Loan Operations Specialist

Chattanooga, Tennessee

2 days ago

Job Description

Millennium Bank | Join Our Team!

Millennium Bank is seeking a detail-oriented and experienced Loan Operations Specialist to join our Loan Operations team. This position plays an important role in supporting the Bank's lending activities by ensuring loans are accurately processed, documented, closed, and serviced in accordance with Bank policies, procedures, and regulatory requirements.

What You'll Do

Process commercial and consumer loans, including real estate and non-real estate transactions.
Prepare and deliver required mortgage loan disclosures in accordance with TRID requirements.
Review loan documentation for accuracy, completeness, and regulatory compliance.
Coordinate appraisals, title work, flood determinations, and other closing requirements.
Work with lenders, branch personnel, title companies, and other partners to facilitate smooth and timely loan closings.
Enter new, renewed, and extended loans into the Bank's core system and perform loan maintenance.
Process loan payments, payoffs, disbursements, and payment extensions.
Monitor outstanding post-closing documentation, collateral, and insurance requirements.
Perform UCC filings and maintain accurate loan records and ticklers.
Research and resolve loan account issues and respond to requests from lending and branch personnel.

What We're Looking For

High school diploma or GED required.
Five or more years of loan operations, loan processing, or related banking experience preferred.
Working knowledge of commercial and consumer loan documentation and servicing.
Familiarity with RESPA, TILA, and TRID requirements.
Strong attention to detail and organizational skills.
Excellent communication and problem-solving abilities.
Ability to manage multiple priorities, meet deadlines, and work independently as well as part of a team.
A commitment to accuracy, professionalism, and excellent customer service.

Why Millennium Bank?

At Millennium Bank, we believe our employees are our greatest asset. We offer a supportive team environment and a comprehensive benefits package, including:

Health, dental, and vision insurance
Company-paid Life and AD&D insurance
Short-term and long-term disability coverage
401(k) with company match
Employee Assistance Program (EAP)
Paid time off and up to 11 paid holidays

Join the Millennium Bank team and be part of a growing community bank where your experience and contributions make a difference!

Millennium Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation or protected veteran status.”

All candidates must satisfy a background screening including credit history, drug screen, and criminal records.

Numbers & Facts

Location	Chattanooga, Tennessee
Website	https://www.millenniumbank.com/career-opportunities

Skills

Accidental Death and Dismemberment (AD&D)unmatched
Banking Servicesunmatched
Commercial Loansunmatched
Communication Skillsunmatched
Consumer Loansunmatched
Customer Support/Serviceunmatched
Detail Orientedunmatched
Disbursementsunmatched
Documentationunmatched
Employee Assistance Planunmatched
High School Diplomaunmatched
Insuranceunmatched
Loan Closingunmatched
Loan Documentsunmatched
Loan Operationsunmatched
Loan Payoffsunmatched
Loan Processingunmatched
Loan Reviewunmatched
Loan Servicingunmatched
Loansunmatched
Mortgage Lendingunmatched
Multitaskingunmatched
Organizational Skillsunmatched
Post Closingunmatched
Problem Solving Skillsunmatched
Real Estateunmatched
Real Estate Appraisalsunmatched
Record Keepingunmatched
Regulatory Complianceunmatched
Regulatory Requirementsunmatched
Resolve Customer Issuesunmatched
Team Playerunmatched
Time Managementunmatched
Truth in Lending Act (TILA)unmatched

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