Programs within the Division include: The HomeFirst down payment assistance program, which provides financial assistance towards down payment and closing costs for first-time homebuyers, The Affordable Neighborhood Cooperative Program (ANCP), which works to rehabilitate distressed city-owned occupied multi-family properties to create affordable cooperatives for low- and moderate-income households, The Open Door Program, which funds construction of cooperative and fee simple buildings to low, moderate- and middle-income families, Small Homes Rehab, which works to rehab existing public sites and privately owned 1-4 family homes to create affordable homeownership opportunities for low-income residents, The Plus One Accessory Dwelling Unit (ADU) program that finances ADU conversions in small homes, HomeFix and Project Help programs provide access to affordable low- or no-interest and potentially forgivable loans and grants for home repairs as well as resiliency or energy efficiency improvements to eligible owners of one- to four-family homes in New York City in partnership with nonprofit organizations, And special initiatives including Community Land Trusts, the Community Restoration Fund, and other projects designed to support long-term affordable homeownership opportunities through New York City. Performing required due diligence to verify the eligibility of the applicants' household income, HomeFirst housing inspection report and HomeFirst loan amount, in addition to assessing the primary mortgage underwriting to ensure compliance with HomeFirst Term Sheet and program guidelines.