NewSr. AI Software Engineer (C#/.Net, infrastructure & startup exp. req'd) - 100% REMOTE JobotSr. AI Software Engineer (C#/.Net, infrastructure & startup exp. req'd) - 100% REMOTENew York City, NYRemote$170,000–$270,000 / yearThe ideal candidate will be mid-level backend .Net Software Engineer with recent experience within a small, fast-paced, API-focused AI infrastructure startup company with lean, highly collaborative engineering teams, where they have operated with significant ownership, autonomy, and a strong “go-getter” mentality. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
Senior AI Engineer JobotSenior AI EngineerNew York, NY$225,000–$280,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The product sits at the intersection of AI, automation, and real world impact, using LLMs and agentic systems to replace hours or weeks of manual work with intelligent, scalable software.
Generative AI Training & Support Specialist JobotGenerative AI Training & Support SpecialistNew York, NY$80–$90 / hourInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Reporting to the Senior Manager of User Engagement, Education & Tech Academy, this individual will be responsible for designing, delivering, and supporting generative AI training and enablement programs across the enterprise.
NewSenior Developer - AI Software Engineer Mitchell MartinSenior Developer - AI Software EngineerNew York, NY$130,000–$170,000 / yearBy applying for this job, you agree to receive AI-generated calls, text messages, and/or emails from Mitchell Martin Inc and its affiliates and contracted partners at various frequency through traditional and automated methods. Based in New York, NY, this full-time role involves designing, developing, and deploying AI-driven solutions.
NewAI Engineering Lead Mitchell MartinAI Engineering LeadNew York, NY$210,000–$300,000 / yearThis full-time role involves leading a team to solve complex business challenges using advanced AI technologies. Join a dynamic team in New York, NY, as a key player in developing cutting-edge AI solutions.
NewGeneral AI Lead Mitchell MartinGeneral AI LeadNew York, NY$126,000–$180,000 / yearYou will be responsible for leading the development and implementation of advanced AI data platforms, focusing on market data integration and workflow management. Cloud Platforms | AI Technologies | Data Governance Tools | Machine Learning Frameworks | Data Integration Solutions.
NewDirector (Strategy and Transformation) Sr. Data Scientist, Agentic AI Mitchell MartinDirector (Strategy and Transformation) Sr. Data Scientist, Agentic AIHolmdel, NJ$160,000–$185,000 / yearThe role involves leading strategic and transformative initiatives in data science, focusing on advanced AI and machine learning methodologies. Python | Machine Learning Frameworks | Natural Language Processing Tools | Advanced AI Systems.
Lead AI Engineer Mitchell MartinLead AI EngineerNew York, NYRemote$129,500–$185,000 / yearBy applying for this job, you agree to receive AI-generated calls, text messages, and/or emails from Mitchell Martin Inc and its affiliates and contracted partners at various frequency through traditional and automated methods. The role involves leading the development of intelligent systems, working closely with various teams, and utilizing advanced technologies to meet business needs.
NewPython Developer with AI Mitchell MartinPython Developer with AINew York, NY$70–$85 / hourBy applying for this job, you agree to receive AI-generated calls, text messages, and/or emails from Mitchell Martin Inc and its affiliates and contracted partners at various frequency through traditional and automated methods. • Object-Oriented Programming | AI/ML Frameworks | Cloud/On-Premise Environments | Microservices | API Design | CI/CD | MLOps.
NewDirector (Strategy and Transformation) Data Scientist, Agentic AI Mitchell MartinDirector (Strategy and Transformation) Data Scientist, Agentic AIHolmdel, NJ$130,000–$150,000 / yearYou will lead data-driven initiatives, leveraging advanced analytics and machine learning to drive business transformation. PhD with 0–1 years, Master's degree with 2 years, or Bachelor's degree with 4 years in a related field.
NewIT Project / Program Manager (PMP / AI & Cloud platform) TRIGYN TECHNOLOGIES, INC.IT Project / Program Manager (PMP / AI & Cloud platform)White Plains, NY$75–$78 / hourContractorThe successful candidate will be responsible for ensuring the successful delivery of projects and use cases in this program by coordinating across teams, managing timelines, budgets, and resources, and maintaining alignment with organizational goals. The ideal candidate will possess deep expertise in IT project management, AI technologies, cloud platforms, and governance structures.
AI Strategy Lead Select Solutions Group, LLCAI Strategy LeadNew York, NY$100–$125 / hourContractorYou will operate at the intersection of strategy and delivery: translating executive vision into structured programs, navigating the complexity of a highly regulated enterprise, and ensuring AI capabilities are embedded into how the marketing organization works - not just what it procures. This is a senior client-facing role, working directly with marketing leadership to shape and deliver a forward-looking AI strategy - spanning governance, tooling, operating model design, and measurable adoption.
NewPrincipal Software Engineer - Responsible AI (CoreAI) MicrosoftPrincipal Software Engineer - Responsible AI (CoreAI)New York, NY$139,900–$274,800 / yearThere is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $188,000 - $304,200 per year. Bachelors Degree in Computer Science or related technical field AND 6+ years technical engineering experience with coding in languages including, but not limited to, C, C++, C#, Java, JavaScript, Go, or PythonOR equivalent experience.
NewMember of Technical Staff - Data Engineering Manager - Microsoft AI - Copilot MicrosoftMember of Technical Staff - Data Engineering Manager - Microsoft AI - CopilotNew York, NY$139,900–$274,800 / yearBachelors Degree in Computer Science, Math, Software Engineering, Computer Engineering, or related field AND 6+ years experience in business analytics, data science, software development, data modeling or data engineering workOR Masters Degree in Computer Science, Math, Software Engineering, Computer Engineering, or related field AND 4+ years experience in business analytics, data science, software development, or data engineering work. There is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $188,000 - $304,200 per year.
NewInternal Audit AVP- AI BarclaysInternal Audit AVP- AINew York, NYYou may be assessed on the key critical skills relevant for success in this role, such as risk and controls, change and transformation, business acumen, strategic thinking, digital and technology, as well as job-specific technical skills. Relevant professional certifications such as Certified Information Systems Auditor (CISA), Certified Information Systems Security Professional (CISSP), Certified in Risk, and Information Systems Control (CRISC), or ISACA Advanced in AI Audit (AAIA).
NewStaff Product Manager - AI Foundations PlaidStaff Product Manager - AI FoundationsNew York, NY$207,600–$339,600 / yearYou will work across engineering, data science, and research to develop scalable AI systems—from core embeddings and representation learning to applied model integrations that enhance developer and consumer outcomes. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use.
NewTechnical Product Manager, AI - Director BlackRockTechnical Product Manager, AI - DirectorNew York, NY$215,000–$275,000 / yearThis individual will lead cross-functional teams including business users, engineering, AI research, and more to deliver impactful AI capabilities that are fit-for-purpose for designated BlackRock teams and business priorities, while keeping an eye towards scalability and commercialization. To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about.
NewSenior Product Manager - AI Investment Operations, Vice President BlackRockSenior Product Manager - AI Investment Operations, Vice PresidentNew York, NY$162,500–$215,000 / yearTo help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about. As a $1BN+ technology platform, Aladdin is increasingly leveraging artificial intelligence to transform investment operations—driving automation, improving data quality, and enabling more intelligent decision-making across the post-trade lifecycle.
NewMember of Technical Staff - Responsible AI (CoreAI) MicrosoftMember of Technical Staff - Responsible AI (CoreAI)New York, NY$139,900–$274,800 / yearThere is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $188,000 - $304,200 per year. The CoreAI organization brings together Microsoft’s industry‑leading developer products (such as GitHub and VSCode) with the world’s largest selection of cutting‑edge AI models and tools through Microsoft Foundry.
NewRevenue Manager (AI/Tech) Vaco LLCRevenue Manager (AI/Tech)New York, NY$150,000–$180,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Industry Tenure: Minimum of 3 years of direct experience in revenue management, pricing strategy, or asset performance roles within multifamily, real estate, or related sectors.
NewAI Engineer Kforce Inc.AI EngineerNew York, NY$45–$55Advanced Prompt Engineering: Complex multi-step prompts for code generation, legacy code analysis, business rule extraction; Knows how to structure context, manage token limits, and validate AI outputs. They need someone whose primary job is to make the entire team 3-5x faster by building AI-powered automation across every phase of the SDLC: requirements extraction, code generation, testing, defect analysis, and release.
NewVice President, AI Strategy Mutual Of America Life InsuranceVice President, AI StrategyNew York, NY$176,700–$265,100 / yearThis is a strategic role, focused on working with business leaders and technology teams to define the company’s AI strategy and building scalable AI solutions that can be used across the organization. Build partnerships with executive leadership and senior team members to execute on the vision for managing AI projects and applications, to exploit data and AI capabilities to maximize the value.
NewSenior AI/ML Data Engineer - Vice President Mitchell MartinSenior AI/ML Data Engineer - Vice PresidentJersey City, NJ$138,000–$199,000 / yearAs a full-time position, it involves designing and implementing AI-driven cloud data solutions, leveraging advanced analytics and machine learning technologies to enhance cybersecurity operations. • Cloud Data Solutions | Machine Learning | Advanced Analytics | Data Management Tools | SQL | High-Level Programming Languages | Information Security Frameworks.
Full Stack AI Software Engineer BC ForwardFull Stack AI Software EngineerJersey City, NJ$68–$68.25 / hourFull timeThe ideal candidate will have strong experience in full stack development across modern UI frameworks and Python backends and a proven ability to deliver scalable, low-latency, AI-enabled enterprise applications. With delivery centers and offices across North America and India, we take pride in building long-term relationships and delivering excellence through innovation, collaboration, and integrity.
Senior Python Developer - Generative AI (GenAI) BC ForwardSenior Python Developer - Generative AI (GenAI)Jersey City, NJ$68–$68.25 / hourFull timeThe ideal candidate will have strong experience in Python, GenAI lifecycle management, RAG pipelines, vector databases, and API-first application development and a proven ability to deliver secure, scalable AI-driven applications for document processing, risk analytics, and compliance reporting. With delivery centers and offices across North America and India, we take pride in building long-term relationships and delivering excellence through innovation, collaboration, and integrity.
Senior AI Platform Engineer / Lead Python Engineer BC ForwardSenior AI Platform Engineer / Lead Python EngineerJersey City, NJ$68–$68.25 / hourFull timeWith delivery centers and offices across North America and India, we take pride in building long-term relationships and delivering excellence through innovation, collaboration, and integrity. The ideal candidate will have strong experience in Python, distributed messaging, and large-scale ETL and a proven ability to deliver performant, resilient, and reusable platform capabilities.
Senior Full Stack Developer - AI, Python and Angular/React BC ForwardSenior Full Stack Developer - AI, Python and Angular/ReactJersey City, NJ$68–$68.25 / hourFull timeThe ideal candidate will have strong experience in Java, Python, data engineering, MCP-based services, AI-enabled applications, APIs, and DevOps and a proven ability to design, deliver, and support enterprise-scale, API-driven platforms end-to-end. With delivery centers and offices across North America and India, we take pride in building long-term relationships and delivering excellence through innovation, collaboration, and integrity.
NewTechnical Program Manager - Generalist (AI/ML) MicrosoftTechnical Program Manager - Generalist (AI/ML)New York, NY$139,900–$274,800 / yearThere is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $188,000 - $304,200 per year. Coordinate projects and programs including all elements of end-to-end program planning, timelines, milestones, performance metrics, risk anticipation/mitigation and resource needs for programs and product cycles.
Mainframe Developer with AI/GenAI Exp LTI MindtreeMainframe Developer with AI/GenAI ExpBerkeley Heights, NJ$98,015–$148,400 / yearFull timePowered by nearly 90,000 talented and entrepreneurial professionals across more than 30 countries, LTM — a Larsen & Toubro Group company — combines the industry-acclaimed strengths of erstwhile Larsen and Toubro Infotech and Mindtree in solving the most complex business challenges and delivering transformation at scale. As a digital transformation partner to more than 700+ clients, LTM brings extensive domain and technology expertise to help drive superior competitive differentiation, customer experiences, and business outcomes in a converging world.
NewAgentic AI Engineer Acunor IncAgentic AI EngineerSecaucus, NJ$70–$75Job Title: Agentic AI EngineerLocation: Secaucus, NJ, United StatesWe are seeking a strong Agentic AI Engineer to design and develop AI agents for high-impact pilots and POCs for a global retail client. ResponsibilitiesAgent Development & PrototypingDesign and build AI agents using agentic frameworks such as LangGraph or similar.
Cloud Security Architect (AI) ApolisCloud Security Architect (AI)New York, NY$60–$60 / hourThe AI Security Team is responsible for establishing secure-by-design principles for AI and Agentic AI systems, ensuring appropriate controls, governance, monitoring, and regulatory alignment across platforms such as ChatGPT Enterprise, AWS Bedrock, Databricks, and other enterprise AI services. The role will serve as a hands-on technical contributor responsible for defining, implementing, and validating security controls and solutions that protect AI and data development, deployment, and usage across the enterprise.
Distinguished AI Engineer Charlie HealthDistinguished AI EngineerNew York, NY$350,000–$600,000 / yearFull timep>By clicking "Submit application" below, you agree to Charlie Health's Privacy Policy and Terms of Service.. The next generation of behavioral health will be built on agentic AI — systems that don't just predict or summarize, but act: scheduling, coordinating care, drafting clinical documentation, surfacing risk, and orchestrating the hundreds of micro-decisions that today consume clinician and operator time.
AI Process Architect The Custom Group of CompaniesAI Process ArchitectParsippany, NJPerformance Evaluation & Change Management: Define success metrics for newly implemented AI workflows, monitoring user adoption, mitigating workflow bottlenecks, and ensuring the AI solution actually solves the intended business problem. AI Solution Design: Architect the "future state "of automated workflows, mapping out conceptual AI agent interactions, human-in-the-loop touchpoints, and data flows to guide the engineering team.
Director, AI Solutions Expert-Agent Developer, AIA Pfizer IncDirector, AI Solutions Expert-Agent Developer, AIANew York City, NY$176,600–$294,300 / yearCandidate demonstrates a breadth of diverse leadership experiences and capabilities including: the ability to influence and collaborate with peers, develop and coach others, oversee and guide the work of other colleagues to achieve meaningful outcomes and create business impact. Subject to further legal review and statutory or regulatory clarification, which Pfizer intends to pursue, reimbursement of recruiting expenses for licensed physicians may constitute a reportable transfer of value under the federal transparency law commonly known as the Sunshine Act.
Director, Applied AI Pfizer IncDirector, Applied AINew York City, NY$176,600–$294,300 / yearCandidate demonstrates a breadth of diverse leadership experiences and capabilities including: the ability to influence and collaborate with peers, develop and coach others, oversee and guide the work of other colleagues to achieve meaningful outcomes and create business impact. 3) Integration Ownership - Ensure seamless integration across platforms and services, data systems, AI models, and business workflows - connecting models to real use cases, guardrails to runtime systems, and observability to operational feedback loops within enterprise constraints.
Chief of Staff - Responsible AI (CoreAI) Microsoft CorpChief of Staff - Responsible AI (CoreAI)New York, NY$130,900–$277,200 / yearBachelor's Degree in relevant field (e.g., Liberal Arts, Business Administration, Management, Computer Science) AND 8+ years experience in financial management, business planning, operations management, project management, or business-related roles. There is a different range applicable to specific work locations, within the San Francisco Bay area and New York City metropolitan area, and the base pay range for this role in those locations is USD $165,600 - $303,600 per year.
Forward Deployed Software Engineer AI Agents Pallet Systems IncForward Deployed Software Engineer AI AgentsNew York City, NY$160,000–$240,000 / yearPreferred Experience 1-5 years of experience shipping and owning production systems in high-growth or early-stage environments Strong experience integrating with third-party APIs, authentication systems, and event-driven workflows Experience debugging distributed systems in production under real customer constraints Comfortable working in ambiguous environments where documentation is incomplete, and requirements evolve during execution Experience working directly with customers or external stakeholders is a strong plus. This role is for you if: You enjoy debugging messy real-world systems more than building pristine internal abstractions You're comfortable sitting with customers and figuring things out in ambiguous environments You prefer shipping impact quickly over polishing perfect architectures.
Lead/Staff Full Stack Engineer, AI Platform & Agents (US/Canada Hybrid/Remote) Wolters Kluwer N.V.Lead/Staff Full Stack Engineer, AI Platform & Agents (US/Canada Hybrid/Remote)NYRemoteStrong full‑stack development skills and cloud experience (AWS/Azure/GCP).Expert in at least one, and proficient across the others:AI Agent development and evaluationBackend developmentFrontend developmentCloud services (AWS/Azure/GCP)CI/CD and Infrastructure as CodeSite Reliability Engineering (SRE)Quality engineering / testing strategySecure SDLC and privacy by designProven track record delivering secure, reliable, cloud‑native systems to production. TypeScript, Node.js, React, Python, LangChain/LangGraph, MCP/A2A, RustAWS (primary), Azure, GCP; Docker, Terraform, GitHub ActionsDocumentDB, DynamoDB, OpenSearch, Azure AI SearchAzure OpenAI, AWS Anthropic, Google GeminiGitHub, Confluence, SlackWhat you'll doDesign and implement full‑stack applications, AI agents, and platform components that enable rapid GenAI agent development, validation, and deployment.
Java Fullstack Engineer (AI) Capgemini SEJava Fullstack Engineer (AI)NY$61,087–$104,364 / yearIt delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem. Important Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini's discretion, consistent with applicable laws.
Applied AI Engineer RampApplied AI EngineerNew York City, New YorkYou will work on exciting projects such as AI Agents, Retrieval-Augmented Generation, Structured Extraction (we made https://github.com/1rgs/jsonformer), internal tooling for customer-facing teams, fine-tuning models, and build infrastructure for LLM inference. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
NewDirector, AI Product / Program Facilitator PfizerDirector, AI Product / Program FacilitatorNew York City, New YorkSubject to further legal review and statutory or regulatory clarification, which Pfizer intends to pursue, reimbursement of recruiting expenses for licensed physicians may constitute a reportable transfer of value under the federal transparency law commonly known as the Sunshine Act. Experience with program or product management, delivery, or technical program cross-functional team management, including complex multi-stakeholder programs.
Full Stack AI Engineer MLabsFull Stack AI EngineerNew York, New YorkRemoteThe client develops advanced intelligence and analytics solutions designed to help participants in digital asset markets make more informed decisions by combining financial data, automation, and modern AI technologies to transform complex information into actionable insights. System Design: Demonstrated success building scalable web platforms, APIs, and backend services, alongside a strong understanding of both relational and non-relational database technologies.
Senior Director, Commercial AI Transformation & Delivery (Secondment — 6 Months) PfizerSenior Director, Commercial AI Transformation & Delivery (Secondment — 6 Months)New York City, New YorkYou are a senior interface between the facilitation function and the organization’s VP and other senior leaders — translating portfolio-level priorities into delivery execution, surfacing cross-initiative risks and dependencies, and ensuring governance is working as designed. Subject to further legal review and statutory or regulatory clarification, which Pfizer intends to pursue, reimbursement of recruiting expenses for licensed physicians may constitute a reportable transfer of value under the federal transparency law commonly known as the Sunshine Act.
Applied AI Designer Thread AIApplied AI DesignerNew York, New YorkHeadquartered in New York, our growing team is a group of AI, product, and engineering experts, who have a track record of creating and executing against complex workflows and infrastructure. You will be responsible for creating innovative, intuitive, and user-centered experiences that make complex and powerful AI workflows simple and accessible to profiles across the technical spectrum.
Applied AI Strategist Thread AIApplied AI StrategistNew York, New YorkThis role requires a curious and analytical approach, a sharp intuition for value-oriented agentic workflows, and a strong degree of user empathy to ultimately empower our customers to build better. Headquartered in New York, our growing team is a group of AI, product, and engineering experts, who have a track record of creating and executing against complex workflows and infrastructure.
AI Forward Deployed Engineer ArloAI Forward Deployed EngineerNew York City, New YorkPrototypes or demos do not measure success in this role; it’s measured by operational leverage: faster workflows, fewer manual processes, lower costs, and teams that can scale far more efficiently because of the systems you deployed. At most insurance companies, teams such as underwriting, claims, premium finance, member support, care navigation, and sales operations each rely on extensive ecosystems of external vendors and legacy SaaS tools.
AI Forward Deployed Engineer ZipHQ IncAI Forward Deployed EngineerNew York City, NY$130,000–$150,000 / yearAs an AI Forward Deployed Engineer, you will embed directly inside our most strategic accounts, uncover the operational problems that are hardest to see from the outside, and build working solutions using Zips agent infrastructure and AppStudio. You will work where Zips platform meets real enterprise complexity, across procurement, finance, legal, and risk workflows, and you will be expected to see what needs to exist before the customer can articulate it.
Digital Experience & AI Enablement Partner World Economic Forum SwitzerlandDigital Experience & AI Enablement PartnerNY$120,000–$140,000 / yearThis position will lead the adoption and effective use of the Forum's core digital and AI-enabled products across internal teams and external users, while continuously identifying opportunities to streamline workflows through practical automation. The Digital Experience & AI Enablement Partner will report to the Head of Digital Success & Support in Geneva and will work closely with the Intelligent Workplace Product Team and internal stakeholders across the New York and San Francisco offices.
Security Engineer - AI Agent Builder CapgeminiSecurity Engineer - AI Agent BuilderNew York, NY$80,420–$106,050 / yearThe disclosed range takes into account the wide range of factors that are considered in making compensation decisions including, but not limited to, geographic location, relevant education, qualifications, certifications, experience, skills, seniority, performance, sales or revenue-based metrics, and business or organizational needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.
AI Architect, Finance ZipHQ IncAI Architect, FinanceNew York City, NY$130,000–$150,000 / yearp>As an AI Architect, Finance, you will work directly with enterprise customers to design, deploy, and optimize AI agents across the full AP cycle: invoice inbox, PO and invoice coding, three-way matching, approval workflows, invoice processing, disbursements, payments, and wallet management. Design and Build AP AI Agents: Collaborate with customers to understand their AP and P2P workflows and configure agents that handle invoice intake, GL coding, three-way matching, exception routing, and payment approvals.