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This role will require extensive interaction with cross-functional teams to effectively influence and advance the merchant underwriting framework while ensuring risk controls are documented and enforced. Document and manage operational controls to ensure seamless alignment with the Lines of Defense (2nd Line Risk/Validation, 3rd Line Internal Audit) and Model Risk Management (MRM).

<div><div></div><div>Role Summary/Purpose:The VP, Merchant Risk Underwriting is a multi-functional role within the Credit Acquisition Strategy team. Primary responsibilities include designing merchant underwriting strategies and managing the overall risk exposure (credit, fraud, and reputational) associated with new merchant acquisitions. This role will require extensive interaction with cross-functional teams to effectively influence and advance the merchant underwriting framework while ensuring risk controls are documented and enforced.Our Way of Working:We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events. *Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.</div><div>Essential Responsibilities:<ul><li>Design, implement, and monitor SMB merchant underwriting strategies, focused heavily on expanding decisioning capabilities (e.g., identity verification, fraud controls, KYB/KYC).</li><li>Analyze large datasets, identify emerging trends, and track champion/challenger strategy performance.</li><li>Partner with third-party data vendors and internal technical teams to evaluate and deploy new underwriting technologies, firmographic tools, and API integrations that improve the merchant onboarding process.</li><li>Provide effective challenge to commercial partners while supporting portfolio growth.</li><li>Deploy enhanced surveillance and early-warning monitoring to detect emerging risk and manage credit exposure.</li><li>Partner with Portfolio Credit Managers (PCMs) to support key responsibilities, including conducting industry reviews, monitoring portfolio performance, and driving strategy improvements.</li><li>Create ad hoc analytics and reporting to support leadership decisions, client needs, and special projects.</li><li>Investigate and resolve customer/client issues, coordinating root-cause analysis and remediation to improve experience and reduce repeat events.</li><li>Develop and deliver client-facing and internal executive presentations on portfolio performance, risk themes, and recommended actions.</li><li>Document and manage operational controls to ensure seamless alignment with the Lines of Defense (2nd Line Risk/Validation, 3rd Line Internal Audit) and Model Risk Management (MRM).</li><li>Enforce bank credit policy and underwriting standards.</li><li>Perform other duties and/or special projects as assigned.</li></ul>Qualifications/Requirements:<ul><li>Bachelor's degree and 5+ years of experience in a strategic analytical role, or in lieu of a degree, 10+ years of experience in a commercial Credit/Risk role</li><li>5+ years of experience in a credit risk/fraud strategy development role</li><li>5+ years of SAS/SQL/Python programming experience (proficient level) with the ability to analyze complex datasets to derive actionable insights</li><li>Experience operating at a strategic level within cross-functional teams</li><li>Strong communication and presentation skills, with a proven ability to interact with, influence, and present to senior leadership and external clients</li><li>Ability to navigate uncertainty, collaborate respectfully across functions and teams, and solve complex issues without prior precedent</li><li>Ability and flexibility to travel for business as required</li></ul>Desired Characteristics:<ul><li>Expertise in consumer and commercial credit lending lifecycles, fraud risk solutions, and KYB/KYC identity solutions</li><li>Demonstrated use of advanced technical and analytical competencies to drive effective strategic goals within a significant functional area</li><li>Strong understanding of credit and fraud models</li><li>Familiarity with Model Risk Management (MRM) frameworks and internal control governance</li><li>Demonstrated ability to manage multiple projects, organize workflows and timelines, and perform in a fast-paced environment</li><li>Experience working alongside and in partnership with offshore teams</li><li>Master’s Degree or MBA with advanced analytic focus, or equivalent advanced degree</li></ul>Grade/Level: 12The salary range for this position is 135,000.00 - 230,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.Salaries are adjusted according to market in CA, NY Metro and Seattle.</div></div>Our Way of Working:We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events. *Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.Eligibility Requirements:<ul><li>You must be 18 years or older</li><li>You must have a high school diploma or equivalent</li><li>You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process</li><li>You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.</li><li>New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).</li></ul>Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Our Commitment:When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all. Reasonable Accommodation Notice: <ul><li>Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.</li><li>If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time</li></ul>Job Family Group:Credit

Synchrony Financial

VP, Merchant Risk Underwriting

Acquisition Strategy

Alliance/Partner Marketing

Analysis Skills

Application Programming Interface (API)

Background Investigation

Business Administration

Commercial Loans

Communication Skills

Consumer Loans

Credit Risk

Cross-Functional

Customer Relations

Data Sets

Develop and Maintain Customers

Field Sales

High School Diploma

Hubs

Insurance

Internal Audit

Investment Management

Know Your Customer (KYC)

Leadership

Legal

Loan Structuring

Multitasking

Offshoring

Onboarding

Operations Management

Performance Analysis

Presentation/Verbal Skills

Problem Solving Skills

Process Improvement

Project/Program Management

Python Programming/Scripting Language

Resolve Customer Issues

Risk

Risk Management

Risk Modeling

Root Cause Analysis

SQL (Structured Query Language)

Statistical Analysis System (SAS)

Strategic Analysis

Strategic Planning

Surveillance

Trend Analysis

Underwriting

Willing to Travel

Work From Home

Capital Markets Placement_feed

FEED

YEAR

Ability to provide documentation of updated vaccinations to include but not limited to (dependent of location, federal and local regulations and business policies for healthcare and others): TB, MMR, Varicella, Hep B (or declination), TDAP and Seasonal Influenza (Flu) and Covid. We do that by providing both remote and on-site services in more than 350 languages, for over 6,000 clients with a diverse and highly experienced staff, and over 8,000 contract interpreters.

At Propio Language Services we are closing the language gap by connecting people anywhere and anytime through innovative technology and solutions. Founded in 1998 Propio Language Services provides critical interpreting and translation services that improve the quality of life with the communities we engage in. We do that by providing both remote and on-site services in more than 350 languages, for over 6,000 clients with a diverse and highly experienced staff, and over 8,000 contract interpreters. Quality interpretation is critical to our shared success, and it is only possible by bringing in the best interpreters in the industry. We currently have a need for Onsite Spanish Interpreters in the Cincinnati, OH area who have a sincere desire to use their language skills to help people and are passionate about what they do. Contract Responsibilities:<ul><li>Provides consecutive in person and virtually both by phone and video remote first-person interpretation.</li><li>Follows interpreter protocols and procedures as required by Propio L.S. clients.</li><li>Follows all Propio L.S. policies and procedures related to information confidentiality and interpreter ethics.</li><li>Maintains strict patient confidentiality in accordance with HIPAA, FERPA, GLBA and/or regulatory requirements or policies and standards.</li><li>Establishes and maintains quality service and positive interaction with all patients, customers, visitors, health care providers, and clinical employees.</li><li>Continuously improves vocabulary and specialized subject matter knowledge, as required for various clients, such as medical, legal, social services, etc.</li></ul>Requirements: <ul><li>Submission of updated Resume in English at time of Application.</li><li>Must be at least 18 years of age.</li><li>High school diploma or GED equivalent</li><li>Intermediate level computer skills</li><li>Access to reliable transportation</li><li>Ability to provide documentation of updated vaccinations to include but not limited to (dependent of location, federal and local regulations and business policies for healthcare and others): TB, MMR, Varicella, Hep B (or declination), TDAP and Seasonal Influenza (Flu) and Covid</li><li>Successful completion of a drug test and Background Check & Security Screen.</li><li>A signed commitment to confidentiality, adherence to ethics, and HIPAA compliance.</li></ul>Preferred Qualifications: <ul><li>1+ years of interpreting experience.</li></ul>Propio’s evaluation process conforms to interpreting standards defined by:<ul><li>National Council on Interpreting in Health Care (NCIHC)</li><li>International Medical Interpreters Association (IMIA)</li><li>California Healthcare Interpreters Association (CHIA)</li></ul>Diversity creates a healthier atmosphere: Propio is an Equal Employment Opportunity/Affirmative Action employers and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.Powered by JazzHR

Propio Language Services

Onsite Spanish Interpreter - Cincinnati OH

Affirmative Action

Community and Social Services

Computer Skills

Continuous Improvement

Diversity

Documentation

English Language

Family Educational Rights and Privacy Act (FERPA)

Federal Laws and Regulations

Genetics

HIPAA (Health Insurance Portability and Accountability Act)

Healthcare

Healthcare Providers

Interpersonal Skills

Language Interpreter

On Site Support

Patient Confidentiality

Quality Management

Quality of Life

Regulatory Requirements

Social Work

Standards Development

Translation Services

partner JazzHR

Members of UC Health include: UC Medical Center, West Chester Hospital, Daniel Drake Center for Post-Acute Care, Bridgeway Pointe Assisted Living, University of Cincinnati Physicians and UC Health Ambulatory Services (with more than 900 board-certified clinicians and surgeons), Lindner Center of HOPE and several specialized institutes including: UC Gardner Neuroscience Institute and the University of Cincinnati Cancer Center. The Sign Language Healthcare Interpreter is to facilitate effective communication between Deaf / Hard of Hearing (DHH) patients, their families and companions, and the UCH providers and staff.

Job Description Spanish Medical Interpreter, Full-time, First Shift UC Health is seeking a qualified and compassionate Spanish Medical Healthcare Interpreter for the UC Medical Center. The Sign Language Healthcare Interpreter is to facilitate effective communication between Deaf / Hard of Hearing (DHH) patients, their families and companions, and the UCH providers and staff. The interpreter will work with patients and practitioners in various medical settings ensuring accuracy, confidentiality, and cultural sensitivity. About University of Cincinnati Medical Center As part of the Clifton Campus of UC Health, Greater Cincinnati's academic health system, University of Cincinnati Medical Center has served Greater Cincinnati and Northern Kentucky for nearly 200 years. Each year, hundreds of thousands of patients receive care from our world-renowned clinicians and care team. Our experts utilize the most advanced medical knowledge and technology available, providing a level of specialty and subspecialty medical care that is not available anywhere else in Greater Cincinnati. UC Medical Center is also home to medical breakthroughs- our physician experts conduct basic, translational and clinical research, leading to new therapies and care protocols, and connecting patients to the latest and most advanced treatments. UC Medical Center houses Greater Cincinnati's only Level I adult trauma center, which includes the right mix of specialist and medical resources available at a moment's notice for a wide variety of the most complex medical conditions and injuries. Responsibilities <ul><li>Provide in-person American Sign Language (ASL) interpretation between Deaf / Hard of Hearing (DHH) patients, family, companions and UC Health staff and providers.</li><li>Interpret in a variety of medical settings including clinics, hospitals, emergency rooms, and mental health environments.</li><li>Accurately convey information using consecutive and simultaneous interpretation techniques while maintaining the message's tone and intent.</li><li>Maintain patient confidentiality and adhere to HIPAA and professional interpreting standards.</li><li>Facilitate communication that is culturally appropriate and sensitive to the needs of both the patient and medical staff.</li><li>Use consecutive, simultaneous, and sight translation techniques as appropriate for each interaction.</li><li>Prepare for assignments by reviewing relevant information or patient background when available.</li><li>Collaborate with the Interpreting Services team to ensure coverage and timely response to interpreting needs.</li><li>Collaborate with clinical teams to anticipate and respond to interpreting needs throughout the facility.</li><li>Document interpreting encounters as required by department policy.</li><li>Participate in ongoing training and development to stay current with medical terminology and interpreting best practices.</li></ul> Qualifications <ul><li>Associate degree or higher in Interpreting and/or Interpreter Training Program graduate</li><li>Preferred certification through national governing body.</li><li>Proficiency in English and the target language(s) with strong written and verbal communication skills.</li><li>Knowledge of medical terminology and healthcare procedures.</li><li>Minimum of 2 years of experience interpreting.</li><li>Preferred supervised interpreting experience in the medical / mental health setting.</li><li>Ability to interpret effectively, accurately, and impartially both receptive and expressive, using medical terminology as appropriate.</li><li>Ability to work with interdisciplinary professionals in a team environment.</li><li>Comfortability working in the medical field.</li><li>Flexible in response to changes in service provision demands.</li><li>Able to maintain professional demeanor in all situations.</li><li>Experience in problem solving and complaint resolution preferably in a healthcare setting.</li><li>Prior to being considered, Interpreter must job shadow position for hire for a minimum of 2 hours.</li><li>Prior to being considered, Interpreter must have a passing score from department administered interpreting assessment. </li><li>Preferred computer experience with a working knowledge of database entry, Microsoft Office products, and strong attention to detail required.</li></ul> Join our team to BE UC Health. Be Extraordinary. Be Supported. Be Hope. Apply Today! About UC Health UC Health is an integrated academic health system serving Greater Cincinnati and Northern Kentucky. In partnership with the University of Cincinnati, UC Health combines clinical expertise and compassion with research and teaching-a combination that provides patients with options for even the most complex situations. Members of UC Health include: UC Medical Center, West Chester Hospital, Daniel Drake Center for Post-Acute Care, Bridgeway Pointe Assisted Living, University of Cincinnati Physicians and UC Health Ambulatory Services (with more than 900 board-certified clinicians and surgeons), Lindner Center of HOPE and several specialized institutes including: UC Gardner Neuroscience Institute and the University of Cincinnati Cancer Center. Many UC Health locations have received national recognition for outstanding quality and patient satisfaction. UC Health is an EEO employer. Learn more at uchealth.com. UC Health is an EEO employer.

UC Health

Spanish Medical Interpreter, Full Time, Varied Shifts

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VP, Merchant Risk UnderwritingSynchrony Financial

Onsite Spanish Interpreter - Cincinnati OHPropio Language Services

Spanish Medical Interpreter, Full Time, Varied ShiftsUC Health

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