These duties include, but are not limited to: obtaining and analyzing financial information from the borrower; visiting client operations to check on the condition of business space, equipment and overall operations; assigning loan ratings; extending, reviewing, renewing and modifying credit; developing and maintaining a credit file on each borrower complete with memos, financial data, correspondence, and other pertinent documents. Provides proper documentation for all aspects of collections and workout efforts including, but not limited to loan modifications, determining the value of assets, and proper accounting of OREOs, foreclosures and charge-offs.