Primary Accountabilities Job Specific Develop and cultivate relationships with small business customers through proactive outside sales, networking, and community engagement activities Build and manage a consistent pipeline of prospective business clients through referrals, cold calling, and participation in local business organizations and events Deliver comprehensive banking solutions including business deposit accounts, lines of credit, credit cards, owner-occupied commercial real estate lending, and treasury management referrals Open and manage new accounts in accordance with established procedures, including initiating credit applications and identifying appropriate financial solutions Analyze financial information and credit bureau reports to assess borrower needs, identify opportunities, and support sound credit decisions Adhere to underwriting guidelines and loan closing procedures, ensuring accuracy of documentation and proper disbursement of funds Manage and retain client relationships by expanding product utilization across both business and personal banking services Develop and execute relationship plans that integrate additional Midland resources to support client growth and retention Maintain accurate and timely activity tracking within the Client Management System Proactively manage loan portfolios, including minimizing delinquencies through effective collection efforts and ensuring timely receipt of required client reporting The role requires occasional travel for training, team meetings, and due diligence events. Position Qualifications Education/Experience Bachelors degree in Finance, Business, Accounting, or related field, or equivalent relevant experience Minimum of 3 to 5 years of direct sales experience in banking or financial services Demonstrated success in meeting or exceeding sales and production goals over multiple years Experience analyzing financial statements and loan applications using established underwriting criteria Proficiency in job-related computer applications and CRM systems Strong oral, written, and interpersonal communication skills.