VP Financial and Strategic Risk Management United Nations Federal Credit UnionVP Financial and Strategic Risk ManagementNew York, NY$200,000 / yearFinancial Risk Oversight• Provide second-line oversight of key financial risks, including capital, liquidity, interest rate, credit, and funding risks, while overseeing KRIs and risk metrics to ensure alignment with risk appetite, consistent reporting, and timely escalation of threshold breaches.• Strategic Risk Oversight• Oversee and independently challenge strategic risks arising from business initiatives, growth plans, funding strategies, external dependencies, and changing market conditions, ensuring risks are identified early and incorporated into decision-making.•
NewEstate Planning Attorney JobotEstate Planning AttorneyNew York, NY$160,000–$180,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our Private Wealth Services practice serves real estate investors, business owners, and entrepreneurs with complex financial lives, which means estate.
NewSenior Associate Financial Due Diligence JobotSenior Associate Financial Due DiligenceNew York, NYRemote$120,000–$145,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We are an M&A advisory firm focused exclusively on providing transaction services including financial and accounting due diligence, tax due diligence and structuring, and integration services for both private equity and corporate clients.
NewFinancial Advisor New York Life - UniondaleFinancial AdvisorUniondale, NYDetermine cash flow, income, financial status, financial goals, monetary assets and all other financial situations related to wealth management to help clients define and achieve their financial objectives. Anticipates future needs of all clients and works with senior-level advisors to call on established clients to renew and upgrade accounts.
Junior Financial Analyst - Temp to Hire Page GroupJunior Financial Analyst - Temp to HireNew York, NY$28–$33 / hourp>Corporate Financial Analyst is needed to support enterprise-wide financial reporting, analytics, and planning activities, partnering closely with senior leadership. This role focuses on financial modelling, variance analysis, and business insights to support strategic decision-making across multiple business units.
NewFinancial Professional - Nyc New York Life - Kaysilyn LawsonFinancial Professional - NycNew York, NY$100,000–$120,000 / yearSpend time listening to existing, new, and prospective clients to evaluate their needs and stage-of-life priorities before presenting insurance plan options for their specific circumstances. Responsibilities:Maintain a portfolio of existing customers and pursue insurance sales with new clients by using sales strategies that may include cold calling and networking.
Entry-Level Financial Service Professional NYL Nassau-Suffolk RegionEntry-Level Financial Service ProfessionalMelville, NY$60,000–$100,000 / yearIdentify, seek out, and generate prospects continuously using social media or other marketing tools and create strong relationships with new clients as their trusted advisor . New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer by each of the four major rating companies: A.M.
NewSenior Tax Associate – High Net Worth Clients & Family Office Services JobotSenior Tax Associate – High Net Worth Clients & Family Office ServicesNew York, NY$120,000–$140,000 / yearYou'll work alongside experienced tax professionals, financial advisors, estate planning specialists, and client service teams to help high-net-worth families navigate complex financial situations. The firm takes a highly integrated approach to wealth management, bringing together investment management, financial planning, tax advisory, estate planning, and family office services under one roof.
NewFinancial Services Professional NYL - Nassau GOFinancial Services ProfessionalUniondale, NYNew York Life's culture of innovation and its focus on long-term client success ensure you're not just part of a company but a community dedicated to doing good. You'll build lasting relationships founded on trust and integrity, providing tailored financial solutions that truly make a difference.
Head of Financial Reporting Page GroupHead of Financial ReportingNew York, NY$200,000–$250,000 / yearFull timeThe position provides strong exposure to senior management and plays a critical role in ensuring the integrity and transparency of financial information within a complex regulatory environment. This is a highly visible leadership role offering the opportunity to shape and enhance a firm's financial reporting and regulatory framework.
NewAssociate, Transaction Advisory Services JobotAssociate, Transaction Advisory ServicesNew York, NY$120,000–$150,000 / yearEstablished over 50 years ago with billions in assets, we have expertise in a wide array of strategic advisory services our Transaction Advisory Services practice assists private equity and corporate clients with financial, IT and tax due diligence, business analytics and technical accounting matters associated with corporate mergers, divestitures and acquisitions (M&A). Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewSales Manager Financial Services NYL - Nassau GOSales Manager Financial ServicesUniondale, NYJoin us at New York Life, where we're committed to empowering our Sales Managers to lead with confidence and make a significant impact in the financial services industry. Monitor and report on sales performance, using data-driven insights to make informed decisions and adjustments as needed.
NewFinancial Advisor Trainee New York Life - Melville, NYFinancial Advisor TraineeMelville, NYSpend time listening to existing, new, and prospective clients to evaluate their needs and stage-of-life priorities before presenting insurance plan options for their specific circumstances. Implement marketing strategies including, but not limited, to cold calling and networking to connect with potential clients while simultaneously maintaining a portfolio of current clients.
NewStaff Accountant Kforce Inc.Staff AccountantNew York, NYRemote$72,000–$80,0002.5 plus years of GAAP accounting experience, including experience with month-end close, balance sheet account reconciliations, variance analysis and financial reporting out of a corporation or non-profit. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs.
NewVirtual Seasonal Family Nurse Practitioner - NY Licensed One MedicalVirtual Seasonal Family Nurse Practitioner - NY LicensedNEW YORK, NYIn the past 5 years, practiced as an Advanced Practitioner for at least: 2 years in an outpatient primary care setting seeing patients of all ages (0+), OR 2 years in an urgent care or emergency medicine setting seeing patients of all ages (0+). The One Medical Virtual Medical Team (VMT) is a leading provider of virtual clinical care, providing world-class, convenient, evidence-based virtual medical care to One Medical patients in concert with their primary care providers.
NewFamily Medicine Physician - Sign on Bonus available One MedicalFamily Medicine Physician - Sign on Bonus availableDARIEN, CT$273,500–$327,000 / yearOur seamless in-office and 24/7 virtual care services, on-site labs, and programs for preventive care, chronic care management, common illnesses and mental health concerns have been delighting people for the past fifteen years. Employee Assistance Program - Free confidential services for team members who need help with stress, anxiety, financial planning, and legal issues.
Virtual Primary Care Physician One MedicalVirtual Primary Care PhysicianNEW YORK, NYRemote$262,000–$278,500 / yearOur seamless in-office and 24/7 virtual care services, on-site labs, and programs for preventive care, chronic care management, common illnesses and mental health concerns have been delighting people for the past fifteen years. The One Medical Virtual Medical Team (VMT) is a leading provider of virtual clinical care, providing world-class, convenient, evidence-based virtual medical care to One Medical patients.
Primary Care Physician One MedicalPrimary Care PhysicianDARIEN, CT$273,500–$290,700 / yearOur seamless in-office and 24/7 virtual care services, on-site labs, and programs for preventive care, chronic care management, common illnesses and mental health concerns have been delighting people for the past fifteen years. Employee Assistance Program - Free confidential services for team members who need help with stress, anxiety, financial planning, and legal issues.
Virtual Primary Care Physician - NY, DC or CA Licensed One MedicalVirtual Primary Care Physician - NY, DC or CA LicensedNEW YORK, NYRemote$262,000–$278,500 / yearOur seamless in-office and 24/7 virtual care services, on-site labs, and programs for preventive care, chronic care management, common illnesses and mental health concerns have been delighting people for the past fifteen years. The One Medical Virtual Medical Team (VMT) is a leading provider of virtual clinical care, providing world-class, convenient, evidence-based virtual medical care to One Medical patients.
NewVirtual Seasonal Physician Assistant - NY Licensed One MedicalVirtual Seasonal Physician Assistant - NY LicensedNEW YORK, NYIn the past 5 years, practiced as an Advanced Practitioner for at least: 2 years in an outpatient primary care setting seeing patients of all ages (0+), OR 2 years in an urgent care or emergency medicine setting seeing patients of all ages (0+). The One Medical Virtual Medical Team (VMT) is a leading provider of virtual clinical care, providing world-class, convenient, evidence-based virtual medical care to One Medical patients in concert with their primary care providers.
NewSenior Trust Officer Midland States BankSenior Trust OfficerTarrytown, NY$106,250–$177,050 / yearThe Senior Trust Officer is responsible to develop, deepen, and maintain relationships with investment management clients, trust clients, beneficiaries, and other interested parties for an assigned book of business and is expected to build a network of centers of influence. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.
NewVirtual Family Nurse Practitioner - NY Licensed One MedicalVirtual Family Nurse Practitioner - NY LicensedThe Bronx, NY$59.10–$65.50 / hourIn the past 5 years, practiced as an Advanced Practitioner for at least: 2 years in an outpatient primary care setting seeing patients of all ages (0+), OR 2 years in an urgent care or emergency medicine setting seeing patients of all ages (0+) . The One Medical Virtual Medical Team (VMT) is a leading provider of virtual clinical care, providing world-class, convenient, evidence-based virtual medical care to One Medical patients in concert with their primary care providers.
Financial Business Analyst Brains Workgroup, Inc.Financial Business AnalystHuntington Station, NY$90,000–$115,000 / yearFull timePosition Summary: The primary responsibilities of the Financial Business Analyst will be to support the Financial Business Partners (FBP), and each business unit (BU) team to analyze and monitor Sales trends, Gross Margin, Cost and pricing. Prepare Gross margin analysis including impact from sales price variance, product mix, volume customers, markets and applications.
Senior Financial Analyst, Affiliate Financial Planning & Analysis Horizon MediaSenior Financial Analyst, Affiliate Financial Planning & AnalysisNew York, New YorkWe provide a competitive total rewards package including a discretionary bonus and a variety of benefits including health insurance coverage, life and disability insurance, retirement savings plans, company paid holidays and unlimited paid time off (PTO), mental health and wellness resources, pet insurance, childcare resources, identity theft insurance, fertility assistance programs, and fitness reimbursement. Collaborate closely with affiliate business management teams and Horizon finance teams to analyze monthly revenue/expense variances and ensure accruals and adjustments are properly recorded in the accounting records.
Director, Financial Planning & Analysis Herself HealthDirector, Financial Planning & AnalysisNew York, NYWe are building a new model of primary care for women 50+ to solve long-standing problems: rushed appointments, long wait times, and care that's generalized rather than specialized towards women's needs later in life such as menopause, post-menopausal care, bone density, weight management, and mental, social and emotional well-being. Our ideal candidates have strategic prowess and the ability to use data to build best practices and implement great ideas in collaboration with our team and our community.
Manager, Financial Planning and Analysis Progyny IncManager, Financial Planning and AnalysisNew York, NY$115,000–$130,000 / yearHeadquartered in New York City, Progyny has been recognized for its leadership and growth as a TIME100 Most Influential Company, CNBC Disruptor 50, Modern Healthcare's Best Places to Work in Healthcare, Forbes' Best Employers, Financial Times Fastest Growing Companies, Inc. 5000, Inc. Our benefits solution empowers patients with concierge support, coaching, education, and digital tools; provides access to a premier network of fertility and women's health specialists who use the latest science and technologies; drives optimal clinical outcomes; and reduces healthcare costs.
Senior Director, Budget and Financial Planning & Analysis New York UniversitySenior Director, Budget and Financial Planning & AnalysisNew York, New York$255,500–$305,500 / yearPosition Summary: Under the direction of the Vice President for Budget and Planning, the Senior Director is a leadership position within the Budget Office, with management and oversight responsibilities for the University's consolidated and Unit Budgeting, Financial Planning and Analysis and select strategic projects and reporting. 10+ years of experience in financial planning and analysis or closely related field with responsibility for large program/functional area; managerial/coaching experience; proven track record of being a positive change agent.
Director, Financial Planning & Analysis (FP&A)(NYC) Medidata Solutions IncDirector, Financial Planning & Analysis (FP&A)(NYC)New York, NY$157,000–$220,000 / yearOutstanding communication (written and verbal), interpersonal, and executive presentation skills, with a proven ability to effectively communicate complex financial information to all levels of the organization, including the executive team and potentially the Board of Directors. Celebrating over 25 years of ground-breaking technological innovation across more than 38,000 trials and 12 million patients, Medidata offers industry-leading expertise, analytics-powered insights, and one of the largest clinical trial data sets in the industry.
Manager, Financial Planning and Analysis DuetManager, Financial Planning and AnalysisNew York City, New YorkBy providing NPs with tailored products and services within a supportive setting, Duet is building the nation’s largest network of NP-owned practices, driving better outcomes for patients and communities. In this role, you'll be a key financial partner to the business, owning our budgeting process, building the models that drive strategic decisions, and turning complex data into clear narratives for leadership.
Director of Financial Planning and Analysis Creation Technologies LLCDirector of Financial Planning and AnalysisNY$185,000–$205,000 / yearBased fully on-site in Rochester, NY, this highly visible strategic individual contributor role is ideal for a finance leader who thrives in a fast-paced, data-driven manufacturing environment and enjoys partnering directly with operational and executive leadership. Beyond the numbers, you will serve as a trusted business partner across functions - influencing decisions, identifying operational trends, and helping leaders navigate both tactical challenges and long-term strategic priorities.
Veterans Transition Program -Associate, Financial Planning & Analysis BlackRock IncVeterans Transition Program -Associate, Financial Planning & AnalysisNew York, NY$100,000–$130,000 / yearOver the course of the Program, participants will: Join teams and have an immediate impact; Immerse themselves in the work of their teams; Gain an understanding of how BlackRock serves its clients; Be supported through training and mentorship; Get exposure to senior leaders; Participate in social and networking opportunities. Strategic Finance plays a central role in budgeting and forecasting, enterprise planning, and high-impact initiatives - helping to define firmwide priorities, inform strategic decisions, and drive long-term value creation across global markets.
Vice President, Financial Planning & Analysis The Bank of New York Mellon CorpVice President, Financial Planning & AnalysisNew York, NY$83,000–$159,000 / yearThe role will primarily support the Fund and Investor Solutions Engineering groups, partnering closely with COO teams on workforce strategy, leading budget and forecast activities, and providing analytics that enable Engineering leaders to make informed, data-driven decisions. To be successful in this role, we're seeking the following: Bachelor's degree in Finance, Accounting, Business Administration, or a related field, or the equivalent combination of education and experience, is required.
Analyst, Financial Planning & Analysis Link LogisticsAnalyst, Financial Planning & AnalysisNew York, New YorkThe Analyst, Financial Planning & Analysis will work directly with FP&A leadership to identify, design, and deploy AI-native solutions that transform how the company plans, forecasts, reports, and makes decisions. The scope is deliberately broad: we want someone who can move fluidly between building a working prototype, pressure-testing a financial model, and presenting a vision to senior leadership.
Technical Manager, Financial Planning and Analysis (FP&A) PrenuvoTechnical Manager, Financial Planning and Analysis (FP&A)New York, NY$160,000–$190,000 / yearHelp reshape the world through proactive healthcare while working with cutting-edge technology and high performing teams with deep expertise - join us to make a difference in people's lives! Our unique integrated stack of optimized hardware, software, and increasingly AI, coupled with the patient-centric experience across our domestic and global clinics, have allowed us to lead the change against "we caught it too late again".
Director, Enterprise Financial Planning Metropolitan Transportation AuthorityDirector, Enterprise Financial PlanningNew York, NY$173,522–$216,902 / yearThe Director is responsible for leading multiple critical corporate-wide analyses, including those related to economic forecasting, fare/toll revenue, ridership/vehicle crossing utilization, subsidies, personnel-related expenses, and collective bargaining agreement provisions. Opening: The Metropolitan Transportation Authority is North Americas largest transportation network, serving a population of 15.3 million people across a 5,000-square-mile travel area surrounding New York City, Long Island, southeastern New York State, and Connecticut.
NewFinancial Planning & Analysis Intern Planned Parenthood Federation of America IncFinancial Planning & Analysis InternNew York, NYThe Finance Department provides confidence to all stakeholders in the fiscal and fiduciary responsibility of Planned Parenthood Federation of America (PPFA), Planned Parenthood Action Fund (PPAF) and its related entities, and Planned Parenthood Global (PP Global) and its related entities (collectively the Organizations) with a commitment to customer service, sound controls, compliance monitoring, and timely, accurate, and complete reporting, analysis and decision support to further the Federation's mission. Planned Parenthood Federation of America (PPFA) is a 501(c)(3) charitable organization that supports the independently incorporated Planned Parenthood affiliates, which operate non-profit health centers across the U.S. PPFA also works to educate the public on and advocate for issues of sexual and reproductive health.
Infrastructure Financial Planning & Analysis - Vice President Morgan StanleyInfrastructure Financial Planning & Analysis - Vice PresidentNew York, New YorkWe’re seeking someone to join our Business Infrastructure Office team as a Vice President, Financial Planning & Analysis in Finance to provide analytical and executive-level insights and analytics to the ISG, MSIM, and WM segment Finance and management teams on their infrastructure allocations for budgeting and planning, forecasts/estimates, and actuals analytics. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.
Senior Analyst, Financial Planning & Analysis Hospital for Special SurgerySenior Analyst, Financial Planning & AnalysisNY$86,000–$131,375 / yearBachelor's degree in finance, Business Administration, or a related field - or equivalent practical experience (including internships, military experience, or relevant analytical/operations roles) • 3+ years of experience in corporate or institutional financial planning, preferably within healthcare. • Proficiency in Excel and PowerPoint; experience with financial planning systems/tools is a plus, but not required • Clear communicator who can build strong working relationships with cross-functional teams; comfortable asking questions and following through.
Financial Planning and Analysis Manager rePurpose GlobalFinancial Planning and Analysis ManagerNew York, New YorkReporting to the Head of Finance, you will own consolidated financial modeling, SaaS metrics forecasting, and management reporting, translating complex data into clear narratives for executive leadership and the Board. The role is onsite working; we are looking for team members to be located at our head office in New York City, with weekly in-office days at our office at 1460 Broadway.
Corporate Financial Planning & Analysis Manager Prestige Consumer Healthcare IncCorporate Financial Planning & Analysis ManagerNY$145,000–$160,000 / yearWe operate in niche segments within these categories in which the strength of our brand names, our established retail distribution network, a low-cost operating model and an experienced management team are the keys to our success. This role operates independently to translate business drivers into decision-oriented financial insights, with direct impact on pricing, margin, cost productivity, and capital allocation decisions.
Director, Financial Planning & Analysis A Place for Mom IncDirector, Financial Planning & AnalysisNew York, NY$170,000–$190,000 / yearTogether, we simplify the senior care search with free, personalized support - connecting caregivers and their loved ones to vetted providers from our network of 15,000+ senior living communities and home care agencies. This key leadership position will drive budget-to-actual analysis, deliver insightful reporting, and support both internal and external reporting requirements through detailed, ad hoc analyses.
Manager, Financial planning and Analysis Mastercard IncManager, Financial planning and AnalysisPurchase, NY$125,000–$207,000 / yearAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Director, Financial Planning & Analysis Mastercard IncDirector, Financial Planning & AnalysisPurchase, NY$163,000–$269,000 / yearAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and. Role: The Director is responsible for supporting a broad spectrum of financial processes and initiatives including but not limited to the following: • Develop and manage driver based forecast models linking operational metrics to PN, VASS, and consolidated financial outcomes.
Financial Planning and Analysis Manager Horizon Air FreightFinancial Planning and Analysis ManagerInwood, NYFull timeCross-functional Collaboration: Serve as a financial business partner, working closely with other departments (e.g., Operations, Sales, Information Technology, Human Resources) to gather data, build consensus on financial plans, and provide financial expertise. · Process Improvement: Drive continuous improvement in financial planning processes, systems, and reporting capabilities, leveraging financial software and tools (e.g., ERP, BI, AI, Microsoft Excel) to enhance efficiency and accuracy.
U.S. Banks Financial Planning & Analysis - Director Morgan StanleyU.S. Banks Financial Planning & Analysis - DirectorNew York, New YorkDepartment Description: Within U.S. Banks, the Financial Planning & Analysis (FP&A) function is responsible for producing the Annual Strategic Plan and periodical forecasts, leading Balance Sheet and Income Statement efforts for the Banks' Annual and Quarterly Stress Test (AST/QST) submissions to the OCC and providing US Banks' management teams with key financial and strategic analysis to support the Banks' global businesses. Company Description: Morgan Stanley is a global financial services firm that conducts its business through three principal business segments-Institutional Securities, Investment Management and Wealth Management (inclusive of Morgan Stanley Private Bank, National Association (MSPBNA) and Morgan Stanley Bank, NA -collectively, the U.S. Banks).
Vice President, Financial Planning & Analysis (FP&A) Portage Point Partners LLCVice President, Financial Planning & Analysis (FP&A)New York, NY$160,000–$200,000 / yearOur cross-functional platform spans the full business lifecycle and offers middle market clients integrated solutions across Transaction Advisory Services (TAS), Valuations (VAL), Transaction Execution Services (TES), Office of the CFO (OCFO), Performance Improvement (PI), Interim Management (IM), Investment Banking (IB) and Turnaround & Restructuring Services (TRS). This Vice President is the first dedicated FP&A hire within the Accounting & Finance function, playing a critical role in building and scaling financial planning and analysis capabilities in a fast-paced, sponsor-backed, entrepreneurial environment.
Financial Planning & Analysis (FP&A) Senior Associate Guidehouse IncFinancial Planning & Analysis (FP&A) Senior AssociateNew York, NY$74,000–$124,000 / yearThis role includes managing and developing the Corporate Services SG&A budget, analyzing actual results compared to the budget, assisting with the monthly financial close, reviewing monthly results to identify and investigate variances, and preparing reports and presentations to explain month-end outcomes. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs.
NewFinancial Planning & Analysis Analyst JCCs of North AmericaFinancial Planning & Analysis AnalystNew York, NYRemote$85,000–$105,000 / yearThis involves working closely with various stakeholders throughout the organization to coordinate efforts, consolidate and analyze budget submissions, and prepare comprehensive management reports and presentations that summarize the budget outcomes.. Rooted in Jewish values, it is a cornerstone of the Upper West Side that provides something for every stage of life through a multifaceted array of offerings-spanning comprehensive children's and family programs, cutting-edge health and wellness, thought-provoking arts and culture, and vital social services.
Manager, Financial Planning & Analysis Mastercard IncManager, Financial Planning & AnalysisPurchase, NY$125,000–$207,000 / yearAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and. Independently manage ad hoc analytical requests and special projects for senior stakeholders, applying strong financial judgment, structured problem solving, and clear, executive ready communication.