Experience advising on the operational and regulatory framework for FSA administration, including eligibility and enrollment data, contribution and election changes, qualifying life events, claims and appeals, substantiation, reimbursements, forfeitures, carryovers and grace periods, debit card administration, and coordination with employers, payroll providers, recordkeepers, and other service providers. Please be advised that Fidelity’s business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others.