Philadelphia, PA30+ days ago
Drives growth, retention and profitability by utilizing strategic actions to optimize a book of business • Review, assess and evaluate detailed information to determine insurability of applications for new and renewal business, reinstatements and changes to existing policies • Cultivates mutually beneficial internal and external relationships through effective communication and aligned business interest • Prepare executive level referrals including profit and loss proforma analysis, business rationale, regulatory considerations, and proposed operational structure • Proactively develop renewal strategies to maximize retention, drive organic growth and cross sell additional Affinity products • Negotiates rate and/or plan design enhancements that reaches a mutually acceptable agreement or resolution that satisfies the interests of all parties • Perform premium, risk and loss analysis • Collaborate effectively with other departments and stakeholders within the organization to ensure seamless and efficient operations of the underwriting function • Perform policy self-audits to ensure compliance with Chubb's underwriting guidelines • Display creative problem solving and critical thinking in underwriting approach. • Bachelors degree or equivalent insurance industry experience • Minimum of 5 years of experience in underwriting in the Accident & Health • In-depth understanding of underwriting policies and procedures with experience in underwriting various classes of business • Excellent communication skills and strong ability to work collaboratively with a wide range of stakeholders (underwriters, claims, risk management, legal, compliance, etc.) • Strong analytical, decision-making skills, with excellent attention to detail and ability to prioritize tasks • Understanding of regulatory and compliance requirements.