Skills: Proficient reading, writing, grammar and mathematics skills; proficient interpersonal relations and communications skills; a thorough knowledge of: financial statement analysis, loan structuring, current laws/regulations applicable to commercial lending, and loan policies and procedures of the Bank; demonstrated management, supervisory and training skills. This role operates with a high level of independence on assigned credits and produces near-final analytical work product, while recognizing that final conclusions, priorities, and escalation decisions reside with Senior Credit Analysts, Credit Officers, or credit management.