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ADAPTED_NOW

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life.

We are seeking a Small Business Administration (SBA) Underwriter with experience in SBA lending, including both 504 and 7(a) programs. The ideal candidate will be a collaborative team player with a thorough understanding of SBA Standard Operating Procedures (SOPs) and the ability to apply them effectively in underwriting decisions.

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

+ Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.

+ Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.

+ Signs off on new, renewal and extension loans within delegated authority.

+ Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.

+ Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.

+ Leads proposal development and delivers presentations to capture new business and expand client relationships.

+ Networks with industry contacts to gather competitive insights and best practices.

+ Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.

+ Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.

+ Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies

+ Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions

+ Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.

+ Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.

+ Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.

+ Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.

+ Identifies revenue and cross-selling opportunities to enhance portfolio growth.

+ Identifies share of wallet opportunities.

+ Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.

+ Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.

+ Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.

+ Provides specialized consulting, analytical and technical support.

+ Exercises judgment to identify, diagnose, and solve problems within given rules.

+ Works independently and regularly handles non-routine situations.

+ Broader work or accountabilities may be assigned as needed.

**Qualifications:**

+ Preferred 5 - 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.

+ If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.

+ Bachelor's degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.

+ Deep knowledge and technical proficiency gained through extensive education and business experience.

Foundational level of proficiency:

+ Structuring Deals

Advanced level of proficiency:

+ Problem Solving

+ Collaboration

+ Detail-Oriented

+ Customer Service

+ Loan Structuring

+ Regulatory Compliance

+ Portfolio Management

+ Credit Risk Assessment

+ Banking Operations

+ Microsoft Office

Expert level of proficiency:

+ Financial analysis

**Salary:**

$88,800.00 - $165,600.00

**Pay Type:**

Salaried

The above represents BMO Financial Group's pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

**About Us**

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

BMO Financial Group

Small Business Administration - Underwriter

Accounting

Alliance/Partner Management

Analysis Skills

Banking Operations

Banking Services

Best Practices

Business Administration

Business Development

Business Loans

Business Plan

Capacity Analysis

Capital Allocation

Coaching

Commercial Banking

Commercial Loans

Competitive Research

Consulting

Corporate Banking

Corrective Action

Credit Analysis

Credit Risk

Cross-Selling

Customer Relations

Customer Support/Service

Data Entry

Decision Support

Detail Oriented

Develop and Maintain Customers

Economic Growth

Finance

Financial Analysis

Financial Modeling

Financial Operations

Financial Policies

Identify Issues

Industry/Trade Analysis

Investment Management

Loan Collateral

Loan Extensions

Loan Structuring

Loans

Maintain Compliance

Maintenance Services

Metrics

Microsoft Office

Negotiation Skills

Network Administration/Management

Network Support

Operations Guidelines

Performance Analysis

Presentation/Verbal Skills

Problem Solving Skills

Proposal Development

Recruiting/Staffing Agency

Regulations

Return on Equity (ROE)

Risk

Risk Analysis

Small Business

Standard Operating Procedures (SOP)

Team Player

Technical Support

Time Management

Trend Analysis

Underwriting

monster

OTHER

FEED

Responsible for managing all aspects of organization marketing including managing the members of the marketing team, establishing and maintaining positive relationships with customers and referral sources, responding to customer requests and concerns, and negotiating service contracts with managed care organizations, government agencies, and other payers. Maintains comprehensive working knowledge of Connected Home Health markets including government agencies, major payer groups, key referral sources, and competitor's market positioning.

Connected Home Health is looking for their next Director of Business Development! Responsible for managing all aspects of organization marketing including managing the members of the marketing team, establishing and maintaining positive relationships with customers and referral sources, responding to customer requests and concerns, and negotiating service contracts with managed care organizations, government agencies, and other payers. DUTIES & RESPONSIBILITIES <ul><li>Directs all daily marketing operations including providing direct oversight of the establishment and implementation of marketing initiatives.</li><li>Ensures maximum third party reimbursement through effective negotiation of service contracts with managed care organizations, government agencies, and other payers.</li><li>Assists the Executive Director/Administrator in establishing organization volume projections in the annual budget and in establishing allocations for the marketing department. Monitors allocation of resources according to budgetary limitations.</li><li>Continuously conducts market assessments and develops a comprehensive marketing plan designed to meet budgetary volume projections.</li><li>Employs marketing and promotional initiatives to achieve budgetary volume projections.</li><li>Establishes and maintains positive working relationships with current and potential referral and payer sources.</li><li>Negotiates service pricing with insurance Case Managers and other payers within established financial and credit parameters.</li><li>Recruits, selects, orients, and directly manages members of the marketing team.</li><li>Builds and monitors community, customer, payer and patient perceptions of Connected Home Health as a high quality provider of services.</li><li>Provides leadership in strategic planning including identifying opportunities for additional or improved services to address customer needs.</li><li>Maintains comprehensive working knowledge of Connected Home Health markets including government agencies, major payer groups, key referral sources, and competitor's market positioning. </li><li>Maintains comprehensive working knowledge in the field of marketing and shares information with appropriate organization personnel.</li><li>Maintains comprehensive working knowledge of community resources and assists customers in accessing community resources should services not be provided by Connected Home Health.</li><li>Monitors and reports cost effectiveness of marketing efforts.</li><li>The above statements are only meant to be a representative summary of the major duties and responsibilities performed by the employee of this job. The employee may be requested to perform job-related tasks other than those stated in this description.</li></ul> JOB REQUIREMENTS (Education, Experience, Knowledge, Skills & Abilities) <ul><li>Bachelor's degree in Marketing, Business Administration, or related field, Masters degree preferred.</li><li>At least three years of experience in health care marketing management.</li><li>Demonstrated ability to supervise and direct professional and administrative personnel.</li><li>Ability to market aggressively and deal tactfully with customers and the community.</li><li>Knowledge of corporate business management.</li><li>Demonstrates good communications skills, negotiation skills, and public relations skills.</li><li>Demonstrates autonomy, organization, assertiveness, flexibility and cooperation in performing job responsibilities.</li></ul> The employer for this position is stated in the job posting. The Pennant Group, Inc. is a holding company of independent operating subsidiaries that provide healthcare services through home health and hospice agencies and senior living communities located throughout the US. Each of these businesses is operated by a separate, independent operating subsidiary that has its own management, employees and assets. More information about The Pennant Group, Inc. is available at http://www.pennantgroup.com.

Pennant Services

Director of Business Development

Budget Forecasting

Budgeting

Case Management

Communication Skills

Contract Negotiation

Cost Effectiveness Analysis

Cost Reporting

Field Marketing

Government

Government Organizations

Healthcare

Healthcare Reimbursement

Home Care

Hospice Care

Information Assets

Insurance

Leadership

Managed Care

Market Analysis

Marketing

Marketing Plan

Operations

Organizational Development/Management

Pricing

Promotional Programs

Public/Media/Press/Analyst Relations

QoS (Quality of Service)

Resolve Customer Issues

Resource Management

Strategic Planning

Broadbean

May routinely be exposed to pets that may bite or scratch, biological hazards, anesthesia medications (smells), radiation if near an Xray machine, prescription medications, including controlled substances . Practice veterinary medicine in compliance with the State Veterinary Practice Act, Federal and/or State Controlled Substance laws, WellHaven Code of Ethics, and maintain appropriate medical record documentation .

YEAR

Ask About Our Sign-On Bonus or Relocation Assistance!Join the Adventure at Ark Animal Clinic in Sunny Central Oregon! Are you ready for an exciting veterinary career in a place where sunshine and adventure await? Look no further than Ark Animal Clinic, a trusted provider of veterinary services to our community in beautiful Central Oregon for over 45 years. We are currently seeking a passionate Part-time (2 days per week) Associate Veterinarian to join our dynamic team and be part of our long-standing tradition of excellence. At Ark Animal Clinic, we specialize in the care of canines and felines, dedicating ourselves to their health and well-being. Our clinic boasts state-of-the-art facilities to support our exceptional veterinary services. From ultrasound and digital radiography to digital dental x-ray and in-house labs, we have the latest tools at our disposal. We also offer advanced treatments such as laser and cryo therapy, ensuring our patients receive the highest level of care. Our full surgery suite is equipped to handle a wide range of procedures, allowing us to provide comprehensive services to our beloved furry companions. But it's not all work and no play at Ark Animal Clinic. Central Oregon is a haven for outdoor enthusiasts, offering a wealth of recreational activities that will thrill and invigorate you. Picture yourself exploring breathtaking hiking trails that wind through scenic landscapes or biking along exhilarating paths that showcase the region's natural beauty. And let's not forget about the many water activities available, from kayaking and paddleboarding on pristine lakes to casting a line in some of the best fishing spots in the area. In your downtime, you can take full advantage of the sunny weather and indulge in the outdoor amenities that Central Oregon has to offer. Whether it's golfing on world-class courses, skiing down powdery slopes in the winter, or simply enjoying a leisurely picnic in one of the numerous parks, there's something for everyone. Central Oregon is also home to a vibrant culinary scene. After a rewarding day at the clinic, you can treat yourself to a delectable meal at one of the many local restaurants offering farm-to-table delights, craft breweries, and award-winning wineries. Savor the flavors of the region while enjoying the company of colleagues and friends. So, are you ready to combine your passion for veterinary care with an exciting and fulfilling lifestyle? Join our team at Ark Animal Clinic and experience the joy of practicing veterinary medicine in the heart of sunny Central Oregon. Together, we'll make a positive impact on the lives of our furry friends while embracing the incredible adventures that await.What makes WellHaven unique:<ul><li>Quarterly production bonuses with no negative accrual</li><li>No non-competes—your future stays in your hands</li><li>Leadership opportunities</li><li>A CE allowance that flexes with your interests</li><li>Pet Wellness plans and scrub allowance</li><li>And so much more!</li></ul>Job Summary The Associate DVM ensures a high quality of veterinary care, client service, employee well-being, and productivity of the veterinary medical team. The Principal Doctor and Practice Manager will lead the Associate DVM to ensure the well-being of the hospital environment, medical quality, and business performance of the hospital. Key Responsibilities <ul><li>Ensure consistent, high-quality care, safe and exceptional service to maintain a positive hospital environment, uphold medical standards, and support business performance </li><li>Adhere to all WellHaven protocols and practices and oversee employees to prioritize practice goals </li><li>Collaborate with the Principal Doctor to establish development plans that align with hospital objectives </li><li>Practice veterinary medicine in compliance with the State Veterinary Practice Act, Federal and/or State Controlled Substance laws, WellHaven Code of Ethics, and maintain appropriate medical record documentation </li><li>Maintain thorough and accurate medical charting for all patients, consistently meeting hospital quality control standards </li><li>Provide comprehensive client communication, including in-person, phone, and email as needed </li><li>Participate in community events, external marketing initiatives, and hospital projects </li><li>Demonstrate proficiency in anesthesia, surgery, dentistry, and current medical practices </li><li>Advocate for exceptional client service and patient well-being </li><li>Provide medical training to support staff (new graduates will gain experience over time). </li><li>Willingness to train/lead/manage support staff as required </li></ul>Customer Service Delivery: <ul><li>Consistently provide professional, efficient, and exceptional service </li><li>Demonstrate excellent communication and organizational skills when interacting with the veterinary team and clients </li><li>Effectively adapt to individual clients and their needs </li><li>Effectively resolve customer complaints as appropriate </li></ul>Other: <ul><li>Lead and guide the team to ensure the hospital meets safety standards and regulations set by the DEA and OSHA (new graduates will gain experience over time). </li><li>Meet all OSHA standards and regulations as outlined in company policies </li><li>Ability to perform other job duties as assigned </li></ul>Required Skills and Knowledge <ul><li>Uphold integrity and ethics in all actions and behaviors </li><li>Stay current with the latest advancements in veterinary medicine through ongoing professional development and continuing education to maintain certification and improve knowledge and skills </li><li>Drive for results by demonstrating motivation and determination to achieve goals and deliver high-quality outcomes </li><li>Provide consistent, high-quality care, safe and exceptional medical services </li><li>Remain action-oriented and effectively set priorities </li><li>Work well in an extremely fast-paced work environment, remaining calm and resilient </li><li>Learn new computer software systems (EMR, Scheduling, etc.) </li><li>Provide a high level of accountability </li></ul>Education and Experience <ul><li>Doctor of Veterinary Medicine (DVM/VMD) or equivalent degree required </li><li>State Veterinary Board License </li><li>On the first day of employment, must be in good standing with the state(s) employed to work for WellHaven </li><li>Current USDA Accreditation is a plus! </li></ul>Work Location, Environment, and Physical Requirements <ul><li>The Associate Doctor position is performed onsite at our hospital or an approved offsite event location. Remote work is not available for this position </li><li>The hospital environment includes limited space, smells from pet waste, and noise (barking, etc.) </li><li>Schedules may include 10+ hour shifts, Saturdays, evenings, and holidays </li><li>Good hand-eye coordination, arm-hand-finger dexterity with the ability to reach and grasp, and visual acuity to use a keyboard, operate equipment, and read information </li><li>Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus </li><li>Able to stand, walk, stoop, kneel, crouch, and climb </li><li>Ability to lift 50+ pounds </li><li>May routinely be exposed to pets that may bite or scratch, biological hazards, anesthesia medications (smells), radiation if near an Xray machine, prescription medications, including controlled substances </li></ul>Salary range: <ul><li>$60,000 - $85,000 + production </li></ul>Additional Information Our hospital is part of the WellHaven Pet Health (“WellHaven”) network of hospitals. This allows us to have a more extensive and stronger support system, connecting with other hospitals in the area while remaining autonomous. WellHaven helps veterinarians and their teams succeed both personally and professionally. We value our medical teams and strive to support each team member each and every day. Our focus on personal growth, practice support, and life balance frame the relationship we want to have with our hospital teams. This people-first approach has made a considerable difference in the lives of our teams, clients, pets, our communities, and the health of our hospitals. We’ve been recognized in Inc. Magazine for making a difference in our community and in Forbes for being named one of America's Best Startup Employers. It is an exciting time to be part of the WellHaven team and an excellent time for you to consider joining us!Please learn more about WellHaven at www.wellhaven.com. WellHaven Benefits WellHaven offers competitive pay and an excellent benefits package. Please review our benefits package at: https://wellhaven.com/wellhaven-employment-benefits/ Commitment to DiversityWellHaven is an Equal Opportunity Employer. WellHaven is committed to complying with all applicable federal, state, and/or local laws prohibiting discrimination based on race, color, creed, religion, national origin, sex (including transgender status), marital status, familial status, status with regard to public assistance, disability, genetic information, sexual orientation, age, military or veteran status, membership or activity in a local human rights commission, or any other status protected by law. In accordance with federal, state, and local law, WellHaven may provide reasonable accommodation to known physical or mental limitations of applicants during the hiring process unless the accommodation would impose an undue hardship on WellHaven. For more information, please contact WellHaven HR at HR@wellhaven.com. Pay Transparency DisclaimerWellHaven Pet Health provides wage range information in accordance with applicable pay transparency laws. Third-party job boards and recruiting platforms may omit or misrepresent this information when reposting our job requisitions. WellHaven Pet Health is not responsible for any discrepancies in such postings. For the authoritative and most up-to-date wage range information for all positions and locations, please refer exclusively to our official careers page: <a href="https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwellhaven.com%2Fjoin-the-team%2F&data=05%7C02%7CRachel.Callada%40wellhaven.com%7C05af92f08f52437651f208ddda6d8183%7C2cf4e44d11f3478a87e791ab1804a990%7C0%7C0%7C638906886039605934%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=ctq99hJfgYWevTmO2SUde5QFQBp0D0iRMLUrZx3SttE%3D&reserved=0" rel="nofollow">https://wellhaven.com/join-the-team/</a>.

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Winter Business Jobs in Oregon

Small Business Administration - Underwriter BMO Financial Group

Director of Business Development Pennant Services

Associate Veterinarian (part-time) - Ark Animal Clinic - Bend, OR Ark Animal Clinic - WellHaven Pet Health

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