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Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank's commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy. Work will be completed within a high production-based environment and includes financial statement spreading into Bank software or templates, creating and updating loan requests in the Bank's loan production software, financial statement analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients.

Location: Onsite at location listed in posting. Summary Credit Analyst, Sr (CA Sr.) position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. Credit Analyst, Sr will be expected to provide credit analysis support for assigned commercial and corporate lending relationships. Work will be completed within a high production-based environment and includes financial statement spreading into Bank software or templates, creating and updating loan requests in the Bank's loan production software, financial statement analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients. A Sr. Analyst must be willing and capable of working proactively and independently while ensuring the credit quality of the portfolio. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment. Essential Duties and Responsibilities <ul><li> Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I and commercial real estate loans. </li><li> Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank's commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy. </li><li> Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted. </li><li> Analyze and prepare complex credit approval documentation in FHB's commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system. </li><li> Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines. </li><li> Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. </li><li> Participate in or lead special projects and assignments. </li><li> The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals. </li><li> Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations </li><li> Provide a bullet listing of the position's responsibilities and purpose for the responsibility. </li><li> Performs all other duties as assigned </li></ul> Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: <ul><li> Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience </li><li> Familiarity with corporate credit products and the processes used to analyze financial data </li><li> Good fundamental understanding of general bank operations and the commercial lending process </li><li> Experience as a Credit Analyst II or equivalent role preferred </li><li> 2-5 years of experience or equivalent combination of education and experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred </li><li> Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners </li><li> Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals </li></ul> Computer and Office Equipment Skills <ul><li> Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel </li><li> Experience with Salesforce or nCino applications is a plus </li></ul> About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

First Horizon Bank

Credit Analyst Sr

Accounting

Alliance/Partner Management

Analysis Skills

Banking Operations

Banking Services

Brokerage

Capital Markets

Commercial Banking

Commercial Loans

Commercial Property Loans

Computer Skills

Credit Analysis

Credit Risk

Customer Relationship Management (CRM)

Documentation

Establish Priorities

Finance

Financial Analysis

Financial Reporting

Financial Services

Financial Statements

Financial Trend Analysis

Fixed Income Investments

Follow Through

Investment Management

Legal Documents

Loan Policy

Loan Portfolio

Loan Review

Loans

Mentoring

Microsoft Excel

Microsoft Outlook

Microsoft PowerPoint

Microsoft Word

Mortgage

Performance Analysis

Performance Metrics

Policy Implementation

Private Banking

Problem Solving Skills

Procedure Implementation

Production Systems

Research & Development (R&D)

Retail

Risk Management

Salesforce.com

Small Business

Team Player

Time Management

Underwriting

Wealth Management

JobAdX

Compensation depends on several factors including: experience, education, key skills, geographic location of the position, client requirements, external market competitiveness, and internal equity among other employees within APTIM. APTIM Corp, is committed to providing an extensive range of benefits that protect and promote the health and financial well-being of our employees and their families through the APTIM Benefits Marketplace https://aptim.makeityoursource.com/ .

YEAR

Job Overview: We are seeking a highly motivated and technically adept Engineering Business Analyst to support our Engineering and GIS teams in optimizing and evolving our application ecosystem. This role will serve as a critical bridge between business stakeholders and IT, helping define the strategy, roadmap, and effective utilization of engineering and geospatial applications. The Engineering Business Analyst will partner across business lines to understand needs, support implementations, and continuously enhance system functionality. Key Responsibilities/Accountabilities: + Serve as the primary IT liaison for Engineering and GIS application domains. + Elicit, document, and prioritize business and functional requirements for engineering systems. + Support governance and optimization of a portfolio of engineering and GIS applications. + Analyze and map engineering workflows and collaborate with IT on implementation strategies. + Support integrations between engineering systems, GIS platforms, and enterprise systems (e.g., ERP, project systems). + Manage and optimize software licensing, including Autodesk Flex token agreements. + Provide training and ongoing support to end users. + Assist in testing, validation, and deployment of system updates and new capabilities. + Document system processes, changes, and best practices. + Work with vendors and internal teams to maintain system performance and compliance. Preferred Skills: + Experience with engineering and GIS software ecosystems (Autodesk, Bentley, ESRI, or similar). + Understanding of application portfolio management and IT governance practices. + Knowledge of APIs, system integrations, and data flows. + Familiarity with Agile, Scrum, or Waterfall delivery methodologies. + Excellent analytical and problem-solving skills. + Strong communication and stakeholder management abilities. Qualifications: + Bachelor's degree in Information Systems, Engineering, GIS, Business, or a related field (or equivalent experience). + 5+ years of experience as a Business Analyst supporting technical or engineering teams. + Strong analytical, problem-solving, and communication skills. + Proficiency with Microsoft Office and standard documentation tools. + Ability to manage multiple priorities independently and collaboratively. ABOUT APTIM APTIM enhances the quality of the environment, wellbeing of people, resilience communities,and opportunity for employees to make a difference, not just a living. A leading professional solutions firm, we specialize in environmental, sustainability, resilience, and infrastructure solutions. Our team of experts provide these integrated solutions for forward-thinking government agencies, commercial and industrial clients, and energy customers. Together, we create sustainable and resilient communities for all. What you can expect from APTIM: + Work that is worthy of your time and talent + Respect and flexibility to live a full life at work and at home + Dogged determination to deliver for our clients and communities + A voice in making our company better + Investment into your personal and professional development As of the date of this posting, a good faith estimate of the current pay range for this position is $85K to $110K per year. Compensation depends on several factors including: experience, education, key skills, geographic location of the position, client requirements, external market competitiveness, and internal equity among other employees within APTIM. Employee Benefits APTIM Corp, is committed to providing an extensive range of benefits that protect and promote the health and financial well-being of our employees and their families through the APTIM Benefits Marketplace https://aptim.makeityoursource.com/ . + Medical, vision, and dental insurance: Through the marketplace, our employees can choose benefits from five metallic levels and several carriers to find the right benefits that work for them in their location. + Company paid and optional Life insurance + Short-term and long-term disability insurance + Accident, Critical Illness, and Hospital Indemnity coverage + Paid holidays, vacation, and sick leave (eligibility based on company policy and applicable law) + 401(k) APTIM offers three 401k plans through the Aon Pooled Employer Plan (PEP). The specific plan you are eligible for depends on the business unit you are in. The details of the largest plan are found here: + APTIM 401(k) Guide (https://aptim.makeityoursource.com/getattachment/427b25cf-c3d5-43c1-97af-a3c3f474a136/APTIM-Corp-401(k)-Guide.pdf) + APTIM - Helpful Documents Watch our video: About APTIM - In Pursuit of Better #LI-Remote #LI-BS1 Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled Applicants with a physical or mental disability who require a reasonable accommodation for any part of the application or hiring process may make their request known by e-mailing HRQuestions@cbifederalservices.com or calling 855.343.5600 for assistance. EOE/Vets/Disability

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Credit Analyst Sr First Horizon Bank

Engineering Business Analyst APTIM

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