Loan Officer Associate Lennar HomesLoan Officer AssociateIrvine, CA$19.36–$21 / hourFull timeLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds.
Associate Loan Originator, NE Brea Hilltop Holdings IncAssociate Loan Originator, NE BreaBrea, CA7 2023 Energage Top Workplaces in the USA #11 2023 Energage Top Workplaces in Financial Services # Top 25 2023 Fortune Best Workplaces for Women # Top 25 2023 Fortune Best Workplaces in Financial Services # Top 50 2023 Fortune Best Workplaces for Millennials # #11 2023 Fortune Best Workplaces in Texas # Scotsman Guide 2024 Top Workplaces (Editor's Pick) # #7 2023 Dallas Morning News Top Workplaces. Established in 1986 Part of Hilltop Holdings Inc. (NYSE: HTH) a diverse financial services company #11 2023 Top Retail Volume, Scotsman Guide #15 2023 Top Overall Volume, Scotsman Guide 400+ purchase, renovation, refinance and reverse mortgage products National lender with coverage in all 50 states 2023 Best-in-Class Lender in 4 categories by MortgageCX Branches located in 42 states 96% customer satisfaction rating 4.9 national average star rating on Google 22,000+ five star Zillow reviews.
Mortgage Loan Originator UMB Financial CorpMortgage Loan OriginatorCAThe mortgage sales team, in which the Mortgage Loan Originator is a part of, is vital in attracting new clients to the bank- they do this by building relationships with internal stake holders, real estate agents and other partners that will refer them to their clients when they have a mortgage loan need. The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.
Mortgage Loan Originator - Investment Real Estate New Western CorporateMortgage Loan Originator - Investment Real EstateLos Angeles, CaliforniaSherman Bridge is seeking a motivated and relationship-driven Investment Real Estate Mortgage Loan Originator to originate residential investment property loans for both New Western-sourced clients and outside real estate investors. The MLO will serve as a trusted financing advisor to real estate investors and New Western agents by structuring financing solutions, managing the loan process from application through closing, and helping clients grow their investment businesses.
Mortgage Loan Originator LBC MortgageMortgage Loan OriginatorLos Angeles, CARemoteTeam of professional in-house processors-they will help you structure deals ; loan officer assistant; In-house marketing team : Editor, copywriter, social media, targeting, SEO, PPC; In-house Video Recording Studio - record reels, videos, podcasts to promote yourself; Custom CRM & Custom App for Agents; Present and communicate company loan products and services; Assist clients in completing loan applications and all necessary paperwork; Conduct thorough reviews of client financial information to ensure loan eligibility; Follow up, Follow up, Follow up.
Licensed Mortgage Loan Originator WEST ONE CAPITAL GROUP INCLicensed Mortgage Loan OriginatorIrvine, CAFull timeWith a diverse suite of residential loan products—including Conventional, FHA, VA, Reverse Loans, Jumbo-ARMs, Fixed and I/O, NON-QM, DSCR, Stated Income Programs, and 2nd Trust Deed Loans—our correspondent lending and broker platforms provide a competitive edge. Represent West One Capital Group at networking events such as industry seminars, local chamber meetings, realtor functions, brokers’ open houses, and other lead-generating activities.
CALIFORNIA LICENSED MORTGAGE LOAN ORIGINATORS Pacific Playa RealtyCALIFORNIA LICENSED MORTGAGE LOAN ORIGINATORSEl Segundo, CAFull timeThe ideal candidate will have a strong background in financial services, exceptional customer service skills, and a proven track record in loan origination. If you are a detail-oriented individual with a passion for finance and helping clients achieve their homeownership dreams, we encourage you to apply for this exciting opportunity.
Mortgage Loan Originator (Self-Source) First Entertainment Credit UnionMortgage Loan Originator (Self-Source)Hollywood, CACultivate, manage, and deepen relationships with realtors, builders, attorneys, financial advisors, CPAs, Select Employer Groups (SEGs) and other Centers of Influence (COIs) to drive consistent referral activity. Proactively generate residential mortgage business through outside sales/self-sourced activities such as open houses, referral networks, community events, and business-to-business outreach.
Mortgage Loan Originator Fifth Third BancorpMortgage Loan OriginatorCAIncentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
Mortgage Loan Originator Southern California Fifth Third BancorpMortgage Loan Originator Southern CaliforniaCAIncentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
Loan Originator Become a part of our amazing teamLoan OriginatorAnaheim, CaliforniaThe ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector.
NewSALES-LOAN ORIGINATOR/ Healthcare Marketplace- Fulltime or Part-Time Supreme Doctor ConsultantsSALES-LOAN ORIGINATOR/ Healthcare Marketplace- Fulltime or Part-TimeLos Angeles, CaliforniaGood backgrounds that have transferable skill sets are, but are NOT limited to the following; professional practice finance, mortgage banker, financial broker, auto lending, collections, banking/commercial lending, equipment leasing, healthcare finance, healthcare equipment or supply sales., Average deal size is typically $500K and a person with the right skill set can bring in an average of two deals per month with the potential to earn $12,000 to $15,000, bring in 4 deals and earn $25,000 plus MONTHLY.
Loan Originator Merchants Mortgage & Trust CorporationLoan OriginatorLos Angeles, CARemote$150,000–$250,000Candidates should have relevant experience in providing builders with Bridge financing and should have relationships with loan borrowers active in the residential real estate Fix & Flip & Ground Up construction space. MMTC specializes in short term residential bridge loans for Fix & Flip investors, commercial loans, construction loans and rental property loans.
Mortgage Loan Originator U.S. BancorpMortgage Loan OriginatorLos Angeles, CAIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Mortgage Loan Originator U.S. BankMortgage Loan OriginatorLos Angeles, CaliforniaBasic Qualifications- High school diploma or equivalent- Minimum one year of mortgage, sales, real estate, or banking experience- Ability to travelPreferred Skills/Experience- Well-developed sales ability- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors- Basic knowledge of local, state and national laws (e.g. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Mortgage Loan Officer (Irvine, CA) Zillow IncMortgage Loan Officer (Irvine, CA)Irvine, CA$12–$25 / hourThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
Mortgage Loan Officer (Irvine, CA) ZillowMortgage Loan Officer (Irvine, CA)Irvine, CaliforniaThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025 , and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
Highly Paid Role For Experienced Loan Officer (Private Lending) F2 FinanceHighly Paid Role For Experienced Loan Officer (Private Lending)Santa Monica, CAF2 Finance is a fast-growing, real estate lender focused on short-term residential bridge loans, fix and flip financing, and other business-purpose real estate loans. We have substantial capital available for growth and are building a national lending platform for real estate entrepreneurs and investors who value speed, certainty, and direct access to their lender.
Mortgage Loan Officer (Mlo) LBC MortgageMortgage Loan Officer (Mlo)Orange, CAIf you're tired of spending your time prospecting and want to focus on what you do best—building relationships and closing loans—we want to hear from you. At LBC Mortgage , we're looking for motivated Mortgage Loan Officers who are ready to take advantage of a steady flow of company-generated leads.
Mortgage Loan Officer (MLO) LBC MortgageMortgage Loan Officer (MLO)Los Angeles, CaliforniaIf you're tired of spending your time prospecting and want to focus on what you do best—building relationships and closing loans—we want to hear from you. At LBC Mortgage , we're looking for motivated Mortgage Loan Officers who are ready to take advantage of a steady flow of company-generated leads.
NewSales Training Program – Reverse Mortgage Loan Officer Mutual of Omaha MortgageSales Training Program – Reverse Mortgage Loan OfficerLos Angeles, CAOur goal isn't simply to help you become licensed or originate your first loan—it's to develop confident, knowledgeable, high-performing mortgage professionals with the skills, coaching, and support to build a rewarding long-term career. The most successful professionals in this role are those who build trust, ask thoughtful questions, listen with intention, and serve as trusted advisors through one of the most important financial decisions their clients will make.
Residential RE Loan Officer-Hybrid Logix Federal Credit UnionResidential RE Loan Officer-HybridValencia, CaliforniaFull timeThe Real Estate Loan Officer originates residential mortgage loans through self-generated referral relationships and leverages marketing strategies. Develop and maintain self-generated referral relationships with real estate professionals and other key partners through branded marketing, events, and educational outreach.
Mortgage Loan Officer - Central LA Citigroup Inc.Mortgage Loan Officer - Central LALos Angeles, CA$60,000–$175,000 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Originator - Asset Based Lending - Vice President JPMorgan Chase & CoOriginator - Asset Based Lending - Vice PresidentLos Angeles, CAJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
LPC Loan Officer-Hybrid Logix Federal Credit UnionLPC Loan Officer-HybridValencia, CaliforniaFull timeSuccessful completion of training and obtain the following licenses, skills and authorities within 6 months of entering the position: New Hire Training, New Accounts, Consumer and Real Estate Loan Training program, Membership Officer Authority, Contact Center Basics. The Loan Phone Center Officer is responsible for handling loan inquiries through the phone channel, processing them to completion, and fostering member relationships by identifying financial needs and offering tailored solutions.
Loan Portfolio Manager Arixa CapitalLoan Portfolio ManagerLos Angeles, CAThe Loan Portfolio Manager ensures borrowers remain compliant with loan terms, monitor risk, coordinates post-origination activity, and partners with internal departments and external stakeholders to maintain portfolio performance. 5000 list of the fastest growing private companies in the U.S. For a full description of ranking methodology, please visit: https://www.inc.com/inc-5000-methodology-how-we-selected-these-companies.html .
NewBuilder Loan Consultant LoanDepot IncBuilder Loan ConsultantCAToday, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Mortgage Loan Officer Mission LoansMortgage Loan OfficerIrvine, CA$120,000–$200,000 / yearAs a Mortgage Loan Officer , you’ll play a key role in helping clients navigate their financial journey by assessing their needs, recommending the best loan products, and ensuring a seamless mortgage process. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property.
Senior Loan Processor CrossCountry Mortgage LLCSenior Loan ProcessorCAPosition Overview: The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Loan Processor Arixa CapitalLoan ProcessorLos Angeles, CAWhile not an exhaustive list, the Loan Processor will be responsible for: Provide support to Client Relations and Underwriting teams by ensuring timely and accurate processing, documentation and closing of new loans and modifications. 5000 list of the fastest growing private companies in the U.S. For a full description of ranking methodology, please visit: https://www.inc.com/inc-5000-methodology-how-we-selected-these-companies.html.
Senior Mortgage Loan Documentation Specialist East West Bancorp IncSenior Mortgage Loan Documentation SpecialistEl Monte, CA$20–$37 / hourOur teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates' potential for career advancement. The Senior Loan Documentation Specialist is responsible for managing the end-to-end loan documentation process, ensuring the accurate preparation, review, and delivery of compliant loan packages from document generation through funding.
Senior Loan Advisor - Remote Opportunity (Remote) Swell LoansSenior Loan Advisor - Remote Opportunity (Remote)Irvine, CARemoteLoan Advisors receive company provided leads from a variety of sources, including but not limited to direct mail, call center warm transfers and exclusive online leads generated through Refi.com and 3 rd party partners and can offer their customers the most aggressive Conventional, Jumbo, Non-QM, and Government refinance and purchase programs in the industry at competitive and transparent pricing. We also provide a Loan Advisor Assistant to support administrative tasks and enable a higher degree of customer contact that allows greater sales opportunities.
Specialist, Loan Set-Up, Wholesale, II Carrington Mortgage Services, LLCSpecialist, Loan Set-Up, Wholesale, IIOrange, CARemote$38,000–$50,000 / yearWe provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate.
Associate Director, Residential Mortgage Loan Servicing Apollo Global ManagementAssociate Director, Residential Mortgage Loan ServicingEl Segundo, CA$140,000–$205,000 / yearIn our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade to private equity with a focus on three investing strategies: yield, hybrid, and equity. A leading contributor to addressing some of the biggest issues facing the world today - such as energy transition, accelerating the adoption of new technologies, and social impact - where innovative approaches to investing can make a positive difference.
Loan Officer Associate – Bilingual LennarLoan Officer Associate – BilingualFullerton, FloridaThis role goes beyond support—you will actively contribute to lead conversion, pipeline growth, and customer experience while learning the daily behaviors, metrics, and decision‑making of top‑performing Loan Officers. You’ll work alongside experienced sales professionals, engage directly with customers, and use modern digital and AI‑enabled tools to manage relationships, prioritize leads, and drive results.
Senior Loan Officer - Mortgage Bank of HopeSenior Loan Officer - MortgageLos Angeles, CATo ensure complete, accurate, and timely loan processing, data capture, and generation of business records, a Senior Mortgage Loan Officer may use only those data systems provided and used by the Bank; including but not limited to the loan origination system, prescribed automated underwriting systems (if applicable), and payroll and accounting systems. A Mortgage Loan Officer must timely collect all applicable fees as set forth in the Bank of Hope Corporate Fee Sheet then in effect, and a Mortgage Loan Officer may not waive any applicable fees without the prior written approval of [Branch or Regional Manager].
Senior Loan Officer - Mortgage BBCN BankSenior Loan Officer - MortgageLos Angeles, CATo ensure complete, accurate, and timely loan processing, data capture, and generation of business records, a Senior Mortgage Loan Officer may use only those data systems provided and used by the Bank; including but not limited to the loan origination system, prescribed automated underwriting systems (if applicable), and payroll and accounting systems. A Mortgage Loan Officer must timely collect all applicable fees as set forth in the Bank of Hope Corporate Fee Sheet then in effect, and a Mortgage Loan Officer may not waive any applicable fees without the prior written approval of [Branch or Regional Manager].
Loan Officer Associate Lennar CorporationLoan Officer AssociateIrvine, CA$19.36–$21 / hourLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds.
Mortgage Loan Officer LBC MortgageMortgage Loan OfficerLos Angeles, CARemoteTeam of professional in-house processors-they will help you structure deals ; loan officer assistant; In-house marketing team : Editor, copywriter, social media, targeting, SEO, PPC; In-house Video Recording Studio - record reels, videos, podcasts to promote yourself; Custom CRM & Custom App for Agents; Present and communicate company loan products and services; Assist clients in completing loan applications and all necessary paperwork; Conduct thorough reviews of client financial information to ensure loan eligibility; Follow up, Follow up, Follow up.
Loan Officer RCN CapitalLoan OfficerLos Angeles, CaliforniaRCN Capital works strictly with commercial mortgages backed by residential properties and provides a full range of asset-backed, short- and long-term loans from $70K to $2M. We are seeking a Loan Officer in the Los Angeles, CA area who will be responsible for identifying new, viable leads for asset-based real estate loans.
NewMortgage Supervising Loan Officer PNC BankMortgage Supervising Loan OfficerBeverly Hills, CaliforniaIn addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
Loan Officer - Irvine Griffin FundingLoan Officer - IrvineIrvine, CaliforniaWe are a national direct lender specializing in Non-QM (DSCR, Bank Statement, 5–10 Unit), VA, and HELOAN products, with access to Conventional, Jumbo, FHA, USDA, 2nds, and more. Best Places to Work recognition reflect a culture built on accountability, collaboration, and genuine care for clients and teammates alike.
Bridge Loan Officer CRE RecruitingBridge Loan OfficerLos Angeles, CaliforniaThe ideal Bridge Loan Officer candidate has 3-5+ yearsâ commercial real estate debt underwriting and/or originations experience, a strong internal drive, and the desire to build a business that is both professionally and financially rewarding. Our client does things differently â from their open-door policy at investment committee to removing the administrative burden of having to steward a deal through the funding process, allowing their originations team to focus on client and business development.
Loan Officer - Hard Money Lending LBC MortgageLoan Officer - Hard Money LendingLos Angeles, CaliforniaLBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. As we continue to grow our lending portfolio, we are building a strong team of professionals who understand the urgency, complexity, and opportunity within the Hard Money space.
Commercial Loan Officer - IPL Axos BankCommercial Loan Officer - IPLCAThe Commercial Loan Officer serves as a trusted advisor throughout the lending process and works closely with Credit, Underwriting, Closing, Portfolio Management, and Servicing teams to deliver exceptional client service and high-quality loan production. Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.
Vice President, Corporate Loan Officer Ascent Developer SolutionsVice President, Corporate Loan OfficerEncino, CaliforniaThe VP, Corporate Loan Officer, partners closely with Sales Management, Credit, and internal teams to evaluate opportunities, structure financing solutions, and drive consistent utilization across existing accounts. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.
NewMortgage Loan Officer PNC BankMortgage Loan OfficerIrvine, CaliforniaPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
VP, Loan Officer Genesis CapitalVP, Loan OfficerSherman Oaks, CaliforniaAs part of the client evaluation process the loan officer will be responsible for structuring loan terms, populating the appropriate worksheets with construction terms, borrower history, and borrower capability i.e. pre-funding worksheet, and officially transitioning the loan from lead stage to active pipeline stage. Genesis Capital (the “Company”) is one of the largest business purpose lenders in the country, focused on providing commercial real estate financing solutions to real estate developers who buy, renovate, and sell single-family and/or multi-family residential real estate.
Mortgage Loan Officer Motto Mortgage ReadyMortgage Loan OfficerSanta Clarita, CA$100,000–$120,000 / yearThrough strategic partnerships with top-producing real estate professionals and teams, we provide qualified leads, Realtor referrals, marketing support, ongoing training, and proven systems designed to help Loan Officers increase production and close more loans. Rather than navigating the industry alone, our Loan Officers work alongside experienced mortgage professionals, in-house processors, marketers, and trusted real estate partners who share a common goal of helping clients achieve homeownership.
Auto Loan Officer Hankey Group ExternalAuto Loan OfficerLos Angeles, CaliforniaCandidate will educate, train, and acquire new customers and foster existing and new Dealer partners along with acquiring new sources and will play an active role in securing contracts. The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.