risks, leading associates through adequate pricing and appropriate terms on a risk-by-risk basis.</li><li>Provide support to the assigned team to ensure accurate and timely servicing of accounts.</li><li>Collaborate across silos with a desire to creatively solve problems, making BNP a stronger company.</li></ul>Managing Change:<ul><li>Participate in projects and initiatives as assigned by leadership.</li><li>Encourage and lead innovation initiatives to drive improvements in product, production, and process.</li></ul>Driving Productivity:<ul><li>Be responsible for all production and underwriting (profit/loss) results for the core underwriting team.</li><li>Conduct performance management duties, including KPI analytics.</li><li>Review claims activity, loss control surveys, and inspection reports for compliance with existing policies, handling exceptions as required and recommending improvements.</li></ul>Business Acumen:<ul><li>Demonstrate a deep understanding of the admitted, retail property and casualty space.</li><li>Underwrite risks for property and casualty lines of business across multiple industries including construction, manufacturing, distribution, retail, and service, according to BNP’s underwriting principles and within authority limits.</li><li>Partner with the Sales and Distribution team to develop, implement, and execute a state, territory, and region-level strategy.</li><li>Assist the underwriting team with the development and execution of sound action plans to drive business from key agents, in partnership with the Sales and Distribution team.</li><li>Monitor, track, and analyze the effectiveness of agency partnerships to support course corrections and decision-making. </li></ul>Qualifications:What you need to have:<ul><li>Bachelor’s Degree from a 4-year college or university</li><li>5+ years of commercial underwriting experience in the industry</li><li>Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages and business processes</li><li>Ability to analyze complex administrative or business problems, evaluate alternatives, and make appropriate recommendations</li><li>Strong business and financial acumen</li><li>Ability to collaborate with cross-functional teams and build effective relationships </li><li>Ability to effectively influence internal and external stakeholders</li></ul>What makes you stand out:<ul><li>Established retail agent relationships in the Northwest and Utah highly desirable</li><li>Demonstrated ability to manage multiple projects simultaneously</li></ul>Additional Company Details:We do not accept any unsolicited resumes from external recruiting agencies or firms.The company offers a competitive compensation plan and robust benefits package for full time regular employees.The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.Sponsorship Details:Sponsorship not Offered for this Role

Berkley

Manager, Underwriting

[AW]-iCims

Mortgage Underwriter

Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower.

Salary

HOUR

*MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower’s ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC’s are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs’ work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization’s guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor’s degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC’s, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our [ Benefits and Perks](https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf). ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit [cnb.com](https://www.cnb.com/). *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. [READ MORE](https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/1/159726e0-aeb1-4058-9052-d7a2d69626b8.pdf) If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via [email](mailto:TalentAcquisition@cnb.com) or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

City National Bank

Mortgage Loan Underwriter Senior

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salaryMax

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Loan Assistant

About the Role: This role will support our Loan Officers and clients throughout the loan process, from gathering documentation to ensuring smooth and efficient loan closings. If you have experience processing FHA, VA, USDA, State Bond, and Conventional loans-or are excited to develop those skills-this could be the perfect fit for you.

Loan Officer Assistant Location: Prefer Position to be in office in Meridian ID, but all qualified candidates will be considered Premier Mortgage Resources (PMR) is looking for a motivated and detail-oriented Loan Officer Assistant to join our team! Whether you're new to the mortgage industry or an experienced processor looking for the next step, this is an excellent opportunity to build a rewarding career in lending. About the Role: This role will support our Loan Officers and clients throughout the loan process, from gathering documentation to ensuring smooth and efficient loan closings. We are looking for someone who is coachable, highly organized, and eager to learn. If you have experience processing FHA, VA, USDA, State Bond, and Conventional loans-or are excited to develop those skills-this could be the perfect fit for you. What You'll Do: <ul><li>Assist Loan Officers with loan applications, documentation, and compliance. </li><li>Process FHA, VA, USDA, State Bond, and Conventional loans. </li><li>Communicate with borrowers, underwriters, and third-party vendors. </li><li>Verify loan information and review DU/LP findings. </li><li>Order and track necessary loan documents (title, appraisal, insurance, etc.). </li><li>Clear underwriting conditions and ensure timely closings. </li><li>Maintain pipeline management and keep files moving efficiently. </li><li>Provide excellent customer service and borrower support. </li><li>Stay up to date on industry guidelines and regulations. </li><li>Support loan officers with borrower qualifying scenarios. </li></ul>What We're Looking For: <ul><li>Minimum 2 years in the mortgage industry </li><li>Ability to get licensed through NMLS </li><li>Strong attention to detail with the ability to manage multiple files. </li><li>Excellent communication and problem-solving skills. </li><li>Coachable mindset-we provide the training, but you must be open to learning! </li><li>Ability to thrive in a fast-paced, deadline-driven environment. </li><li>Experience with Byte is preferred but not required. </li></ul>Why Join PMR? <ul><li>Comprehensive training and mentorship for those new to the industry. </li><li>A supportive and experienced team to help you succeed. </li><li>Opportunities for career advancement within the mortgage industry. </li><li>Competitive compensation and benefits package. </li><li>A company culture that values teamwork, integrity, and customer service. </li></ul> If you're excited about a career in the mortgage industry, we'd love to hear from you! Apply today and take the next step with PMR.

Premier Mortgage Resources

Loan Officer Assistant

sal-careerbuilder-states3-us

Coordinator

This role serves as a key liaison between borrowers, underwriters, loan officers, closing teams, and SBA departments to ensure smooth, accurate, and compliant processing of 7(a) and 504 loan transactions. Job Summary:The Senior SBA Loan Coordinator is responsible for managing and supporting all aspects of the Small Business Administration (SBA) loan process from application through closing and funding.

YEAR

Min:USD $65,000.00/Yr.Max:USD $90,000.00/Yr.Job Summary:The Senior SBA Loan Coordinator is responsible for managing and supporting all aspects of the Small Business Administration (SBA) loan process from application through closing and funding. This role serves as a key liaison between borrowers, underwriters, loan officers, closing teams, and SBA departments to ensure smooth, accurate, and compliant processing of 7(a) and 504 loan transactions. The Senior Coordinator also provides mentoring, process oversight, and leadership to SBA Specialists, ensuring adherence to SBA SOPs and internal bank policies. WaFd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and clients. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned:<ul><li>Serve as the subject matter expert on SBA loan documentation, eligibility, application packaging, and compliance requirements.</li><li>Coordinate and manage the end-to-end loan process for SBA 7(a) and 504 loans, including file intake, eligibility analysis, underwriting coordination, and closing preparation.</li><li>Review and validate borrower documentation to ensure it meets SBA guidelines prior to submission to underwriting.</li><li>Work with loan officers and underwriters to gather required documents and respond to credit and SBA queries.</li><li>Prepare and review SBA loan application packages, including E-Tran submission, and track approvals.</li><li>Oversee the collection and verification of all post-approval conditions prior to closing and funding. </li><li>Collaborate with internal and external partners (borrowers, attorneys, title companies, and SBA representatives) to coordinate loan closings.</li><li>Ensure complete and compliant loan files are maintained in accordance with bank and SBA record retention policies.</li><li>Provide training and guidance to other SBA Specialists.</li><li>Stay current on changes in SBA SOPs, regulatory guidance, and industry trends.</li><li>Adhere to bank policies and procedures designed to comply with Federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act, and OFAC regulations. </li><li>Avoid all real or perceived conflicts of interest and always maintain client privacy and confidentiality.</li><li>Perform other job duties as assigned.</li><li>Support audits, reviews, and reporting as needed.</li></ul>Qualifications:JOB EVALUATION FACTORS:<ul><li>Bachelor’s degree in business, finance, accounting, or related field preferred.</li><li>Minimum of 5 years of experience in SBA lending or loan coordination, including extensive experience with SBA 7(a) and/or 504 loan programs.</li><li>Strong knowledge of the current SBA SOP and SBA E-Tran systems.</li><li>Experience with loan origination systems (e.g., LaserPro, nCino, or similar) is preferred.</li></ul>Skills/Knowledge/Abilities: <ul><li>Effective Communication - Facilitate consistent and clear communication between clients and internal teams to ensure seamless operations.</li><li>Problem Resolution - Handle complex quality control issues and situations, providing solutions that align with policy and regulatory requirements.</li><li>Regulatory Compliance - Follow established processes and standards to comply with relevant regulations and company policies.</li><li>Attention to Detail - Must have good typing and clerical skills, as well as accuracy and attention to detail.</li><li>Must be proficient with Microsoft Office applications (primarily Word, Excel and PowerPoint)</li><li>Organized and efficient – must be able to prioritize work assignments in a consistent manner to ensure timely and efficient production. </li></ul>Benefits:At WaFd Bank you get all of these great benefits!<ul style="margin-top:0in"><li>Paid time off for vacation, sick days and holidays</li><li>Health insurance</li><li>Stock options</li><li>Generous 7% 401(k) employer matching*</li><li>Paid Parental Leave</li><li>Life and AD&D insurance</li><li>Long-term disability</li><li>Tuition Reimbursement</li><li>Employee assistance programs</li><li>Pre-tax health and dependent-care spending plans</li></ul><a href="https://wafd.icims.com/icims2/servlet/icims2?module=AppInert&action=download&id=62&hashed=-1847180088" rel="noopener nofollow noreferrer" target="_blank">WaFd Bank Benefits Summary - Click here for more information</a> EEO Statement:We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375<a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf" rel="noopener nofollow noreferrer" target="_blank">EEO is The Law - click here for more information</a><a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf" rel="noopener nofollow noreferrer" target="_blank">Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled</a><a href="https://wafd.icims.com/icims2/servlet/icims2?module=AppInert&action=download&id=38300&hashed=-1295945564" rel="noopener nofollow noreferrer" target="_blank">EEO Policy Statement - WaFd Bank</a><a href="https://www.eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf" rel="noopener nofollow noreferrer" target="_blank">Know Your Rights: Workplace Discrimination is Illegal - click here for more information</a><a href="https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf" rel="noopener nofollow noreferrer" target="_blank">Pay Transparency Nondiscrimination Provision - click here for more information</a><a href="https://wafd.icims.com/icims2/servlet/icims2?module=AppInert&action=download&id=77971&hashed=-1732856983" rel="noopener nofollow noreferrer" target="_blank">California Consumer Privacy Act- CCPA 2025</a>

WaFd Bank

SBA Loan Coordinator

Business Banking

_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy_Notice_for_California_Candidates_Original_file.pdf) _to understand how we collect and use your personal information when you apply for employment with UMB._. They will complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans.

Sr. Small Business Banking Underwriter-Hybrid: Kansas City, MO/Dubuque, IA/Denver, CO The Sr. Small Business Banking Underwriter will analyze and make credit decisions for small business banking clients in accordance with UMB policies and Federal regulations. They will complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans. Duties & Responsibilities: + Analyze financial statements + Utilize bank systems for loan processing and completion of loan proposal + Complete underwriting and communicate credit decisions within SLA benchmarks + Work closely with bank associates to facilitate loan closings + Manage pipeline of credits and prioritize incoming credit requests and tasks + Maintain working knowledge and stay current on lending and other bank policies Qualifications: + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency on MS Office products (Word, PowerPoint, and Excel) + Excellent communication skills (written & verbal) + Good interpersonal & relationship building skills + Strong understanding & knowledge of accounting principles, financial statements, & marketing practices + Knowledge of SBSS Scoring Model preferred + Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products Application Deadline: August 31, 2025 Compensation Range: $57,760.00 - $124,170.00 _The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _talentacquisition@umb.com_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy_Notice_for_California_Candidates_Original_file.pdf) _to understand how we collect and use your personal information when you apply for employment with UMB._ _Who we are_ We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (https://p1.aprimocdn.net/umb/8cf58ce2-e9d6-4621-b60a-b09f01638943/UMB_Tuce_Book_Original_file.pdf) Check out the road to a career at UMB

UMB Bank

Sr. Small Business Banking Underwriter

OTHER

Loan Officer/Originator

For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.

<h2>Job Description</h2>The Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies and to obtain loan information and documentation, monitors and reviews construction and development loans, and helps with collection activities. The Commercial Loan Officer serves borrowers and prospective borrowers promptly and professionally, provides general bank information, cross-sells services, and helps other Commercial Lending personnel as necessary. He or she is responsible for business development and marketing of existing and prospective accounts.Qualifications<ul><li>High school diploma or GED required; Bachelor's degree in Business, Finance, or a related field preferred</li><li>Three to five years of commercial lending experience required</li><li>Understanding of financial analysis and determination of credit worthiness required</li><li>Knowledge of Bank lending and collections programs, policies, and procedures required</li><li>Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such</li><li>Familiarity with property management and maintenance procedures preferred</li><li>Strong interviewing skills</li><li>Excellent written and verbal communication skills</li><li>Proven track record of community/civic/trade organization involvement and business development</li><li>Strong analytical skills</li><li>Able to use financial calculator and related computer applications and business machines</li></ul> Responsibilities<ul><li>Ensures that customers' requests and questions are promptly resolved</li><li>Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers</li><li>Completes lending operations in accordance with established Bank policies and legal requirements</li><li>Informs customers of Bank loan policies and services</li><li>Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit</li><li>Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems</li><li>Helps review construction loan advances on commercial properties</li><li>Conducts property inspections as assigned</li><li>Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline</li><li>Helps with the collection of delinquent accounts</li><li>Establishes and maintains effective and professional business relations with customers and trade professionals</li><li>Educates customers regarding bank products and services requested and how they can better serve their individual financial needs</li><li>Meets with applicants whose loans are denied and explains reasons and alternatives</li><li>May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained</li><li>May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks</li><li>Attends assigned training sessions and stays current on new procedures and policies</li><li>Markets commercial loans and cross-sells other bank products and services</li><li>Stays informed regarding changes in lending standards and related legal requirements</li><li>Promotes D.L. Evans Bank at all times and serves as a representative in the community</li><li>Completes required reports and records accurately and promptly</li><li>Maintains the professional reputation of D.L. Evans Bank</li><li>Coordinates functions with related departments and Branches and provides support as needed</li><li>Helps other area personnel as required</li><li>Keeps management informed of area activities and any significant problems or concerns</li><li>Attends and participates in meetings and committees as required</li><li>Completes special projects as assigned</li></ul><h2>Company Description</h2>D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application! D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.<h2>Benefits</h2><ul><li>Medical Insurance</li><li>Dental Insurance</li><li>Vision Insurance</li><li>FSA</li><li>401(k)</li><li>Employee Stock Ownership Plan</li><li>Paid Vacation</li><li>Sick Time</li><li>Life Insurance</li><li>Long-term Disability Insurance</li></ul>

DL Evans Bank

Commercial Loan Officer

Keldair HR

Underwriting jobs in Boise, ID - find them here! Apply today to the top opportunities near you.

Underwriting Jobs in Boise, ID