The LiRo GroupNewProject Manager The LiRo GroupProject ManagerHartford, CTRecently, Global Infrastructure Solutions Inc. (GISI), the parent company of The LiRo Group and Hill International, Inc. consolidated a portion of the highly experienced staff of both LiRo and Hill in the Northeast to create a larger, more efficient, and cost-effective team to serve clients. Ranked among the nation's top A/E firms by Engineering News-Record, LiRo-Hill provides construction management, engineering, environmental, architectural, and program management solutions.
Company ConfidentialAccounts Payable Analyst Company ConfidentialAccounts Payable AnalystGlastonbury, CTFull timeExperience or exposure within the industrial services industry, including operationally driven or field-based organizationsAccounts Payable, finance, accounting, or dispute resolution experienceExperience working with ERP or accounting systemsInterest in process improvement, automation, or modernizing finance operations. Strong proficiency in Microsoft Excel, including VLOOKUPs and PivotTablesHigh level of technical comfort, including interest in AI tools and emerging technologiesBachelor’s degree requiredPreferred fields: Accounting, Economics, Finance, or other analytical disciplines.
Company ConfidentialSenior Reinsurance Analyst Company ConfidentialSenior Reinsurance AnalystHartford, CTFull timeCoordinate with underwriting, legal, finance, and actuarial teams to support deal implementation and ongoing managementResponsible for Captive Collateral management including calculating requirements, coordination with brokers/reinsurers on requests, collaboration with Treasury to ensure compliance with wordings, and tracking within reinsurance accounting system. Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs.
Company ConfidentialFinancial Analyst Company ConfidentialFinancial AnalystHartford, CTFull timeBachelor’s degree in Finance, Accounting, Economics, or a related field4–7 years of experience in FP&A, financial analysis, or corporate financeExperience in distribution, manufacturing, or a similar operational environment preferredAdvanced Excel skills, including financial modeling and data analysisStrong analytical skills with the ability to translate data into actionable insightsEffective communication skills and comfort partnering with non-finance stakeholders. Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs.
GTTBusiness Analyst - Mastery GTTBusiness Analyst - MasterySpringfield, MAIn this opportunity, you will be responsible for understanding the needs of business partners and stakeholders and communicating effectively to solve moderately complex problems, including analysis of business and user needs, documentation of requirements, and translating them into proper business and/or system requirements. The Delivery Management and Migration Technology Organization is seeking a skilled Business Systems Analyst who, under general supervision, will elicit, analyze, validate, and document detailed business, organizational, operational, and/or system requirements.
Major Tool & Machine, IncNewBusiness Systems Analyst Major Tool & Machine, IncBusiness Systems AnalystChicopee, MAWorking under limited supervision, the Business System Analyst will work closely with senior analysts, IT leadership, and business users, the Business Systems Analyst II helps document processes, troubleshoot system issues, perform data analysis, and contribute to technology-driven process improvements. Troubleshoot user issues, identify root causes, and coordinate solutions or escalations to senior team members.
SGA Inc.Senior Business Analyst Insurance Billing & Commissions (ORMB) SGA Inc.Senior Business Analyst Insurance Billing & Commissions (ORMB)Hartford, CT$55–$57 / hourThis role serves as a key bridge between business and technology, partnering across Enrollment/Membership, Finance, Claims, and Customer Service to define target state billing capabilities, translate business needs into scalable ORMB solutions, and drive successful delivery across the full lifecycle. The ideal candidate brings strong domain knowledge in Employee Benefits group billing, hands on ORMB functional implementation experience, and the ability to operate as a trusted advisor to both business stakeholders and technical delivery teams.
SGA Inc.Senior Business Analyst – Insurance Billing & Commissions (ORMB) SGA Inc.Senior Business Analyst – Insurance Billing & Commissions (ORMB)Hartford, CTThis role serves as a key bridge between business and technology, partnering across Enrollment/Membership, Finance, Claims, and Customer Service to define target state billing capabilities, translate business needs into scalable ORMB solutions, and drive successful delivery across the full lifecycle. The ideal candidate brings strong domain knowledge in Employee Benefits group billing, hands on ORMB functional implementation experience, and the ability to operate as a trusted advisor to both business stakeholders and technical delivery teams.
Software Guidance & AssistanceSenior Business Analyst – Insurance Billing & Commissions (ORMB) Software Guidance & AssistanceSenior Business Analyst – Insurance Billing & Commissions (ORMB)Hartford, CTRemote$55–$57 / hourThis role serves as a key bridge between business and technology, partnering across Enrollment/Membership, Finance, Claims, and Customer Service to define target state billing capabilities, translate business needs into scalable ORMB solutions, and drive successful delivery across the full lifecycle. The ideal candidate brings strong domain knowledge in Employee Benefits group billing, hands on ORMB functional implementation experience, and the ability to operate as a trusted advisor to both business stakeholders and technical delivery teams.
Pyramid Consulting, IncNewBusiness Systems Analysts with Verisk Pyramid Consulting, IncBusiness Systems Analysts with VeriskWest Hartford, CT$50–$52 / hourBy applying to our jobs you agree to receive calls, AI-generated calls, text messages, or emails from Pyramid Consulting, Inc. and its affiliates, and contracted partners. Carriers are not liable for delayed or undelivered messages.
MaximusBusiness Systems Analyst MaximusBusiness Systems AnalystSpringfield, MAFull timeMaximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment. - Bachelor's degree in Business Management, Information Systems, Computer Science/Engineering, Telecommunications, Technical Communications or related field, or equivalent work experience.
The Nassau Companies of New YorkIT Business Data Analyst - Life & Annuity The Nassau Companies of New YorkIT Business Data Analyst - Life & AnnuityHartford, CT$90,000–$100,000 / yearPart timeAs part of a young and growing financial services enterprise, our employees are tapping into a new entrepreneurial spirit while they build on a long track record of putting customers first, understanding the evolving income and protection needs, and developing quality products to meet those needs. Utilize expertise in Database Management Systems (DBMS) to write and execute complex SQL queries for thorough data profiling, validation, testing, and ad-hoc analysis directly within source systems and the data warehouse environment.
eTeam Inc.Senior Business Analyst AI Enablement (Healthcare) eTeam Inc.Senior Business Analyst AI Enablement (Healthcare)Hartford, CT$58–$58 / hourCoordinate with stakeholders and ensure clear documentation, communication, and tracking of deliverables across the project lifecycle. Experience working in AgileScrum teams (AI enabled projects preferred).
IMCS Group IncConsultant - Business Consulting | Analytics - Functional | Business Analyst IMCS Group IncConsultant - Business Consulting | Analytics - Functional | Business AnalystHartford, CTCompany Description: IMCS Group is one of the fastest growing MWBE (Minority Woman Owned Enterprise) staffing firms in the U.S. We focus on bringing a Diversity Recruitment approach to Fortune 500 companies within North America and EMEA region contingent labor programs. Any additional information you would like to share about the project specs/ nature of work: Gather, analyze, and document business requirements related to Employee Benefits Life, Disability, Voluntary Benefits, Leave of Absence, Claims, Enrollment.
Insurity, Inc.Lead Business Analyst Insurity, Inc.Lead Business AnalystHartford, CTRemote$77,000–$150,000 / yearLead customer requirements gathering process for large and complex efforts • Develop, analyze, and document requirements, including business, functional and non-functional • Perform and lead expert services with stakeholders or system integration partners on engagements • Plan, perform, and support testing efforts and including the coordination of User Acceptance Testing and training • Act as customer advisor and consultant • Lead and perform the estimation of work • Lead system design and configuration activities • Assist business development team with pre-sales activities and RFPs • Act as Subject Matter Expert in more than one area • Provide leadership, coaching, and mentorship to team members • Aide in the reinforcement of Business Analysis methodologies across the team • Stay up to date on industry and job-related trends and best practices, including reading relevant publications, articles, blogs, etc. Insurity empowers insurance organizations to quickly capitalize on new opportunities by delivering the world's most configurable, cloud-native, easy-to-use, and intuitively analytical insurance software.
BerkleyBusiness and Data Analyst Intern BerkleyBusiness and Data Analyst InternWest Hartford, ConnecticutThe intern will serve as a bridge between business and technology teams, assisting in the design, development, and programming of system applications and reports, using data to inform business decisions, and providing technical and business support as needed. Quality Assurance: Provide QA services to ensure systems, reports, and programs function as intended; assist with unit and end-to-end functional testing.
W. R. Berkley CorpBusiness and Data Analyst Intern W. R. Berkley CorpBusiness and Data Analyst InternWest Hartford, CTThe intern will serve as a bridge between business and technology teams, assisting in the design, development, and programming of system applications and reports, using data to inform business decisions, and providing technical and business support as needed. • Quality Assurance: Provide QA services to ensure systems, reports, and programs function as intended; assist with unit and end-to-end functional testing.
Veterans Sourcing GroupBusiness Data Analyst - $35/hr Veterans Sourcing GroupBusiness Data Analyst - $35/hrHartford, CTHandles moderate level root cause analysis of business data issues and provides technical data guidance on issues. · Leverage AI tools and techniques to streamline daily tasks such as data profiling, anomaly detection, and report generation within the data warehousing lifecycle.
Integrated Resources, IncBusiness Intelligence Analyst/Developer Integrated Resources, IncBusiness Intelligence Analyst/DeveloperHartford, CTSpecifically, the candidate will be responsible for creating/maintaining SSRS reports and SSIS ETL packages, supporting SOA integration initiatives and participating in the SDLC process which includes meetings with the SI, verification of deliverables such as requirements, design, testing, and environment configuration. Experience using dynamic grouping fields, dynamic group sorting, on-demand sub reports, drill down and summary reports, and creating cross tab reports highlighting key summary information.
Pyramid, IncSenior Business Analyst – Banking Pyramid, IncSenior Business Analyst – BankingHartford, CT$75–$80 / hourContractorThe requirement is for a Financial Accounting background in a financial service institution who can work independently and manage CRO conversations to assess the OCC [Office of the Comptroller of the Currency] Heightened Risks – Used for design and implementation of a risk governance framework. By applying to our jobs you agree to receive calls, AI-generated calls, text messages, or emails from Pyramid Consulting, Inc. and its affiliates, and contracted partners.
Canon USA & AffiliatesBusiness Sys Analyst Sr Canon USA & AffiliatesBusiness Sys Analyst SrHartford, CTRemoteResponsible for optimization and streamlining the organization's Quote 2 Cash workstream, focusing on analyzing existing process, identifying areas for improvement, and implementing effective changes, by working with Business Partners, Users and Technical Development Teams. + Be the single point of contact for the workstream, providing end 2 end support to workstream users across all supporting tools in the workstream.
Artech LLCSenior Business Analyst Insurance Billing & Commissions (ORMB) Artech LLCSenior Business Analyst Insurance Billing & Commissions (ORMB)Hartford, CTRemote$55–$58 / hourThis role serves as a key bridge between business and technology, partnering across Enrollment/Membership, Finance, Claims, and Customer Service to define target state billing capabilities, translate business needs into scalable ORMB solutions, and drive successful delivery across the full lifecycle. The ideal candidate brings strong domain knowledge in Employee Benefits group billing, hands on ORMB functional implementation experience, and the ability to operate as a trusted advisor to both business stakeholders and technical delivery teams.
Suncap TechnologyNewBusiness Analyst Sr. / Hartford, CT (Hybrid), 6+ Months Contract Suncap TechnologyBusiness Analyst Sr. / Hartford, CT (Hybrid), 6+ Months ContractHartford, CTThis will require the candidate to analyze and complete documentation for CT-KIND in the area of child welfare; work collaboratively with the technical staff, regional and central office staff, and community partners, including the Judicial System; participate in LEAN events to map out business processes to streamline and reduce inefficiencies; assess business readiness and participate in organizational change management activities; coordinate with social work staff for system development and design; assistance with training plans for new development; coordinate closely with internal and external users; and, may assist in testing, training plans, communications and business readiness plans. The candidate may also be required to analyze and document policy/practice changes and work with the policy and/or change management division at DCF; participate in time studies in preparation for caseload weighting changes in the new system; and, assist in documentation for vendor procurement and federal compliance/reimbursement.
SGA Inc.Business Data Analyst SGA Inc.Business Data AnalystHartford, CT$30–$32 / hourSoftware Guidance & Assistance, Inc., (SGA), is searching for a JuniorBusiness Data Analyst for a CONTRACT assignment with one of our premier Insurance clients, working a hybrid schedule in Hartford, CT; Chicago, IL; Columbus, OH; and Charlotte, NC. In this role, you will be responsible for the following: · Applies functional knowledge and techniques necessary to draw out data and analytics business requirements completely and accurately from stakeholders.
Chegg, Inc.Business Intelligence Analyst 1 Chegg, Inc.Business Intelligence Analyst 1Hartford, ConnecticutRemoteYou'll partner closely with Product Managers, Learning Scientists, and Engineers to connect insights to action-defining the metrics that matter, instrumenting data pipelines, and translating findings into design and product decisions. Partner with Product Managers and Learning Scientists to design and analyze experiments (A/B, multivariate, feature pilots) that measure the impact of new formats, UX improvements, or product features.
MaximusLead Analyst - Business Analysis MaximusLead Analyst - Business AnalysisHartford, CTFull timeConduct statistical analyses and evaluates a wide variety of information to assess operational difficulties and develop solutions to complex problems, including escalated issues Independently develop and implement modeling and evaluation processes to determine the effectiveness of current operational activities. Maximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment.
TechDigitalTechnical Business Analysts TechDigitalTechnical Business AnalystsHartford, CTIn this role you will be responsible for aligning the business needs and technical solutions with a focus on defining and documenting data interfaces, injecting technical logic into conversation flows and collaborating closely with Technical Leads to ensure successful chatbot integrations. Seeking a Technical Business Analyst to help realize the product features for virtual assistants (agents) to support members and providers by accessing timely, accurate health insurance answers across digital channels.
The Cigna GroupBusiness Communications Lead Analyst, Dental Health Care Provider - Cigna Healthcare - Remote The Cigna GroupBusiness Communications Lead Analyst, Dental Health Care Provider - Cigna Healthcare - RemoteBloomfield, CTRemoteCoordinate with matrix partners to develop and execute comprehensive internal employee communication training plans and external dental HCP end-to-end communication plans and their distribution for initiatives that affect dental and/or our network of dental HCPs. + Manage communication review/editing process for documents requiring review and secure final sign-off from dental business subject matter experts, project owners, any engaged corporate communications area, compliance, legal, and others as needed.
The Nassau Companies of New YorkAnalyst (Business Data Management) The Nassau Companies of New YorkAnalyst (Business Data Management)Hartford, CT$55,000–$75,000 / yearPart timeAs part of a young and growing financial services enterprise, our employees are tapping into a new entrepreneurial spirit while they build on a long track record of putting customers first, understanding the evolving income and protection needs, and developing quality products to meet those needs. The ideal candidate for this Data Management role is both highly collaborative and accountable, with focus on the processes needed to ensure business data requirements are appropriately defined, tested and established for ongoing processes/infrastructure.
Software Guidance & AssistanceBusiness Data Analyst Software Guidance & AssistanceBusiness Data AnalystHartford, CT$30–$32 / hourSoftware Guidance & Assistance, Inc., (SGA), is searching for a JuniorBusiness Data Analyst for a CONTRACT assignment with one of our premier Insurance clients, working a hybrid schedule in Hartford, CT; Chicago, IL; Columbus, OH; and Charlotte, NC. In this role, you will be responsible for the following: · Applies functional knowledge and techniques necessary to draw out data and analytics business requirements completely and accurately from stakeholders.
Veterans Sourcing GroupSr Business Data Analyst Veterans Sourcing GroupSr Business Data AnalystHartford, CTThe ideal candidate will demonstrate exceptional communication skills, experience in data analysis, and strong SQL abilities to gather required data from various data sources. Job Description & Responsibilities: • Applies strong functional knowledge and elicitation techniques necessary to draw out data and analytics business requirements completely and accurately from stakeholders.
Connecticut Children's Medical CenterUKG Pro- Sr. Systems Analyst- 40hr Connecticut Children's Medical CenterUKG Pro- Sr. Systems Analyst- 40hrHartford, CTThe Sr Business Systems Analyst (UKG Pro WFM) provides functional and operational support for the organization's workforce management systems, including UKG Pro WFM (formerly Kronos Workforce Dimensions) and the legacy Kronos Workforce Central environment. Our breakthrough research, superior education and training, innovative community partnerships, and commitment to diversity, equity and inclusion provide a welcoming and inspiring environment for our patients, families, and team members.
QualusCost Analyst QualusCost AnalystHartford, ConnecticutThe firm partners with utilities, commercial, industrial, data center, and government clients, and renewable and energy storage developers, offering comprehensive solutions through boutique and integrated advisory, planning, engineering, digital solutions, program management, and specialized field services. Qualus also provides software and technology enabled services and develops breakthrough solutions for critical power industry challenges such as distributed and variable resource integration, emergency management, and secure data exchange.
Baystate HealthSenior Research Financial Analyst Baystate HealthSenior Research Financial AnalystSpringfield, MA$77,064–$88,587 / yearThe position focuses on internal financial operations and strategic improvements and requires attention to detail, willingness to learn Baystate Medical Center (BMC) financial systems such as Lawson and collaborate with internal departments to maintain compliance and operational efficiency. Required Experience: Minimum 5–7 years of progressive financial management experience, preferably in sponsored programs or grants administration.
Baystate Health SystemSenior Research Financial Analyst Baystate Health SystemSenior Research Financial AnalystSpringfield, MA$75,545–$86,840 / yearThe position focuses on internal financial operations and strategic improvements and requires attention to detail, willingness to learn Baystate Medical Center (BMC) financial systems such as Lawson and collaborate with internal departments to maintain compliance and operational efficiency. Required Experience: Minimum 5-7 years of progressive financial management experience, preferably in sponsored programs or grants administration.
Vaco LLCForecasting Analyst Vaco LLCForecasting Analystspringfield, MA$75,000–$90,000The company demonstrates genuine care for employees through meaningful initiatives including community service programs, charitable drives supporting local schools and organizations, employee recognition programs where colleagues publicly celebrate each other's contributions, and regular team-building events. Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs.
O&G Industries IncApplication Enablement & Support Analyst - Torrington O&G Industries IncApplication Enablement & Support Analyst - TorringtonTorrington, CTThe Application Enablement & Support Analyst reports to the Special Projects Manager and works closely with department leaders, subject matter experts, and IT team to support business applications, user training, and technology initiatives across the organization. Manage vendor relationships, software updates, QA/testing, and end-user support for systems including Sysdyne and ERPLY POS.
OracleNewAssociate Customer Service Solution Analyst OracleAssociate Customer Service Solution AnalystHartford, CT$18.17–$34.62 / hourOracle maintains broad salary ranges for its roles in order to account for variations in knowledge, skills, experience, market conditions and locations, as well as reflect Oracle's differing products, industries and lines of business. You will support both internal and external clients through phone, ticket, and electronic support channels while gaining exposure to Oracle Health applications, workflows, and support methodologies.
Loureiro Engineering Associates, Inc.Senior Marketing Analyst Loureiro Engineering Associates, Inc.Senior Marketing AnalystPlainville, CTFull timeIn this role, you will lead the development of marketing campaigns, provide actionable insights to support strategic Business Development planning, and collaborate across departments to enhance performance tracking, refine targeting, and drive continuous improvement. Loureiro Engineering Associates, Inc. (Loureiro) is an employee-owned (ESOP), full-service multi-disciplinary consulting firm with operations in Connecticut, Massachusetts, Rhode Island, New Hampshire, North Carolina, and Missouri.
Crum & ForsterClaims Analyst Crum & ForsterClaims AnalystGLASTONBURY, ConnecticutRemoteWe believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving program that lets you participate and support your community. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions.
EversourceProgram Analyst, Project Controls (Hybrid Schedule) EversourceProgram Analyst, Project Controls (Hybrid Schedule)Hartford, CT$87,140–$96,820 / yearPlanning & Scheduling and Cost Controls), Contract Controls, Project Management, Procurement, Project Services, Investment Planning, Operations, Safety, Human Resources, and Information Technology to identify automation opportunities, streamline reporting processes, and develop actionable insights that drive business decisions. This position requires an analytical, solutions-focused professional with proficiency in Power BI, Power Automate, and SQL who can independently design and implement real-time dashboards, executive scorecards, and automated workflows that optimize business operations.
Catalyst BrandsFinance Analyst, Brooks Brothers Catalyst BrandsFinance Analyst, Brooks BrothersEnfield, Connecticut$48,000–$80,000 / yearOverview: The Financial Analyst, Brooks Brothers will support and assist the FP&A team with day-to-day financial planning and analysis activities, including budgeting, forecasting, reporting, and providing actionable business insights. This role partners closely with cross-functional stakeholders to analyze performance trends, identify key drivers, and support informed decision-making.
Conning Holdings LimitedInsurance Research Analyst Conning Holdings LimitedInsurance Research AnalystHartford, CTKnowledge in areas including: insurance marketing and distribution approaches, information technologies and analytical techniques, capital markets and valuation analysis, strategic planning, market research, and competitive analysis. Contribute to publications including industry forecast and market overviews, shorter articles relating to research topics and in-depth strategic studies on industry segments or strategic issues.
Coherent Corp.Financial Analyst (Contract - 6 Months) Coherent Corp.Financial Analyst (Contract - 6 Months)Granby, CTFull timeWe are a vertically integrated manufacturing company that develops innovative products for diversified applications in the industrial, optical communications, military, life sciences, semiconductor equipment, and consumer markets. This role will partner closely with the Controller and finance team to deliver high-quality financial insights, reporting, and analytical support for operational and capital investment decisions.
CompuComLead Application Analyst CompuComLead Application AnalystHartford, CT$90,000–$132,000 / yearThe Functional Lead will leverage expertise in application integration, API management, and middleware platforms to drive successful project delivery, and is expected to mentor analysts and facilitate cross-functional teamwork. To enable our clients to focus on what matters most, we employ a customer-centric, hard-working, and talented group of people that Act Like an Owner, Do the Right Thing, and Have Fun Doing It!
Baker Tilly Advisory Group, LPTemporary Application Analyst Baker Tilly Advisory Group, LPTemporary Application AnalystHartford, ConnecticutBaker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston.
ADUSA DistributionManhattan WMS Systems Analyst ADUSA DistributionManhattan WMS Systems AnalystManchester, CTOur team is supporting the supply chain network evolution to an integrated self-distribution model of the future, serving leading omnichannel grocery brands – Food Lion, Giant Food, The GIANT Company, Hannaford and Stop & Shop. Creates, maintains, and supports global views for all users of the defined applications, including Distribution Leadership and Reporting Users, and optimizes and configures such views and workflows as necessary.
Gandara Mental Health Center, Inc.NewFinancial Analyst Gandara Mental Health Center, Inc.Financial AnalystSpringfield, MA$80,000–$105,000 / yearPart timeThis role includes analyzing financial statements, performing general ledger reviews, developing and maintaining financial models, and evaluating journal entries for accuracy and compliance. The Analyst will also review contracts and grants to ensure appropriate utilization of funds, assess budgets and financial performance, and apply a strong understanding of cost allocation methodologies.