Vice President of Human Resources JobotVice President of Human ResourcesPhoenix, AZ$140,000–$200,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Join a rapidly growing national commercial services organization backed by private investment and experiencing significant expansion across multiple markets throughout the United States.
Human Resources Manager JobotHuman Resources ManagerPhoenix, AZ$85,000–$100,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This role is responsible for aligning human resources strategies with organizational values, fostering a culture of service and integrity, and supporting leadership in building a strong, engaged workforce.
NewHuman Resources Director Encompass Health Rehabilitation Hospital of ScottsdaleHuman Resources DirectorScottsdale, AZOur achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing. Join us in a career close to home and close to your heart, with access to cutting-edge technology and a team committed to collaboration, support, and inclusiveness.
NewHuman Resources Director Encompass Health Rehabilitation Hospital of West ValleyHuman Resources DirectorAvondale, AZOur achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing. Join us in a career close to home and close to your heart, with access to cutting-edge technology and a team committed to collaboration, support, and inclusiveness.
NewHuman Resources Business Partner Avis Budget GroupHuman Resources Business PartnerPhoenix, AZ$95,000–$105,000Work with management to define talent management needs to design and implement HR programs and practices e.g., organizational design, workforce development/planning, talent review, succession planning, talent acquisition, compensation management, etc. that align with and support location needs and Company goals. In this role, you will be a key member of the HR leadership team and provide strategic and tactical human resources support for your assigned field operations location (~450 employees).
NewHR Manager- West Valley! Vaco LLCHR Manager- West Valley!Phoenix, AZ$100,000–$110,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Warehouse Manager Medline IndustriesWarehouse ManagerTolleson, AZ$101,000–$152,000 / yearFull timeWhen applicable - Adhere to and manage all transactions as the CDR (certified designated representative) and be responsible for ensuring accurate procedures and recordkeeping and to ensure Medline is compliant with the State of Florida's "Pharmacy Practice Act" administrative rule. Support the Director of Operations at the respective distribution center by directing warehouse activities and oversee all aspects of the daily production and order fulfillment.
NewBusiness Operations Specialist QwaltecBusiness Operations SpecialistTempe, AZThis role goes beyond traditional administrative duties and is designed for a candidate with a business degree or equivalent experience who can contribute across multiple corporate functions including executive support, accounting, finance, human resources, recruiting, contracts, and business development. Provide cross-functional support to core business areas including accounting, finance, human resources, recruiting, contracts administration, and proposal/business development activities.
Supervisor, Patient Services Sonora Quest LaboratoriesSupervisor, Patient ServicesPhoenix, AZPromotes the organization within the community through effective and professional communications with physicians, clients, and internal customers with an emphasis on teamwork and customer satisfaction. Coordinates facilities management for the assigned business unit through negotiation with vendors and by working with contractors, landlords, clients, and account managers.
NewMaintenance Supervisor, Nights RefrescoMaintenance Supervisor, NightsTempe, AZReporting to the Maintenance Manager, the Supervisor Maintenance is responsible for providing leadership for the maintenance functions, ensuring proper preventive maintenance of physical plant and all operating equipment, electrical troubleshooting, minimizing equipment downtime to provide maximum production capacity, and compliance with all Occupational Health and Safety regulations. Joining our team as a people manager means you’ll be encouraged to evolve as a leader who prioritizes the success of both you and your team, to deliver results, whilst bringing your authentic self to work.
NewField Sales Engineer - West OMI Industries IncField Sales Engineer - WestPhoenix, AZThis is a hands-on, traveling role (up to 30-50% overnight travel) that requires a strong combination of creative thinking and quantitative skills to identify growth opportunities, define strategy, and implement programs that are both brand building and metrics driven. Visit potential customers on site to demonstrate applications, teach them about products, how to select proper chemistry, source an odor, address an odor, and how an application system would be designed to distribute product.
NewSafety & Security Manager Department Head Marriott Vacations WorldwideSafety & Security Manager Department HeadScottsdale, AZCommunicates the importance of safety procedures, detailing procedure codes, ensuring associates understanding of safety codes, monitoring processes and procedures related to safety. 2-year degree from an accredited university in Criminal Justice or related major; 2 years' experience in the security/loss prevention or related professional area.
NewAutomotive Repair Store Manager Sun Devil AutoAutomotive Repair Store ManagerGlendale, AZThe Store Manager is responsible for the overall store performance both financial and operational of a market by establishing and maintaining guest services, overseeing and is accountable for the operation of their market by ensuring maximum sales and profitability through expense control, human resource management, and managing operating costs and shrink. Overview: Sun Auto Tire & Service (Sun Devil Auto, Wilhelm Automotive, Greulich’s Automotive, Borst Automotive and TGK Automotive) is a leading provider of quality aftermarket automotive repair, maintenance, and tire services.
NewAutomotive Repair Store Manager Wilhelm AutomotiveAutomotive Repair Store ManagerGlendale, AZThe Store Manager is responsible for the overall store performance both financial and operational of a market by establishing and maintaining guest services, overseeing and is accountable for the operation of their market by ensuring maximum sales and profitability through expense control, human resource management, and managing operating costs and shrink. Overview: Wilhelm Automotive (part of the Sun Auto Network) prides itself on being able to provide the best customer service and the highest quality service work available anywhere.
NewManager I, M&S Recruiting - Arizona/Cabo Marriott Vacations WorldwideManager I, M&S Recruiting - Arizona/CaboScottsdale, AZThe Manager will work with the hiring managers at locations within their assigned division / region across the Americas to understand and define their staffing requirements, create sourcing strategies, and provide subject matter expertise to develop candidate specifications that will meet business needs as appropriate. The Manager acts as a business partner to site Marketing & Sales hiring managers, which operate under a high-pressure incentive-based, target-driven atmosphere, to develop recruiting strategies to generate a strong pipeline of qualified candidates for posted positions.
NewRN Resident - New Graduate Registered Nurse - Greater Peoria Region Carle HealthRN Resident - New Graduate Registered Nurse - Greater Peoria RegionPeoria, AZThe staff Registered Nurse (RN) is a professional caregiver who assumes responsibility for a group of patients for a designated time frame and provides care to these patients via the utilization of the nursing process, nursing trends, technology, financial and human resources within the philosophy of the institution. In addition to our classroom curriculum, our residency program offers a variety of rotating clinical tracks to give you exposure to multiple units prior to deciding which unitis the best fit for you.
Store Manager - Spencer's Spencer Gifts - Spirit HalloweenStore Manager - Spencer'sPhoenix, AZ$22.15–$22.40 / hourFull timeThe Store Manager oversees and is accountable for the operation of a store, ensuring maximum sales and profitability through controlling expenses, shrinkage, human resources management as well as all aspects of merchandising and inventory control in adherence with all Company policies and procedures. The physical demands of the job require in excess of 8 hours of standing, walking, climbing ladders and lifting up to 50 pounds.
Vice President of Human Resources The Joint CorpVice President of Human ResourcesScottsdale, AZ$150,000–$175,000 / yearReporting directly to the CEO, the Vice President of Human Resources serves as a strategic business partner to executive leadership and leads all aspects of the Human Resources function, including talent strategy, organizational development, talent acquisition, total rewards, employee relations, HR operations, compliance, and learning and development. Provide executive leadership across all areas of Human Resources, including talent acquisition, organizational development, performance management, total rewards, employee relations, compliance, HR operations, and learning and development.
Vice President of Human Resources The Joint ChiropracticVice President of Human ResourcesScottsdale, AZFull timeReporting directly to the CEO, the Vice President of Human Resources serves as a strategic business partner to executive leadership and leads all aspects of the Human Resources function, including talent strategy, organizational development, talent acquisition, total rewards, employee relations, HR operations, compliance, and learning and development. Provide executive leadership across all areas of Human Resources, including talent acquisition, organizational development, performance management, total rewards, employee relations, compliance, HR operations, and learning and development.
NewHuman Resources Generalist International Search ConsultantsHuman Resources GeneralistPhoenix, ArizonaISC’s team of Manufacturing Recruiters is partnering with a thriving, a well-established $100M private equity-backed manufacturing organization seeking accomplished Human Resources to support the day-to-day HR operations of its Phoenix, Arizona facility. Reporting to the Vice President of Human Resources, this position offers the opportunity to make a meaningful impact across recruiting, employee relations, benefits administration, payroll support, onboarding, compliance, safety initiatives, and employee engagement.
Sr. Human Resources Business Partner Alliance Defending FreedomSr. Human Resources Business PartnerScottsdale, ArizonaYou will lead organizational assessment alongside our executive leadership team that converts strategies into result-driven actions, manage key employee relations and engagement matters, and act as a liaison with other HR functions (Compensation, Benefits, Recruiting, etc.). Human Resources Business Partner, you will report to the Vice President of Human Resources and be responsible for providing comprehensive HR consultation and support to designated teams to define and execute people strategies.
Human Resources Coordinator - AZ - Human Resources Midwestern UniversityHuman Resources Coordinator - AZ - Human ResourcesGlendale, AZPart timeMore than 6,000 full-time students are enrolled in graduate programs in osteopathic medicine, dentistry, pharmacy, physician assistant studies, physical therapy, occupational therapy, nurse anesthesia, cardiovascular perfusion, podiatry, optometry, clinical psychology, speech language pathology, biomedical sciences and veterinary medicine. vision correctable to 20/20 in one eye, hearing correctable to normal, ability to tolerate prolonged sitting; ability to stoop, stand, use of fingers, hands and arms; ability to tolerate repeated routine tasks.
NewHuman Resources Business Partner Atlas Healthcare Partners LlcHuman Resources Business PartnerPhoenix, AZThe complexity lies in balancing both strategic initiatives and day-to-day HR operations, ensuring alignment with the company's goals while addressing varying employee needs and business challenges. Atlas Healthcare Partners exists to form strategic partnerships with health systems across the nation to develop, manage and operate Ambulatory Surgery Centers (ASCs) in their markets.
Human Resources Business Partner McCarthy Holdings IncHuman Resources Business PartnerPhoenix, AZPlans and leads core HR processes and initiatives aligned with the overall business strategy in the functional areas of onboarding, performance management, employee engagement, culture, development, and compensation supporting a dedicated business unit(s). NOTICE TO EXTERNAL SEARCH FIRMS: McCarthy's Talent Acquisition Team is the only authorized representative permitted to engage with external search firms, staffing agencies, or other third-party recruiting partners.
Director, Human Resources ArchWell Health LLCDirector, Human ResourcesPhoenix, AZThis leader analyzes and understands the colleague lifecycle in a manner that equips them to shape a comprehensive approach for talent programs focused on driving business outcomes, delivering excellent care for our members, colleague growth and retention, performance management, and maintaining ArchWell Health as a best place to work. Lead and inspire the HRBP team to employ critical thinking, solid business acumen, analytical skills, and sound judgement to provide pragmatic advice, challenge points-of-view when necessary and offer alternative, constructive suggestions to ensure the organization has the talent necessary to accomplish its goals.
Director of Human Resources - AZ International Search ConsultantsDirector of Human Resources - AZPhoenix, ArizonaReporting directly to the CEO, the Director of HR will serve as a trusted business partner to executive leadership, leading all aspects of human resources while supporting organizational growth, operational excellence, and value creation. They have successfully navigated acquisitions and integrations, understand the pace and accountability of private equity ownership, and have a proven track record of leading HR across multiple manufacturing facilities.
NewArea Director, Human Resources - Phoenix, AZ US Foods Holding CorpArea Director, Human Resources - Phoenix, AZPhoenix, AZ$105,000–$160,000 / yearInternal: VP Field HR, Region HR Business Leader, Region President, Area President, Regional Functional leaders, Area HR, HR Functional teams, Legal, Communications, Operations Leadership, Commercial Leadership teams. Drive improvement in overall team performance and direct talent planning / management which includes: 1.) supporting employee performance improvement planning-including plan development, counseling, and follow-up and 2.) working with Area Staff to facilitate the completion of all talent routines, such as TAPP and STR.
People Services Coordinator (Human Resources) J.F. Shea Co IncPeople Services Coordinator (Human Resources)Scottsdale, AZPOSITION OVERVIEW: The People Coordinator, People Services (Human Resources) is a member of the BlueStar Resort & Golf Central Services team and is responsible and accountable for supporting a broad range of initiatives, primarily responding to Human Resources inquiries, payroll processing, maintaining current team member information, and processing staff recruitment information. MINIMUM REQUIREMENTS / QUALIFICATIONS / SKILLS: Associate's degree or equivalent from a two-year college or technical school; or one to two years' related Human Resources experience and/or training; or equivalent combination of education and experience preferred.
Human Resources Director - Component Repair Services (MO, AZ, FL, and CO) StandardAero IncHuman Resources Director - Component Repair Services (MO, AZ, FL, and CO)Phoenix, AZBuild organizational capability & succession planning by supporting efforts to identify and develop critical-to-business talent, lead succession planning and leadership development across division SBUs. 3+ years of experience developing and deploying initiatives supporting workforce strategy & organization design, strategic organizational change management, performance enablement, organic / inorganic growth, talent optimization, and culture improvement.
SENIOR HUMAN RESOURCES ANALYST Corporate Solutions TechSENIOR HUMAN RESOURCES ANALYSTPhoenix, AZAdvises supervisors and managers on a variety of human resources policies and functions, such as employee performance, selection, collective bargaining agreements, discipline, leave issues, and grievance handling; Advises supervisors of policies and procedures that cover work-related industrial injuries; Assists in the development and training of employees on new policies and procedures; Conducts and responds to compensation and benefits surveys; Conducts classification and compensation studies or serves as liaison to the Human Resources Department for these studies; Conducts human resources-related research such as investigations, job analyses, seniority calculations, and position audits; Conducts recruitment and promotional processes or serves as liaison to the Human Resources Department for these processes; Conducts studies on various human resources topics and writes reports on findings; Conducts, coordinates, and/or assists in the training of employees on policies, procedures, and/or other topics relevant to the job; Counsels job applicants on City employment and/or employees on topics such as education, career advancement, and/or other career-management topics; Develops and/or reviews employee selection instruments such as employment exams, pre-interview exercises, and interview questions; Gathers, redacts, and responds to subpoenas and public records requests. ACCEPTABLE EXPERIENCE AND TRAINING: Two years of professional human resources management experience and a bachelor's degree in human resources, public or business administration, or a related field.
Human Resources Aide Corporate Solutions TechHuman Resources AidePhoenix, AZWork under pressure to meet tight time schedules and deadlines, and handle significant problems and tasks which come up simultaneously or unexpectedly. REQUIRED KNOWLEDGE AND ABILITIES: Knowledge of: Modern office practices, procedures, and manual and computerized record maintenance procedures and clerical processes.
Regional Human Resources Manager Saia IncRegional Human Resources ManagerPhoenix, AZManages the execution and delivery of human resources programs and policies, including staffing, benefits, employee relations, training, and safety programs. With hundreds of terminals across the country and growing, we're always looking for more collaborative and motivated individuals to join our team.
Human Resources Analyst Senior Arizona Department of AdministrationHuman Resources Analyst SeniorPhoenix, ArizonaThe Department also helps resolve consumer complaints against financial-services and insurance entities; takes action in response to violations of law; encourages competition, innovation, and economic development; collects taxes and assessments that support State government operations; combats auto theft and insurance fraud through public awareness campaigns, and funding for law enforcement and dedicated prosecutors. Pre-Employment Requirements: • Employees who drive on state business are subject to driver license record checks, required to maintain acceptable driving records and complete any required driver training (see Arizona Administrative Code R2-10-207.11).
Human Resources Generalist SAFEWAY GARAGE DOORS, LLCHuman Resources GeneralistTempe, AZFull timeAt Safe-Way Garage Doors and First United Garage Doors , we're more than a leading manufacturer of residential and commercial garage doors—we're a team committed to creating a workplace where employees can thrive. If you're passionate about recruiting top talent, supporting employees, ensuring compliance, and partnering with leaders to build an engaged workforce, we'd love to meet you.
Human Resources Generalist Safeway Garage DoorsHuman Resources GeneralistTempe, ArizonaAt Safe-Way Garage Doors and First United Garage Doors , we're more than a leading manufacturer of residential and commercial garage doors—we're a team committed to creating a workplace where employees can thrive. If you're passionate about recruiting top talent, supporting employees, ensuring compliance, and partnering with leaders to build an engaged workforce, we'd love to meet you.
Human Resources Director Heritage AcademyHuman Resources DirectorMesa, ArizonaDirect human resources strategies related to staffing, employee support, compliance, and organizational effectiveness including: Job postings, candidate sourcing, screening, and communication; Employee onboarding and orientation; Employee relations, documentation, and support. As an integral part of Heritage Academy, this position will support the network by leading human resources strategy, employee relations, talent acquisition, compliance, onboarding, benefits administration, and employee support systems.
Human Resources Business Partner Trulieve Cannabis CorpHuman Resources Business PartnerPhoenix, AZRecognizes sensitivity, complexity, and urgency of employee relations issues and takes appropriate action to provide sound guidance on resolutions protecting sensitive information or escalate issues to Executive Director of Human Resources. Our specially trained staff works hand-in-hand with physicians to provide the right products and the correct dosage to ensure patients get the compassionate care they need.
Human Resources Coordinator (26-27SY) Osborn School DistrictHuman Resources Coordinator (26-27SY)Phoenix, AZEssential duties and responsibilities may include, but are not limited to, the following: Supports principals and school leaders with meeting staffing needs and supporting district recruiting efforts. Consults with staff and managers to analyze, facilitate and resolve HR issues; interprets policies and advises employees and supervisors regarding HR issues, policies and procedures.
Human Resources Generalist Nammo Defense Systems, IncHuman Resources GeneralistMesa, AZFull timeThis role requires collaboration across internal shared services teams, site-level HR, finance, payroll and L&D professionals across all U.S. business units and with external customers. The Human Resources Generalist operates within Nammo's U.S. Shared Services organization supporting HR functions across all U.S. legal entities within the Nammo Group.
Human Resources Business Partner (HRBP) Monte Nido & AffiliatesHuman Resources Business Partner (HRBP)Scottsdale, AZ$100,000–$120,000 / yearResponsibilities Include: Work as part of a national human resources team, developing and leading strategy and communications specific to our employee programs, and providing HR support and guidance for Monte Nido leaders and team members in multiple states and virtually. Work as part of a national human resources team, developing and leading strategy and communications specific to our employee programs, and providing HR support and guidance for Monte Nido leaders and team members in multiple states and virtually.
NewHuman Resources Manager Highgate Hotels LPHuman Resources ManagerParadise Valley, AZFive pools, a full-service salon and day spa, and nearby championship golf set the stage for memorable experiences framed by elegant Spanish Mission-inspired architecture, fragrant gardens filled with desert flowers, and stunning views of Camelback and Mummy Mountain. Highgate is a leading real estate investment and hospitality management company with over $15 billion of assets under management and a global portfolio of more than 400 hotels spanning North America, Europe, the Caribbean, and Latin America.
Regional President, Title Lennar HomesRegional President, TitlePhoenix, AZFull timeThis leader drives P&L outcomes, ensures regulatory and underwriting integrity, strengthens builder and mortgage relationships, and develops a high-performing team of Branch and Market Managers to deliver a best-in-class title experience aligned with Lennar’s homebuilding enterprise. Act as an executive escalation point for builder and mortgage related service issues, collaborating cross-functionally to implement rapid, sustainable resolutions.
Senior Internal Human Resources Specialist, People Relations - AZ, GA - On Site Vensure Employer ServicesSenior Internal Human Resources Specialist, People Relations - AZ, GA - On SiteChandler, AZ$59,000–$69,000 / yearThe Senior Internal Human Resources Specialist - People Relations & HR Partnerships will play a critical role in fostering a positive work environment by managing employee relations, conducting thorough investigations, assisting in reviewing and providing guidance to the team on termination consultation escalations, and offering performance management and discipline training and coaching to managers. Create investigation plans, send investigation notices, schedule investigation interviews, prepare investigation interview questions based on the specific details of the complaint, conduct investigation interviews, take detailed investigation notes, ensure signed statements and/or interview notes are signed off on by the investigation participants, prepare investigation summary report and exhibit list to document findings and evidence collected, update the investigation tracker, and ensure investigation files are complete and organized.
NewSenior Internal Human Resources Specialist, People Relations - AZ, GA - On Site VensureSenior Internal Human Resources Specialist, People Relations - AZ, GA - On SiteChandler, AZ$59,000–$69,000Position Summary The Senior Internal Human Resources Specialist - People Relations & HR Partnerships will play a critical role in fostering a positive work environment by managing employee relations, conducting thorough investigations, assisting in reviewing and providing guidance to the team on termination consultation escalations, and offering performance management and discipline training and coaching to managers. Create investigation plans, send investigation notices, schedule investigation interviews, prepare investigation interview questions based on the specific details of the complaint, conduct investigation interviews, take detailed investigation notes, ensure signed statements and/or interview notes are signed off on by the investigation participants, prepare investigation summary report and exhibit list to document findings and evidence collected, update the investigation tracker, and ensure investigation files are complete and organized.
Human Resources Manager The French AgencyHuman Resources ManagerTolleson, ArizonaThis role will initially take on generalist duties to fully understand organizational processes and will transition to managing both payroll and HR functions following an internal leadership change. We are seeking an analytical and process-driven Human Resources Manager to lead day-to-day HR operations and support the continued development of HR policies, compliance, and employee services.
Human Resources Summer Intern Stride, Inc.Human Resources Summer InternPhoenix, ArizonaRemoteThis position is remote and open to residents of the 50 states, D.C. COMPENSATION & BENEFITS: Stride, Inc. considers a person's education, experience, and qualifications, as well as the position's work location, expected quality and quantity of work, required travel (if any), external market and internal value when determining a new employee's salary level. Essential functions may vary from administrative, clerical and support level work to more hands-on tactical work as determined by team needs.
Human Resources Generalist Amphenol Aerospace OperationsHuman Resources GeneralistMesa, AZWith manufacturing sites in Sidney, NY, Mesa, AZ, Nogales, MX, and a Design Center in Pasadena, CA, Amphenol Aerospace Operations has been a leader in designing and manufacturing electrical components for the aviation and commercial airplane industry for over 100 years. This employee is responsible for a variety of Human Resources duties including but not limited to HRIS data entry, recruiting, employee relations, benefits, onboarding, employee engagement, Family and Medical Leave Act (FMLA) leave administration, and management of college internship program.
Human Resources Business Partner iSolved HCMHuman Resources Business PartnerPhoenix, AZFrom talent acquisition to workforce management to talent management, our solutions are delivered directly or through our HRO partner network to more than 5 million employees and 145,000 employers across all 50 states - who use them every day to increase productivity, accelerate decision-making and ensure performance, while reducing risk. Our solutions are delivered directly or through our partner network to more than five million employees and 145,000 employers - who use them every day to boost performance, increase productivity, and accelerate results while reducing risk.
NewHuman Resources Technician (Recruitment) Salt River Pima-Maricopa Indian CommunityHuman Resources Technician (Recruitment)Scottsdale, AZ$53,600–$71,098 / yearIn order to obtain preference, the following is required: 1) Qualified Community Member Veteran (DD-214) will be required at the time of application submission 2) Qualified Community Member (must provide Tribal I.D at time of application submission),3) Spouse of a Community Member (Marriage License/certificate and spouse Tribal ID or CIB is required at time of application submission), and 4) Native American (Tribal ID or CIB required at time of application submission). Health Reimbursement Arrangement (HRA): A retiree HRA with Health Equity, which is a tax-advantaged employer-funded account that retired employees (Age 55+) can use for qualified medical expenses, including some premiums, and out-of-pocket expenses such as copays and deductibles.